BRIGHTHOUSE LIFE INSURANCE COMPANY
BRIGHTHOUSE SEPARATE ACCOUNT A
SUPPLEMENT DATED APRIL 29, 2024
TO
PROSPECTUS DATED MAY 2, 2002
(Sunshine Plan 236)
This Supplement revises information contained in the prospectus dated May 2, 2002 (as supplemented) for the Group Flexible Payment Variable Annuity contracts issued by Brighthouse Life Insurance Company (“BLIC,” “we,” “us,” or “our”). This Supplement should be read and kept together with your contract prospectus for future reference.
The corresponding sections of the prospectus are modified as follows:
FEE TABLES AND EXAMPLES
The next table shows the minimum and maximum total operating expenses charged by the Funds that you may pay periodically during the time that you own the Contract. Certain Funds may impose a redemption fee in the future. More detail concerning each Fund’s fees and expenses is contained in the prospectus for the Funds and in the following tables. 
Minimum and Maximum Total Annual Fund Operating Expenses 
 
Minimum
Maximum
Total Annual Fund Operating Expenses
 
 
(expenses that are deducted from Fund assets, including management fees,
distribution and/or service (12b-1) fees, and other expenses)
0.28%
1.09%
Fund Fees and Expenses as of December 31, 2023
(as a percentage of average daily net assets)
The following table is a summary. For more complete information on Fund fees and expenses, please refer to the prospectus for each Fund. 
Fund
Management
Fee
Distribution
and/or
Service
(12b-1) Fees
Other
Expenses
Acquired
Fund Fees
and
Expenses
Total
Annual
Operating
Expenses
Fee Waiver
and/or
Expense
Reimbursement
Net Total
Annual
Operating
Expenses
Brighthouse Funds Trust II — Class A
 
 
 
 
 
 
 
MetLife Stock Index Portfolio
0.25%
 — 
0.03%
 — 
0.28%
0.02%
0.26%
MFS® Total Return Portfolio
0.57%
 — 
0.07%
 — 
0.64%
0.02%
0.62%
Fidelity® Variable Insurance
Products — Initial Class
 
 
 
 
 
 
 
Contrafund® Portfolio
0.56%
 — 
 — 
 — 
0.56%
 — 
0.56%
Growth Portfolio
0.57%
 — 
0.01%
 — 
0.58%
 — 
0.58%
Janus Aspen Series — Institutional
Shares
 
 
 
 
 
 
 
Janus Henderson Global Research
Portfolio
0.52%
 — 
0.09%
 — 
0.61%
 — 
0.61%
Neuberger Berman Equity
Funds — Trust Class
 
 
 
 
 
 
 
Neuberger Berman Genesis Fund
1.06%
 — 
0.03%
 — 
1.09%
 — 
1.09%
T. Rowe Price Growth Stock Fund,
Inc. — Investor Class
 
 
 
 
 
 
 
T. Rowe Price Growth Stock Fund
0.51%
 — 
0.14%
 — 
0.65%
 — 
0.65%
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Fund
Management
Fee
Distribution
and/or
Service
(12b-1) Fees
Other
Expenses
Acquired
Fund Fees
and
Expenses
Total
Annual
Operating
Expenses
Fee Waiver
and/or
Expense
Reimbursement
Net Total
Annual
Operating
Expenses
T. Rowe Price International Funds,
Inc. — Investor Class
 
 
 
 
 
 
 
T. Rowe Price International Stock Fund
0.64%
 — 
0.19%
 — 
0.83%
 — 
0.83%
The information shown in the table above was provided by the Funds. Certain Funds and their investment adviser have entered into expense reimbursement and/or fee waiver arrangements that will continue at least until April 28, 2025. These arrangements can be terminated with respect to these Funds only with the approval of the Fund's board of directors or trustees. Please see the Funds’ prospectuses for additional information regarding these arrangements.
DESCRIPTION OF THE INSURANCE COMPANY, THE GENERAL ACCOUNT, THE SEPARATE ACCOUNT, THE FUNDS AND THE SERVICE PROVIDERS
The Insurance Company
We are not a fiduciary and do not give advice or make recommendations regarding insurance or investment products. Ask your financial representative for guidance regarding any requests or elections and for information about your particular investment needs. Please bear in mind that your financial representative, or any financial firm or financial professional you consult to provide advice, is acting on your behalf. We are not a party to any agreement between you and your financial professional. We do not recommend and are not responsible for any securities transactions or investment strategies involving securities (including account recommendations).
The Funds
The following Funds are available under the Contract. You should read the prospectuses for these Funds carefully before investing. You can obtain copies of the Fund prospectuses by calling or writing to us at: Brighthouse Life Insurance Company, P.O. Box 4261, Clinton, IA 52733-4261, (833) 208-3018. You can also obtain information about the Funds (including a copy of the Statement of Additional Information) by accessing the Securities and Exchange Commission’s website at http://www.sec.gov.
We do not provide any investment advice and do not recommend or endorse any particular Fund. You bear the risk of any decline in the value of your Contract resulting from the performance of the Funds you have chosen.
Your available Funds are: 
Fund
Investment Objective
Investment Adviser/Subadviser
Brighthouse Funds Trust
II — Class A
 
 
MetLife Stock Index Portfolio
Seeks to track the performance of the
Standard & Poor’s 500® Composite Stock
Price Index.
Brighthouse Investment Advisers, LLC
Subadviser: MetLife Investment
Management, LLC
MFS® Total Return Portfolio
Seeks a favorable total return through
investment in a diversified portfolio.
Brighthouse Investment Advisers, LLC
Subadviser: Massachusetts Financial Services
Company
Fidelity® Variable Insurance
Products — Initial Class
 
 
Contrafund® Portfolio
Seeks long-term capital appreciation.
Fidelity Management & Research Company
LLC
Subadviser: FMR UK, FMR HK, and FMR
Japan
Growth Portfolio
Seeks to achieve capital appreciation.
Fidelity Management & Research Company
LLC
Subadviser: FMR UK, FMR HK, and FMR
Japan
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Fund
Investment Objective
Investment Adviser/Subadviser
Janus Aspen Series — Institutional
Shares
 
 
Janus Henderson Global Research
Portfolio
Seeks long-term growth of capital.
Janus Henderson Investors US LLC
Neuberger Berman Equity
Funds — Trust Class
 
 
Neuberger Berman Genesis Fund
Seeks growth of capital.
Neuberger Berman Investment Advisers LLC
T. Rowe Price Growth Stock Fund,
Inc. — Investor Class
 
 
T. Rowe Price Growth Stock Fund
Seeks long-term capital growth through
investments in stocks.
T. Rowe Price Associates, Inc.
T. Rowe Price International Funds,
Inc. — Investor Class
 
 
T. Rowe Price International Stock Fund
Seeks long-term growth of capital through
investments primarily in the common stocks
of established, non-U.S. companies.
T. Rowe Price Associates, Inc.
Subadviser: T. Rowe Price International Ltd
Distributor
The Financial Industry Regulatory Authority (“FINRA”) provides background information about broker-dealers and their registered representatives through FINRA BrokerCheck. You may contact the FINRA BrokerCheck hotline at 1-800-289-9999, or log on to www.finra.org. An investor brochure that includes information describing FINRA BrokerCheck is available through the Hotline or on-line.
Transfers
We monitor transfer activity in the following “Monitored Funds” for purposes of imposing our restrictions on frequent transfers.
Janus Henderson Global Research Portfolio
Neuberger Berman Genesis Fund
T. Rowe Price International Stock Fund
ADDITIONAL INFORMATION
Cybersecurity and Certain Business Continuity Risks
Our variable annuity contract business is largely conducted through complex information technology and communications systems operated by us and our service providers and business partners (e.g., the Funds and the firms involved in the distribution and sale of our variable annuity contracts). Our operations rely on the secure processing, storage and transmission of confidential and other information in our systems and the systems of third-party service providers. For example, many routine operations, such as processing Owners’ requests and elections and day-to-day recordkeeping, are all executed through computer networks and systems. We have established administrative and technical controls and business continuity and resilience plans to protect our operations against attempts by unauthorized third parties to improperly access, modify, disrupt the operation of, or prevent access to critical networks or systems or data within them (a “cyber-attack”). Despite these protocols, the techniques used to attack systems and networks change frequently, are becoming more sophisticated, and can originate from a wide variety of sources including terrorists, nation states, financially motivated actors, internal actors, or third parties, such as external service providers, and the techniques used change frequently or are often not recognized until after they have been launched. The rapid evolution and increased adoption of artificial intelligence technologies may intensify our cybersecurity risks, including the deployment of artificial intelligence technologies by threat actors. There may be an increased risk of cyber-attacks during periods of geo-political or military conflict.
A cyber-attack could have a material, negative impact on BLIC and the Separate Account, as well as individual Owners and their contracts. There are inherent limitations in our plans and systems, including the possibility that certain risks have not
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been identified or that unknown threats may emerge in the future. Unanticipated problems with, or failures of, our disaster recovery systems and business continuity plans could have a material impact on our ability to conduct business and on our financial condition and operations, and such events could result in regulatory fines or sanctions, litigation, penalties or financial losses, reputational harm, loss of customers, and/or additional compliance costs for us. Our operations also could be negatively impacted by a cyber-attack affecting a third party, such as a service provider, business partner, another participant in the financial markets, or a governmental or regulatory authority. Potential attacks can occur through a variety of sources, including, but not limited to, cyber-attacks, phishing attacks, account takeover attempts, the introduction of computer viruses or malicious code, ransomware or other extortion tactics, denial of service attacks, credential stuffing, and other computer-related penetrations. Hardware, software or applications developed by us or received from third parties may contain exploitable vulnerabilities, bugs, or defects in design, maintenance or manufacture or other issues that could compromise information and cybersecurity. Malicious actors may attempt to fraudulently induce employees, customers, or other users of our systems to disclose credentials or other similar sensitive information in order to gain access to our systems or data, or that of our customers, through social engineering, phishing, mobile phone malware, and other methods. Cybersecurity threats can originate from a wide variety of sources including, but not limited to, natural catastrophe, military or terrorist actions, public health crises (such as the COVID-19 pandemic), and unanticipated problems with our or our service providers’ disaster recovery systems. Such disasters and events may adversely affect our ability to conduct business or administer the contract, particularly if our employees or the employees of our service providers are unable or unwilling to perform their responsibilities as a result of any such event.
Cyber-attacks, disruptions or failures to our business operations can interfere with our processing of contract transactions, including the processing of transfer orders from our website or with the Funds; impact our ability to calculate Accumulation Unit values; cause the release and/or possible loss, misappropriation or corruption of confidential Owner or business information; or impede order processing or cause other operational issues. Cyber-attacks, disruptions or failures may also impact the issuers of securities in which the Funds invest, and it is possible the Funds underlying your contract could lose value. There can be no assurance that we or our service providers or the Funds will avoid losses affecting your contract due to cyber-attacks, disruptions or failures in the future. Although we continually make efforts to identify and reduce our exposure to cybersecurity risk, there is no guarantee that we will be able to successfully manage and mitigate this risk at all times. Furthermore, we cannot control the cybersecurity plans and systems implemented by third parties, including service providers or issuers of securities in which the Funds invest.
Financial Statements
The financial statements of the Separate Account are attached. Upon request, the financial statements of BLIC will be sent to you without charge.
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