Death Claims |
P.O. Box 4330
Clinton, IA 52733-4330
Fax: (877) 245-8163 |
Annuity Payments/Income |
|
• Requests to receive regular income payments (referred to as Annuity Payments)
|
P.O. Box 4365 Clinton, IA 52733-4365 Telephone: (800) 882-1292 Fax: (877) 246-8424 |
• Death Claims for Contracts receiving Annuity Payments |
P.O. Box 4364 Clinton, IA 52733-4364 Telephone: (800) 882-1292 Fax: (877) 245-8163 |
• General requests and elections for Contracts receiving Annuity Payments |
P.O. Box 4363
Clinton, IA 52733-4363
Telephone: (800) 882-1292
Fax: (877) 246-8424 |
All other requests and elections, including subsequent
Purchase
Payments, and general inquiries |
P.O. Box 4301 Clinton, IA 52733-4301 Telephone: (888) 243-1932 Fax: (877) 246-8424 |
|
Fees and Expenses |
Location in
Prospectus | |||
Charges for Early
Withdrawals |
If you withdraw money during the first 7 full
Contract Years following a
Purchase
Payment, you may be assessed a withdrawal charge of up to 7% of
the
Purchase Payment withdrawn, declining to 0% over that time
period. For example, if you make an early withdrawal, you
could pay a withdrawal charge of up to $7,000 on a
$100,000 investment. |
Fee Table and
Examples
Expenses – Withdrawal Charge | |||
Transaction
Charges |
In addition to withdrawal charges, you also may be charged for the
following transactions: transfers of cash value between
investment options, which include the
Investment Portfolios and the
Fixed Account.
Transfer Fee. Currently, we allow unlimited transfers among the investment options without charge. However, we reserve the right to charge for transfers
after the first 12 transfers per year. |
Fee Table and
Examples
Expenses –
Transfer Fee | |||
Ongoing Fees and
Expenses (annual charges) |
The table below describes the fees and expenses that you may pay
each year,
depending on the options you choose. Please refer to your Contract
specifications page for information about the specific
fees you will pay each year based on the options you have
elected. |
Fee Table and
Examples
Expenses –
Product
Charges
Appendix A:
Available
Under the
Contract | |||
Annual Fee |
Minimum |
Maximum | |||
Base Contract1 |
1.32% |
1.42% | |||
Investment options
(Portfolio Company fees and
expenses)2 |
0.39% |
1.31% | |||
Optional benefits available for
an additional charge (for a
single optional benefit, if
elected) |
0.20%3 |
1.50%4 | |||
1 As a percentage of average Account Value in the
Separate Account. The charge shown also
includes the Account Fee.
2 As a percentage of fund assets before temporary expense reimbursements and/or fee waivers.
3 As a percentage of average Account Value in the
Separate Account. This charge is the current
charge for the least expensive optional benefit. 4 As a percentage of the optional
benefit base, which is used to calculate your benefit. This
charge is the current charge for the most expensive optional
benefit. |
|||||
Because your Contract is customizable, the choices you make affect how
much you will pay. To help you understand the cost of
owning your Contract, the following table shows the
lowest and highest cost you could pay each year, based on
current charges. This estimate assumes that you do not
take withdrawals from the Contract, which could add withdrawal
charges that substantially increase costs. | |||||
Lowest Annual Cost
$1,573 |
Highest Annual Cost
$5,768 | ||||
Assumes: |
Assumes: | ||||
•Investment of $100,000 •5% annual appreciation •Least expensive Portfolio Company fees and expenses •No optional benefits •No additional Purchase Payments,
transfers, or withdrawals |
•Investment of $100,000 •5% annual appreciation •Most expensive combination of optional benefits and Portfolio Company fees and expenses |
|
Risks |
Location in
Prospectus | |||
Risk of Loss |
You can lose money by investing in this Contract including loss of
principal. |
Principal Risks | |||
Not a Short-Term
Investment |
This Contract is not a short-term investment and is not appropriate for
an investor who needs ready access to cash.
Withdrawal charges may apply for the first 7 years of the Contract.
Withdrawal charges will reduce the value of your Contract
if you withdraw money during that time. The benefits of tax deferral and living benefit protection also mean the
Contract is more beneficial to investors with a long time
horizon. |
Principal Risks | |||
Risks Associated
with Investment
Options |
•An investment in this Contract is subject to the risk of poor investment
performance and can vary depending on the performance of the investment
options available under the Contract (e.g., Portfolio
Companies). •Each investment option, including the
Fixed Account, has its own unique
risks. •You should review the prospectuses for the available funds and the
prospectus disclosure concerning the
Fixed Account before making an
investment decision. |
Principal Risks | |||
Insurance
Company Risks |
An investment in the Contract is subject to the risks related to us.
Any obligations (including under the
Fixed Account), and guarantees and benefits
of the Contract that exceed the assets of the
Separate Account are subject to
our claims-paying ability. If we experience financial distress, we may
not be able to meet our obligations to you. More
information about BLIC, including our financial strength
ratings, is available by contacting us at (888) 243-
1968. |
Principal Risks | |||
|
Restrictions |
| |||
Investments |
•Currently, we allow unlimited transfers without charge among investment
options during the
Accumulation Phase. However, we reserve the right to
impose a charge for transfers in excess of 12 per
year. •We reserve the right to limit transfers in circumstances of
frequent or large transfers. •We reserve the right to remove or substitute the Portfolio Companies
available as investment options under the Contract. |
Investment
Options | |||
Optional Benefits |
•Certain optional benefits limit or restrict the investment options that you
may select under the Contract. We may change these restrictions in the
future. •Certain optional benefits could limit subsequent Purchase Payments. •Withdrawals may reduce the value of an optional benefit by an amount
greater than the value withdrawn, which could significantly reduce the
value or even terminate the benefit. •We may stop offering an optional benefit at any time for new sales. |
Purchase – Investment Allocation Restrictions for Certain Riders Living Benefits Appendix B:
Available
Under the
Benefits
Offered Under
the Contract |
|
Taxes |
Location in
Prospectus | |||
Tax Implications |
•Consult with a tax professional to determine the tax implications of an
investment in and payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or individual
retirement account, you do not get any additional tax
benefit. •You will generally not be taxed on increases in the value of
the Contract until they are withdrawn. Withdrawals will
be subject to ordinary income tax, and may be subject to
tax penalties if you take a withdrawal before age
59 1∕2. |
Federal
Income Tax
Status | |||
|
Conflicts of Interest |
| |||
Investment
Professional
Compensation |
Your investment professional may receive compensation for selling this
Contract to you, in the form of commissions, additional
cash benefits (e.g., bonuses), and non-cash compensation.
This conflict of interest may influence your investment
professional to recommend this Contract over another
investment for which the investment professional is not compensated or
compensated less. |
Other
Information –
Distributor | |||
Exchanges |
If you already own an insurance Contract, some investment professionals
may have a financial incentive to offer you a new
Contract in place of the one you own. You should only
exchange a Contract you already own if you determine,
after comparing the features, fees, and risks of both Contracts, that it is better for you to purchase the new Contract rather than continue to
own your existing Contract. |
Replacement of Contracts and Other Exchanges |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks long-term growth of capital. |
Invesco V.I. EQV International
Equity Fund — Series I†† Invesco Advisers, Inc. |
0.90% |
18.15% |
8.42% |
4.33% |
Seeks long-term growth of capital. |
Invesco V.I. EQV International
Equity Fund — Series II
Invesco Advisers, Inc. |
1.15% |
17.86% |
8.15% |
4.07% |
Seeks capital appreciation and
current income. |
AB Global Dynamic Allocation
Portfolio — Class B#* Brighthouse Investment Advisers, LLC Subadviser: AllianceBernstein
L.P. |
0.90% |
11.64% |
3.99% |
3.70% |
Seeks a balance between a high level
of current income and growth of
capital, with a greater emphasis on
growth of capital. |
American Funds® Balanced
Allocation Portfolio — Class C‡ Brighthouse Investment Advisers, LLC |
0.96% |
16.49% |
8.48% |
6.67% |
Seeks growth of capital. |
American Funds® Growth
Allocation Portfolio — Class C‡ Brighthouse Investment Advisers, LLC |
0.99% |
20.27% |
10.43% |
8.01% |
Seeks a high total return in the form
of income and growth of capital,
with a greater emphasis on income. |
American Funds® Moderate
Allocation Portfolio — Class C‡ Brighthouse Investment Advisers, LLC |
0.94% |
12.91% |
6.76% |
5.49% |
Seeks capital appreciation and
current income. |
BlackRock Global Tactical Strategies
Portfolio — Class B#* Brighthouse Investment Advisers, LLC Subadviser: BlackRock Financial
Management, Inc. |
0.93% |
13.32% |
4.89% |
3.97% |
Seeks growth of capital. |
Brighthouse Asset Allocation 100
Portfolio — Class B‡ Brighthouse Investment Advisers, LLC |
0.99% |
20.81% |
11.55% |
7.92% |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks a balance between a high level
of current income and growth of
capital, with a greater emphasis on
growth of capital. |
Brighthouse Balanced Plus
Portfolio — Class B* Brighthouse Investment Advisers, LLC Subadviser: Overlay Portion:
Pacific Investment Management Company
LLC |
0.97% |
9.24% |
5.01% |
4.78% |
Seeks long-term capital appreciation. |
Brighthouse Small Cap Value
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: Delaware Investments
Fund Advisers, a series of Macquarie
Investment Management Business
Trust, and Allspring Global
Investments, LLC |
0.87% |
14.21% |
11.08% |
7.43% |
Seeks long-term capital appreciation. |
Brighthouse Small Cap Value
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Delaware Investments
Fund Advisers, a series of Macquarie
Investment Management Business
Trust, and Allspring Global
Investments, LLC |
1.12% |
13.95% |
10.81% |
7.17% |
Seeks capital appreciation. |
Brighthouse/abrdn Emerging
Markets Equity
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: abrdn Investments
Limited |
1.21% |
6.47% |
2.88% |
1.30% |
Seeks a high level of current income,
while seeking preservation of
shareholders’ capital. |
Brighthouse/Franklin Low Duration
Total Return Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Franklin Advisers,
Inc. |
0.73% |
5.59% |
1.51% |
1.29% |
Seeks total return through
investment in real estate securities,
emphasizing both capital
appreciation and current income. |
CBRE Global Real Estate
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: CBRE Investment
Management Listed Real Assets
LLC |
0.90% |
12.73% |
6.15% |
4.38% |
Seeks total return. |
Invesco Balanced-Risk Allocation
Portfolio — Class B#* Brighthouse Investment Advisers, LLC Subadviser: Invesco Advisers,
Inc. |
0.94% |
6.44% |
5.36% |
4.21% |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks capital growth and income. |
Invesco Comstock
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Invesco Advisers,
Inc. |
0.81% |
12.21% |
13.33% |
8.86% |
Seeks long-term growth of capital. |
Invesco Small Cap Growth
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Invesco Advisers,
Inc. |
1.06% |
11.90% |
8.64% |
7.39% |
Seeks capital appreciation and
current income. |
JPMorgan Global Active Allocation
Portfolio — Class B#* Brighthouse Investment Advisers, LLC Subadviser: J.P. Morgan
Investment Management Inc.
|
0.98% |
10.51% |
5.56% |
4.66% |
Seeks long-term growth of capital. |
Loomis Sayles Growth
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Loomis, Sayles &
Company, L.P. |
0.80% |
51.73% |
16.12% |
10.53% |
Seeks a balance between growth of
capital and current income, with a
greater emphasis on growth of
capital. |
MetLife Multi-Index Targeted Risk
Portfolio — Class B* Brighthouse Investment Advisers, LLC Subadviser: Overlay Portion:
MetLife Investment Management,
LLC |
0.66% |
13.82% |
5.03% |
4.44% |
Seeks capital appreciation. |
MFS® Research International
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: Massachusetts
Financial Services Company
|
0.65% |
13.05% |
8.82% |
4.43% |
Seeks capital appreciation. |
MFS® Research International
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Massachusetts
Financial Services Company
|
0.90% |
12.82% |
8.54% |
4.17% |
Seeks capital appreciation. |
Morgan Stanley Discovery
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Morgan Stanley
Investment Management Inc.
|
0.92% |
40.86% |
10.81% |
8.50% |
Seeks total return. |
PanAgora Global Diversified Risk
Portfolio — Class B#* Brighthouse Investment Advisers, LLC Subadviser: PanAgora Asset
Management, Inc. |
0.98% |
4.71% |
2.47% |
— |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks maximum total return,
consistent with the preservation of
capital and prudent investment
management. |
PIMCO Total Return
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Pacific Investment
Management Company LLC
|
0.80% |
6.05% |
1.01% |
1.60% |
Seeks capital appreciation and
current income. |
Schroders Global Multi-Asset
Portfolio — Class B#* Brighthouse Investment Advisers, LLC Subadviser: Schroder Investment
Management North America
Inc. |
0.95% |
15.02% |
4.88% |
4.02% |
Seeks growth of capital and income. |
SSGA Growth and Income ETF
Portfolio — Class B‡ Brighthouse Investment Advisers, LLC Subadviser: SSGA Funds
Management, Inc. |
0.77% |
13.97% |
7.51% |
5.49% |
Seeks growth of capital. |
SSGA Growth ETF
Portfolio — Class B‡ Brighthouse Investment Advisers, LLC Subadviser: SSGA Funds
Management, Inc. |
0.80% |
15.75% |
9.20% |
6.43% |
Seeks long-term capital appreciation
by investing in common stocks
believed to be undervalued. Income
is a secondary objective. |
T. Rowe Price Large Cap Value
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price
Associates, Inc. |
0.53% |
9.91% |
11.55% |
8.93% |
Seeks long-term capital appreciation
by investing in common stocks
believed to be undervalued. Income
is a secondary objective. |
T. Rowe Price Large Cap Value
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price
Associates, Inc. |
0.78% |
9.64% |
11.26% |
8.66% |
Seeks long-term growth of capital. |
T. Rowe Price Mid Cap Growth
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price
Associates, Inc.
Sub-Subadviser: T. Rowe Price
Investment Management, Inc. |
0.70% |
20.11% |
11.90% |
10.72% |
Seeks long-term growth of capital. |
T. Rowe Price Mid Cap Growth
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price
Associates, Inc.
Sub-Subadviser: T. Rowe Price
Investment Management, Inc. |
0.95% |
19.84% |
11.63% |
10.45% |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks high total return by investing
in equity securities of mid-sized
companies. |
Victory Sycamore Mid Cap Value
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: Victory Capital
Management Inc. |
0.60% |
10.20% |
14.66% |
8.57% |
Seeks high total return by investing
in equity securities of mid-sized
companies. |
Victory Sycamore Mid Cap Value
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Victory Capital
Management Inc. |
0.85% |
9.94% |
14.38% |
8.30% |
Seeks a high level of current income,
consistent with preservation of
principal. |
Western Asset Management
Government Income
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Western Asset
Management Company LLC
|
0.72% |
4.39% |
0.21% |
1.26% |
Seeks long-term growth of capital. |
Baillie Gifford International Stock
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Baillie Gifford
Overseas Limited |
1.00% |
18.36% |
6.88% |
4.46% |
Seeks a competitive total return
primarily from investing in fixed-
income securities. |
BlackRock Bond Income
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors,
LLC |
0.64% |
5.59% |
1.28% |
1.95% |
Seeks long-term growth of capital. |
BlackRock Capital Appreciation
Portfolio — Class A# Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors,
LLC |
0.57% |
49.61% |
16.15% |
12.88% |
Seeks a high level of current income
consistent with prudent investment
risk and preservation of capital. |
BlackRock Ultra-Short Term Bond
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors,
LLC |
0.36% |
5.05% |
1.76% |
1.18% |
Seeks a high level of current income
consistent with prudent investment
risk and preservation of capital. |
BlackRock Ultra-Short Term Bond
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors,
LLC |
0.61% |
4.80% |
1.50% |
0.98% |
Seeks a high level of current income,
with growth of capital as a
secondary objective. |
Brighthouse Asset Allocation 20
Portfolio — Class B#‡ Brighthouse Investment Advisers, LLC |
0.89% |
7.83% |
3.62% |
3.05% |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks high total return in the form of
income and growth of capital, with a
greater emphasis on income. |
Brighthouse Asset Allocation 40
Portfolio — Class B‡ Brighthouse Investment Advisers, LLC |
0.89% |
10.52% |
5.60% |
4.34% |
Seeks a balance between a high level
of current income and growth of
capital, with a greater emphasis on
growth of capital. |
Brighthouse Asset Allocation 60
Portfolio — Class B‡ Brighthouse Investment Advisers, LLC |
0.91% |
13.59% |
7.72% |
5.67% |
Seeks growth of capital. |
Brighthouse Asset Allocation 80
Portfolio — Class B‡ Brighthouse Investment Advisers, LLC |
0.94% |
17.30% |
9.75% |
6.91% |
Seeks to provide a growing stream of
income over time and, secondarily,
long-term capital appreciation and
current income. |
Brighthouse/Wellington Core Equity
Opportunities Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Wellington
Management Company LLP
|
0.86% |
7.38% |
12.84% |
10.08% |
Seeks to provide a growing stream of
income over time and, secondarily,
long-term capital appreciation and
current income. |
Brighthouse/Wellington Core Equity
Opportunities Portfolio — Class E†† Brighthouse Investment Advisers, LLC Subadviser: Wellington
Management Company LLP
|
0.76% |
7.49% |
12.95% |
10.19% |
Seeks long-term growth of capital. |
Jennison Growth
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Jennison Associates
LLC |
0.80% |
52.86% |
17.69% |
14.03% |
Seeks long-term capital growth. |
Loomis Sayles Small Cap Growth
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Loomis, Sayles &
Company, L.P. |
1.12% |
11.54% |
9.80% |
8.21% |
Seeks to track the performance of
the Standard & Poor’s 500®
Composite Stock Price Index. |
MetLife Stock Index
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: MetLife Investment
Management, LLC |
0.51% |
25.63% |
15.10% |
11.47% |
Seeks high total return, consisting
principally of capital appreciation. |
Neuberger Berman Genesis
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Neuberger Berman
Investment Advisers LLC
|
1.05% |
15.20% |
12.13% |
8.48% |
Seeks long-term growth of capital. |
T. Rowe Price Large Cap Growth
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price
Associates, Inc. |
0.82% |
46.53% |
13.23% |
11.60% |
Investment Objectives |
Portfolio Company and
Adviser/Sub-Adviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/2023) | ||
1
Year |
5
Year |
10
Year | |||
Seeks long-term capital growth. |
T. Rowe Price Small Cap Growth
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price
Associates, Inc. |
0.51% |
21.57% |
11.84% |
9.44% |
Seeks long-term capital growth. |
T. Rowe Price Small Cap Growth
Portfolio — Class B
Brighthouse Investment Advisers,
LLC
Subadviser: T. Rowe Price Associates, Inc. |
0.76% |
21.28% |
11.56% |
9.17% |
Seeks to maximize total return
consistent with preservation of
capital. |
Western Asset Management Strategic
Bond Opportunities
Portfolio — Class A†† Brighthouse Investment Advisers, LLC Subadviser: Western Asset
Management Company LLC
|
0.56% |
9.44% |
2.80% |
3.01% |
Seeks to maximize total return
consistent with preservation of
capital. |
Western Asset Management Strategic
Bond Opportunities
Portfolio — Class B# Brighthouse Investment Advisers, LLC Subadviser: Western Asset
Management Company LLC
|
0.81% |
9.22% |
2.54% |
2.76% |
Seeks reasonable income. The fund
will also consider the potential for
capital appreciation. The fund’s goal
is to achieve a yield which exceeds
the composite yield on the securities
comprising the S&P 500® Index. |
Equity-Income Portfolio — Service
Class 2
Fidelity Management & Research
Company LLC
Subadviser: FMR UK, FMR HK, and FMR Japan |
0.72% |
10.38% |
12.01% |
8.31% |
Seeks long-term capital growth. |
Templeton Foreign VIP
Fund — Class 2# Templeton Investment Counsel, LLC |
1.07% |
20.76% |
5.27% |
1.28% |
Seeks maximum total return,
consistent with preservation of
capital and prudent investment
management. |
PIMCO High Yield
Portfolio — Administrative Class
PIMCO |
0.77% |
12.22% |
4.83% |
4.15% |
Seeks maximum total return,
consistent with preservation of
capital and prudent investment
management. |
PIMCO Low Duration
Portfolio — Administrative Class
PIMCO |
0.69% |
4.97% |
0.99% |
0.92% |
Seeks long-term capital appreciation. |
Putnam VT Sustainable Leaders
Fund — Class IB
Putnam Investment Management,
LLC |
0.90% |
26.11% |
16.09% |
12.59% |
Optional Benefit |
GMIB Plus II* |
GMIB Plus I* |
Lifetime Withdrawal Guarantee II* (LWG
II) |
Life Withdrawal Guarantee I (LWG
I) |
Guaranteed Minimum Accumulation Benefit Rider*
(GMAB) |
Enhanced Death Benefit I* (EDB I)
|
AB Global Dynamic Allocation Portfolio |
American Funds® Balanced Allocation Portfolio |
American Funds® Growth Allocation Portfolio |
American Funds® Moderate Allocation Portfolio |
BlackRock Global Tactical Strategies Portfolio |
BlackRock Ultra-Short Term Bond Portfolio |
Brighthouse Asset Allocation 20 Portfolio |
Brighthouse Asset Allocation 40 Portfolio |
Brighthouse Asset Allocation 60 Portfolio |
Brighthouse Asset Allocation 80 Portfolio |
Brighthouse Balanced Plus Portfolio |
Invesco Balanced-Risk Allocation Portfolio |
JPMorgan Global Active Allocation Portfolio |
MetLife Multi-Index Targeted Risk Portfolio |
PanAgora Global Diversified Risk Portfolio |
Schroders Global Multi-Asset Portfolio |
SSGA Growth and Income ETF Portfolio |
SSGA Growth ETF Portfolio |
Platform 1 |
Platform 2 |
A minimum of 30% of
Purchase Payments or
|
A maximum of 70% of
Purchase Payments or
|
BlackRock Bond Income Portfolio |
AB Global Dynamic Allocation Portfolio |
BlackRock Ultra-Short Term Bond Portfolio |
American Funds® Balanced Allocation
Portfolio |
Brighthouse/Franklin Low Duration Total Return Portfolio
|
American Funds® Growth Allocation
Portfolio |
PIMCO Total Return Portfolio |
American Funds® Moderate Allocation
Portfolio |
Western Asset Management Government Income Portfolio |
Baillie Gifford International Stock Portfolio |
|
BlackRock Capital Appreciation Portfolio |
|
BlackRock Global Tactical Strategies Portfolio |
|
Brighthouse Asset Allocation 100 Portfolio |
|
Brighthouse Asset Allocation 20 Portfolio |
|
Brighthouse Asset Allocation 40 Portfolio |
|
Brighthouse Asset Allocation 60 Portfolio |
|
Brighthouse Asset Allocation 80 Portfolio |
|
Brighthouse Balanced Plus Portfolio |
|
Brighthouse/Wellington Core Equity Opportunities
Portfolio |
|
Equity-Income Portfolio |
|
Invesco Balanced-Risk Allocation Portfolio |
|
Invesco Comstock Portfolio |
|
Invesco V.I. EQV International Equity Fund |
|
Jennison Growth Portfolio |
|
JPMorgan Global Active Allocation Portfolio |
|
Loomis Sayles Growth Portfolio |
|
MetLife Multi-Index Targeted Risk Portfolio |
|
MetLife Stock Index Portfolio |
|
MFS® Research International
Portfolio |
|
PanAgora Global Diversified Risk Portfolio |
|
PIMCO High Yield Portfolio |
|
Schroders Global Multi-Asset Portfolio |
|
SSGA Growth and Income ETF Portfolio |
|
SSGA Growth ETF Portfolio |
|
T. Rowe Price Large Cap Growth Portfolio |
|
T. Rowe Price Large Cap Value Portfolio |
|
Templeton Foreign VIP Fund |
|
Western Asset Management Strategic Bond Opportunities Portfolio |
Platform 3 |
Platform 4 |
A maximum of 15% of
Purchase Payments or
|
A maximum of 15% of
Purchase Payments or
|
Morgan Stanley Discovery Portfolio |
Brighthouse Small Cap Value Portfolio |
Putnam VT Sustainable Leaders Fund |
Brighthouse/abrdn Emerging Markets Equity Portfolio |
T. Rowe Price Mid Cap Growth Portfolio |
CBRE Global Real Estate Portfolio |
Victory Sycamore Mid Cap Value Portfolio |
Invesco Small Cap Growth Portfolio |
|
Loomis Sayles Small Cap Growth Portfolio |
Platform 3 |
Platform 4 |
A maximum of 15% of Purchase Payments or
Account Value |
A maximum of 15% of Purchase Payments or
Account Value |
|
Neuberger Berman Genesis Portfolio |
|
T. Rowe Price Small Cap Growth Portfolio |
AB Global Dynamic Allocation Portfolio |
American Funds® Balanced Allocation Portfolio |
American Funds® Growth Allocation Portfolio |
American Funds® Moderate Allocation Portfolio |
BlackRock Global Tactical Strategies Portfolio |
BlackRock Ultra-Short Term Bond Portfolio |
Brighthouse Asset Allocation 20 Portfolio |
Brighthouse Asset Allocation 40 Portfolio |
Brighthouse Asset Allocation 60 Portfolio |
Brighthouse Asset Allocation 80 Portfolio |
Brighthouse Balanced Plus Portfolio |
Invesco Balanced-Risk Allocation Portfolio |
JPMorgan Global Active Allocation Portfolio |
MetLife Multi-Index Targeted Risk Portfolio |
PanAgora Global Diversified Risk Portfolio |
Schroders Global Multi-Asset Portfolio |
SSGA Growth and Income ETF Portfolio |
SSGA Growth ETF Portfolio |
Western Asset Management Government Income Portfolio |
Brighthouse Asset Allocation 40 Portfolio |
Brighthouse Asset Allocation 60 Portfolio |