Separate Account VA-6NY

FINANCIAL STATEMENTS

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Years Ended December 31, 2023 and 2022

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Financial Statements

Years Ended December 31, 2023 and 2022

Contents


Report of Independent Registered Public Accounting Firm			1

Financial Statements

Statements of Assets and Liabilities			2
Statements of Operations and Changes in Net Assets			4
Notes to Financial Statements			8

Report of Independent Registered Public Accounting Firm

To the Board of Directors of Transamerica Financial Life Insurance Company and the Contract Owners of Separate Account VA 6NY of TFLIC

Opinions on the Financial Statements

We have audited the accompanying statements of assets and liabilities of each of the subaccounts of Separate Account VA 6NY of TFLIC indicated in the table below as of December 31, 2023, and the related statements of operations and changes in net assets for each of the two years in the period ended December 31, 2023, including the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of each of the subaccounts of Separate Account VA 6NY of TFLIC as of December 31, 2023, and the results of each of their operations and the changes in each of their net assets for each of the two years in the period ended December 31, 2023, in conformity with accounting principles generally accepted in the United States of America.


AB Large Cap Growth Class A Shares		Janus Henderson - Global Research Institutional Shares
AB Relative Value Class A Shares		MFS® Growth Initial Class
Alger Growth & Income Class I-2 Shares		MFS® Investors Trust Initial Class
BNY Mellon VIF Appreciation Initial Shares		MFS® Research Initial Class
BNY Mellon VIF Opportunistic Small Cap Initial Shares		MS VIF Global Strategist Class I Shares
Invesco V.I. High Yield Series I Shares		TA BlackRock Government Money Market Initial Class
Janus Henderson - Balanced Institutional Shares		TA WMC US Growth Initial Class

Basis for Opinions

These financial statements are the responsibility of the Transamerica Financial Life Insurance Company management. Our responsibility is to express an opinion on the financial statements of each of the subaccounts of Separate Account VA 6NY of TFLIC based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to each of the subaccounts of Separate Account VA 6NY of TFLIC in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits of these financial statements in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements.

Our procedures included confirmation of investments owned as of December 31, 2023 by correspondence with the custodian, the transfer agents, or the investee mutual funds. We believe that our audits provide a reasonable basis for our opinions.

/s/ PricewaterhouseCoopers LLP

Chicago, Illinois

April 19, 2024

We have served as the auditor of one or more of the subaccounts of Separate Account VA 6NY of TFLIC since 2014.

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Statements of Assets and Liabilities

December 31, 2023


Subaccount	Number of Shares		Cost		Assets at Market Value		Due (to)/from General Account		Net Assets		Units Outstanding		Range of Unit Values
AB Large Cap Growth Class A Shares		5,906.574	$	321,674	$	440,040	$	(4)	$	440,036		6,745	$	65.240315	$	65.240315
AB Relative Value Class A Shares		3,986.876		110,237		117,613		(1)		117,612		2,192		53.659895		53.659895
Alger Growth & Income Class I-2 Shares		11,069.172		179,169		303,406		-		303,406		5,348		56.733616		56.733616
BNY Mellon VIF Appreciation Initial Shares		7,450.828		275,928		260,928		(1)		260,927		4,974		52.455222		52.455222
BNY Mellon VIF Opportunistic Small Cap Initial Shares		273.674		12,253		11,475		-		11,475		382		30.018636		30.018636
Invesco V.I. High Yield Series I Shares		2,131.978		11,072		9,999		-		9,999		7,144		1.399627		1.399627
Janus Henderson - Balanced Institutional Shares		3,546.683		120,150		160,594		-		160,594		2,732		58.790479		58.790479
Janus Henderson - Global Research Institutional Shares		2,931.252		114,079		179,099		4		179,103		4,982		35.946697		35.946697
MFS^® Growth Initial Class		1,355.008		71,651		81,693		2		81,695		1,221		66.893193		66.893193
MFS^® Investors Trust Initial Class		1,734.743		46,406		62,433		1		62,434		1,457		42.858689		42.858689
MFS^® Research Initial Class		2,663.704		75,397		85,159		(2)		85,157		1,719		49.535382		49.535382
MS VIF Global Strategist Class I Shares		4,937.516		43,987		42,315		(1)		42,314		2,174		19.459925		19.459925
TA BlackRock Government Money Market Initial Class		51,394.630		51,395		51,395		-		51,395		45,587		1.127392		1.127392
TA WMC US Growth Initial Class		7,804.074		251,652		279,776		1		279,777		3,662		76.407595		76.407595


See accompanying notes.		2

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Statements of Assets and Liabilities

December 31, 2023


Subaccount	Net Assets Representing: Accumulation Units		Net Assets Representing: Contracts in Payout (Annuitization) Period		Total Net Assets

AB Large Cap Growth Class A Shares	$	440,036	$	-	$	440,036

AB Relative Value Class A Shares		117,612		-		117,612

Alger Growth & Income Class I-2 Shares		303,406		-		303,406

BNY Mellon VIF Appreciation Initial Shares		260,927		-		260,927

BNY Mellon VIF Opportunistic Small Cap Initial Shares		11,475		-		11,475

Invesco V.I. High Yield Series I Shares		9,999		-		9,999

Janus Henderson - Balanced Institutional Shares		160,594		-		160,594

Janus Henderson - Global Research Institutional Shares		179,103		-		179,103

MFS^® Growth Initial Class		81,695		-		81,695

MFS^® Investors Trust Initial Class		62,434		-		62,434

MFS^® Research Initial Class		85,157		-		85,157

MS VIF Global Strategist Class I Shares		42,314		-		42,314

TA BlackRock Government Money Market Initial Class		49,152		2,243		51,395

TA WMC US Growth Initial Class		279,777		-		279,777


See accompanying notes.		3

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Statements of Operations and Changes in Net Assets

Years Ended December 31, 2023 and 2022


	AB Large Cap Growth Class A Shares Subaccount			AB Relative Value Class A Shares Subaccount			Alger Growth & Income Class I-2 Shares Subaccount			BNY Mellon VIF Appreciation Initial Shares Subaccount

Net Assets as of December 31, 2021:	$	601,649		$	119,589		$	312,452		$	287,071


Investment Income:
Reinvested Dividends		-			1,588			3,781			1,574
Investment Expense:
Mortality and Expense Risk and Administrative Charges		6,251			1,499			3,562			3,134

Net Investment Income (Loss)		(6,251	)		89			219			(1,560)

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		55,532			18,075			16,743			69,205
Realized Gain (Loss) on Investments		4,987			777			9,913			726

Net Realized Capital Gains (Losses) on Investments		60,519			18,852			26,656			69,931
Net Change in Unrealized Appreciation (Depreciation)		(231,389	)		(25,539	)		(76,029	)		(122,731)

Net Gain (Loss) on Investment		(170,870	)		(6,687	)		(49,373	)		(52,800)

Net Increase (Decrease) in Net Assets Resulting from Operations		(177,121	)		(6,598	)		(49,154	)		(54,360)


Increase (Decrease) in Net Assets from Contract Transactions		(1,372	)		(1,175	)		(11,742	)		(11,163)


Total Increase (Decrease) in Net Assets		(178,493	)		(7,773	)		(60,896	)		(65,523)


Net Assets as of December 31, 2022:	$	423,156		$	111,816		$	251,556		$	221,548


Investment Income:
Reinvested Dividends		-			1,648			3,835			1,735
Investment Expense:
Mortality and Expense Risk and Administrative Charges		5,758			1,489			3,653			3,226

Net Investment Income (Loss)		(5,758	)		159			182			(1,491)

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		25,749			8,664			8,790			20,312
Realized Gain (Loss) on Investments		77,358			1,844			4,432			(2,930)

Net Realized Capital Gains (Losses) on Investments		103,107			10,508			13,222			17,382
Net Change in Unrealized Appreciation (Depreciation)		30,404			515			42,032			26,715

Net Gain (Loss) on Investment		133,511			11,023			55,254			44,097

Net Increase (Decrease) in Net Assets Resulting from Operations		127,753			11,182			55,436			42,606


Increase (Decrease) in Net Assets from Contract Transactions		(110,873	)		(5,386	)		(3,586	)		(3,227)


Total Increase (Decrease) in Net Assets		16,880			5,796			51,850			39,379


Net Assets as of December 31, 2023:	$	440,036		$	117,612		$	303,406		$	260,927

See Accompanying Notes.

⁽¹⁾ See Footnote 1

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Statements of Operations and Changes in Net Assets

Years Ended December 31, 2023 and 2022


	BNY Mellon VIF Opportunistic Small Cap Initial Shares Subaccount			Invesco V.I. High Yield Series I Shares Subaccount			Janus Henderson - Balanced Institutional Shares Subaccount			Janus Henderson - Global Research Institutional Shares Subaccount

Net Assets as of December 31, 2021:	$	12,935		$	10,306		$	314,588		$	195,354


Investment Income:
Reinvested Dividends		-			442			3,694			2,592
Investment Expense:
Mortality and Expense Risk and Administrative Charges		151			126			3,525			2,129

Net Investment Income (Loss)		(151	)		316			169			463

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		2,299			-			7,886			16,850
Realized Gain (Loss) on Investments		11			(12)			7,123			5,564

Net Realized Capital Gains (Losses) on Investments		2,310			(12	)		15,009			22,414
Net Change in Unrealized Appreciation (Depreciation)		(4,453	)		(1,412	)		(68,660	)		(62,219)

Net Gain (Loss) on Investment		(2,143	)		(1,424	)		(53,651	)		(39,805)

Net Increase (Decrease) in Net Assets Resulting from Operations		(2,294	)		(1,108	)		(53,482	)		(39,342)


Increase (Decrease) in Net Assets from Contract Transactions		1			(1	)		(13,307	)		(8,752)


Total Increase (Decrease) in Net Assets		(2,293	)		(1,109	)		(66,789	)		(48,094)


Net Assets as of December 31, 2022:	$	10,642		$	9,197		$	247,799		$	147,260


Investment Income:
Reinvested Dividends		36			505			3,184			1,515
Investment Expense:
Mortality and Expense Risk and Administrative Charges		146			127			2,674			2,178

Net Investment Income (Loss)		(110	)		378			510			(663)

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		240			-			-			4,576
Realized Gain (Loss) on Investments		-			(17	)		45,247			3,278

Net Realized Capital Gains (Losses) on Investments		240			(17	)		45,247			7,854
Net Change in Unrealized Appreciation (Depreciation)		705			440			(18,574	)		29,124

Net Gain (Loss) on Investment		945			423			26,673			36,978

Net Increase (Decrease) in Net Assets Resulting from Operations		835			801			27,183			36,315


Increase (Decrease) in Net Assets from Contract Transactions		(2	)		1			(114,388	)		(4,472)


Total Increase (Decrease) in Net Assets		833			802			(87,205	)		31,843


Net Assets as of December 31, 2023:	$	11,475		$	9,999		$	160,594		$	179,103

See Accompanying Notes.

⁽¹⁾ See Footnote 1

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Statements of Operations and Changes in Net Assets

Years Ended December 31, 2023 and 2022


	MFS^® Growth Initial Class Subaccount			MFS^® Investors Trust Initial Class Subaccount			MFS^® Research Initial Class Subaccount			MS VIF Global Strategist Class I Shares Subaccount

Net Assets as of December 31, 2021:	$	96,390		$	68,514		$	92,625		$	45,873


Investment Income:
Reinvested Dividends		-			399			367			-
Investment Expense:
Mortality and Expense Risk and Administrative Charges		939			787			1,009			532

Net Investment Income (Loss)		(939	)		(388	)		(642	)		(532)

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		8,019			7,649			9,584			6,955
Realized Gain (Loss) on Investments		4,354			773			1,760			16

Net Realized Capital Gains (Losses) on Investments		12,373			8,422			11,344			6,971
Net Change in Unrealized Appreciation (Depreciation)		(41,552	)		(20,044	)		(26,921	)		(14,717)

Net Gain (Loss) on Investment		(29,179	)		(11,622	)		(15,577	)		(7,746)

Net Increase (Decrease) in Net Assets Resulting from Operations		(30,118	)		(12,010	)		(16,219	)		(8,278)


Increase (Decrease) in Net Assets from Contract Transactions		(5,194	)		(988	)		(5,897	)		-


Total Increase (Decrease) in Net Assets		(35,312	)		(12,998	)		(22,116	)		(8,278)


Net Assets as of December 31, 2022:	$	61,078		$	55,516		$	70,509		$	37,595


Investment Income:
Reinvested Dividends		-			417			396			659
Investment Expense:
Mortality and Expense Risk and Administrative Charges		957			771			1,024			529

Net Investment Income (Loss)		(957	)		(354	)		(628	)		130

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		5,638			3,209			4,185			-
Realized Gain (Loss) on Investments		317			1,273			174			(38)

Net Realized Capital Gains (Losses) on Investments		5,955			4,482			4,359			(38)
Net Change in Unrealized Appreciation (Depreciation)		15,757			5,196			10,929			4,627

Net Gain (Loss) on Investment		21,712			9,678			15,288			4,589

Net Increase (Decrease) in Net Assets Resulting from Operations		20,755			9,324			14,660			4,719


Increase (Decrease) in Net Assets from Contract Transactions		(138	)		(2,406	)		(12	)		-


Total Increase (Decrease) in Net Assets		20,617			6,918			14,648			4,719


Net Assets as of December 31, 2023:	$	81,695		$	62,434		$	85,157		$	42,314

See Accompanying Notes.

⁽¹⁾ See Footnote 1

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Statements of Operations and Changes in Net Assets

Years Ended December 31, 2023 and 2022


	TA BlackRock Government Money Market Initial Class Subaccount		TA WMC US Growth Initial Class Subaccount

Net Assets as of December 31, 2021:	$	22,870	$	469,076


Investment Income:
Reinvested Dividends		342		-
Investment Expense:
Mortality and Expense Risk and Administrative Charges		316		4,826

Net Investment Income (Loss)		26		(4,826)

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		-		61,005
Realized Gain (Loss) on Investments		-		5,555

Net Realized Capital Gains (Losses) on Investments		-		66,560
Net Change in Unrealized Appreciation (Depreciation)		-		(211,334)

Net Gain (Loss) on Investment		-		(144,774)

Net Increase (Decrease) in Net Assets Resulting from Operations		26		(149,600)


Increase (Decrease) in Net Assets from Contract Transactions		2,388		(7,035)


Total Increase (Decrease) in Net Assets		2,414		(156,635)


Net Assets as of December 31, 2022:	$	25,284	$	312,441


Investment Income:
Reinvested Dividends		4,790		98
Investment Expense:
Mortality and Expense Risk and Administrative Charges		1,312		3,986

Net Investment Income (Loss)		3,478		(3,888)

Increase (Decrease) in Net Assets from Operations:
Capital Gain Distributions		-		6,929
Realized Gain (Loss) on Investments		-		48,299

Net Realized Capital Gains (Losses) on Investments		-		55,228
Net Change in Unrealized Appreciation (Depreciation)		-		57,940

Net Gain (Loss) on Investment		-		113,168

Net Increase (Decrease) in Net Assets Resulting from Operations		3,478		109,280


Increase (Decrease) in Net Assets from Contract Transactions		22,633		(141,944)


Total Increase (Decrease) in Net Assets		26,111		(32,664)


Net Assets as of December 31, 2023:	$	51,395	$	279,777

See Accompanying Notes.

⁽¹⁾ See Footnote 1

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

1. Organization

Separate Account VA 6NY of TFLIC (the Separate Account) is a segregated investment account of Transamerica Financial Life Insurance Company (TFLIC), an indirect wholly owned subsidiary of Aegon N.V., a holding company organized under the laws of the Netherlands.

The Separate Account is registered with the Securities and Exchange Commission as a Unit Investment Trust pursuant to provisions of the Investment Company Act of 1940. TFLIC and the Separate Account are regulated by the Securities and Exchange Commission. The assets and liabilities of the Separate Account are clearly identified and distinguished from TFLIC’s other assets and liabilities. The Separate Account consists of multiple investment subaccounts. Each subaccount invests exclusively in the corresponding portfolio of a Mutual Fund. Each Mutual Fund is registered as an open-end management investment company under the Investment Company Act of 1940, as amended. Activity in these specified investment subaccounts is available to contract owners of Transamerica Classic^® Variable Annuity (NY).

Subaccount Investment by Mutual Fund:


Subaccount		Mutual Fund
AB Variable Products Series Fund, Inc.:		AB Variable Products Series Fund, Inc.:
AB Large Cap Growth Class A Shares		AllianceBernstein Large Cap Growth Portfolio Class A Shares
AB Relative Value Class A Shares		AllianceBernstein Relative Value Portfolio Class A Shares
The Alger Portfolios:		The Alger Portfolios:
Alger Growth & Income Class I-2 Shares		Alger Growth & Income Portfolio Class I-2 Shares
BNY Mellon Variable Investment Fund:		BNY Mellon Variable Investment Fund:
BNY Mellon VIF Appreciation Initial Shares		BNY Mellon VIF Appreciation Portfolio Initial Shares
BNY Mellon VIF Opportunistic Small Cap Initial Shares		BNY Mellon VIF Opportunistic Small Cap Portfolio Initial Shares
AIM Variable Insurance Funds (Invesco Variable Insurance Funds):		AIM Variable Insurance Funds (Invesco Variable Insurance Funds):
Invesco V.I. High Yield Series I Shares		Invesco V.I. High Yield Fund Series I Shares
Janus Aspen Series:		Janus Aspen Series:
Janus Henderson - Balanced Institutional Shares		Janus Henderson - Balanced Portfolio Institutional Shares
Janus Henderson - Global Research Institutional Shares		Janus Henderson - Global Research Portfolio Institutional Shares
MFS^® Variable Insurance Trust:		MFS^® Variable Insurance Trust:
MFS^® Growth Initial Class		MFS^® Growth Series Initial Class
MFS^® Investors Trust Initial Class		MFS^® Investors Trust Series Initial Class
MFS^® Research Initial Class		MFS^® Research Series Initial Class
Morgan Stanley Variable Insurance Fund, Inc.		Morgan Stanley Variable Insurance Fund, Inc.
MS VIF Global Strategist Class I Shares		MS VIF Global Strategist Portfolio Class I Shares
Transamerica Series Trust:		Transamerica Series Trust:
TA BlackRock Government Money Market Initial Class		Transamerica BlackRock Government Money Market VP Initial Class
TA WMC US Growth Initial Class		Transamerica WMC US Growth VP Initial Class

The following subaccount name changes were made effective during the fiscal year ended December 31, 2023:


Subaccount		Formerly
AB Relative Value Class A Shares		AB Growth and Income Class A Shares

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

2. Summary of Significant Accounting Policies

The financial statements included herein have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for variable annuity separate accounts registered as unit investment trusts. The preparation of the financial statements in conformity with GAAP requires management to make estimates and assumptions regarding matters that affect the reported amount of assets and liabilities. Actual results could differ from those estimates.

Investments

Net purchase payments received by the Separate Account are invested in the portfolios of the Mutual Funds as selected by the contract owner. Investments are stated at the closing net asset values per share on December 31, 2023.

Realized capital gains and losses from sales of shares in the Separate Account are determined on the first-in, first-out basis. Investment transactions are accounted for on the trade date (date the order to buy or sell is executed) and dividend income is recorded on the ex-dividend date. Unrealized gains or losses from investments in the Mutual Funds are included in the Statements of Operations and Changes in Net Assets.

Dividend Income

Dividends received from the Mutual Fund investments are reinvested to purchase additional mutual fund shares.

Fair Value Measurements and Fair Value Hierarchy

The Accounting Standards Codification^™ (ASC) 820 defines fair value, establishes a framework for measuring fair value, establishes a fair value hierarchy based on the nature of inputs used to measure fair value and enhances disclosure requirements for fair value measurements.

The Separate Account has categorized its financial instruments into a three level hierarchy which is based on the priority of the inputs to the valuation technique. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure fair value fall within different levels of the hierarchy, the category level is based on the lowest priority level input that is significant to the fair value measurement of the instrument.

Financial assets and liabilities recorded at fair value on the Statements of Assets and Liabilities are categorized as follows:

Level 1. Unadjusted quoted prices for identical assets or liabilities in an active market.

Level 2. Quoted prices in markets that are not active or inputs that are observable either directly or indirectly for substantially the full term of the asset or liability. Level 2 inputs include the following:

a) Quoted prices for similar assets or liabilities in active markets

b) Quoted prices for identical or similar assets or liabilities in non-active markets

c) Inputs other than quoted market prices that are observable

d) Inputs that are derived principally from or corroborated by observable market data through correlation or other means.

Level 3. Prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. They reflect management’s own assumptions about the assumptions a market participant would use in pricing the asset or liability.

All investments in the Mutual Funds included in the Statements of Assets and Liabilities are stated at fair value and are based upon published closing NAV per share and therefore are considered Level 1.

There were no transfers between Level 1, Level 2 and Level 3 during the year ended December 31, 2023.

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

3. Investments

The aggregate cost of purchases and proceeds from sales of investments for the period ended December 31, 2023 were as follows:


Subaccount	Purchases		Sales

AB Large Cap Growth Class A Shares	$	25,749	$	116,630

AB Relative Value Class A Shares		10,312		6,875

Alger Growth & Income Class I-2 Shares		12,626		7,240

BNY Mellon VIF Appreciation Initial Shares		22,047		6,453

BNY Mellon VIF Opportunistic Small Cap Initial Shares		276		146

Invesco V.I. High Yield Series I Shares		505		127

Janus Henderson - Balanced Institutional Shares		3,185		117,062

Janus Henderson - Global Research Institutional Shares		6,092		6,652

MFS^® Growth Initial Class		5,638		1,097

MFS^® Investors Trust Initial Class		3,626		3,178

MFS^® Research Initial Class		4,581		1,036

MS VIF Global Strategist Class I Shares		659		529

TA BlackRock Government Money Market Initial Class		393,112		366,999

TA WMC US Growth Initial Class		7,028		145,931

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

4. Change in Units

The change in units outstanding were as follows:


	Year Ended December 31, 2023								Year Ended December 31, 2022
Subaccount	Units Purchased		Units Redeemed and Transferred to/from			Net Increase (Decrease)			Units Purchased		Units Redeemed and Transferred to/from			Net Increase (Decrease)

AB Large Cap Growth Class A Shares		-		(1,903	)		(1,903	)		-		(26	)		(26	)

AB Relative Value Class A Shares		-		(111	)		(111	)		-		(26	)		(26	)

Alger Growth & Income Class I-2 Shares		-		(74	)		(74	)		-		(228	)		(228	)

BNY Mellon VIF Appreciation Initial Shares		-		(67	)		(67	)		-		(240	)		(240	)

BNY Mellon VIF Opportunistic Small Cap Initial Shares		-		-			-			-		-			-

Invesco V.I. High Yield Series I Shares		-		-			-			-		-			-

Janus Henderson - Balanced Institutional Shares		-		(2,068	)		(2,068	)		-		(227	)		(227	)

Janus Henderson - Global Research Institutional Shares		-		(143	)		(143	)		-		(281	)		(281	)

MFS^® Growth Initial Class		-		(3	)		(3	)		-		(79	)		(79	)

MFS^® Investors Trust Initial Class		-		(64	)		(64	)		-		(25	)		(25	)

MFS^® Research Initial Class		-		-			-			-		(126	)		(126	)

MS VIF Global Strategist Class I Shares		-		-			-			-		-			-

TA BlackRock Government Money Market Initial Class		351,449		(329,067	)		22,382			2,416		(212	)		2,204

TA WMC US Growth Initial Class		-		(2,071	)		(2,071	)		-		(97	)		(97	)

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

4. Change in Unit Dollars (continued)


	Year Ended December 31, 2023								Year Ended December 31, 2022
Subaccount	Units Purchased in Dollars		Units Redeemed and Transferred to/from in Dollars			Dollar Net Increase (Decrease)			Units Purchased in Dollars		Units Redeemed and Transferred to/from in Dollars			Dollar Net Increase (Decrease)

AB Large Cap Growth Class A Shares	$	-	$	(110,873	)	$	(110,873	)	$	-	$	(1,372	)	$	(1,372	)

AB Relative Value Class A Shares		-		(5,386	)		(5,386	)		-		(1,175	)		(1,175	)

Alger Growth & Income Class I-2 Shares		-		(3,586	)		(3,586	)		-		(11,742	)		(11,742	)

BNY Mellon VIF Appreciation Initial Shares		-		(3,227	)		(3,227	)		-		(11,163	)		(11,163	)

BNY Mellon VIF Opportunistic Small Cap Initial Shares		-		(2	)		(2	)		-		1			1

Invesco V.I. High Yield Series I Shares		-		1			1			-		(1	)		(1	)

Janus Henderson - Balanced Institutional Shares		-		(114,388	)		(114,388	)		-		(13,307	)		(13,307	)

Janus Henderson - Global Research Institutional Shares		-		(4,472	)		(4,472	)		-		(8,752	)		(8,752	)

MFS^® Growth Initial Class		-		(138	)		(138	)		-		(5,194	)		(5,194	)

MFS^® Investors Trust Initial Class		-		(2,406	)		(2,406	)		-		(988	)		(988	)

MFS^® Research Initial Class		-		(12	)		(12	)		-		(5,897	)		(5,897	)

MS VIF Global Strategist Class I Shares		-		-			-			-		-			-

TA BlackRock Government Money Market Initial Class		388,337		(365,704	)		22,633			2,618		(230	)		2,388

TA WMC US Growth Initial Class		-		(141,944	)		(141,944	)		-		(7,035	)		(7,035	)

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

5. Financial Highlights

The Separate Account offers various death benefit options, which have differing fees that are charged against the contract owner’s account balance. These charges are discussed in more detail in the individual’s policy. Differences in the fee structures for these units result in different unit values, expense ratios, and total returns.


		At December 31									For the Year Ended December 31

Subaccount		Units		Unit Fair Value Corresponding to Lowest to Highest Expense Ratio					Net Assets		Investment Income Ratio*			Expense Ratio Lowest to Highest**						Total Return* Corresponding to Lowest to Highest Expense Ratio**


AB Large Cap Growth Class A Shares
	12/31/2023		6,745	$	65.24	to	$	65.24	$	440,036		-	%		1.35	%	to	1.35	%		33.33	%	to	33.33	%
	12/31/2022		8,648		48.93	to		48.93		423,156		-			1.35		to	1.35			(29.46	)	to	(29.46	)
	12/31/2021		8,674		69.37	to		69.37		601,649		-			1.35		to	1.35			27.26		to	27.26
	12/31/2020		8,753		54.51	to		54.51		477,098		-			1.35		to	1.35			33.68		to	33.68
	12/31/2019		10,029		40.78	to		40.78		408,939		-			1.35		to	1.35			32.90		to	32.90
AB Relative Value Class A Shares
	12/31/2023		2,192		53.66	to		53.66		117,612		1.48			1.35		to	1.35			10.54		to	10.54
	12/31/2022		2,303		48.54	to		48.54		111,816		1.42			1.35		to	1.35			(5.47	)	to	(5.47	)
	12/31/2021		2,329		51.35	to		51.35		119,589		0.81			1.35		to	1.35			26.45		to	26.45
	12/31/2020		2,419		40.61	to		40.61		98,223		1.17			1.35		to	1.35			1.35		to	1.35
	12/31/2019		4,047		40.07	to		40.07		162,164		1.25			1.35		to	1.35			22.26		to	22.26
Alger Growth & Income Class I-2 Shares
	12/31/2023		5,348		56.73	to		56.73		303,406		1.40			1.35		to	1.35			22.28		to	22.28
	12/31/2022		5,422		46.39	to		46.39		251,556		1.42			1.35		to	1.35			(16.11	)	to	(16.11	)
	12/31/2021		5,650		55.30	to		55.30		312,452		1.15			1.35		to	1.35			29.91		to	29.91
	12/31/2020		5,881		42.57	to		42.57		250,364		1.41			1.35		to	1.35			13.35		to	13.35
	12/31/2019		8,384		37.56	to		37.56		314,879		1.62			1.35		to	1.35			27.75		to	27.75
BNY Mellon VIF Appreciation Initial Shares
	12/31/2023		4,974		52.46	to		52.46		260,927		0.72			1.35		to	1.35			19.36		to	19.36
	12/31/2022		5,041		43.95	to		43.95		221,548		0.67			1.35		to	1.35			(19.15	)	to	(19.15	)
	12/31/2021		5,281		54.36	to		54.36		287,071		0.44			1.35		to	1.35			25.44		to	25.44
	12/31/2020		5,463		43.33	to		43.33		236,755		0.78			1.35		to	1.35			22.04		to	22.04
	12/31/2019		7,520		35.51	to		35.51		267,008		1.17			1.35		to	1.35			34.28		to	34.28
BNY Mellon VIF Opportunistic Small Cap Initial Shares
	12/31/2023		382		30.02	to		30.02		11,475		0.33			1.35		to	1.35			7.83		to	7.83
	12/31/2022		382		27.84	to		27.84		10,642		-			1.35		to	1.35			(17.73	)	to	(17.73	)
	12/31/2021		382		33.84	to		33.84		12,935		0.11			1.35		to	1.35			14.91		to	14.91
	12/31/2020		382		29.45	to		29.45		11,257		0.77			1.35		to	1.35			18.30		to	18.30
	12/31/2019		1,010		24.89	to		24.89		25,130		-			1.35		to	1.35			20.16		to	20.16
Invesco V.I. High Yield Series I Shares
	12/31/2023		7,144		1.40	to		1.40		9,999		5.32			1.35		to	1.35			8.71		to	8.71
	12/31/2022		7,144		1.29	to		1.29		9,197		4.68			1.35		to	1.35			(10.76	)	to	(10.76	)
	12/31/2021		7,144		1.44	to		1.44		10,306		4.77			1.35		to	1.35			2.99		to	2.99
	12/31/2020		7,144		1.40	to		1.40		10,007		6.04			1.35		to	1.35			1.94		to	1.94
	12/31/2019		7,147		1.37	to		1.37		9,821		5.89			1.35		to	1.35			12.00		to	12.00
Janus Henderson - Balanced Institutional Shares
	12/31/2023		2,732		58.79	to		58.79		160,594		1.60			1.35		to	1.35			13.88		to	13.88
	12/31/2022		4,800		51.62	to		51.62		247,799		1.40			1.35		to	1.35			(17.51	)	to	(17.51	)
	12/31/2021		5,027		62.59	to		62.59		314,588		1.12			1.35		to	1.35			15.63		to	15.63
	12/31/2020		5,187		54.12	to		54.12		280,758		2.42			1.35		to	1.35			12.79		to	12.79
	12/31/2019		8,492		47.99	to		47.99		407,493		1.93			1.35		to	1.35			20.96		to	20.96
Janus Henderson - Global Research Institutional Shares
	12/31/2023		4,982		35.95	to		35.95		179,103		0.93			1.35		to	1.35			25.09		to	25.09
	12/31/2022		5,125		28.74	to		28.74		147,260		1.63			1.35		to	1.35			(20.48	)	to	(20.48	)
	12/31/2021		5,406		36.14	to		36.14		195,354		0.52			1.35		to	1.35			16.52		to	16.52
	12/31/2020		5,699		31.02	to		31.02		176,770		0.79			1.35		to	1.35			18.46		to	18.46
	12/31/2019		8,230		26.18	to		26.18		215,464		1.01			1.35		to	1.35			27.32		to	27.32

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

5. Financial Highlights (continued)


		At December 31									For the Year Ended December 31

Subaccount		Units		Unit Fair Value Corresponding to Lowest to Highest Expense Ratio					Net Assets		Investment Income Ratio*			Expense Ratio Lowest to Highest**						Total Return* Corresponding to Lowest to Highest Expense Ratio**


MFS^® Growth Initial Class
	12/31/2023		1,221	$	66.89	to	$	66.89	$	81,695		-	%		1.35	%	to	1.35	%		34.06	%	to	34.06	%
	12/31/2022		1,224		49.90	to		49.90		61,078		-			1.35		to	1.35			(32.54	)	to	(32.54	)
	12/31/2021		1,303		73.97	to		73.97		96,390		-			1.35		to	1.35			21.89		to	21.89
	12/31/2020		1,360		60.69	to		60.69		82,511		-			1.35		to	1.35			30.10		to	30.10
	12/31/2019		2,710		46.65	to		46.65		126,391		-			1.35		to	1.35			36.31		to	36.31
MFS^® Investors Trust Initial Class
	12/31/2023		1,457		42.86	to		42.86		62,434		0.72			1.35		to	1.35			17.40		to	17.40
	12/31/2022		1,521		36.51	to		36.51		55,516		0.68			1.35		to	1.35			(17.60	)	to	(17.60	)
	12/31/2021		1,546		44.30	to		44.30		68,514		0.61			1.35		to	1.35			25.12		to	25.12
	12/31/2020		1,624		35.41	to		35.41		57,515		0.64			1.35		to	1.35			12.35		to	12.35
	12/31/2019		1,624		31.52	to		31.52		51,192		0.69			1.35		to	1.35			29.83		to	29.83
MFS^® Research Initial Class
	12/31/2023		1,719		49.54	to		49.54		85,157		0.52			1.35		to	1.35			20.79		to	20.79
	12/31/2022		1,719		41.01	to		41.01		70,509		0.49			1.35		to	1.35			(18.31	)	to	(18.31	)
	12/31/2021		1,845		50.20	to		50.20		92,625		0.54			1.35		to	1.35			23.14		to	23.14
	12/31/2020		1,934		40.77	to		40.77		78,828		0.86			1.35		to	1.35			15.04		to	15.04
	12/31/2019		3,887		35.44	to		35.44		137,755		0.79			1.35		to	1.35			31.18		to	31.18
MS VIF Global Strategist Class I Shares
	12/31/2023		2,174		19.46	to		19.46		42,314		1.67			1.35		to	1.35			12.55		to	12.55
	12/31/2022		2,174		17.29	to		17.29		37,595		-			1.35		to	1.35			(18.05	)	to	(18.05	)
	12/31/2021		2,174		21.10	to		21.10		45,873		1.83			1.35		to	1.35			6.92		to	6.92
	12/31/2020		2,174		19.73	to		19.73		42,903		1.47			1.35		to	1.35			9.44		to	9.44
	12/31/2019		2,175		18.03	to		18.03		39,205		1.85			1.35		to	1.35			16.20		to	16.20
TA BlackRock Government Money Market Initial Class
	12/31/2023		45,587		1.13	to		1.13		51,395		4.91			1.35		to	1.35			3.47		to	3.47
	12/31/2022		23,205		1.09	to		1.09		25,284		1.45			1.35		to	1.35			0.06		to	0.06
	12/31/2021		21,001		1.09	to		1.09		22,870		0.00			1.35		to	1.35			(1.32	)	to	(1.32	)
	12/31/2020		21,014		1.10	to		1.10		23,191		0.36			1.35		to	1.35			(1.05	)	to	(1.05	)
	12/31/2019		46,918		1.12	to		1.12		52,329		1.96			1.35		to	1.35			0.61		to	0.61
TA WMC US Growth Initial Class
	12/31/2023		3,662		76.41	to		76.41		279,777		0.03			1.35		to	1.35			40.20		to	40.20
	12/31/2022		5,733		54.50	to		54.50		312,441		-			1.35		to	1.35			(32.26	)	to	(32.26	)
	12/31/2021		5,830		80.46	to		80.46		469,076		0.08			1.35		to	1.35			19.06		to	19.06
	12/31/2020		5,900		67.58	to		67.58		398,707		0.11			1.35		to	1.35			35.47		to	35.47
	12/31/2019		6,972		49.88	to		49.88		347,784		0.13			1.35		to	1.35			38.18		to	38.18

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

5. Financial Highlights (continued)


		⁽¹⁾		See Footnote 1

		*		These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the Mutual Fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges, that are assessed against contract owner accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the Mutual Fund in which the subaccounts invest.

		**		These amounts represent the annualized contract expenses of the subaccount, consisting primarily of mortality and expense charges, for each period indicated. These ratios include only those expenses that result in a direct reduction to unit values. Charges made directly to contract owner accounts through the redemption of units and expenses of the Mutual Fund have been excluded.

		***		These amounts represent the total return for the periods indicated, including changes in the value of the Mutual Fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. Total returns reflect a full twelve month period and total returns for subaccounts opened during the year have not been disclosed as they may not be indicative of a full year return. Expense ratios not in effect for the full twelve months are not reflected in the total return as they may not be indicative of a full year return.

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

6. Administrative and Mortality and Expense Risk Charges

TFLIC deducts a daily administrative charge equal to an annual rate of 0.15% of the daily net assets value of each subaccount for administrative expenses. TFLIC also deducts an annual charge during the accumulation phase, not to exceed $30, proportionately from the subaccounts’ unit values. An annual charge of 1.20% is deducted (based on the death benefit selected) from the unit values of the subaccounts of the Separate Account for TFLIC’s assumption of certain mortality and expense risks incurred in connection with the contract. The charge is assessed daily based on the net asset value of the Mutual Fund. Charges for administrative and mortality and expense risk are an expense of the subaccount. Charges reflected above are those currently assessed and may be subject to change. Contract owners should see their actual policy and any related attachments to determine their specific charges.

7. Income Tax

Operations of the Separate Account form a part of TFLIC, which is taxed as a life insurance company under Subchapter L of the Internal Revenue Code of 1986, as amended (the Code). The operations of the Separate Account are accounted for separately from other operations of TFLIC for purposes of federal income taxation. The Separate Account is not separately taxable as a regulated investment company under Subchapter M of the Code and is not otherwise taxable as an entity separate from TFLIC. Under existing federal income tax laws, the income of the Separate Account is not taxable to TFLIC, as long as earnings are credited under the variable annuity contracts.

Transamerica Financial Life Insurance Company

Separate Account VA 6NY of TFLIC

Notes to Financial Statements

December 31, 2023

8. Subsequent Events

The Separate Account has evaluated the financial statements for subsequent events through the date which the financial statements were issued. During this period, there were no subsequent events requiring recognition in the financial statements.

9. Related Parties

Transamerica Capital, Inc. (TCI), a wholesaling broker-dealer, is an affiliated entity of TFLIC and an indirect wholly owned subsidiary of Aegon N.V. TCI distributes TFLIC’s products through broker-dealers and other financial intermediaries.

The subaccounts invest in the mutual funds listed in Footnote 1. These investments include funds managed by Transamerica Asset Management, Inc. (TAM). Transamerica Fund Services, Inc. (TFS) serves as a transfer agent to TAM, and Aegon USA Asset Management Holding, LLC (AAM) serves as a sub-advisor for certain funds managed by TAM. TAM, TFS and AAM are affiliated entities of TFLIC and indirect wholly owned subsidiaries of Aegon N.V. Funds managed by TAM are identified by their fund name, which includes reference to Aegon, Transamerica or both. The Separate Account pays management fees to the related funds as detailed in the fund prospectus.

No charges other than those disclosed in Footnote 6 are deducted for the service rendered by related parties.

Contract owners may transfer funds between available subaccount options within the Separate Account. These transfers are performed at unit value at the time of the transfer.