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Fees and Expenses |
Location in Prospectus | ||
Charges for Early Withdrawals |
If You surrender your Policy during the first ten Policy Years or
during the first ten years following an increase in Policy
Premium or Face Amount, We will assess a Surrender Charge,
which may significantly reduce the Surrender Value. Because
Policy Issue Charges can be higher for Policies with greater
Face Amounts, the Surrender Charge, both as a dollar amount
and as a percentage of the Policy’s Face Amount, may
increase for Policies with higher Face Amounts.
|
|||
|
For example, if You surrender Your Policy within the first 10
Policy Years or during the first 10 years following an increase in
Face Amount, You could pay a Surrender Charge of up to $5,840
based on a $100,000 Face Amount, representing a charge of
5.84% of the Policy’s Face Amount. |
| ||
Transaction Charges |
We may assess the following transaction charges: |
|||
|
•A Premium Tax Charge of 5.75% of Premium. | |||
|
•If You elect to make a Policy adjustment, We may assess a Policy Adjustment Transaction Charge which is currently $25 per transaction; |
| ||
|
•If You elect to take a partial surrender, We may assess a Partial Surrender Transaction Charge, which is the lesser of 2% of the surrendered amount (or $25); |
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•If You transfer Actual Cash Value among the Sub-Accounts, the Guaranteed Interest Account and the Fixed Index Accounts, We may assess a Transfer Charge which will not exceed $25 (current charge is $10). |
| ||
Ongoing Charges and Expenses (annual charges) |
•The Policy is subject to certain ongoing charges and expenses, including the Monthly Policy Charge, the Policy Issue Charge, the Cost of Insurance Charge, the Cash Extra Charge, the Mortality and Expense Risk Charge, the Loan Interest Charge, and charges for any Agreements you elect. These charges and fees are based on the characteristics of the insured. |
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•You should refer to Your Policy data pages for rates that are applicable to Your Policy. |
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The table shows the minimum and maximum expenses (as a
percentage of Portfolio assets) charged by any of the Portfolios
for the fiscal year ended December 31, 2023. More details
concerning each Portfolio’s fees and expenses are
contained in Appendix A. |
| ||
|
Annual Fee Portfolio Operating Expenses |
Minimum 0.44% |
Maximum 1.30% |
|
|
Risks |
Location in Prospectus |
Risk of Loss |
You have the risk that You can lose money by investing in the Policy. |
|
Risks |
Location in Prospectus |
Not a Short-Term Investment |
The Policy is not a short-term investment and may not be appropriate for Policy Owners who need ready access to cash. The Policy combines both life insurance protection and the potential for the accumulation of cash values; however, it contains costs, such as cost of insurance, surrender charges, and other expenses that, in the short term, may reduce the amount of Actual Cash Value available to the Policy Owner. |
|
Risks Associated with Investment Options |
The Policy's Actual Cash Value, to the extent invested in a Sub-Account, is subject to the risk of poor investment performance and can vary with the positive or negative investment experience of the corresponding Portfolio. Each investment option, including any of the Variable Life Account Sub-Accounts, or the Guaranteed Interest Account will each have its own unique risks. The Policy Owner should review these investment options before making an investment in the Policy. |
|
Insurance Company Risks |
Guarantees provided by Minnesota Life as to the benefits promised in the contract, such as payment of the Death Benefit, are subject to the claims paying ability of Minnesota Life and are subject to the risk that Minnesota Life may default on its obligations under those guarantees. The Guaranteed Interest Account is part of Our General Account. Our General Account consists of all assets owned by Us other than those in the Variable Life Account and any other separate accounts which We may establish. Investors look to the financial strength of Minnesota Life for its insurance guarantees. Information about Minnesota Life, and its financial strength ratings, are available upon request. You may call Us at 1-844-208-2412 for additional information or visit Our website at www.securian.com/about- us/ratings. |
|
Contract Lapse |
There is the risk that the Policy may terminate. If Your Policy terminates, no Death Benefit will be paid if the insured dies and all the Agreements added to the Policy will also terminate. As described in the “Lapse and Reinstatement” section of this
prospectus, the Policy may lapse in one of two ways: (1) if a
scheduled premium is not paid; or (2) if there is no Actual Cash
Value when there is a Policy loan. You may reinstate a
terminated Policy, subject to certain conditions, which
include, providing evidence of insurability satisfactory to Us
and payment of Premiums or repayment of Policy loans. Policy
loans may increase the risk that the Policy will terminate. If
a Policy terminates with an outstanding Policy loan, there may
be significant adverse tax consequences to the
Owner. |
|
Restrictions |
Location in Prospectus |
Investments |
•We reserve the right to limit transfers to and from the
Guaranteed Interest Account to one transfer per Policy Year.
We also reserve the right to restrict the dollar amount of any
transfer to or from the Guaranteed Interest
Account. |
|
|
•We reserve the right to require that the amount
transferred to or from a Sub-Account, Fixed Indexed Account
Segments, or the Guaranteed Interest Account be at least
$250. |
|
|
•We reserve the right to remove a Sub-Account or substitute
another mutual fund or Portfolio for a Sub-Account.
|
|
|
Taxes |
Location in Prospectus |
Tax Implications |
You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. Full and Partial Surrenders could be subject to ordinary income tax, and, if Your Policy is a Modified Endowment Contract (“MEC”), partial surrenders and loans
could be subject to tax penalties. |
|
Conflicts of Interest |
Location in Prospectus |
Investment Professional Compensation |
We pay broker-dealers that sell Our Policies a commission that is based upon the Premium You pay for the Policy. The broker-dealers, in turn, pay their registered representatives all or
a portion of that commission for the sale. We may also pay
broker-dealers additional amounts in the form of revenue
sharing and marketing allowances for the sale of Our Policies.
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|
These broker-dealers and their registered representatives may have a financial incentive to offer or recommend the Policy over another investment. |
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Exchanges |
Some registered representatives may have a financial incentive to offer You a new Policy in place of the one You may already own. You should only exchange Your existing Policy if You determine, after comparing the features, fees, and risks of both policies, that it is preferable for You to purchase the new Policy rather than continue Your existing policy. |
Agreement |
Availability |
Waiver of Premium Agreement |
Not available |
Inflation Agreement |
Not available |
Face Amount Increase Agreement |
Not available |
Business Continuation Agreement |
Not available |
Family Term Rider |
Not available |
Exchange of Insureds Agreement* |
Not available |
Accelerated Benefits Agreement* |
Not available |
Enhanced Guarantee Agreement * |
Not available |
Enhanced Guarantee Choice Agreement* |
Not available |
Charge |
When Charge is Deducted |
Amount Deducted | |
Guaranteed Charge |
Current Charge | ||
Premium Charge(1) |
Upon Premium payment, expressed as a percentage of Premium payment |
5.75 percent of Premium in all years |
5.75 percent on Base Premiums and 3 percent on Non-Repeating Premiums |
Policy Adjustment Transaction Charge(2) |
At Policy adjustment for changes in Premium, face amount, plan of insurance, and death benefit option |
$25 |
$25 |
Charge |
When Charge is Deducted |
Amount Deducted | |
Guaranteed Charge |
Current Charge | ||
Partial Surrender Transaction Charge |
At partial surrender |
Lesser of $25 or 2 percent of partial surrender amount |
Lesser of $25 or 2 percent of partial surrender amount |
Transfer Transaction Charge |
At transfer of cash values |
$25 |
$0 |
Surrender Charge |
At Policy surrender or termination |
The sum of all monthly Policy Issue Charges, remaining unpaid from the time of surrender or termination to the end of the applicable ten year period(3) |
The sum of all monthly Policy Issue Charges, remaining unpaid from the time of surrender or termination to the end of the applicable ten year period(3) |
Maximum Surrender Charge |
|
On a Policy with a $100,000 face amount, if You surrender the Policy within the first 10 Policy Years or during the first 10 years following an increase in Face Amount, You could pay a Surrender Charge of up to $5,840, representing a charge of 5.84 percent of the Policy’s face amount. |
On a Policy with a $100,000 face amount, if You surrender the Policy within the first 10 Policy Years or during the first 10 years following an increase in Face Amount, You could pay a Surrender Charge of up to $5,840, representing a charge of 5.84 percent of the Policy’s face amount. |
Charge |
When Charge is Deducted |
Amount Deducted | |
Guaranteed Charge |
Current Charge | ||
Monthly Policy Charge |
Monthly, expressed as an amount of face amount |
$12 plus $0.0125 per $1,000 of face amount |
$5 plus $0.0125 per $1,000 of face amount |
Policy Issue Charge(1) |
|
|
|
Maximum Charge |
Monthly, expressed as an amount of face amount |
$146.35 per $1,000 |
$146.35 per $1,000 |
Charge |
When Charge is Deducted |
Amount Deducted | |
Guaranteed Charge |
Current Charge | ||
Minimum Charge |
Monthly, expressed as an amount of face amount |
$0.46 per $1,000 |
$0.46 per $1,000 |
Charge for a representative male, nonsmoker, standard risk, age 45 |
Monthly, expressed as an amount of face amount |
$2.44 per $1,000 |
$2.44 per $1,000 |
Cost of Insurance Charge(3) |
|
|
|
Maximum Charge |
Monthly, expressed as an amount of net amount at risk |
$83.33 per $1,000(2) |
$83.33 per $1,000(2) |
Minimum Charge |
Monthly, expressed as an amount of net amount at risk |
$0.01 per $1,000(2) |
$0.01 per $1,000(2) |
Charge for a representative male, nonsmoker, preferred select risk, age 45 |
Monthly, expressed as an amount of net amount at risk |
$0.07 per $1,000(2) |
$0.07 per $1,000(2) |
Cash Extra Charge(3) |
|
|
|
Maximum Charge |
Monthly, expressed as an amount of net amount at risk |
$76 per $1,000 |
$76 per $1,000 |
Minimum Charge |
Monthly, expressed as an amount of net amount at risk |
$0.00 per $1,000 |
$0.00 per $1,000 |
Charge for a representative male, nonsmoker, preferred select risk, age 45 |
Monthly, expressed as an amount of net amount at risk |
$0.01 per $1,000 |
$0.01 per $1,000 |
Mortality and Expense Risk Charge |
Daily, expressed as an annual rate of average daily net assets of the Variable Life Amount |
0.50 percent |
0.50 percent |
Loan Interest Charge(4) |
Annually and upon policy adjustment |
Loan interest accrues daily at an annual rate of 5 percent of loan amount |
Loan interest accrues daily at an annual rate of 5 percent of loan amount |
Charge for Agreement |
When Charge is
Deducted |
Amount Deducted | |
Guaranteed Charge |
Current Charge | ||
Waiver of Premium Agreement(1) |
|
|
|
Maximum Charge |
Upon Premium payment, expressed as an amount of face amount |
$11.24 per $1,000 annually |
$11.24 per $1,000 annually |
Minimum Charge |
Upon Premium payment, expressed as an amount of face amount |
$0.12 per $1,000 annually |
$0.12 per $1,000 annually |
Charge for representative male, nonsmoker, age 30 |
Upon Premium payment, expressed as an amount of face amount |
$0.30 per $1,000 annually |
$0.30 per $1,000 annually |
Inflation Agreement |
Annually |
$8 annually |
$8 annually |
Face Amount Increase Agreement(1) |
|
|
|
Maximum Charge |
Upon Premium payment, expressed as an amount of agreement coverage |
$2.29 per $1,000 |
$2.29 per $1,000 |
Minimum Charge |
Upon Premium payment, expressed as an amount of agreement coverage |
$0.65 per $1,000 |
$0.65 per $1,000 |
Charge for a representative male, age 7 |
Upon Premium payment, expressed as an amount of agreement coverage |
$0.87 per $1,000 |
$0.87 per $1,000 |
Business Continuation Agreement(2) |
|
|
|
Maximum Charge |
Upon Premium payment, expressed as an amount of agreement coverage |
$35.04 per $1,000 |
$35.04 per $1,000 |
Minimum Charge |
Upon Premium payment, expressed as an amount of agreement coverage |
$0.10 per $1,000 |
$0.10 per $1,000 |
Charge for a representative female and male, both nonsmokers, age 40 |
Upon Premium payment, expressed as an amount of agreement coverage |
$0.10 per $1,000 |
$0.10 per $1,000 |
Family Term Agreement |
Upon Premium payment, expressed as an amount of agreement coverage |
$5 per $1,000 |
$5 per $1,000 |
Charge |
Minimum |
Maximum |
Total Annual Portfolio Operating Expenses |
0.44% |
1.30% |
Adjustment |
Effect |
Decrease the face amount and keep Premiums the same |
The guaranteed period of coverage will generally be longer |
OR |
OR |
Keep the face amount the same and increase Premiums |
The Premium paying period will generally be shorter |
Adjustment |
Effect |
OR |
|
Keep the face amount and Premiums the same, and switch from the Protection Option to the Cash Option |
|
Increase the face amount and keep Premiums the same |
The guaranteed period of coverage will generally be shorter |
OR |
OR |
Keep the face amount the same and decrease Premiums |
The Premium payment period will generally be longer |
OR |
|
Keep the face amount and Premiums the same, and switch from the Cash Option to the Protection Option |
|
Name of Benefit |
Purpose |
Is Benefit
Standard or
Optional |
Brief Description of
Restrictions/Limitations |
Waiver of Premium Agreement |
Provides monthly Premium payments in the event of the insured’s total and permanent disability |
Optional |
No longer available to purchase |
Inflation Agreement |
Guarantees the Policy
Owner the right to
purchase additional
amounts of insurance on
the insured’s life without
providing evidence of
insurability |
Optional |
•No longer available to
purchase |
|
|
•Maximum amount of
increase over 3 year
period is $100,000 | |
Face Amount Increase Agreement |
Guarantees the Policy Owner the right to purchase additional amounts of insurance on the insured’s life without providing evidence of insurability |
Optional |
No longer available to purchase |
Name of Benefit |
Purpose |
Is Benefit Standard or Optional |
Brief Description of Restrictions/Limitations |
Business Continuation Agreement |
Guarantees a business Policy Owner the right to purchase additional amounts of insurance on the insured’s life without providing evidence of insurability |
Optional |
No longer available to purchase |
Family Term Rider |
Provides term insurance protection for the insured’s children |
Optional |
No longer available to purchase |
Exchange of Insureds Agreement |
Allows a business owned
Policy Owner to
substitute insureds |
Optional |
•No longer available to
purchase |
|
|
•New Insured must
provide evidence of
insurability | |
Accelerated Benefits Agreement |
Allows the Policy Owner to accelerate the Death Benefit in the event the insured is terminally ill |
Standard for all individually owned Policies |
No longer available to purchase |
Enhanced Guarantee Agreement |
Provides for an improved
plan of insurance if the
Policy owner uses the
Acceptable Allocation
Program (AAP) |
Optional |
•No longer available to
purchase |
|
|
•If the AAP is not
followed the improved
plan of insurance will
not be available | |
Enhanced Guarantee Choice Agreement |
Provides for an improved
plan of insurance if the
Policy owner uses the
Acceptable Allocation
Program (AAP) |
Optional |
•No longer available to
purchase |
|
|
•If the AAP is not
followed the improved
plan of insurance will
not be available | |
Other Policy Features |
|
|
|
Dollar Cost Averaging |
Allows for allocation of money from the General Account to sub-accounts evenly over a period of time |
Optional |
You may elect to have the cash value transferred to Your allocated accounts on the 10th or 20th of each month. |
Rebalancing |
Automatically reallocates money among each of the chosen Sub-Accounts on set dates throughout the year |
Optional |
Rebalancing is subject to Our limitations on market-timing and frequent trading activities and Portfolio limitations on the frequent purchase and redemption of shares |
Name of Benefit |
Purpose |
Is Benefit Standard or Optional |
Brief Description of Restrictions/Limitations |
Systematic Transfers |
Automatically transfers money from one Sub-Account to one or more other Sub-Accounts on specified dates |
Optional |
Systematic transfers are subject to Our limitations on market-timing and frequent trading activities and Portfolio limitations on the frequent purchase and redemption of shares |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
AB Variable Products Series Fund, Inc. | |||||
The Portfolio’s investment objective is
long-term growth of capital. |
International Value Portfolio
– Class B
Shares Investment Adviser: AllianceBernstein L.P. |
1.15% |
14.83% |
5.55% |
1.83% |
AIM Variable Insurance Funds (Invesco Variable Insurance
Funds) | |||||
Seeks capital appreciation. |
Invesco Oppenheimer V.I.
International
Growth Fund – Series II Shares Investment Adviser: Invesco
Advisers, Inc. |
1.25%2 |
20.64% |
8.43% |
3.57% |
Long-term capital appreciation. |
Invesco V.I. American Value
Fund –
Series II Shares
Investment Adviser: Invesco Advisers, Inc. |
1.14% |
15.29% |
12.45% |
6.98% |
Seeks capital growth and income
through investments in equity
securities, including common stocks,
preferred stocks and securities
convertible into common and preferred
stocks. |
Invesco V.I. Comstock Fund
– Series
II Shares Investment Adviser: Invesco Advisers, Inc. |
1.00% |
12.10% |
13.20% |
8.65% |
Seeks capital appreciation and current
income. |
Invesco V.I. Equity and
Income Fund
– Series II Shares Investment
Adviser: Invesco Advisers, Inc. |
0.82% |
10.24% |
9.64% |
6.78% |
Seeks long-term growth of capital and
income. |
Invesco V.I. Growth and
Income Fund
– Series II Shares Investment
Adviser: Invesco Advisers, Inc. |
1.00% |
12.41% |
11.49% |
7.98% |
Seeks capital appreciation. |
Invesco V.I. Main Street
Small Cap
Fund® – Series II Shares
Investment Adviser: Invesco Advisers, Inc. |
1.13% |
17.82% |
12.79% |
8.66% |
Long-term growth of capital. |
Invesco V.I. Small Cap Equity
Fund –
Series II Shares Investment
Adviser: Invesco Advisers, Inc. |
1.20% |
16.26% |
12.14% |
6.28% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
ALPS Variable Investment Trust (Morningstar)
| |||||
Seeks to provide investors with capital
appreciation. |
Morningstar Aggressive Growth
ETF Asset
Allocation Portfolio – Class II Shares Investment Adviser: ALPS Advisors,
Inc.
Subadviser: Morningstar Investment Management LLC |
0.89%2 |
16.88% |
10.04% |
7.06% |
Seeks to provide investors with capital
appreciation and some current income. |
Morningstar Balanced ETF
Asset
Allocation Portfolio –
Class II
Shares
Investment Adviser: ALPS Advisors, Inc. Subadviser: Morningstar Investment
Management LLC |
0.87%2 |
12.82% |
6.68% |
4.99% |
Seeks to provide investors with current
income and preservation of capital. |
Morningstar Conservative ETF
Asset
Allocation Portfolio – Class II Shares Investment Adviser: ALPS Advisors,
Inc.
Subadviser: Morningstar Investment Management LLC |
0.85%2 |
7.84% |
2.56% |
2.25% |
Seeks to provide investors with capital
appreciation. |
Morningstar Growth ETF Asset
Allocation
Portfolio – Class II Shares Investment Adviser: ALPS Advisors,
Inc.
Subadviser: Morningstar Investment Management LLC |
0.88% |
15.27% |
8.64% |
6.20% |
Seeks to provide investors with current
income and capital appreciation. |
Morningstar Income and Growth
ETF Asset
Allocation Portfolio – Class II Shares Investment Adviser: ALPS Advisors,
Inc.
Subadviser: Morningstar Investment Management LLC |
0.86%2 |
10.59% |
4.74% |
3.67% |
American Century Variable Portfolios, Inc.
| |||||
The fund seeks capital growth by
investing in common stocks. Income is
a secondary objective. |
VP Disciplined Core Value
Fund –
Class II Shares
Investment Adviser: American Century Investment Management, Inc. |
0.96% |
8.24% |
9.92% |
7.92% |
American Century Variable Portfolios II, Inc.
| |||||
The fund pursues long-term total
return using a strategy that seeks to
protect against U.S. inflation. |
VP Inflation Protection Fund
– Class
II Shares Investment Adviser: American Century Investment Management, Inc. |
0.77% |
3.40% |
2.65% |
1.90% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
American Funds Insurance Series® | |||||
The fund’s investment objective is to
provide you, over the long term, with a
high level of total return consistent
with prudent investment management.
Total return comprises the income
generated by the fund and the changes
in the market value of the fund’s
investments. |
Capital World Bond Fund
– Class 2
Shares
Investment Adviser: Capital Research and Management Company |
0.73% |
6.14% |
-0.33% |
0.36% |
The fund’s investment objective is to
provide long-term growth of capital. |
Global Growth Fund –
Class 2
Shares
Investment Adviser: Capital Research and Management Company |
0.66%2 |
22.60% |
13.65% |
9.58% |
The fund’s investment objective is to
provide long-term growth of capital. |
Global Small Capitalization
Fund –
Class 2 Shares
Investment Adviser: Capital Research and Management Company |
0.91%2 |
16.17% |
8.31% |
5.78% |
The fund’s investment objective is to
provide growth of capital. |
Growth Fund – Class 2
Shares Investment Adviser: Capital Research and Management Company |
0.59% |
38.49% |
18.68% |
14.36% |
The fund’s investment objectives are to
achieve long-term growth of capital and
income. |
Growth-Income Fund –
Class 2
Shares
Investment Adviser: Capital Research and Management Company |
0.53% |
26.14% |
13.36% |
10.91% |
The fund’s investment objective is to
provide long-term growth of capital. |
International Fund –
Class 2 Shares Investment Adviser: Capital Research and Management Company |
0.78% |
15.84% |
4.83% |
3.41% |
The fund’s investment objective is
long-term capital appreciation. |
New World Fund® – Class 2 Shares
Investment Adviser: Capital Research and Management Company |
0.82%2 |
15.99% |
8.64% |
4.69% |
The fund’s investment objective is to
provide a high level of current income
consistent with prudent investment
risk and preservation of capital. |
U.S. Government Securities
Fund –
Class 2 Shares
Investment Adviser: Capital Research and Management Company |
0.51%2 |
2.89% |
1.04% |
1.52% |
Fidelity® Variable
Insurance Products Funds | |||||
Seeks reasonable income and the
potential for capital appreciation. The
fund’s goal is to achieve a yield which
exceeds the composite yield on the
securities comprising the Standard &
Poor’s 500SM Index (S&P 500®). |
Equity-Income Portfolio
– Service
Class 2 Shares
Investment Adviser: Fidelity Management & Research Company LLC (FMR) Subadviser: Other investment
advisers serve as sub-advisers for the
fund. |
0.72% |
10.38% |
12.01% |
8.31% |
Seeks long-term growth of capital. |
Mid Cap Portfolio –
Service Class 2
Shares
Investment Adviser: Fidelity Management & Research Company LLC (FMR) Subadviser: Other investment
advisers serve as sub-advisers for the
fund. |
0.82% |
14.80% |
12.17% |
7.85% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
Franklin Templeton Variable Insurance Products
Trust | |||||
Seeks capital appreciation, with income
as a secondary goal. Under normal
market conditions, the fund invests
primarily in U.S. and foreign equity
securities that the investment manager
believes are undervalued. |
Franklin Mutual Shares VIP
Fund –
Class 2 Shares Investment Adviser: Franklin Mutual Advisers, LLC |
0.93% |
13.46% |
7.82% |
5.43% |
Seeks long-term total return. |
Franklin Small Cap Value VIP
Fund –
Class 2 Shares Investment Adviser: Franklin Mutual Advisers, LLC |
0.91%2 |
12.75% |
11.06% |
7.04% |
Seeks long-term capital growth. |
Franklin Small-Mid Cap Growth
VIP Fund
– Class 2 Shares Investment
Adviser: Franklin Advisers, Inc. |
1.08%2 |
26.74% |
13.51% |
8.96% |
Seeks long-term capital appreciation. |
Templeton Developing Markets
VIP Fund
– Class 2 Shares Investment
Adviser: Templeton Asset Management Ltd. |
1.35%2 |
12.62% |
4.22% |
2.32% |
Ivy Variable Insurance Portfolios |
|||||
To seek to provide total return. |
Delaware Ivy VIP Asset
Strategy –
Class II Shares
Investment Adviser: Delaware Management Company Subadviser: Macquarie Investment
Management Austria Kapitalanlage
AG, Macquarie Funds Management
Hong Kong Limited, Macquarie
Investment Management Global
Limited, and Macquarie Investment
Management Europe Limited |
0.85%2 |
13.90% |
8.27% |
3.48% |
To seek to provide total return through
a combination of capital appreciation
and current income. |
Delaware Ivy VIP Balanced
– Class
II Shares Investment Adviser: Delaware Management Company Subadviser: Macquarie Investment
Management Austria Kapitalanlage
AG, Macquarie Funds Management
Hong Kong Limited, Macquarie
Investment Management Global
Limited, and Macquarie Investment
Management Europe Limited |
1.03%2 |
16.09% |
9.49% |
6.37% |
To seek to provide capital growth and
appreciation. |
Delaware Ivy VIP Core Equity
– Class
II Shares Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
0.95%2 |
23.51% |
15.97% |
10.57% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
To seek to provide growth of capital. |
Delaware Ivy VIP Global
Growth –
Class II Shares
Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.04%2 |
19.90% |
12.10% |
7.66% |
To seek to provide total return through
a combination of high current income
and capital appreciation. |
Delaware Ivy VIP High Income
– Class
II Shares Investment Adviser: Delaware Management Company Subadviser: Macquarie Investment
Management Austria Kapitalanlage
AG, Macquarie Investment
Management Global Limited, and
Macquarie Investment Management
Europe Limited |
0.96% |
11.95% |
4.46% |
3.70% |
To seek to provide capital growth and
appreciation. |
Delaware Ivy VIP
International
Core Equity – Class II
Shares Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.11%2 |
15.65% |
7.56% |
4.00% |
To seek to provide growth of capital. |
Delaware Ivy VIP Mid Cap
Growth –
Class II Shares Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.10%2 |
19.59% |
14.63% |
10.47% |
To seek to provide capital growth and
appreciation. |
Delaware Ivy VIP Natural
Resources
– Class II Shares Investment
Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.30% |
1.63% |
7.86% |
-0.36% |
To seek to provide growth of capital. |
Delaware Ivy VIP Science and
Technology
– Class II Shares Investment
Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.15% |
39.04% |
17.17% |
10.87% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
To seek to provide growth of capital. |
Delaware Ivy VIP Small Cap
Growth –
Class II Shares Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.14%2 |
13.11% |
7.89% |
6.28% |
To seek to provide capital appreciation. |
Delaware Ivy VIP Smid Cap
Core –
Class II Shares
Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.17% |
15.71% |
9.63% |
7.70% |
To seek to provide capital appreciation. |
Delaware Ivy VIP Value
– Class II
Shares
Investment Adviser: Delaware Management Company Subadviser: Macquarie Funds
Management Hong Kong Limited and
Macquarie Investment Management
Global Limited |
1.00%2 |
8.27% |
11.72% |
7.96% |
Janus Aspen Series | |||||
Seeks long-term capital growth,
consistent with preservation of capital
and balanced by current income. |
Janus Henderson Balanced
Portfolio
– Service Shares Investment
Adviser: Janus Henderson Investors US LLC |
0.87% |
15.13% |
9.37% |
7.73% |
Seeks long-term growth of capital. |
Janus Henderson Forty
Portfolio –
Service Shares
Investment Adviser: Janus Henderson Investors US LLC |
0.80% |
39.65% |
16.64% |
13.45% |
Seeks capital appreciation. |
Janus Henderson Mid Cap Value
Portfolio
– Service Shares Investment
Adviser: Janus Henderson Investors US LLC |
0.93% |
11.11% |
9.94% |
6.91% |
Seeks long-term growth of capital. |
Janus Henderson Overseas
Portfolio
– Service Shares Investment
Adviser: Janus Henderson Investors US LLC |
1.14% |
10.58% |
10.92% |
3.38% |
MFS® Variable
Insurance Trust | |||||
To seek capital appreciation. |
MFS® Mid Cap Growth Series –
Service Class
Investment Adviser: Massachusetts Financial Services Company |
1.05%2 |
20.97% |
13.05% |
10.85% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
MFS® Variable
Insurance Trust II | |||||
To seek capital appreciation. |
MFS® International Intrinsic Value
Portfolio – Service
Class Investment Adviser: Massachusetts Financial Services Company |
1.14%2 |
17.37% |
8.31% |
6.66% |
Morgan Stanley Variable Insurance Fund, Inc.
| |||||
Seeks long-term capital appreciation by
investing primarily in growth-oriented
equity securities of issuers in emerging
market countries. |
Emerging Markets Equity
Portfolio
– Class II
Shares Investment Adviser: Morgan Stanley Investment Management Inc. Subadviser: Morgan Stanley
Investment Management Company |
1.30%2 |
11.96% |
3.36% |
1.79% |
Neuberger Berman Advisers Management Trust
| |||||
The Fund seeks long-term growth of
capital by investing primarily in
securities of companies that meet the
Fund’s environmental, social and
governance (ESG) criteria. |
Neuberger Berman AMT
Sustainable
Equity Portfolio – S Class Shares Investment Adviser: Neuberger
Berman Investment Advisers LLC |
1.16% |
26.57% |
13.69% |
9.74% |
PIMCO Variable Insurance Trust |
|||||
Seeks maximum total return,
consistent with preservation of capital
and prudent investment management. |
PIMCO VIT Low Duration
Portfolio
– Advisor Class
Shares Investment Adviser: Pacific Investment Management Company LLC (“PIMCO”) |
0.79% |
4.87% |
0.88% |
0.82% |
Seeks maximum total return,
consistent with preservation of capital
and prudent investment management. |
PIMCO VIT Total Return
Portfolio
– Advisor Class
Shares Investment Adviser: Pacific Investment Management Company LLC (“PIMCO”) |
0.85% |
5.83% |
0.98% |
1.60% |
Putnam Variable Trust | |||||
Seeks capital appreciation. |
Putnam VT International
Equity Fund
– Class IB Shares Investment
Adviser: Putnam Investment Management, LLC |
1.10% |
18.51% |
9.05% |
3.70% |
Seeks capital appreciation. |
Putnam VT Large Cap Growth
Fund –
Class IB Shares Investment Adviser: Putnam Investment Management, LLC |
0.90% |
44.47% |
18.49% |
14.39% |
Seeks capital growth and current
income. |
Putnam VT Large Cap Value
Fund –
Class IB Shares
Investment Adviser: Putnam Investment Management, LLC |
0.82% |
15.67% |
14.50% |
10.26% |
Seeks long-term capital appreciation. |
Putnam VT Sustainable Leaders
Fund –
Class IB Shares Investment Adviser: Putnam Investment Management, LLC |
0.90% |
26.11% |
16.09% |
12.59% |
Investment Objective |
Portfolio Company and
Adviser/Subadviser |
Current
Expenses1 |
Average Annual Total Returns
(as of December 31, 2023) | ||
|
|
|
1 year |
5 year |
10 year |
Securian Funds Trust | |||||
Seeks as high a level of a long-term total
rate of return as is consistent with
prudent investment risk. The Portfolio
also seeks preservation of capital as a
secondary objective. |
SFT Core Bond Fund –
Class 2
Shares
Investment Adviser: Metropolitan West Asset Management, LLC (MetWest) |
0.76% |
5.72% |
0.99% |
1.94% |
Seeks to provide growth of capital. |
SFT Delaware IvySM Growth Fund Investment Adviser: Securian Asset
Management, Inc.
Subadviser: Delaware Investments Fund Advisers |
0.97% |
37.96% |
18.49% |
0.00% |
Seeks to provide growth of capital. |
SFT Delaware IvySM Small Cap Growth Fund Investment Adviser: Securian Asset
Management, Inc.
Subadviser: Delaware Investments Fund Advisers |
1.32% |
12.79% |
7.76% |
0.00% |
Seeks maximum current income to the
extent consistent with liquidity and the
preservation of capital.+ |
SFT Government Money Market
Fund
Investment Adviser: Securian Asset Management, Inc. |
0.65% |
4.47% |
1.45% |
0.85% |
Seeks investment results generally
corresponding to the aggregate price
and dividend performance of the
publicly traded common stocks that
comprise the Standard & Poor’s 400
MidCap Index (the S&P 400). |
SFT Index 400 Mid-Cap Fund
– Class 2
Shares Investment Adviser: Securian Asset Management, Inc. |
0.56% |
15.70% |
11.96% |
8.66% |
Seeks investment results that
correspond generally to the price and
yield performance of the common
stocks included in the Standard &
Poor’s 500 Composite Stock Price Index
(the S&P 500). |
SFT Index 500 Fund –
Class 2
Shares
Investment Adviser: Securian Asset Management, Inc. |
0.44% |
25.71% |
15.15% |
11.51% |
Seeks above average income and
long-term growth of capital. |
SFT Real Estate Securities
Fund –
Class 2 Shares
Investment Adviser: Cohen & Steers |
1.22% |
11.94% |
7.55% |
7.44% |
Seeks to provide long-term capital
appreciation by investing in common
stocks believed to be undervalued.
Income is a secondary objective. |
SFT T. Rowe Price Value
Fund Investment Adviser: Securian Asset Management, Inc. Subadviser: T. Rowe Price Associates,
Inc. |
1.04% |
11.75% |
12.09% |
0.00% |
Seeks growth of capital. |
SFT Wellington Core Equity
Fund –
Class 2 Shares
Investment Adviser: Securian Asset Management, Inc. Subadviser: Wellington Management
Company LLP |
1.10% |
20.73% |
13.70% |
0.00% |
Name and Principal
Business Address |
Position and Offices
with Minnesota Life |
Erich J. Axmacher
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President, Corporate Compliance Officer and Chief Privacy Officer |
Matthew J. Bauler Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President –
Affinity Solutions |
Barbara A. Baumann
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Vice President – Business Services |
Peter G. Berlute Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Senior Vice President – Affinity Solutions |
Patrick J. Boyd Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Enterprise Business Development |
Michael P. Boyle
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President – Law |
Mary K. Brainerd
1823 Park Avenue
Mahtomedi, MN 55115 |
Director |
Emily S. Carlson Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Financial Planning and Analysis |
Nicole R. Carlson Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Enterprise Consulting and Project Management |
Kimberly K. Carpenter Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – CCO Individual Solutions |
Heidi R. Christopherson Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Institutional Market Technology |
Name and Principal Business Address |
Position and Offices with Minnesota Life |
George I. Connolly Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Executive Advisor and Chief Strategy Officer |
Ferenc Csatlos Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Vice President – Operations |
Jay D. Debertin CHS Inc. 5500 Cenex Drive Inver Grove Heights, MN 55077 |
Director |
Robert J. Ehren Minnesota Life Insurance Company
400 Robert Street North St. Paul, MN 55101 |
Senior Vice President – Risk and Actuarial |
Cary J. Felbab Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President – Retail Market Technology |
Kristin M. Ferguson Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Senior Vice President – Individual Solutions |
Benjamin G. S. Fowke III Chairman, President and CEO
Xcel Energy, Inc. 414 Nicollet Mall, 401-9 Minneapolis, MN 55401 |
Director |
Kristi L. Fox Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Executive Vice President and Chief Administrative Officer |
James Fuller Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President – Law |
Siddharth S. Gandhi Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Executive Vice President – Employee Benefit Solutions |
Sara H. Gavin President, North America Weber Shandwick 510 Marquette Avenue 13F Minneapolis, MN 55402 |
Director |
Mark J. Geldernick Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President – Affinity Solutions |
Name and Principal Business Address |
Position and Offices with Minnesota Life |
Eric B. Goodman 101 North 7th Street Suite 202 Louisville, KY 40202 |
Director |
Rebecca Hagen
Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President – Talent Management |
Darrin Hebert Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Senior Vice President – Chief Information Officer |
Christopher M. Hilger Minnesota Life Insurance Company
400 Robert Street North St. Paul, MN 55101 |
Director, Chairman of the Board, President and CEO |
Darryl R. Jackson
Hendrick Automotive Group
Suite 100 6000 Monroe Road Charlotte, NC 28212 |
Director |
Lydia Jilek
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President – Voluntary Benefits
|
Elizabeth Johnson Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Affinity Solutions |
Jacob D. Jones Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President and Actuary – Business Services |
Sara Kaufman
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President and Chief Actuary – CFO Individual Solutions |
Jill E. Kuykendall Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Chief Information Security Officer |
Jennifer Lastine Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President – Technology Infrastructure and Enterprise Solutions |
Brent Lesmeister Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Vice President – Distribution and Relationship Management, Group Benefits |
Name and Principal Business Address |
Position and Offices with Minnesota Life |
Ann McGarry Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Chief Marketing Officer |
Renee D. Montz Minnesota Life Insurance Company
400 Robert Street North St. Paul, MN 55101 |
Director, Attorney-in-Fact, Senior Vice President, General Counsel and Secretary |
Susan M. Munson-Regala Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President and Actuary – CFO Group Benefits |
Ted J. Nistler Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Treasurer |
Karen Oberle Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Total Rewards |
Marnie Overman
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President – Group Benefits |
Christopher B. Owens Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President – Retail Life and Annuity Sales |
Meagan M. Phillips Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President and Chief Risk Officer |
Andrea Piepho Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Life and Annuity Product Development |
Daniel P. Preiner Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President – Law |
Jamie Proman Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Enterprise Strategy |
Trudy A. Rautio
5000 France Avenue South #23
Edina, MN 55410-2060 |
Director |
David A. Seidel
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Chief Product and Revenue Officer
|
Name and Principal Business Address |
Position and Offices with Minnesota Life |
Mark W. Sievers Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Chief Audit Executive |
Elizabeth A. Simermeyer Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Director |
Ross Stedman
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President – Securian Business Services |
Mary L. Streed Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President – Human Resources |
Kyle Strese
Minnesota Life Insurance Company
400 Robert Street North
St. Paul, MN 55101 |
Second Vice President and Actuary, Group National Account Underwriting |
Elias J. Vogen Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Second Vice President – Business Operations Employee Benefits Solutions |
Katia O. Walsh Chief Strategy and Artificial Intelligence Officer, Global Leadership Team Levi Strauss & Co.
115 Battery Street
San Francisco, CA 94111 |
Director |
John A. Yaggy Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Vice President, Controller and Chief Accounting Officer |
Warren J. Zaccaro
Minnesota Life Insurance Company 400 Robert Street North St. Paul, MN 55101 |
Director, Executive Vice President and CFO |
Name and Principal Business Address |
Positions and Offices with Underwriter |
Kimberly K. Carpenter
Securian Financial Services, Inc. 400 Robert Street North
St. Paul, MN 55101 |
Chief Executive Officer, President and Director |
George I. Connolly Securian Financial Services, Inc. 400 Robert Street North
St. Paul, MN 55101 |
Director |
Kristin M. Ferguson
Securian Financial Services, Inc. 400 Robert Street North
St. Paul, MN 55101 |
Vice President, Chief Financial Officer, Treasurer, FINOP, Principal Operations Officer and Director |
Lisa L. Stopfer Securian Financial Services, Inc.
400 Robert Street North St. Paul, MN 55101 |
Vice President, Chief Compliance Officer and Anti-Money Laundering Compliance Officer |
Keri O’Brien Securian Financial Services, Inc.
400 Robert Street North St. Paul, MN 55101 |
Secretary |
Renee D. Montz Securian Financial Services, Inc. 400 Robert Street North St. Paul, MN 55101 |
Director |
Warren J. Zaccaro
Securian Financial Services, Inc.
400 Robert Street North
St. Paul, MN 55101 |
Director |
Name of
Principal Underwriter |
Net Underwriting
Discounts and
Commissions |
Compensation on
Redemption |
Brokerage
Commissions |
Other
Compensation |
Securian Financial Services, Inc. |
$4,895,446 |
— |
— |
— |
Signature |
Title |
Date |
/s/ Christopher M. Hilger Christopher M. Hilger |
Chairman of the Board, President and Chief Executive Officer |
April 26, 2024 |
* Mary K. Brainerd |
Director |
April 26, 2024 |
* Robert J. Ehren |
Director |
April 26, 2024 |
* Benjamin G.S. Fowke III |
Director |
April 26, 2024 |
* Sara H. Gavin |
Director |
April 26, 2024 |
* Eric B. Goodman |
Director |
April 26, 2024 |
* Renee D. Montz |
Director |
April 26, 2024 |
Signature |
Title |
Date |
* Trudy A. Rautio |
Director |
April 26, 2024 |
* Katia O. Walsh |
Director |
April 26, 2024 |
* Warren J. Zaccaro |
Director |
April 26, 2024 |
/s/ Warren J. Zaccaro Warren J. Zaccaro |
Executive Vice President and Chief Financial Officer (chief financial officer) |
April 26, 2024 |
/s/ John A. Yaggy John A. Yaggy |
Vice President and Controller (chief accounting officer) |
April 26, 2024 |
/s/ Ted J. Nistler Ted J. Nistler |
Second Vice President and Treasurer (treasurer) |
April 26, 2024 |
/s/ Renee D. Montz Renee D. Montz |
Director, Attorney-in-Fact, Senior Vice President, General Counsel and Secretary |
April 26, 2024 |
Exhibit Number |
Description of Exhibit |
30 (a) |
|
30 (b) |
Not Applicable. |
30 (c) (1) |
|
30 (c) (2) |
|
30 (d) (1) |
|
30 (d) (2) |
|
30 (d) (3) |
|
30 (d) (4) |
|
30 (d) (5) |
|
30 (d) (6) |
|
30 (d) (7) |
|
30 (d) (8) |
|
30 (d) (9) |
|
30 (d) (10) |
|
30 (e) (1) |
Exhibit Number |
Description of Exhibit |
30 (e) (2) |
|
30 (e) (3) |
|
30 (e) (4) |
|
30 (e) (5) |
|
30 (e) (6) |
|
30 (e) (7) |
|
30 (e) (8) |
|
30 (e) (9) |
|
30 (e) (10) |
|
30 (e) (11) |
|
30 (e) (12) |
|
30 (e) (13) |
|
30 (f) (1) |
|
30 (f) (2) |
Exhibit Number |
Description of Exhibit |
30 (g) (1) |
|
30 (g) (2) |
|
30 (g) (3) |
|
30 (g) (4) |
|
30 (g) (5) |
|
30 (g) (6) |
|
30 (g) (7) |
|
30 (g) (8) |
|
30 (h) (1) (i) |
|
30 (h) (1) (ii) |
Exhibit Number |
Description of Exhibit |
30 (h) (2) (i) |
|
30 (h) (2) (ii) |
|
30 (h) (2) (iii) |
|
30 (h) (2) (iv) |
|
30 (h) (2) (v) |
|
30 (h) (2) (vi) |
|
30 (h) (2) (vii) |
|
30 (h) (2) (viii) |
|
30 (h) (2) (ix) |
|
30 (h) (2) (x) |
|
30 (h) (3) (i) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (3) (ii) |
|
30 (h) (3) (iii) |
|
30 (h) (4) (i) |
|
30 (h) (5) (i) |
|
30 (h) (5) (ii) |
|
30 (h) (5) (iii) |
|
30 (h) (5) (iv) |
|
30 (h) (5) (v) |
|
30 (h) (5) (vi) |
|
30 (h) (5) (vi) (i) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (5) (vii) |
|
30 (h) (5) (viii) |
|
30 (h) (5) (ix) |
|
30 (h) (5) (x) |
|
30 (h) (6) (i) |
|
30 (h) (6) (ii) |
|
30 (h) (6) (iii) |
|
30 (h) (6) (iv) |
|
30 (h) (6) (v) |
|
30 (h) (6) (vi) |
|
30 (h) (6) (vii) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (7) (i) |
|
30 (h) (7) (ii) |
|
30 (h) (7) (iii) |
|
30 (h) (7) (iv) |
|
30 (h) (7) (v) |
|
30 (h) (7) (vi) |
|
30 (h) (7) (vii) |
|
30 (h) (7) (viii) |
|
30 (h) (7) (ix) |
|
30 (h) (8) (i) |
|
30 (h) (8) (ii) |
|
30 (h) (8) (iii) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (8) (iv) |
|
30 (h) (8) (v) |
|
30 (h) (8) (vi) |
|
30 (h) (8) (vii) |
|
30 (h) (8) (viii) |
|
30 (h) (9) (i) |
|
30 (h) (9) (ii) |
|
30 (h) (9) (iii) |
|
30 (h) (9) (iv) |
|
30 (h) (9) (v) |
|
30 (h) (9) (vi) |
|
30 (h) (10) (i) |
Not applicable. |
30 (h) (10) (ii) |
Not applicable. |
Exhibit Number |
Description of Exhibit |
30 (h) (11) (i) |
|
30 (h) (11) (ii) |
|
30 (h) (11) (iii) |
|
30 (h) (11) (iv) |
|
30 (h) (11) (v) |
|
30 (h) (11) (vi) |
|
30 (h) (11) (vii) |
|
30 (h) (11) (viii) |
|
30 (h) (11) (ix) |
|
30 (h) (11) (x) |
|
30 (h) (11) (xi) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (11) (xii) |
|
30 (h) (11) (xiii) |
|
30 (h) (11) (xiv) |
|
30 (h) (12) (i) |
|
30 (h) (12) (ii) |
|
30 (h) (12) (iii) |
|
30 (h) (12) (iv) |
|
30 (h) (12) (v) |
|
30 (h) (12) (vi) |
|
30 (h) (12) (vii) |
|
30 (h) (12) (viii) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (12) (ix) |
|
30 (h) (12) (x) |
|
30 (h) (12) (xi) |
|
30 (h) (12) (xii) |
|
30 (h) (12) (xiii) |
|
30 (h) (13) (i) |
|
30 (h) (13) (ii) |
|
30 (h) (13) (iii) |
|
30 (h) (13) (iv) |
|
30 (h) (13) (v) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (13) (vi) |
|
30 (h) (14) (i) |
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30 (h) (14) (ii) |
|
30 (h) (15) (i) |
|
30 (h) (15) (ii) |
|
30 (h) (15) (iii) |
|
30 (h) (16) (i) |
|
30 (h) (17) (i) |
|
30 (h) (17) (ii) |
|
30 (h) (17) (iii) |
Exhibit Number |
Description of Exhibit |
30 (h) (17) (iv) |
|
30 (h) (17) (v) |
|
30 (h) (17) (vi) |
|
30 (h) (18) (i) |
|
30 (h) (18) (ii) |
|
30 (h) (18) (iii) |
|
30 (h) (18) (iv) |
|
30 (h) (18) (v) |
|
30 (h) (18) (vi) |
|
30 (h) (18) (vii) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (18) (viii) |
|
30 (h) (18) (ix) |
|
30 (h) (18) (x) |
|
30 (h) (19) (i) |
|
30 (h) (19) (ii) |
|
30 (h) (20) (i) |
Not Applicable. |
30 (h) (21) (i) |
|
30 (h) (21) (ii) |
|
30 (h) (21) (iii) |
|
30 (h) (21) (iv) |
|
30 (h) (21) (v) |
|
Exhibit Number |
Description of Exhibit |
30 (h) (21) (vi) |
|
30 (h) (22) (i) |
|
30 (h) (22) (ii) |
|
30 (h) (22) (iii) |
|
30 (h) (22) (iv) |
|
30 (h) (22) (v) |
|
30 (h) (22) (vi) |
|
30 (h) (22) (vii) |
|
30 (h) (22) (viii) |
|
30 (h) (22) (ix) |
|
30 (h) (23) (i) |
Exhibit Number |
Description of Exhibit |
30 (h) (23) (ii) |
|
30 (h) (23) (iii) |
|
30 (h) (23) (iv) |
|
30 (h) (23) (v) |
|
30 (h) (23) (vi) |
|
30 (h) (23) (vii) |
|
30 (h) (23) (viii) |
|
30 (h) (24) (i) |
|
30 (h) (24) (ii) |
|
30 (h) (24) (iii) |
|
30 (h) (24) (iv) |
|