|
FEES AND EXPENSES |
Location In The
Prospectus | ||
Charges for
Early
Withdrawals |
If You surrender your Policy in the first 10 years or within the first 10 years
after an increase in the Specified Face Amount, we will apply a surrender
charge to the initial Specified Face Amount and to each increase in the
Specified Face Amount other than an increase resulting from a change in the death benefit option. If You make an early withdrawal, the Maximum
Charge would be $4,013 based on an initial Specified Face Amount of
$100,000. |
FEE TABLE –
TRANSACTION
FEES
SURRENDERS
AND
SURRENDER
CHARGES | ||
Transaction
Charges |
In addition to charges for early withdrawals, You may be charged for
transactions under the Policy. A front-end load may be charged on each
premium payment. The front-end load for premiums up to and including
the Target Premium differs from the front-end load for premiums in excess of the Target Premium. You may be charged for requested Policy illustrations. If You elect an accelerated benefit under the Accelerated Benefits Rider, the
payment may be subject to certain deductions. If the Loan Lapse
Protection Rider is elected, a front-end load may be
charged on the Election Date. Currently, we do not charge
for transfers. However, we reserve the right to charge
$15 per transfer after the first 12 transfers per Policy Year. |
FEE TABLE –
TRANSACTION
FEES
CHARGES,
DEDUCTIONS
AND
REFUNDS
TRANSFER
PRIVILEGES
SUPPLEMENTAL
BENEFITS | ||
Ongoing Fees
and Expenses
(annual charges) |
In addition to charges for early withdrawals and transaction charges,
an investment in the Policy is subject to certain ongoing fees and expenses,
including fees and expenses covering the cost of
insurance under the Policy
and the cost of the optional benefit available under the
Policy. Certain fees
and expenses are set based on characteristics of the insured (e.g., age, sex,
and rating classification). You should view your Policy specifications page
for rates applicable to your Policy. You will also bear expenses associated
with the Funds under the Policy, as shown in the following table: |
FEE TABLE CHARGES, DEDUCTIONS AND REFUNDS APPENDIX A - FUNDS
AVAILABLE
UNDER THE
POLICY | ||
Annual Fee |
Minimum |
Maximum | ||
Investment Options (Fund fees and
expenses)1 |
0.35%1 |
1.75%1 | ||
1 As a percentage of Fund net assets. |
|
RISKS |
Location In The
Prospectus | ||
Risk of Loss |
You can lose money by investing in the Policy. |
PRINCIPAL
RISKS OF
INVESTING IN
THE
POLICY | ||
Not a
Short-Term
Investment |
•The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. •Full surrender of this Policy is discouraged in the early Policy Years
because the front-end loads on premiums are higher in those
years. •Upon partial surrender, your death benefit protection may be reduced and
your risk of lapse will increase. You may partially surrender the
Policy
only once per year and only after the Policy has been in force for one year.
•If You fully or partially surrender the Policy, You may be subject to income taxes and potential tax penalties. There may be tax consequences
associated with Policy loans. | |||
Risks Associated
with
Investment
Options |
•An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the Investment Options available under the Policy (e.g., the Funds). •Each Investment Option (including the Fixed Account) has its own unique
risks.
•You should review the Investment Options before making an investment
decision. | |||
Insurance
Company Risks |
•An investment in the Policy is subject to the risks related to the Company. •Any Company obligations (including under the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of the
Company.
•Additional information about the Company, including its financial
strength ratings, is available upon request by calling (877) 253-2323 or visiting https://www.delawarelife.com/our-company. | |||
Policy Lapse |
•Death benefits will not be paid if the Policy has lapsed. •Poor investment performance, insufficient premiums, fees and
charges, partial surrenders, and unpaid loans or loan
interest could cause your Policy to lapse and You could lose your insurance coverage. •There are costs associated with reinstating a lapsed Policy •The Policy will not terminate due to insufficient value if You are
within the No-Lapse Guarantee Period and You have paid sufficient premium to
satisfy the “minimum premium
test” •The Policy will not terminate due to insufficient value if the Loan Lapse
Protection Rider is in effect and all conditions thereunder have been
met. |
INSUFFICIENT VALUE |
|
RESTRICTIONS |
Location In The
Prospectus | ||
Investments |
•Certain Investment Options may not be available under your
Policy.
•Transfers from the Fixed Account are subject to special restrictions that may prolong the time it takes to transfer Account Value from the Fixed
Account. •Transfers between the Fund options are subject to additional restrictions
designed to prevent short-term and disruptive trading.
•All transfers are subject to our consent, and we reserve the right to impose
limitations on transfers.
•We reserve the right to impose a transfer charge of $15 for each transfer
above 12 transfers in any Policy Year.
•We reserve the right to limit the number of Sub-Accounts to which You may allocate your Account Value to not more than 20. •We reserve the right to remove or substitute Funds as Investment Options. |
APPENDIX A – FUNDS
AVAILABLE
UNDER
THE POLICY TRANSFER PRIVILEGES MODIFICATION |
|
RESTRICTIONS (CONT.) |
Location In The
Prospectus | ||
Optional
Benefits |
•There is a charge for this rider. •Must be elected at issue.
•Cannot elect both this rider and the Payment of Stipulated Amount Rider.
•Disability must begin while this rider is in force and continue for 6
months.
•Requires proof of eligibility. |
SUPPLEMENTAL
BENEFITS –
Waiver of
Monthly
Deductions
Rider | ||
•There is a charge for this rider. •Must be elected at issue.
•You must choose the amount of the monthly payment on your application.
•Payments continue while the disability continues but no later than the end
of the payment option at the Insured’s age 65 or 70.
•Does not guarantee that Account Value will be sufficient to keep the Policy in force.
•Cannot elect both this rider and the Waiver of Monthly Deductions Rider.
•Disability must begin while this rider is in force and continue for 6
months.
•Requires proof of eligibility. |
SUPPLEMENTAL
BENEFITS –
Payment of
Stipulated
Amount Rider | |||
•There is a charge for this rider. •Must be elected at issue.
•Cannot be discontinued by You. •Does not provide a waiver for surrenders made as part of a
tax-free exchange.
•Cannot elect both this rider and the Long Term Accumulation rider. |
SUPPLEMENTAL
BENEFITS –
Enhanced Cash
Surrender Value
Rider | |||
•Must be elected at issue. •Cannot be discontinued by You.
•Significantly increases certain Policy charges (Premium Expense Charge, Monthly Expense Charge, Monthly Cost of Insurance Charge). •No asset credit will be paid unless the Policy’s persistency, mortality
experience and expense assumptions are at least as favorable as those
assumed by the Company at issue.
•No guaranteed minimum asset credit. •Cannot elect both this rider and the Enhanced Cash Surrender
Value Rider. |
SUPPLEMENTAL
BENEFITS –
Long Term
Accumulation
Rider | |||
•There is a charge for this rider. •Additional underwriting requirements may apply.
•Scheduled face amount increases are only available if you elect death
benefit option A.
•Scheduled increases terminate if You change from death benefit option A.
•Scheduled increases terminate if You decrease the face amount. •No-Lapse Guarantee applies to this rider for only 5 years,
and not for the No-Lapse Guarantee Period on the base Policy. •Rider terminates when the Insured reaches Attained Age 121. |
SUPPLEMENTAL BENEFITS – Supplemental Insurance Rider |
|
TAXES |
Location In The
Prospectus | ||
Tax Implications |
•You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the
Policy.
•There is no additional tax benefit if the Policy is purchased through a tax-qualified plan. •Full and partial surrenders will be subject to ordinary
income tax, and may be subject to tax
penalties. |
ABOUT THE
POLICY
FEDERAL
INCOME TAX
CONSIDERA
TIONS | ||
|
CONFLICTS OF INTEREST |
Location In The
Prospectus | ||
Investment
Professional
Compensation |
Your investment professional may receive compensation for selling the
Policy to You, including commissions, other cash compensation, and non-cash compensation. We may share the revenue we earn on this
Policy
with your investment professional’s firm. As a result of these
compensation arrangements, your investment professional
may have a financial incentive to offer or recommend this
Policy over another investment. |
DISTRIBUTION OF POLICY | ||
Exchanges |
Some investment professionals may have a financial incentive to offer
You a new policy in place of the one You already own. You
should only exchange a policy you already own if you
determine, after comparing the features, fees, and risks
of both policies, that it is better for You to purchase the new policy rather than continue to own your existing policy. |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Allocation - Moderate |
AB Variable Products Series Fund, Inc.
Balanced Hedged Allocation Portfolio
Class
B2,3 |
AllianceBernstein, L.P. |
0.98%1 |
12.66% |
5.92% |
5.04% |
Equity - Global Large
Cap |
AB Variable Products Series Fund, Inc.
International Value Portfolio
Class B |
AllianceBernstein, L.P. |
1.15% |
14.83% |
5.55% |
1.83% |
Allocation - Moderate |
BlackRock Variable Series Funds, Inc.
BlackRock Global Allocation V.I. Fund Class III |
BlackRock Advisors, LLC /
BlackRock (Singapore)
Limited, BlackRock
International Limited |
1.02%1 |
12.49% |
7.39% |
4.63% |
Equity - US Large Cap
Growth |
Columbia Funds Variable Series Trust II
Columbia Variable Portfolio – Large Cap
Growth Fund Class2 |
Columbia Management
Investment Advisers, LLC |
0.97% |
42.77% |
17.98% |
13.37% |
Equity - US Small Cap |
Deutsche DWS Investments VIT Funds
DWS Small Cap Index VIP
Class
B4 |
DWS Investment
Management Americas, Inc. /
Northern Trust Investments,
Inc. |
0.68%1 |
16.33% |
9.34% |
6.59% |
Allocation - Moderate |
Variable Insurance Products Fund III
Fidelity®
Variable Insurance Products Balanced
Portfolio Service Class2 |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.69% |
21.29% |
12.16% |
8.81% |
Equity - US Large Cap
Growth |
Variable Insurance Products Fund II
Fidelity®
Variable Insurance Products
Contrafund®
Portfolio Service Class2 |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.81% |
33.12% |
16.36% |
11.33% |
Allocation - Target
Date |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Freedom 2015
Portfolio Service Class24 |
Fidelity Management &
Research Company, LLC |
0.68% |
10.64% |
6.29% |
4.93% |
Allocation - Target
Date |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Freedom 2020
Portfolio Service Class24 |
Fidelity Management &
Research Company, LLC |
0.72% |
12.22% |
7.22% |
5.48% |
Allocation - Target
Date |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Freedom 2030
Portfolio Service Class24 |
Fidelity Management &
Research Company, LLC |
0.77% |
14.46% |
9.02% |
6.59% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Large Cap
Blend |
Variable Insurance Products Fund II
Fidelity®
Variable Insurance Products Index 500
Portfolio Service Class2 |
Fidelity Management &
Research Company, LLC /
Geode Capital Management,
LLC |
0.35% |
25.88% |
15.27% |
11.64% |
Equity - US Mid Cap |
Variable Insurance Products Fund III
Fidelity®
Variable Insurance Products Mid Cap
Portfolio Service Class2 |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.82% |
14.80% |
12.17% |
7.85% |
Equity - International
All Cap |
First Eagle Variable Funds
First Eagle Overseas Variable Fund |
First Eagle Investment
Management, LLC |
1.21%1 |
10.08% |
5.78% |
3.68% |
Allocation - Moderate |
Franklin Templeton Variable Insurance
Products Trust
Franklin Allocation VIP Fund Class24 |
Franklin Advisers, Inc. /
Templeton Global Advisors
Limited, Franklin Templeton
Institutional, LLC,
Brandywine Global
Investment Management,
LLC, ClearBridge
Investments, LLC, Western
Asset Management Company,
LLC, Western Asset
Management Company
Limited |
0.82%1 |
14.61% |
7.57% |
4.75% |
Allocation - Cautious |
Franklin Templeton Variable Insurance
Products Trust
Franklin Income VIP Fund Class2 |
Franklin Advisers, Inc. |
0.71%1 |
8.62% |
6.98% |
5.01% |
Allocation - Aggressive |
Franklin Templeton Variable Insurance
Products Trust
Franklin Mutual Shares VIP Fund Class2 |
Franklin Mutual Advisers,
LLC |
0.93% |
13.46% |
7.81% |
5.43% |
Equity - US Small Cap |
Franklin Templeton Variable Insurance
Products Trust
Franklin Small Cap Value VIP Fund Class2 |
Franklin Mutual Advisers,
LLC |
0.91%1 |
12.75% |
11.06% |
7.04% |
Fixed Income - US |
Franklin Templeton Variable Insurance
Products Trust
Franklin Strategic Income VIP Fund Class2 |
Franklin Advisers, Inc. |
1.09%1 |
8.18% |
1.96% |
1.77% |
Fixed Income - US |
Franklin Templeton Variable Insurance
Products Trust
Franklin U.S. Government Securities VIP
Fund
Class23
|
Franklin Advisers, Inc. |
0.77% |
4.47% |
0.22% |
0.73% |
Equity - US Mid Cap |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. American Value Fund Series II |
Invesco Advisers, Inc. |
1.14% |
15.29% |
12.45% |
6.98% |
Equity - US Large Cap
Growth |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Capital Appreciation Fund Series II |
Invesco Advisers, Inc. |
1.05%1 |
35.03% |
16.10% |
11.28% |
Equity - US Large Cap
Value |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Comstock Fund Series II |
Invesco Advisers, Inc. |
1.00% |
12.10% |
13.20% |
8.65% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Large Cap
Blend |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Core Equity Fund Series I |
Invesco Advisers, Inc. |
0.80% |
23.36% |
12.95% |
7.79% |
Allocation - Moderate |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Equity and Income Fund Series II |
Invesco Advisers, Inc. |
0.82% |
10.24% |
9.64% |
6.78% |
Equity - Global Large
Cap |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. EQV International Equity
Fund
Series I |
Invesco Advisers, Inc. |
0.90% |
18.15% |
8.42% |
4.33% |
Equity - Global Large
Cap |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Global Fund Series II |
Invesco Advisers, Inc. |
1.07% |
34.45% |
12.02% |
8.21% |
Equity - US Large Cap
Blend |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Main Street Fund®
Series
II3 |
Invesco Advisers, Inc. |
1.05%1 |
22.83% |
13.28% |
9.74% |
Equity - US Small Cap |
M Fund, Inc.
M Capital Appreciation Fund |
M Financial Investment
Advisers, Inc. / Frontier
Capital Management
Company, LLC |
1.00% |
23.56% |
12.56% |
8.90% |
Equity - Global Large
Cap |
M Fund, Inc.
M International Equity Fund |
M Financial Investment
Advisers, Inc. / Dimensional
Fund Advisors LP |
0.76% |
16.00% |
7.70% |
2.45% |
Equity - US Large Cap
Growth |
M Fund, Inc.
M Large Cap Growth Fund |
M Financial Investment
Advisers, Inc. / DSM Capital
Partners LLC |
0.77% |
32.04% |
15.98% |
12.39% |
Equity - US Large Cap
Value |
M Fund, Inc.
M Large Cap Value Fund |
M Financial Investment
Advisers, Inc. / Brandywine
Global Investment
Management, LLC |
0.65% |
7.60% |
10.16% |
6.96% |
Equity - US Small Cap |
MFS® Variable Insurance Trust
III MFS®
Blended Research® Small Cap Equity Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.51%1 |
18.96% |
10.28% |
8.27% |
Allocation - Cautious |
MFS® Variable Insurance Trust
III MFS®
Conservative Allocation Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.68% |
10.42% |
5.59% |
4.55% |
Fixed Income - US |
MFS® Variable Insurance Trust
II MFS®
Corporate Bond Portfolio Service Class |
Massachusetts Financial
Services Company |
0.88%1 |
8.89% |
2.43% |
2.56% |
Equity - Global
Emerging Markets |
MFS® Variable Insurance Trust
II MFS®
Emerging Markets Equity
Portfolio
Service Class |
Massachusetts Financial
Services Company |
1.48%1 |
10.71% |
1.79% |
1.31% |
Equity - Real Estate
Sector |
MFS® Variable Insurance Trust
III MFS®
Global Real Estate Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.90%1 |
11.46% |
6.41% |
6.55% |
Allocation - Cautious |
MFS® Variable Insurance Trust
II MFS®
Global Tactical Allocation Portfolio
Service Class |
Massachusetts Financial
Services Company |
1.08%1 |
9.35% |
4.69% |
3.62% |
Fixed Income - US |
MFS® Variable Insurance Trust
II MFS®
Government Securities Portfolio Service
Class |
Massachusetts Financial
Services Company |
0.83%1 |
3.86% |
0.08% |
0.81% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Allocation - Aggressive |
MFS® Variable Insurance Trust
III MFS®
Growth Allocation Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.80% |
15.29% |
9.91% |
7.54% |
Equity - US Large Cap
Growth |
MFS® Variable Insurance
Trust MFS®
Growth Series Initial Class |
Massachusetts Financial
Services Company |
0.73%1 |
35.86% |
15.89% |
12.97% |
Fixed Income - US |
MFS® Variable Insurance Trust
II MFS®
High Yield Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.72%1 |
12.41% |
4.66% |
3.82% |
Fixed Income - US |
MFS® Variable Insurance Trust
III MFS®
Inflation-Adjusted Bond Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.57%1 |
2.74% |
0.14% |
0.51% |
Equity - Global Large
Cap |
MFS® Variable Insurance Trust
II MFS®
International Growth Portfolio Service
Class |
Massachusetts Financial
Services Company |
1.13%1 |
14.39% |
9.20% |
6.09% |
Fixed Income - US |
MFS® Variable Insurance Trust
III MFS®
Limited Maturity Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.45%1 |
6.08% |
2.25% |
1.72% |
Equity - US Mid Cap |
MFS® Variable Insurance
Trust MFS®
Mid Cap Growth Series Initial Class |
Massachusetts Financial
Services Company |
0.80%1 |
21.32% |
13.31% |
11.12% |
Equity - US Mid Cap |
MFS® Variable Insurance Trust
III MFS®
Mid Cap Value Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.79%1 |
12.73% |
12.90% |
8.73% |
Allocation - Moderate |
MFS® Variable Insurance Trust
III MFS®
Moderate Allocation Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.72% |
12.99% |
7.96% |
6.21% |
Equity - US Small Cap |
MFS® Variable Insurance
Trust MFS®
New Discovery Series Initial Class |
Massachusetts Financial
Services Company |
0.87%1 |
14.41% |
11.08% |
7.67% |
Equity - US Small Cap |
MFS® Variable Insurance Trust
III MFS®
New Discovery Value Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.88%1 |
11.46% |
13.12% |
9.32% |
Equity - Global Large
Cap |
MFS® Variable Insurance Trust
II MFS®
Research International Portfolio Service
Class |
Massachusetts Financial
Services Company |
1.14%1 |
12.83% |
8.23% |
3.89% |
Equity - US Large Cap
Blend |
MFS® Variable Insurance
Trust MFS®
Research Series Initial Class |
Massachusetts Financial
Services Company |
0.79%1 |
22.42% |
14.41% |
10.82% |
Fixed Income - US |
MFS® Variable Insurance
Trust MFS®
Total Return Bond Series Initial Class |
Massachusetts Financial
Services Company |
0.53%1 |
7.38% |
1.85% |
2.22% |
Allocation - Moderate |
MFS® Variable Insurance
Trust MFS®
Total Return Series Service Class |
Massachusetts Financial
Services Company |
0.86%1 |
10.22% |
8.27% |
6.27% |
US Money Market |
MFS® Variable Insurance Trust
II MFS®
U.S. Government Money Market
Portfolio
Initial Class5
|
Massachusetts Financial
Services Company |
0.44%1 |
4.58% |
1.51% |
0.91% |
Equity - Utilities
Sector |
MFS® Variable Insurance
Trust MFS®
Utilities Series Service Class |
Massachusetts Financial
Services Company |
1.04%1 |
-2.33% |
8.05% |
6.13% |
Equity - US Large Cap
Value |
MFS® Variable Insurance
Trust MFS®
Value Series Initial Class |
Massachusetts Financial
Services Company |
0.69%1 |
7.93% |
11.34% |
8.52% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Large Cap
Value |
MFS® Variable Insurance
Trust MFS®
Value Series Service Class |
Massachusetts Financial
Services Company |
0.94%1 |
7.63% |
11.07% |
8.25% |
Equity - US Mid Cap |
Morgan Stanley Variable Insurance Fund,
Inc.
Discovery Portfolio
Class II |
Morgan Stanley Investment
Management, Inc. |
1.05%1 |
44.13% |
10.83% |
8.38% |
Commodities Broad
Basket |
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn® Strategy Portfolio Administrative Class
|
Pacific Investment
Management Company LLC |
1.48%1 |
-7.85% |
8.55% |
-0.80% |
Fixed Income -
Emerging Markets |
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Administrative Class |
Pacific Investment
Management Company LLC |
1.27%1 |
11.11% |
2.25% |
2.78% |
Allocation - Moderate |
PIMCO Variable Insurance Trust
PIMCO Global Managed Asset Allocation
Portfolio
Administrative Class |
Pacific Investment
Management Company LLC |
1.24%1 |
13.02% |
7.29% |
5.25% |
Fixed Income - US |
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class3
|
Pacific Investment
Management Company LLC |
0.84%1 |
3.67% |
3.16% |
2.25% |
Fixed Income - US |
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class3
|
Pacific Investment
Management Company LLC |
0.75%1 |
5.93% |
1.08% |
1.71% |
Equity - Global Large
Cap |
Franklin Templeton Variable Insurance
Products Trust
Templeton Growth VIP Fund Class2 |
Templeton Global Advisors
Limited / Templeton Asset
Management Ltd |
1.12%1 |
21.01% |
6.47% |
3.24% |
Equity - US Small Cap |
Wanger Advisors Trust
Wanger Acorn3 |
Columbia Wanger Asset
Management, LLC |
0.95%1 |
21.74% |
7.51% |
7.20% |