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A-1
|
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B-1
|
|
FEES AND EXPENSES
|
Location in
Prospectus
|
||
Charges for Early
Withdrawals
|
There are no surrender charges associated with this Contract.
|
•N/A
|
||
Transaction
Charges
|
There are no sales charges associated with this Contract.
|
•N/A
|
||
Ongoing Fees and
Expenses (annual
charges)
|
Minimum and Maximum Annual Fee Table. The table below describes the fees and
expenses that you may pay each year, depending on the options you choose. Please
refer to your contract specifications page for information about the specific fees
you will
pay each year based on the options you have elected.
|
•Expense
Tables
•Examples
•Charges and
Other
Deductions
|
||
Annual Fee
|
Minimum
|
Maximum
|
||
Base Contract – Guarantee of Principal
Death Benefit
|
0.75%1
|
0.75%1
|
||
Investment options (fund fees and
expenses)
|
0.62%1
|
1.91%1
|
||
Optional benefits available for an
additional charge (for a single optional
benefit, if elected)
|
0.30%1
|
2.00%1
|
||
1 As a percentage of average daily net assets in the Subaccounts.
|
||||
Lowest and Highest Annual Cost Table. Because your Contract is customizable, the
choices you make affect how much you will pay. To help you understand the cost of
owning your Contract, the following table shows the lowest and highest cost you could
pay each year, based on current charges. This estimate assumes that you do not take
withdrawals from the Contract.
|
||||
Lowest Annual Cost: $1,534
|
Highest Annual Cost: $5,301
|
|||
Assumes:
|
Assumes:
|
|||
•Investment of $100,000
•5% annual appreciation
•Least expensive fund fees and
expenses
•No optional benefits
•No additional Purchase Payments,
transfers, or withdrawals
|
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of
optional benefits and fund fees and
expenses
•No additional Purchase Payments,
transfers, or withdrawals
|
|||
|
RISKS
|
Location in
Prospectus
|
||
Risk of Loss
|
•You can lose money by investing in this Contract, including loss of principal.
|
•Principal Risks
•Variable
Annuity
Account
•Investments of
the Variable
Annuity
Account
|
||
Not a Short-Term
Investment
|
•This Contract is not designed for short-term investing and is not appropriate for
an
investor who needs ready access to cash.
•The benefits of tax deferral, long-term income, and living benefit protections mean
the Contract is more beneficial to investors with a long-term investment horizon.
•Withdrawals are subject to ordinary income tax and may be subject to tax penalties.
|
•Principal Risks
•Surrenders and
Withdrawals
•Expense
Tables
•Living Benefit
Riders
|
|
RISKS
|
Location in
Prospectus
|
||
Risks Associated
with Investment
Options
|
•An investment in this Contract is subject to the risk of poor investment performance
of the investment options you choose. Performance can vary depending on the
performance of the investment options available under the Contract.
•Each investment option (including the fixed account option) has its own unique risks.
•You should review the investment options before making an investment decision.
|
•Principal Risks
•Variable
Annuity
Account
•Investments in
the Variable
Annuity
|
||
Insurance
Company Risks
|
•An investment in the Contract is subject to the risks related to us, Lincoln Life.
Any
obligations (including under the fixed account option), guarantees, or benefits of
the
Contract are subject to our claims-paying ability. If we experience financial distress,
we may not be able to meet our obligations to you. More information about Lincoln
Life, including our financial strength ratings, is available upon request by calling
1-
800-454-6265 or visiting www.LincolnFinancial.com.
|
•Principal Risks
|
||
|
RESTRICTIONS
|
Location in
Prospectus
|
||
Investments
|
•The frequency of transfers between investment options is restricted. There are also
restrictions on the minimum amount that may be transferred from a variable option
and the maximum amount that may be transferred from the fixed account option.
•We reserve the right to remove or substitute the funds that are available as
investment options under the Contract.
|
•Principal Risks
|
||
Optional Benefits
|
•There are additional restrictions and limitations under the Contract’s optional
benefits.
•Optional benefits may limit or restrict the investment options that you may select
under the Contract. We may change these restrictions in the future.
•Optional benefit availability may vary by state of issue or selling broker-dealer.
•Excess Withdrawals may reduce the value of an optional benefit by an amount
greater than the value withdrawn or result in termination of the benefit.
•We may modify or stop offering an optional benefit that is currently available at
any
time.
|
•Benefits
Available
Under the
Contract
•The Contracts
•Living Benefit
Riders
•Appendix B –
Investment
Requirements
|
||
|
TAXES
|
Location in
Prospectus
|
||
Tax Implications
|
•Consult with a tax professional to determine the tax implications of an investment
in
and payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or IRA, you do not get any
additional tax benefit under the Contract.
•Earnings on your Contract are taxed at ordinary income tax rates when you withdraw
them, and you may have to pay a penalty if you take a withdrawal before age 59½.
|
•Federal Tax
Matters
|
||
|
CONFLICTS OF INTEREST
|
Location in
Prospectus
|
||
Investment
Professional
Compensation
|
•Your registered representative may receive compensation for selling this Contract
to
you, in the form of commissions, additional cash benefits (e.g., bonuses), and non-
cash compensation. We may share the revenue we earn on this Contract with your
investment professional’s firm.
•This potential conflict of interest may influence your registered representative to
recommend this Contract over another investment for which the investment
professional is not compensated or compensated less.
|
•Distribution of
the Contracts
•Principal Risks
|
||
Exchanges
|
•If you already own a contract, some investment professionals may have a financial
incentive to offer you a new Contract in place of the one you own. You should only
exchange a contract you already own if you determine, after comparing the features,
fees, and risks of both contracts, that it is better for you to purchase the new
Contract rather than continue to own your existing contract.
|
•Replacement
of Existing
Insurance
|
There are no sales charges, deferred sales charges, or surrender charges associated with this
Contract.
|
|
Base Contract Expenses (as a percentage of average Account Value in the Subaccounts)1
|
|
|
Guarantee of Principal Death Benefit
|
|
0.75%
|
Optional Benefit Expenses
|
Single Life or Joint
Life
|
|
Guaranteed Benefit:2
|
|
|
Guaranteed Maximum Annual Charge
|
2.00%
|
|
Current Charge
|
1.00%
|
|
Single Life
|
Joint Life
|
i4LIFE® Advantage:3
|
|
|
Current Charge
|
0.30%
|
0.30%
|
i4LIFE® Advantage Guaranteed Income Benefit:4
|
|
|
Guaranteed Maximum Annual Charge
|
2.00%
|
2.00%
|
Current Charge
|
0.75%
|
0.95%
|
Annual Fund Expenses
|
Minimum
|
Maximum
|
Expenses that are deducted from the fund assets, including
management fees, distribution and/or service (12b-1) fees, and other
expenses before reimbursements.
|
0.62
%
|
1.91
%
|
Expenses that are deducted from the fund assets, including
management fees, distribution and/or service (12b-1) fees, and other
expenses after any waivers or expense reimbursements.1
|
0.62
%
|
1.18
%
|
1 year
|
3 years
|
5 years
|
10 years
|
$5,399
|
$16,130
|
$26,774
|
$53,004
|
1 year
|
3 years
|
5 years
|
10 years
|
$5,399
|
$16,130
|
$26,774
|
$53,004
|
1 year
|
3 years
|
5 years
|
10 years
|
$4,671
|
$14,058
|
$23,506
|
$47,393
|
1 year
|
3 years
|
5 years
|
10 years
|
$4,671
|
$14,058
|
$23,506
|
$47,393
|
|
Guarantee of
Principal Death
Benefit
|
Mortality and expense risk charge
|
0.60
%
|
Administrative charge
|
0.15
%
|
Total base contract expense
|
0.75
%
|
Standard Benefits
|
|||
Name of Benefit
|
Purpose
|
Maximum Fee
|
Brief Description of Restrictions /
Limitations
|
Guarantee of Principal
Death Benefit
|
Provides a Death Benefit equal to the
greatest of (1) Contract Value; (2) all
Purchase Payments, adjusted for
withdrawals.
|
•0.75%
|
•Withdrawals could significantly reduce
the benefit.
|
Dollar-Cost Averaging
|
Allows you to automatically transfer
amounts between certain investment
options on a monthly basis.
|
None
|
•Minimum amount to be dollar cost
averaged is $1,500 over any time period
between 3 and 60 months.
•Cannot be used simultaneously with
portfolio rebalancing or cross
reinvestment.
|
Standard Benefits
|
|||
Name of Benefit
|
Purpose
|
Maximum Fee
|
Brief Description of Restrictions /
Limitations
|
Portfolio Rebalancing
|
Allows you to automatically reallocate your
Contract Value among investment options
on a periodic basis based on your standing
allocation instructions.
|
None
|
•Cannot be used simultaneously with
dollar cost averaging or cross
reinvestment.
|
Automatic Withdrawal
Service
|
Allows you to take periodic withdrawals
from your Contract automatically.
|
None
|
•Automatically terminates once i4LIFE®
Advantage begins.
|
Optional Benefits – Available for Election
|
|||
Name of Benefit
|
Purpose
|
Maximum Fee
|
Brief Description of Restrictions /
Limitations
|
Guaranteed Benefit
|
•Guaranteed lifetime periodic withdrawals.
•Account Value Step-ups of the Income
Base.
•Age-based increases to the Guaranteed
Annual Income amount.
|
•2.00%
|
•Investment Requirements apply.
•Excess Withdrawals could significantly
reduce or terminate the benefit.
•Purchase Payments and step-ups may
increase fee rate.
•Additional Purchase Payments may be
limited.
|
i4LIFE® Advantage
|
Provides:
•i4LIFE® Advantage (the Variable Annuity
Payout Option Rider in your Contract)
provides variable periodic Regular
Income Payments for life. The optional
Guaranteed Income Benefit provides a
minimum payout floor for those Regular
Income Payments. With i4LIFE®
Advantage, you have the ability to make
additional withdrawals and surrender the
Contract during the Access Period.
|
•i4LIFE® Advantage:
0.30% in additional
to the base contract
expense for the
Death Benefit you
have elected.
•Guaranteed Income
Benefit: 2.00%
(single life option);
2.00% (joint life
option) in addition
to the i4LIFE®
Advantage charge
and your base
contract expense
|
•Guaranteed Income Benefit limits
available investment options (Investment
Requirements apply).
•Withdrawals could significantly reduce or
terminate the benefit.
•Restrictions apply to the length of the
Access Period
•Additional Purchase Payments may be
subject to restrictions.
|
|
Contract Value
|
Income Base
|
Potential for Charge
to Change
|
Initial Purchase Payment $50,000
|
$50,000
|
$50,000
|
N/A
|
1st Benefit Year Anniversary
|
$54,000
|
$54,000
|
Yes
|
2nd Benefit Year Anniversary
|
$53,900
|
$54,000
|
No
|
3rd Benefit Year Anniversary
|
$57,000
|
$57,000
|
Yes
|
4th Benefit Year Anniversary
|
$64,000
|
$64,000
|
Yes
|
Age (single life option)
|
Guaranteed
Annual Income amount
percentage (single life option)
|
60-64
|
4.00
%
|
65-69
|
4.50
%
|
70+
|
5.00
%
|
Age (joint life option – younger of you or your spouse’s age)
|
Guaranteed
Annual Income amount
percentage (joint life option)*
|
45-54
|
2.50
%
|
55-59
|
3.00
%
|
60-64
|
3.50
%
|
65-69
|
4.00
%
|
70-74
|
4.50
%
|
75+
|
5.00
%
|
Contract Value on the rider's effective date
|
$200,000
|
Income Base on the rider's effective date
|
$200,000
|
Initial Guaranteed Annual Income amount on the rider's effective date ($200,000 x
4%)
|
$8,000
|
Contract Value six months after rider's effective date
|
$210,000
|
Income Base six months after rider's effective date
|
$200,000
|
Withdrawal six months after rider's effective date when Contractowner is still age
60
|
$8,000
|
Contract Value after withdrawal ($210,000 - $8,000)
|
$202,000
|
Income Base after withdrawal ($200,000 - $0)
|
$200,000
|
Contract Value on first Benefit Year anniversary
|
$205,000
|
Income Base on first Benefit Year anniversary
|
$205,000
|
Guaranteed Annual Income amount on first Benefit Year anniversary ($205,000 x 4%)
|
$8,200
|
i4LIFE® Advantage Guarantee of Principal Death Benefit
|
$200,000
|
|
Regular Income Payment
|
$25,000
|
|
Account Value at the time of additional withdrawal
|
$150,000
|
|
Additional withdrawal
|
$15,000
|
($15,000/$150,000=10% withdrawal)
|
|
|
|
Death Benefit Value after Regular Income Payment = $200,000 - $25,000 = $175,000
|
||
Reduction in Death Benefit value for withdrawal = $175,000 X 10% = $17,500
|
||
Death Benefit Value after additional withdrawal = $175,000 - $17,500 = $157,500
|
Single Life Option
|
Joint Life Option
|
||
Age
|
Percentage of Account
Value or Income Base
|
Age
(younger of you and
your spouse’s age)
|
Percentage of Account
Value or Income Base
|
Under age 40
|
2.50%
|
Under age 40
|
2.50%
|
40 – 54
|
3.00%
|
40 – 54
|
3.00%
|
55 – 58
|
3.50%
|
55 – 58
|
3.50%
|
59 – 64
|
4.00%
|
59 – 69
|
4.00%
|
65 – 69
|
4.50%
|
70 – 74
|
4.50%
|
70 – 79
|
5.00%
|
75 – 79
|
5.00%
|
80+
|
5.50%
|
80+
|
5.50%
|
i4LIFE® Account Value before market decline
|
$135,000
|
i4LIFE® Account Value after market decline
|
$100,000
|
Guaranteed Income Benefit
|
$810
|
Regular Income Payment after market decline
|
$769
|
Account Value after market decline and Guaranteed Income Benefit
payment
|
$99,190
|
1/1/2013 Amount of initial Regular Income Payment
|
$4,801
|
1/1/2013 Account Value at election of Guaranteed Income Benefit
|
$100,000
|
1/1/2013 Initial Guaranteed Income Benefit (4.0% times $100,000 Account Value)
|
$4,000
|
1/1/2014 Recalculated Regular Income Payment
|
$6,000
|
1/1/2014 Guaranteed Income Benefit after step-up (75% of $6,000)
|
$4,500
|
i4LIFE® Regular Income Payment before additional withdrawal
|
$1,200
|
|
Guaranteed Income Benefit before additional withdrawal
|
$900
|
|
Account Value at time of additional withdrawal
|
$150,000
|
|
Additional withdrawal
|
$15,000
|
(a 10% withdrawal)
|
Investment Objective
|
Fund and
Adviser/Sub-adviser1
|
Current Expenses
|
Average Annual Total
Returns (as of 12/31/2023)
|
||
|
|
|
1 year
|
5 year
|
10 year
|
Capital Appreciation.
|
LVIP American Century Select Mid Cap
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.17%2
|
9.13%
|
10.18%
|
N/A
|
Reasonable income.
|
LVIP BlackRock Dividend Value Managed
Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.91%2
|
9.12%
|
9.27%
|
6.16%
|
Capital Appreciation. A fund of funds.
|
LVIP BlackRock Global Allocation
Managed Risk Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.18%2
|
11.25%
|
4.66%
|
2.44%
|
A balance between current income and
growth of capital, with a greater
emphasis on growth of capital. A fund of
funds.
|
LVIP BlackRock Global Growth ETF
Allocation Managed Risk Fund - Service
Class
advised by Lincoln Financial Investments
Corporation
|
0.77%2
|
11.29%
|
4.45%
|
N/A
|
To maximize real return, consistent with
preservation of real capital and prudent
investment management.
|
LVIP BlackRock Inflation Protected Bond
Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.88%
|
4.81%
|
2.90%
|
1.93%
|
A balance between current income and
growth of capital, with a greater
emphasis on growth of capital. A fund of
funds.
|
LVIP BlackRock U.S. Growth ETF
Allocation Managed Risk Fund - Service
Class
advised by Lincoln Financial Investments
Corporation
|
0.74%2
|
11.96%
|
5.36%
|
N/A
|
Long-term growth of capital in a manner
consistent with the preservation of
capital.
|
LVIP Blended Large Cap Growth
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.92%2
|
33.81%
|
13.53%
|
9.01%
|
Capital Appreciation.
|
LVIP Blended Mid Cap Managed Volatility
Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.98%2
|
17.46%
|
9.94%
|
6.14%
|
Capital Appreciation.
|
LVIP ClearBridge Franklin Select Large
Cap Managed Volatility Fund - Service
Class
advised by Lincoln Financial Investments
Corporation
|
1.01%2
|
22.11%
|
10.71%
|
N/A
|
Investment Objective
|
Fund and
Adviser/Sub-adviser1
|
Current Expenses
|
Average Annual Total
Returns (as of 12/31/2023)
|
||
|
|
|
1 year
|
5 year
|
10 year
|
Long-term capital appreciation. A fund of
funds.
|
LVIP Dimensional International Equity
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.01%
|
16.40%
|
5.24%
|
2.03%
|
Long-term capital appreciation. A fund of
funds.
|
LVIP Dimensional U.S. Equity Managed
Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.86%2
|
21.64%
|
12.58%
|
7.75%
|
Capital Appreciation. A fund of funds.
|
LVIP Fidelity Institutional AM® Select
Core Equity Managed Volatility Fund -
Service Class
advised by Lincoln Financial Investments
Corporation
|
0.99%2
|
24.81%
|
12.84%
|
8.06%
|
Long-term capital growth.
|
LVIP Franklin Templeton Global Equity
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.98%2
|
16.95%
|
8.71%
|
4.32%
|
A high level of current income with some
consideration given to growth of capital.
A fund of funds.
|
LVIP Global Conservative Allocation
Managed Risk Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.02%2
|
9.45%
|
3.97%
|
3.26%
|
A balance between a high level of current
income and growth of capital, with a
greater emphasis on growth of capital. A
fund of funds.
|
LVIP Global Growth Allocation Managed
Risk Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.01%2
|
13.05%
|
4.71%
|
3.46%
|
A balance between a high level of current
income and growth of capital, with an
emphasis on growth of capital. A fund of
funds.
|
LVIP Global Moderate Allocation
Managed Risk Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.00%2
|
11.56%
|
4.30%
|
3.30%
|
Capital Appreciation.
|
LVIP Invesco Select Equity Income
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.93%2
|
11.79%
|
9.71%
|
N/A
|
To maximize total return by investing
primarily in a diversified portfolio of
intermediate- and long-term debt
securities.
|
LVIP JPMorgan Core Bond Fund -
Service Class
advised by Lincoln Financial Investments
Corporation
|
0.74%
|
5.66%
|
1.04%
|
1.56%
|
Long-term capital appreciation.
|
LVIP JPMorgan Select Mid Cap Value
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.03%2
|
11.80%
|
8.97%
|
5.35%
|
Investment Objective
|
Fund and
Adviser/Sub-adviser1
|
Current Expenses
|
Average Annual Total
Returns (as of 12/31/2023)
|
||
|
|
|
1 year
|
5 year
|
10 year
|
Maximum current income (yield)
consistent with a prudent investment
strategy.
|
LVIP Macquarie Bond Fund - Service
Class3
(formerly LVIP Delaware Bond Fund)
advised by Lincoln Financial Investments
Corporation
|
0.72%
|
5.57%
|
1.14%
|
1.64%
|
Total return.
|
LVIP Macquarie Diversified Floating Rate
Fund - Service Class3
(formerly LVIP Delaware Diversified
Floating Rate Fund)
advised by Lincoln Financial Investments
Corporation
|
0.88%2
|
5.31%
|
2.13%
|
1.43%
|
Maximum long-term total return
consistent with reasonable risk.
|
LVIP Macquarie Diversified Income Fund
- Service Class3
(formerly LVIP Delaware Diversified
Income Fund)
advised by Lincoln Financial Investments
Corporation
|
0.84%2
|
5.94%
|
1.75%
|
1.80%
|
Maximum total return, consistent with
reasonable risk.
|
LVIP Macquarie Limited-Term Diversified
Income Fund - Service Class3
(formerly LVIP Delaware Limited-Term
Diversified Income Fund)
advised by Lincoln Financial Investments
Corporation
|
0.83%2
|
4.68%
|
1.56%
|
1.36%
|
Capital Appreciation. A fund of funds.
|
LVIP MFS International Equity Managed
Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.18%2
|
13.59%
|
6.52%
|
3.94%
|
Current income consistent with the
preservation of capital.
|
LVIP Mondrian Global Income Fund -
Service Class
advised by Lincoln Financial Investments
Corporation
|
0.90%2
|
3.76%
|
-1.16%
|
0.01%
|
Long-term growth of capital. A fund of
funds.
|
LVIP Multi-Manager Global Equity
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.14%2
|
25.58%
|
10.25%
|
N/A
|
To seek a high level of current income
consistent with preservation of capital.
|
LVIP PIMCO Low Duration Bond Fund -
Service Class
advised by Lincoln Financial Investments
Corporation
|
0.93%2
|
4.61%
|
1.04%
|
N/A
|
To match as closely as practicable,
before fees and expenses, the
performance of the Bloomberg U.S.
Aggregate Index.
|
LVIP SSGA Bond Index Fund - Service
Class
advised by Lincoln Financial Investments
Corporation
|
0.62%2
|
5.03%
|
0.52%
|
1.23%
|
Long-term growth of capital. A fund of
funds.
|
LVIP SSGA Global Tactical Allocation
Managed Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.84%2
|
13.22%
|
6.02%
|
3.65%
|
Investment Objective
|
Fund and
Adviser/Sub-adviser1
|
Current Expenses
|
Average Annual Total
Returns (as of 12/31/2023)
|
||
|
|
|
1 year
|
5 year
|
10 year
|
Capital Appreciation. A fund of funds.
|
LVIP SSGA International Managed
Volatility Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.88%2
|
17.15%
|
4.68%
|
N/A
|
Capital Appreciation. A fund of funds.
|
LVIP SSGA Large Cap Managed Volatility
Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.72%2
|
24.13%
|
12.94%
|
8.64%
|
Capital Appreciation. A fund of funds.
|
LVIP SSGA SMID Cap Managed Volatility
Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
0.86%2
|
13.41%
|
6.71%
|
3.95%
|
High level of current income and growth
of capital, with an emphasis on growth of
capital. A fund of funds.
|
LVIP U.S. Growth Allocation Managed
Risk Fund - Service Class
advised by Lincoln Financial Investments
Corporation
|
1.04%2
|
14.72%
|
5.88%
|
N/A
|
Total return consistent with the
preservation of capital. A fund of funds.
|
LVIP Vanguard Bond Allocation Fund -
Service Class
advised by Lincoln Financial Investments
Corporation
|
0.62%
|
5.73%
|
0.33%
|
1.02%
|
Group 1
Investments must be at least 30% of Contract
Value or Account Value
|
Group 2
Investments cannot exceed 70% of Contract
Value or Account Value
|
Group 3
Investments cannot exceed 10% of Contract
Value or Account Value
|
LVIP BlackRock Inflation Protected Bond Fund
LVIP JPMorgan Core Bond Fund
LVIP Macquarie Bond Fund
LVIP Macquarie Diversified Floating Rate Fund
LVIP Macquarie Diversified Income Fund
LVIP Macquarie Limited-Term Diversified Income
Fund
LVIP Mondrian Global Income Fund
LVIP PIMCO Low Duration Bond Fund
LVIP SSGA Bond Index Fund
LVIP Vanguard Bond Allocation Fund
|
LVIP American Century Select Mid Cap Managed
Volatility Fund
LVIP BlackRock Dividend Value Managed
Volatility Fund
LVIP BlackRock Global Allocation Managed Risk
Fund
LVIP BlackRock Global Growth ETF Allocation
Managed Risk Fund
LVIP BlackRock U.S. Growth ETF Allocation
Managed Risk Fund
LVIP Blended Large Cap Growth Managed
Volatility Fund
LVIP Blended Mid Cap Managed Volatility Fund
LVIP ClearBridge Franklin Select Large Cap
Equity Managed Volatility Fund
LVIP ClearBridge Large Cap Managed Volatility
Fund
LVIP Dimensional International Equity Managed
Volatility Fund
LVIP Dimensional U.S. Equity Managed Volatility
Fund
LVIP Fidelity Institutional AM® Select Core Equity
Managed Volatility Fund
LVIP Franklin Templeton Global Equity Managed
Volatility Fund
LVIP Global Conservative Allocation Managed
Risk Fund
LVIP Global Growth Allocation Managed Risk
Fund
LVIP Global Moderate Allocation Managed Risk
Fund
LVIP Invesco Select Equity Income Managed
Volatility Fund
LVIP JPMorgan Select Mid Cap Value Managed
Volatility Fund
LVIP MFS International Equity Managed Volatility
Fund
LVIP Multi-Manager Global Equity Managed
Volatility Fund
LVIP SSGA Global Tactical Allocation Managed
Volatility Fund
LVIP SSGA International Managed Volatility Fund
LVIP SSGA Large Cap Managed Volatility Fund
LVIP SSGA SMID Cap Managed Volatility Fund
LVIP U.S. Growth Allocation Managed Risk Fund
|
No Subaccounts at this time.
|
Contents
|
Page
|
B-2
|
|
B-2
|
|
B-2
|
|
B-2
|
|
B-3
|
|
B-3
|
|
B-4
|
|
B-4
|
Contents
|
Page
|
B-5
|
|
B-5
|
|
B-5
|
|
B-5
|
|
B-6
|
|
B-6
|
|
B-6
|
|
B-7
|
Name
|
Positions and Offices with Depositor
|
Craig T. Beazer*
|
Executive Vice President, General Counsel and Director
|
Jayson R. Bronchetti*
|
Executive Vice President, Chief Investment Officer and Director
|
Adam M. Cohen*
|
Senior Vice President, Chief Accounting Officer and Treasurer
|
Ellen G. Cooper*
|
President and Director
|
Stephen B. Harris*
|
Senior Vice President and Chief Ethics and Compliance Officer
|
Christopher M. Neczypor*
|
Executive Vice President, Chief Financial Officer and Director
|
Nancy A. Smith*
|
Senior Vice President and Secretary
|
Joseph D. Spada**
|
Vice President and Chief Compliance Officer for Separate Accounts
|
Eric B. Wilmer***
|
Assistant Vice President and Director
|
Name
|
Positions and Offices with Underwriter
|
Adam M. Cohen*
|
Senior Vice President and Treasurer
|
Jason M. Gibson**
|
Vice President and Chief Compliance Officer
|
Claire H. Hanna*
|
Secretary
|
John C. Kennedy*
|
President, Chief Executive Officer and Director
|
Jared M. Nepa*
|
Senior Vice President and Director
|
Thomas P. O'Neill*
|
Senior Vice President, Chief Operating Officer and Head of Financial
Institutions Group
|
Timothy J. Seifert Sr*
|
Senior Vice President and Director
|
SIGNATURES
(a) | As required by the Securities Act of 1933 and the Investment Company Act of 1940, each Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of these registration statements and has caused these Post-Effective Amendments to the registration statements to be signed on its behalf, in the City of Fort Wayne, and the State of Indiana on this 2nd day of April, 2024 at 9:40 am. |
Lincoln National Variable Annuity Account C
Lincoln National Variable Annuity Account L
Lincoln Life Variable Annuity Account Q
(Registrants) | By: | /s/ John D. Weber |
John D. Weber | ||
Vice President, The Lincoln National Life Insurance Company |
Signed on its behalf, in the City of Hartford, and the State of Connecticut on this 2nd day of April, 2024 at 11:47 am.
The Lincoln National Life Insurance Company
(Depositor)
By: | /s/ Matthew L. Condos | |
Matthew L. Condos | ||
(Signature-Officer of Depositor) | ||
Senior Vice President, The Lincoln National Life Insurance Company |
Lincoln National Variable Annuity Account C (File No. 811-03214; CIK: 0000353894)
033-25990 (Amendment No. 69) | 333-179107 (Amendment No. 18) | ||
333-112927 (Amendment No. 34) | 333-267957 (Amendment No. 4) |
Lincoln National Variable Annuity Account L (File No. 811-07645; CIK: 0001015434)
333-04999 (Amendment No. 39) | 333-187069 (Amendment No. 15) | 333-187070 (Amendment No. 15) |
333-187071 (Amendment No. 15) | 333-187072 (Amendment No. 15) | 333-198911 (Amendment No. 12) |
333-198912 (Amendment No. 12) | 333-198913 (Amendment No. 12) | 333-198914 (Amendment No. 12) |
Lincoln Life Variable Annuity Account Q (File No. 811-08569; CIK: 0001048604)
333-43373 (Amendment No. 35) |
(b) | As required by the Securities Act of 1933, these Amendments to the registration statements have been signed by the following persons in their capacities indicated on April 2, 2024 at 9:40 am. |
Signature | Title | ||
*/s/ Ellen G. Cooper | President and Director | ||
Ellen G. Cooper | (Principal Executive Officer) | ||
*/s/ Christopher M. Neczypor | Executive Vice President, Chief Financial Officer, and Director | ||
Christopher M. Neczypor | |||
* /s/ Craig T. Beazer | Executive Vice President and Director | ||
Craig T. Beazer | |||
* /s/ Jayson R. Bronchetti | Executive Vice President, Chief Investment Officer, and Director | ||
Jayson R. Bronchetti | |||
* /s/ Adam M. Cohen | Senior Vice President and Chief Accounting Officer (Principal Accounting Officer) | ||
Adam M. Cohen | |||
*/s/ Eric B. Wilmer | Assistant Vice President and Director | ||
Eric B. Wilmer | |||
* By | /s/ John D. Weber, Pursuant to a Power of Attorney | ||
John D. Weber |