[ ] |
immediately upon filing pursuant to paragraph (b) |
[X] |
on April 29, 2024, pursuant to paragraph (b) |
[ ] |
60 days after filing pursuant to paragraph (a)(1) |
[ ] |
on ______ pursuant to paragraph (a)(1) of Rule 485 under the Securities Act. |
[ ] |
this post-effective amendment designates a new effective date for a previously filed post-effective amendment. |
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FEES AND EXPENSES | ||||
Transaction Charges |
You may be charged for the following transactions:
A premium charge will be deducted from each premium paid during the
first five policy years.
A surrender charge may be assessed upon withdrawal, surrender of policy
lapse.
A transfer fee may be deducted upon transfers into or out of
a variable investment account after you have made more than
twelve such transfers in a year. |
FEE TABLE
Deductions from premium
payments
Deductions from account
value | ||
Ongoing Fees and
Expenses (annual charges) |
In addition to transaction charges, you will also be subject to certain
ongoing fees and expenses, including an insurance charge,
a mortality and expense risk (“M&E”)
charge, an administration fee and charges for an optional
extended no-lapse guarantee. Some of these fees and expenses are based
wholly or in part on the characteristics of the insured
person (e.g., age, sex, and underwriting
classification). You should view the “policy specifications” page of your
policy for rates applicable to your policy.
|
FEE TABLE Deductions from account value | ||
You will also bear expenses associated with the portfolios under the
policy, as shown in the following table:
|
Charges at the portfolio
level
APPENDIX | |||
Annual Fee |
Minimum |
Maximum | ||
Variable investment accounts (portfolio fees
and expenses) |
0.44% |
2.58% |
RISKS | ||
Risk of Loss |
You can lose money by investing in this policy. |
PRINCIPAL RISKS OF
INVESTING IN A
POLICY |
Not a Short- Term
Investment |
This policy is not a short-term investment and is not appropriate for
an investor who needs ready access to cash. The policy is
unsuitable as a short-term savings vehicle because of
substantial policy-level charges, including the premium
charge, as well as potential adverse tax consequences
from such short-term use. |
Unsuitable for Short-
Term Investment |
Risks Associated with
Investment Options |
An investment in this policy is subject to the risk of poor
performance and can vary depending on the performance of
the account allocation options available under the policy
(e.g., portfolios). Each such option (including the fixed
account) will have its own unique risks, and you should
review these options before making an allocation
decision. You can find the prospectuses and other
information about the portfolios at
dfinview.com/JohnHancock/TAHD/VUL_Protector_NY. |
Fluctuating Investment Performance |
RISKS | ||
Insurance Company
Risks |
Your investment in the policy is subject to risks related to John
Hancock NY, including that the obligations (including
under the fixed account option), guarantees, or benefits
are subject to the claims-paying ability of John Hancock
NY. Information about John Hancock NY, including its
financial strength ratings, is available upon request
from your John Hancock NY representative. Our current
financial strength ratings can also be obtained by contacting the Service Office at 1-800-732-5543. |
Depositor
Registrant |
Policy Lapse |
Sufficient premiums must be paid to keep the policy in force, but the
policy provides a 61-day grace period for the payment of
each such amount. If a default is not cured within a
61-day grace period, your policy will terminate (i.e.,
“lapse”). You can apply to reinstate a policy
that has lapsed, subject to conditions that include payment of a specified amount of additional premiums. Since withdrawals reduce your account value, withdrawals increase
the risk of lapse. Loans also increase the risk of lapse.
|
Lapse and Reinstatement |
RESTRICTIONS | ||
Investments |
There are restrictions that may limit the variable investment account
options and general account options (including the fixed
account) that you may choose, as well as limitations on
the transfer of account value among those options. In
particular, your allocation options will be affected if
you elect to take a loan. These restrictions may include
a monthly limit on the number of transfers you may make. We may
also impose additional restrictions to discourage market
timing and disruptive trading activity.
Among other things, the policy also allows us to eliminate the shares
of a portfolio or substitute shares of another new or
existing portfolio, subject to applicable legal
requirements. |
Transfer of Account
Value
Availability of Loans,
Limitations and Interest
Portfolios |
Optional Benefits |
There are restrictions and limitations relating to optional benefits,
as well as conditions under which an optional benefit may
be modified or terminated by us. For example, certain
supplementary benefit riders may be subject to
underwriting, and your election of an option may result
in restrictions upon some of the policy benefits, including
availability of investment options. |
OTHER BENEFITS AVAILABLE UNDER THE POLICY |
TAXES | ||
Tax Implications |
You should consult with a tax professional to determine the tax
implications of an investment in and payments received
under the policy. There is no additional tax benefit to
you if the policy is purchased through a tax-qualified
plan. If we pay out any amount of your account value upon
surrender or partial withdrawal, all or part of that
distribution would generally be treated as a return of the
premiums you’ve paid and not subjected to income tax, with any
portion not treated as a return of your premiums
includible in your income. Distributions also are subject
to tax penalties under some circumstances.
|
TAXES |
CONFLICTS OF INTEREST | ||
Investment Professional
Compensation |
Some investment professionals may receive compensation for selling
the policy, including by means of commissions and revenue
sharing arrangements. These investment professionals may
have a financial incentive to offer or recommend this
policy over another investment. |
Commissions Paid to
Dealers |
Exchanges |
Some investment professionals may have a financial incentive to
offer you a new policy in place of the one you already
own, and you should only exchange your policy if you
determine, after comparing the features, fees, and risks
of both policies, that it is preferable for you to
purchase the new policy rather than continue to own the
existing policy. |
Commissions Paid to Dealers |
TRANSACTION FEES | ||
Charge |
When Charge is Deducted |
Amount Deducted |
Maximum premium charge |
Upon payment of premium |
10% of each premium paid during the first
5 policy years(1) |
Maximum surrender charge |
Upon withdrawal, surrender or policy lapse |
The maximum Surrender Charge for any
policy per $1000 of Face Amount is
$56.50(2) |
Transfer fee |
Upon each transfer into or out of a variable
investment account beyond an annual limit
of twelve |
$25 |
PERIODIC CHARGES OTHER THAN ANNUAL PORTFOLIO EXPENSES |
||
Charge |
When Charge is Deducted |
Amount Deducted |
Base Policy Charges: |
|
|
Insurance charge:(1) |
Monthly |
|
Minimum charge |
|
$0.00 per $1,000 of NAR |
Maximum charge |
|
$83.33 per $1,000 of NAR |
Charge for a representative insured
person |
|
$0.40 per $1,000 of NAR (55 year old
preferred non-smoking male) |
Cost of Insurance (Contracts with Return
of Premium Rider) |
Monthly |
|
Minimum charge |
|
$0.00 per $1,000 of NAR |
Maximum charge |
|
$83.33 per $1,000 of NAR |
Charge for a representative insured
person |
|
$0.40 per $1,000 of NAR (55 year old
preferred non-smoking male) |
M&E charge |
Monthly |
0.10% in policy years 1-15(2) |
Administration fees |
Monthly |
$15 |
Loan interest rate (net) |
Annually |
1.25% annual rate(3) |
Optional Extended No-Lapse Guarantee |
Monthly |
|
Minimum charge |
|
$0.02 per $1,000 of Base Face Amount |
Maximum charge |
|
$0.08 per $1,000 of Base Face Amount |
Charge for a representative insured
person |
|
$0.035 per $1,000 of NAR (55 year old preferred non-smoking male) |
Annual Portfolio Expenses |
Minimum |
Maximum |
Range of expenses that are deducted from portfolio assets, including
management fees, distribution and/or service (12b-1) fees,
and other expenses |
0.44% |
2.58% |
STANDARD BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of
Restrictions/Limitations |
Asset allocation balancing |
Under the asset allocation balancer program, you
will designate a percentage allocation of account
value among variable investment accounts. We will
automatically transfer amounts among the variable
investment accounts at intervals you select
(annually, semi-annually, quarterly, or monthly) to
reestablish your chosen allocation. |
We reserve the right to cease this program after
written notice to you. |
Dollar cost averaging |
Under the dollar cost averaging program, you will
designate an amount that will be transferred
monthly from one variable investment account into
any other variable investment account or the fixed
account. |
We reserve the right to cease to offer this program as of 90 days after written notice to you. |
OPTIONAL BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of
Restrictions/Limitations |
Return of Premium Death
Benefit Rider |
The policy may be issued with an optional Return
of Premium Death Benefit rider if death benefit
Option 1 is elected. This rider provides an
additional death benefit payable upon the death of
the life insured after we receive due proof of death.
|
The Return of Premium Death Benefit rider is not protected by the no-lapse guarantee after the second policy year. |
Policy Year |
Surrender Charge Grading Percentage |
Policy Year |
Surrender Charge Grading Percentage |
1 |
100% |
7 |
40% |
2 |
90% |
8 |
30% |
3 |
80% |
9 |
20% |
4 |
70% |
10 |
10% |
5 |
60% |
11 |
0% |
6 |
50% |
|
|
Policy Year |
Guaranteed Monthly Mortality and Expense Risks Charge* |
Equivalent Annual Mortality and Expense Risks Charge* |
1-15 |
0.10% |
1.20% |
16+ |
0.03% |
0.30% |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To approximate the aggregate total return
of a broad-based U.S. domestic equity
market index. |
500 Index Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(North America) Limited |
0.25%* |
25.95 |
15.40 |
11.75 |
To seek income and capital appreciation. |
Active Bond Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.71% |
6.43 |
1.62 |
2.34 |
To seek to provide high total return
(including income and capital gains)
consistent with preservation of capital
over the long term. |
American Asset Allocation Trust - Series
I
Capital Research and Management
Company (Adviser to the Master Fund,
American Fund Insurance Series) |
0.93% |
13.90 |
8.80 |
6.86 |
To seek to provide long-term growth of
capital. |
American Global Growth Trust - Series I
Capital Research and Management
Company (Adviser to the Master Fund,
American Fund Insurance Series) |
1.06%* |
22.12 |
13.20 |
9.17 |
To seek to provide growth of capital. |
American Growth Trust - Series I
Capital Research and Management
Company (Adviser to the Master Fund,
American Fund Insurance Series) |
0.97%* |
37.99 |
18.24 |
13.94 |
To seek to provide long-term growth of
capital and income. |
American Growth-Income Trust - Series I
Capital Research and Management
Company (Adviser to the Master Fund,
American Fund Insurance Series) |
0.91%* |
25.68 |
12.95 |
10.52 |
To seek to provide long-term growth of
capital. |
American International Trust - Series I
Capital Research and Management
Company (Adviser to the Master Fund,
American Fund Insurance Series) |
1.17%* |
15.39 |
4.44 |
3.02 |
To provide long-term growth of capital.
Current income is a secondary objective. |
Blue Chip Growth Trust - Series I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
0.82%* |
49.56 |
13.53 |
12.34 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To seek long-term growth of capital. |
Capital Appreciation Trust - Series I
John Hancock Variable Trust Advisers
LLC/Jennison Associates LLC |
0.81%* |
52.85 |
17.98 |
14.11 |
To seek long-term capital appreciation. |
Capital Appreciation Value Trust - Series
I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
0.94%* |
18.18 |
12.42 |
10.24 |
To seek total return consisting of income
and capital appreciation. |
Core Bond Trust - Series I
John Hancock Variable Trust Advisers
LLC/Allspring Global Investments, LLC |
0.68%* |
5.80 |
1.05 |
1.69 |
To seek long-term growth of capital. |
Disciplined Value International Trust -
Series I
John Hancock Variable Trust Advisers
LLC/Boston Partners Global Investors, Inc. |
0.84%* |
19.96 |
8.42 |
3.05 |
To seek long-term capital appreciation. |
Emerging Markets Value Trust - Series I
John Hancock Variable Trust Advisers
LLC/Dimensional Fund Advisors LP |
1.08%* |
15.19 |
5.38 |
3.01 |
To provide substantial dividend income
and also long-term growth of capital. |
Equity Income Trust - Series I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
0.76%* |
9.39 |
11.08 |
7.82 |
To seek growth of capital. |
Financial Industries Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.94%* |
5.22 |
9.67 |
7.04 |
To seek long-term growth of capital. |
Fundamental All Cap Core Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.76%* |
35.40 |
18.31 |
12.26 |
To seek long-term capital appreciation. |
Fundamental Large Cap Value Trust -
Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.78%* |
23.45 |
17.57 |
10.18 |
To seek long-term capital appreciation. |
Global Equity Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.94%* |
20.09 |
8.94 |
4.52 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To seek long-term capital appreciation. |
Health Sciences Trust - Series I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
1.05%* |
4.25 |
10.52 |
10.89 |
To realize an above-average total return
over a market cycle of three to five years,
consistent with reasonable risk. |
High Yield Trust - Series I
John Hancock Variable Trust Advisers
LLC/Western Asset Management Company, LLC |
0.86%* |
13.05 |
4.90 |
3.54 |
To seek to track the performance of a
broad-based equity index of foreign
companies primarily in developed
countries and, to a lesser extent, in
emerging markets. |
International Equity Index Trust - Series I
John Hancock Variable Trust Advisers
LLC/SSGA Funds Management, Inc. |
0.39%* |
15.36 |
6.90 |
3.65 |
To seek long-term capital appreciation. |
International Small Company Trust -
Series I
John Hancock Variable Trust Advisers
LLC/Dimensional Fund Advisors LP |
1.05%* |
13.44 |
7.00 |
4.21 |
To provide a high level of current income
consistent with the maintenance of
principal and liquidity. |
Investment Quality Bond Trust - Series I
John Hancock Variable Trust Advisers
LLC/Wellington Management Company LLP |
0.76%* |
6.49 |
1.37 |
1.94 |
To seek long-term growth of capital.
Current income is also a consideration. |
Lifestyle Growth Portfolio - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.67% |
17.00 |
9.09 |
6.72 |
To seek growth of capital and current
income while seeking to both manage the
volatility of return and limit the
magnitude of portfolio losses. |
Managed Volatility Balanced Portfolio -
Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.81% |
11.99 |
4.62 |
3.81 |
To seek current income and growth of
capital, while seeking to both manage the
volatility of return and limit the
magnitude of portfolio losses. |
Managed Volatility Conservative Portfolio
- Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.80% |
5.47 |
1.74 |
2.36 |
To seek long term growth of capital while
seeking to both manage the volatility of
return and limit the magnitude of
portfolio losses. |
Managed Volatility Growth Portfolio -
Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.84% |
13.69 |
5.18 |
3.70 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To seek current income and growth of
capital while seeking to both manage the
volatility of return and limit the
magnitude of portfolio losses. |
Managed Volatility Moderate Portfolio -
Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.80% |
10.64 |
4.15 |
3.72 |
To seek long-term growth of capital. |
Mid Cap Growth Trust - Series I
John Hancock Variable Trust Advisers
LLC/Wellington Management Company LLP |
0.95% |
18.71 |
12.32 |
9.73 |
Seeks to approximate the aggregate total
return of a mid cap U.S. domestic equity
market index. |
Mid Cap Index Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (North America) Limited |
0.46%* |
16.01 |
12.14 |
8.81 |
To seek long-term capital appreciation. |
Mid Value Trust - Series I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
1.01%* |
18.52 |
13.06 |
9.29 |
To obtain maximum current income
consistent with preservation of principal
and liquidity. |
Money Market Trust** - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.33%* |
4.76 |
1.64 |
1.04 |
To seek maximum total return, consistent
with preservation of capital and prudent
investment management. |
Opportunistic Fixed Income Trust - Series
I
John Hancock Variable Trust Advisers
LLC/Wellington Management Company LLP |
0.93%* |
8.23 |
2.67 |
2.16 |
To seek to achieve a combination of long-
term capital appreciation and current
income. |
Real Estate Securities Trust - Series I
John Hancock Variable Trust Advisers
LLC/Wellington Management Company LLP |
0.81%* |
13.02 |
7.69 |
7.94 |
To seek long-term growth of capital.
Current income is incidental to the fund’s
objective. |
Science & Technology Trust - Series I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
1.04%* |
54.68 |
18.61 |
15.70 |
To seek income and capital appreciation. |
Select Bond Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.65%* |
6.10 |
1.34 |
1.86 |
To seek a high level of current income
consistent with preservation of capital.
Maintaining a stable share price is a
secondary goal. |
Short Term Government Income Trust -
Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.72%* |
3.92 |
0.48 |
0.62 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
Seeks to approximate the aggregate total
return of a small cap U.S. domestic equity
market index. |
Small Cap Index Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (North America) Limited |
0.53%* |
16.49 |
9.56 |
6.80 |
To seek long-term capital appreciation. |
Small Cap Opportunities Trust - Series I
John Hancock Variable Trust Advisers
LLC/Dimensional Fund Advisors LP and GW&K Investment Management, LLC |
0.89%* |
18.05 |
13.93 |
7.86 |
To seek long-term capital appreciation. |
Small Cap Stock Trust - Series I
John Hancock Variable Trust Advisers
LLC/Wellington Management Company LLP |
1.13%* |
16.10 |
11.10 |
7.37 |
To seek long-term capital appreciation. |
Small Cap Value Trust - Series I
John Hancock Variable Trust Advisers
LLC/Wellington Management Company LLP |
1.04%* |
14.01 |
8.80 |
6.02 |
To seek long-term growth of capital. |
Small Company Value Trust - Series I
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc. |
1.21%* |
13.49 |
9.19 |
6.54 |
To seek a high level of current income. |
Strategic Income Opportunities Trust -
Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.79%* |
7.37 |
3.25 |
2.79 |
Seeks to approximate the aggregate total
return of a broad U.S. domestic equity
market index. |
Total Stock Market Index Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (North America) Limited |
0.58%* |
25.53 |
14.38 |
10.73 |
The fund seeks a high level of current
income consistent with the maintenance
of liquidity and the preservation of
capital. |
Ultra Short Term Bond Trust - Series I
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management (US) LLC |
0.67%* |
4.60 |
1.55 |
1.03 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
The Portfolio seeks maximum real return
consistent with preservation of real
capital and prudent investment
management. |
PIMCO VIT All Asset Portfolio - Series
M
Pacific Investment Management
Company LLC/Research Affiliates, LLC |
2.49%* |
7.83 |
5.69 |
3.73 |
JOHN HANCOCK NY SERVICE OFFICE | |
Overnight Express Delivery |
Mail Delivery |
Life Post Issue
John Hancock Insurance Company 372 University Ave, Suite #55979
Westwood, MA 02090 |
Life Post Issue
John Hancock Insurance Company
PO Box 55979
Boston, MA 02205 |
Phone: |
|
1-800-732-5543 |
|
Name of Policy (and SEC EDGAR Identifier #)
|
Name of Policy (and SEC EDGAR Identifier #)
|
Accumulation SVUL (C000049289) |
Majestic VCOLIX (C000070693) |
Accumulation Survivorship Variable Universal Life 2020
(C000221085) |
Majestic VULX (C000067662) |
Accumulation Variable Universal Life (C000027562) |
Protection SVUL (C000049288) |
Accumulation Variable Universal Life 08 (C000069367) |
Protection Variable Universal Life (C000027560) |
Accumulation Variable Universal Life 2014 (C000141201) |
Protection Variable Universal Life 09 (C000076061) |
Accumulation Variable Universal Life 2019 (C000217917) |
Protection Variable Universal Life 2012 (C000113134) |
Corporate VUL (C000027561) |
Protection Variable Universal Life 2017 (C000198121) |
Corporate VUL 08 (C000069368) |
Simplified Life (C000142068) |
Majestic Accumulation Variable Universal Life 2019
(C000217918) |
SPVL (C000027558) |
Majestic Performance Variable Universal Life (C000034066)
|
Survivorship VUL (C000027559) |
Majestic Survivorship VULX (C000062402) |
VUL Accumulator (C000027556) |
Majestic Survivorship Variable Universal Life 2020
(C000221086) |
VUL Protector (C000027557) |
|
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3 |
Name and Principal Business Address |
Position with Depositor |
Brooks Tingle 200 Berkeley Street Boston, MA 02116 |
Chair, Director, President & Chief Executive Officer |
Nora Newton Crouch
804 Pepper Avenue
Richmond, VA 23226 |
Director |
Thomas Edward Hampton 1900 K Street NW Washington, DC 20006 |
Director |
J. Stephanie Nam 1 West 72nd Street, Apt. 35 New York NY 10023 |
Director |
Ken Ross 200 Berkeley St. Boston, MA 02116 |
Director, Vice President |
Shamus Weiland 200 Bloor Street E. Toronto, ON M4W 1E5 |
Director |
Henry H. Wong 200 Berkeley Street Boston, MA 02116 |
Director, Vice President |
Executive Vice Presidents |
|
Andrew G. Arnott** |
Global Head of Retail, GWAM |
Christopher Paul Conkey** |
Global Head of Public Markets |
Scott S. Hartz** |
Chief Investment Officer – US Investment |
Senior Vice Presidents |
|
John Addeo** |
Global Fixed Income Chief Investment Officer |
John C.S. Anderson** |
Global Head of Corporate Finance |
Kevin J. Cloherty** |
Deputy General Counsel, Global Markets |
Mike Dallas** |
Global Head of Employee Experience |
Aimee DeCamillo* |
Global Head of Retirement |
Peter DeFrancesco* |
Head of Digital – Direct to Consumer |
Michael F Dommermuth*** |
Head of Wealth & Asset Management |
Kristie Feinberg* |
Head of MIM US and Europe |
Maryscott Greenwood** |
Global Head of Regulatory & Public Affairs |
Len van Greuning* |
Chief Information Officer MIM |
Anne Hammer* |
Global Chief Communications Officer |
John B Maynard** |
Deputy General Counsel, Legacy, Reinsurance & Tax |
Steven E. Medina** |
Global Equity Chief Investment Officer |
Joelle Metzman** |
GWAM Chief Risk Officer |
Sinead O’Connor* |
Head of Actuarial Policy |
Wayne Park* |
Head of US Retirement |
Gerald Peterson** |
Global Head of Operations, GWAM |
Nicole Rafferty*** |
Global Head of Contact Centers |
Susan Roberts* |
Head of LTC Customer Care Transformation |
Ian Roke** |
Global Head of Asset & Liability Management |
Thomas Samoluk** |
US General Counsel and US Government Relations |
Anthony Teta* |
US Head of Inforce Management |
Nathan Thooft** |
Global MAST Chief Investment Officer |
Anne Valentine-Andrews*** |
Global Head of Private Markets |
Blake Witherington** |
US Chief Credit Officer |
Name and Principal Business Address |
Position with Depositor |
Vice Presidents |
|
Lynda Abend* |
|
Mark Akerson* |
|
Kenneth D’Amato** |
|
Jay Aronowitz** |
|
Kevin Askew** |
|
William Auger* |
|
Jack Barry* |
|
P.J. Beltramini* |
|
Zahir Bhanji*** |
|
Jon Bourgault** |
|
Paul Boyne** |
|
Ian B. Brodie** |
|
Ted Bruntrager* |
CCO & Chief Risk Officer |
Grant Buchanan*** |
|
Ginger Burns** |
|
Brendan Campbell* |
|
Yan Rong Cao* |
|
Rick A. Carlson** |
|
Patricia Rosch Carrington** |
|
Alex Catterick**** |
|
Ken K. Cha* |
|
Diana Chan*** |
Head of Treasury Operations |
Christopher M. Chapman** |
|
Sheila Chernicki* |
|
Teresa H. Chuang** |
|
Eileen Cloherty* |
|
Maggie Coleman*** |
|
Catherine Z. Collins** |
|
Meredith Comtois* |
|
Thomas D. Crohan** |
|
Susan Curry** |
|
Kenneth Dai*** |
Treasury |
Michelle M. Dauphinais* |
|
Frederick D Deminico** |
|
Susan P Dikramanjian** |
|
William D Droege** |
|
Jeffrey Duckworth** |
|
Marc Feliciano** |
|
Katie M. Firth** |
|
Carolyn Flanagan** |
|
Lauren Marx Fleming** |
|
Philip J. Fontana** |
|
Laura Foster*** |
|
Matthew Gabriel* |
|
Paul Gallagher** |
|
Melissa Gamble** |
|
Scott B. Garfield** |
|
Jeffrey N. Given** |
|
Thomas C. Goggins** |
|
Dara Gough* |
|
Howard C. Greene** |
|
Erik Gustafson** |
|
Neal Halder* |
|
Jeffrey Hammer*** |
|
Lindsay L. Hanson* |
|
Richard Harris*** |
Appointed Actuary |
Jessica Harrison*** |
|
Name and Principal Business Address |
Position with Depositor |
John Hatch* |
Chief Operations Officer – US Segment |
Justin Helferich*** |
|
Michael Hession* |
|
Philip Huvos* |
|
Sesh Iyengar** |
|
Tasneem Kanji** |
|
Geoffrey Grant Kelley** |
|
Recep C. Kendircioglu** |
|
Neal P. Kerins* |
|
Michael P King*** |
|
Heidi Knapp** |
|
Hung Ko*** |
|
Robert Krempus*** |
|
Diane R. Landers** |
|
Michael Landolfi** |
|
Tracy Lannigan** |
Corporate Secretary |
Jessica Lee*** |
|
Scott Lively** |
|
David Loh*** |
|
Jeffrey H. Long** |
|
Jennifer Lundmark* |
|
Edward P. Macdonald** |
|
Patrick MacDonnell** |
|
Shawn McCarthy** |
|
Andrew J. McFetridge** |
|
Jonathan McGee** |
|
Katie L. McKay** |
|
Eric S. Menzer** |
|
Stella Mink*** |
|
Michelle Morey* |
|
Scott Morin* |
|
Catherine Murphy* |
Deputy Appointed Actuary |
Richard Myrus** |
|
Lisa Natalicchio* |
|
Jeffrey H. Nataupsky** |
|
Scott Navin** |
|
Jeffrey Packard** |
|
Pragya Pandit* |
|
Onay Payne*** |
|
Gary M. Pelletier** |
|
David Pemstein** |
|
Jessica Portelance*** |
|
Jason M. Pratt** |
|
Ed Rapp** |
|
Todd Renneker** |
|
Chet Ritchie* |
|
Charles A. Rizzo** |
|
Emily Roland** |
|
Josephine M. Rollka* |
|
Barbara H. Rosen-Campbell** |
|
Caryn Rothman** |
|
Devon Russell* |
|
Paul Sanabria** |
|
Emory W. Sanders* |
|
Jeffrey R. Santerre** |
|
Marcia Schow** |
|
Christopher L. Sechler** |
|
Garima Vijay Sharma*** |
|
Name and Principal Business Address |
Position with Depositor |
Estelle Shaw-Latimer*** |
|
Thomas Shea** |
|
Lisa Shepard** |
|
Alex Silva* |
CFO - US Insurance |
Susan Simi** |
|
Darren Smith** |
|
Jayanthi Srinivasan*** |
|
Brittany Straughn* |
|
Katherine Sullivan** |
|
Trevor Swanberg** |
|
Robert E. Sykes, Jr.** |
|
Wilfred Talbot* |
|
Gary Tankersley* |
Head of US Retirement Distribution |
Michelle Taylor-Jones* |
|
Brian E. Torrisi** |
|
Simonetta Vendittelli* |
Chief Financial Officer and Controller |
Gina Goldych Walters** |
|
Adam Weigold** |
|
Jonathan T. White** |
|
Bryan Wilhelm* |
|
Karin Wilsey** |
|
Adam Wise** |
|
Jeffrey Wolfe** |
|
Thomas Zakian** |
|
Michael Zargaj* |
|
Name of Investment Company |
Capacity in Which Acting |
John Hancock Variable Life Account S |
Principal Underwriter |
John Hancock Variable Life Account U |
Principal Underwriter |
John Hancock Variable Life Account V |
Principal Underwriter |
John Hancock Variable Life Account UV |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account R |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account T |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account W |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account X |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account Q |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account A |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account N |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account H |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account I |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account J |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account K |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account L |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account M |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account B |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account A |
Principal Underwriter |
Name |
Title |
Rick Carlson** |
Vice President, US Taxation |
Jeffrey H. Long** |
Vice President, Chief Financial Officer and Financial Operations Principal |
Edward P. Macdonald** |
Vice President, General Counsel |
Gary Tankersley* |
Director, President and Chief Executive Officer |
Alex Silva* |
Director |
Christopher Walker*** |
Director, Vice President, Investments |
Tracy Lannigan** |
Vice President, Corporate Secretary |
(1) |
(2) |
(3) |
(4) |
(5) |
Name of Principal
Underwriter |
Net Underwriting
Discounts and Commissions |
Compensation on Events
Occasioning the Deduction
of a Deferred Sales Load |
Brokerage Commissions |
Other Compensation |
John Hancock Distributors LLC |
$0 |
$0 |
$0 |
$0 |
|
|
/s/Michael A. Ramirez Michael A. Ramirez, as Attorney-In-Fact |
|
|
|
Signatures |
Title |
* Simonetta Vendittelli |
Chief Financial Officer, Vice President, and Controller |
* Brooks Tingle |
Chair, Director, President and Chief Executive Officer |
* Nora N. Crouch |
Director |
* Thomas Edward Hampton |
Director |
* J. Stephanie Nam |
Director |
* Ken Ross |
Director |
* Shamus Weiland |
Director |
* Henry H. Wong |
Director |
/s/Michael A. Ramirez Michael A. Ramirez, as Attorney-In-Fact |
|