Premium Payments |
New England Life Insurance Company P.O. Box 371499 Pittsburgh, PA 15250-7499 |
Payment Inquiries and Correspondence |
New England Life Insurance Company P.O. Box 323 Warwick, RI 02887-0323 |
Beneficiary and Ownership Changes |
New England Life Insurance Company P.O. Box 392 Warwick, RI 02887-0392 |
Surrenders, Loans, Withdrawals and Sub-Account Transfers |
New England Life Insurance Company P.O. Box 543 Warwick, RI 02887-0543 |
Death Claims |
New England Life Insurance Company P.O. Box 353 Warwick, RI 02887-0353 |
Sub-Account Transfers by Telephone |
(800) 200-2214 |
All Other Telephone Transactions and Inquiries |
(800) 388-4000 |
Premium and Loan Payments |
New England Life Insurance Company P.O. Box 38089 Philadelphia, PA 19101-8089 |
Surrenders, Withdrawals and Sub-Account Transfers |
New England Life Insurance Company P.O. Box 4270 Clinton, IA 52733-4270 |
Death Claims |
New England Life Insurance Company P.O. Box 4268 Clinton, IA 52733-4268 |
All Other Policy Transactions and Inquiries |
New England Life Insurance Company P.O. Box 4270 Clinton, IA 52733-4270 Phone: (888) 458-2654
Fax: (877) 203-4970
Email: AssumedCompanies.BHF@DXC.com |
|
Minimum |
Maximum |
Total Annual Eligible Fund Operating Expenses |
|
|
(expenses that are deducted from Eligible Fund assets, including management fees,
distribution and/or service (12b-1) fees, and other expenses)
|
0.28% |
0.98% |
Eligible Fund |
Management Fee |
Distribution and/or
Service (12b-1) Fees |
Other Expenses |
Acquired Fund Fees and
Expenses |
Total Annual
Operating Expenses |
Fee Waiver and/or
Expense Reimbursement |
Net Total
Annual Operating
Expenses |
American Funds Insurance Series®
— Class 2 |
|
|
|
|
|
|
|
American Funds Global Small
Capitalization Fund |
0.65% |
0.25% |
0.05% |
— |
0.95% |
0.04% |
0.91% |
American Funds Growth Fund |
0.31% |
0.25% |
0.03% |
— |
0.59% |
— |
0.59% |
American Funds Growth-Income Fund |
0.25% |
0.25% |
0.03% |
— |
0.53% |
— |
0.53% |
American Funds The Bond Fund of America |
0.35% |
0.25% |
0.03% |
— |
0.63% |
0.15% |
0.48% |
Brighthouse Funds Trust I — Class A |
|
|
|
|
|
|
|
Brighthouse Asset Allocation 100 Portfolio |
0.07% |
— |
0.02% |
0.65% |
0.74% |
— |
0.74% |
Eligible Fund |
Management Fee |
Distribution and/or
Service (12b-1) Fees |
Other Expenses |
Acquired Fund Fees and
Expenses |
Total Annual
Operating Expenses |
Fee Waiver and/or
Expense Reimbursement |
Net Total
Annual Operating
Expenses |
Brighthouse/Wellington Large Cap Research Portfolio |
0.57% |
— |
0.02% |
— |
0.59% |
0.05% |
0.54% |
CBRE Global Real Estate Portfolio |
0.64% |
— |
0.05% |
— |
0.69% |
0.04% |
0.65% |
Harris Oakmark International Portfolio |
0.77% |
— |
0.05% |
— |
0.82% |
0.09% |
0.73% |
Invesco Global Equity Portfolio |
0.67% |
— |
0.04% |
— |
0.71% |
0.13% |
0.58% |
Invesco Small Cap Growth Portfolio |
0.86% |
— |
0.03% |
— |
0.89% |
0.08% |
0.81% |
Loomis Sayles Growth Portfolio |
0.56% |
— |
0.02% |
— |
0.58% |
0.03% |
0.55% |
MFS® Research International Portfolio |
0.71% |
— |
0.05% |
— |
0.76% |
0.11% |
0.65% |
Morgan Stanley Discovery Portfolio |
0.65% |
— |
0.04% |
— |
0.69% |
0.02% |
0.67% |
PIMCO Inflation Protected Bond Portfolio |
0.48% |
— |
0.20% |
— |
0.68% |
— |
0.68% |
PIMCO Total Return Portfolio |
0.48% |
— |
0.09% |
— |
0.57% |
0.02% |
0.55% |
SSGA Growth and Income ETF Portfolio |
0.31% |
— |
0.02% |
0.19% |
0.52% |
— |
0.52% |
SSGA Growth ETF Portfolio |
0.32% |
— |
0.04% |
0.19% |
0.55% |
— |
0.55% |
T. Rowe Price Mid Cap Growth Portfolio |
0.75% |
— |
0.03% |
— |
0.78% |
0.08% |
0.70% |
Victory Sycamore Mid Cap Value Portfolio |
0.65% |
— |
0.04% |
— |
0.69% |
0.09% |
0.60% |
Brighthouse Funds Trust II — Class A |
|
|
|
|
|
|
|
Baillie Gifford International Stock Portfolio |
0.80% |
— |
0.06% |
— |
0.86% |
0.11% |
0.75% |
BlackRock Bond Income Portfolio |
0.35% |
— |
0.05% |
— |
0.40% |
0.01% |
0.39% |
BlackRock Capital Appreciation Portfolio |
0.70% |
— |
0.03% |
— |
0.73% |
0.16% |
0.57% |
BlackRock Ultra-Short Term Bond Portfolio |
0.35% |
— |
0.04% |
— |
0.39% |
0.03% |
0.36% |
Brighthouse Asset Allocation 20 Portfolio |
0.10% |
— |
0.05% |
0.54% |
0.69% |
0.05% |
0.64% |
Brighthouse Asset Allocation 40 Portfolio |
0.06% |
— |
0.01% |
0.57% |
0.64% |
— |
0.64% |
Brighthouse Asset Allocation 60 Portfolio |
0.05% |
— |
0.01% |
0.60% |
0.66% |
— |
0.66% |
Brighthouse Asset Allocation 80 Portfolio |
0.05% |
— |
0.01% |
0.63% |
0.69% |
— |
0.69% |
Brighthouse/Artisan Mid Cap Value
Portfolio |
0.82% |
— |
0.04% |
— |
0.86% |
0.09% |
0.77% |
Brighthouse/Wellington Balanced Portfolio |
0.47% |
— |
0.06% |
— |
0.53% |
— |
0.53% |
Brighthouse/Wellington Core Equity
Opportunities Portfolio |
0.72% |
— |
0.01% |
— |
0.73% |
0.12% |
0.61% |
Frontier Mid Cap Growth Portfolio |
0.72% |
— |
0.04% |
— |
0.76% |
0.05% |
0.71% |
Jennison Growth Portfolio |
0.60% |
— |
0.03% |
— |
0.63% |
0.08% |
0.55% |
Loomis Sayles Small Cap Core Portfolio |
0.90% |
— |
0.08% |
— |
0.98% |
0.09% |
0.89% |
Loomis Sayles Small Cap Growth Portfolio |
0.90% |
— |
0.07% |
— |
0.97% |
0.10% |
0.87% |
MetLife Aggregate Bond Index Portfolio |
0.25% |
— |
0.03% |
— |
0.28% |
— |
0.28% |
MetLife Mid Cap Stock Index Portfolio |
0.25% |
— |
0.05% |
0.01% |
0.31% |
— |
0.31% |
MetLife MSCI EAFE® Index Portfolio |
0.30% |
— |
0.08% |
0.01% |
0.39% |
— |
0.39% |
MetLife Russell 2000® Index Portfolio |
0.25% |
— |
0.06% |
0.01% |
0.32% |
— |
0.32% |
MetLife Stock Index Portfolio |
0.25% |
— |
0.03% |
— |
0.28% |
0.02% |
0.26% |
MFS® Total Return Portfolio
|
0.57% |
— |
0.07% |
— |
0.64% |
0.02% |
0.62% |
MFS® Value Portfolio |
0.62% |
— |
0.02% |
— |
0.64% |
0.06% |
0.58% |
Neuberger Berman Genesis Portfolio |
0.83% |
— |
0.04% |
— |
0.87% |
0.07% |
0.80% |
T. Rowe Price Large Cap Growth Portfolio |
0.60% |
— |
0.03% |
— |
0.63% |
0.06% |
0.57% |
T. Rowe Price Small Cap Growth Portfolio |
0.47% |
— |
0.04% |
— |
0.51% |
— |
0.51% |
Eligible Fund |
Management Fee |
Distribution and/or
Service (12b-1) Fees |
Other Expenses |
Acquired Fund Fees and
Expenses |
Total Annual
Operating Expenses |
Fee Waiver and/or
Expense Reimbursement |
Net Total
Annual Operating
Expenses |
Western Asset Management Strategic Bond Opportunities Portfolio |
0.57% |
— |
0.04% |
— |
0.61% |
0.05% |
0.56% |
Western Asset Management
U.S. Government Portfolio |
0.48% |
— |
0.04% |
— |
0.52% |
0.02% |
0.50% |
Fidelity®
Variable Insurance Products — Initial Class |
|
|
|
|
|
|
|
Equity-Income Portfolio |
0.47% |
— |
— |
— |
0.47% |
— |
0.47% |
Eligible Fund |
Investment Objective |
Investment Adviser/Subadviser |
American Funds Insurance Series® — Class 2 |
|
|
American Funds Global Small Capitalization Fund |
Seeks long-term growth of capital. |
Capital Research and Management CompanySM |
American Funds Growth Fund |
Seeks growth of capital. |
Capital Research and Management CompanySM |
American Funds Growth-Income Fund |
Seeks long-term growth of capital and income. |
Capital Research and Management CompanySM |
American Funds The Bond Fund of America |
Seeks as high a level of current income as is consistent with the preservation of capital. |
Capital Research and Management CompanySM |
Brighthouse Funds Trust I — Class A |
|
|
Brighthouse Asset Allocation 100 Portfolio |
Seeks growth of capital. |
Brighthouse Investment Advisers, LLC |
Eligible Fund |
Investment Objective |
Investment Adviser/Subadviser |
Brighthouse/Wellington Large Cap Research Portfolio |
Seeks long-term capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Wellington Management Company LLP |
CBRE Global Real Estate Portfolio |
Seeks total return through investment in real estate securities, emphasizing both capital appreciation and current income. |
Brighthouse Investment Advisers, LLC Subadviser: CBRE Investment Management Listed Real Assets LLC |
Harris Oakmark International Portfolio |
Seeks long-term capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Harris Associates L.P. |
Invesco Global Equity Portfolio |
Seeks capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Invesco Advisers, Inc. |
Invesco Small Cap Growth Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: Invesco Advisers, Inc. |
Loomis Sayles Growth Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: Loomis, Sayles & Company, L.P. |
MFS® Research International Portfolio |
Seeks capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Massachusetts Financial Services Company |
Morgan Stanley Discovery Portfolio |
Seeks capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Morgan Stanley Investment Management Inc. |
PIMCO Inflation Protected Bond Portfolio |
Seeks maximum real return, consistent with preservation of capital and prudent investment management. |
Brighthouse Investment Advisers, LLC Subadviser: Pacific Investment Management Company LLC |
PIMCO Total Return Portfolio |
Seeks maximum total return, consistent with the preservation of capital and prudent investment management. |
Brighthouse Investment Advisers, LLC Subadviser: Pacific Investment Management Company LLC |
SSGA Growth and Income ETF Portfolio |
Seeks growth of capital and income. |
Brighthouse Investment Advisers, LLC Subadviser: SSGA Funds Management, Inc. |
SSGA Growth ETF Portfolio |
Seeks growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: SSGA Funds Management, Inc. |
T. Rowe Price Mid Cap Growth Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price Associates, Inc.
Sub-Subadviser: T. Rowe Price
Investment Management, Inc. |
Victory Sycamore Mid Cap Value Portfolio |
Seeks high total return by investing in equity securities of mid-sized companies. |
Brighthouse Investment Advisers, LLC Subadviser: Victory Capital Management Inc. |
Brighthouse Funds Trust II — Class A |
|
|
Baillie Gifford International Stock Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: Baillie Gifford Overseas Limited |
Eligible Fund |
Investment Objective |
Investment Adviser/Subadviser |
BlackRock Bond Income Portfolio |
Seeks a competitive total return primarily from investing in fixed-income securities. |
Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors, LLC |
BlackRock Capital Appreciation Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors, LLC |
BlackRock Ultra-Short Term Bond Portfolio |
Seeks a high level of current income consistent with prudent investment risk and preservation of capital. |
Brighthouse Investment Advisers, LLC Subadviser: BlackRock Advisors, LLC |
Brighthouse Asset Allocation 20 Portfolio |
Seeks a high level of current income, with growth of capital as a secondary objective. |
Brighthouse Investment Advisers, LLC |
Brighthouse Asset Allocation 40 Portfolio |
Seeks high total return in the form of income and growth of capital, with a greater emphasis on income. |
Brighthouse Investment Advisers, LLC |
Brighthouse Asset Allocation 60 Portfolio |
Seeks a balance between a high level of current income and growth of capital, with a greater emphasis on growth of capital. |
Brighthouse Investment Advisers, LLC |
Brighthouse Asset Allocation 80 Portfolio |
Seeks growth of capital. |
Brighthouse Investment Advisers, LLC |
Brighthouse/Artisan Mid Cap Value Portfolio |
Seeks long-term capital growth. |
Brighthouse Investment Advisers, LLC Subadviser: Artisan Partners Limited Partnership |
Brighthouse/Wellington Balanced Portfolio |
Seeks long-term capital appreciation with some current income. |
Brighthouse Investment Advisers, LLC Subadviser: Wellington Management Company LLP |
Brighthouse/Wellington Core Equity Opportunities Portfolio |
Seeks to provide a growing stream of income over time and, secondarily, long-term capital appreciation and current income. |
Brighthouse Investment Advisers, LLC Subadviser: Wellington Management Company LLP |
Frontier Mid Cap Growth Portfolio |
Seeks maximum capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Frontier Capital Management Company, LLC |
Jennison Growth Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: Jennison Associates LLC |
Loomis Sayles Small Cap Core Portfolio |
Seeks long-term capital growth from investments in common stocks or other equity securities. |
Brighthouse Investment Advisers, LLC Subadviser: Loomis, Sayles & Company, L.P. |
Loomis Sayles Small Cap Growth Portfolio |
Seeks long-term capital growth. |
Brighthouse Investment Advisers, LLC Subadviser: Loomis, Sayles & Company, L.P. |
MetLife Aggregate Bond Index Portfolio |
Seeks to track the performance of the Bloomberg U.S. Aggregate Bond Index. |
Brighthouse Investment Advisers, LLC Subadviser: MetLife Investment Management, LLC |
MetLife Mid Cap Stock Index Portfolio |
Seeks to track the performance of the Standard & Poor’s MidCap
400®
Composite Stock Price Index. |
Brighthouse Investment Advisers, LLC Subadviser: MetLife Investment Management, LLC |
Eligible Fund |
Investment Objective |
Investment Adviser/Subadviser |
MetLife MSCI EAFE® Index Portfolio |
Seeks to track the performance of the MSCI EAFE® Index. |
Brighthouse Investment Advisers, LLC Subadviser: MetLife Investment Management, LLC |
MetLife Russell 2000® Index Portfolio |
Seeks to track the performance of the Russell 2000® Index. |
Brighthouse Investment Advisers, LLC Subadviser: MetLife Investment Management, LLC |
MetLife Stock Index Portfolio |
Seeks to track the performance of the Standard & Poor’s
500® Composite
Stock Price Index. |
Brighthouse Investment Advisers, LLC Subadviser: MetLife Investment Management, LLC |
MFS® Total Return Portfolio |
Seeks a favorable total return through investment in a diversified portfolio. |
Brighthouse Investment Advisers, LLC Subadviser: Massachusetts Financial Services Company |
MFS® Value Portfolio |
Seeks capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Massachusetts Financial Services Company |
Neuberger Berman Genesis Portfolio |
Seeks high total return, consisting principally of capital appreciation. |
Brighthouse Investment Advisers, LLC Subadviser: Neuberger Berman Investment Advisers LLC |
T. Rowe Price Large Cap Growth Portfolio |
Seeks long-term growth of capital. |
Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price Associates, Inc. |
T. Rowe Price Small Cap Growth Portfolio |
Seeks long-term capital growth. |
Brighthouse Investment Advisers, LLC Subadviser: T. Rowe Price Associates, Inc. |
Western Asset Management Strategic Bond Opportunities Portfolio |
Seeks to maximize total return consistent with preservation of capital. |
Brighthouse Investment Advisers, LLC Subadviser: Western Asset Management Company LLC |
Western Asset Management U.S. Government Portfolio |
Seeks to maximize total return consistent with preservation of capital and maintenance of liquidity. |
Brighthouse Investment Advisers, LLC Subadviser: Western Asset Management Company LLC |
Fidelity®
Variable Insurance Products — Initial Class |
|
|
Equity-Income Portfolio |
Seeks reasonable income. The fund will also consider the potential for capital appreciation. The fund’s goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index. |
Fidelity Management & Research Company LLC Subadviser: FMR UK, FMR HK, and FMR Japan |