[ ] |
immediately upon filing pursuant to paragraph (b) |
[X] |
on April 29, 2024, pursuant to paragraph (b) |
[ ] |
60 days after filing pursuant to paragraph (a)(1) |
[ ] |
on ______ pursuant to paragraph (a)(1) of Rule 485 under the Securities Act. |
[ ] |
this post-effective amendment designates a new effective date for a previously filed post-effective amendment. |
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Appendix-1 |
FEES AND EXPENSES | ||||
Transaction Charges |
You may be charged for the following transactions:
A premium sales charge, a premium tax charge, and a premium processing
charge will be deducted from each premium
paid. A premium recalculation charge will reduce the amount of account value
applied to reduce the Basic Premium upon a premium
recalculation that the policy provides for. The
“Basic Premium” is the basic amount you must pay
for the policy, excluding the amount you must pay for any supplementary
benefit riders you have chosen.
An extra death benefit option charge will be deducted upon the exercise
of the Extra Death Benefit Option. The “Extra Death
Benefit Option” can provide you the opportunity to
use any Excess Value in your policy to increase the amount
of the policy’s Guaranteed Death Benefit. Such “Excess Value” can result from (a) your paying more premiums into the policy than
you are required to pay, (b) our deducting charges from your policy at
less than the maximum rates permitted by your policy,
and/or (c) favorable performance of the investment options
to which you allocate your policy’s account
value. A Basic Premium Reduction Value Option charge will be deducted upon the
exercise of the Basic Premium Reduction Value Option. The
“Basic Premium Reduction Value Option” gives
you the option to use any Excess Value in your policy to
reduce the amount of your Basic Premium.
An extra mortality risk charge may be deducted upon payment of Required
Premium. The “Required Premium” generally is
the amount of your policy’s Basic Premium, plus the
additional premium we require you to pay for any
supplementary benefit riders you have selected.
A partial withdrawal charge will be deducted upon making a partial
withdrawal.
A transfer fee may be deducted upon transfers into or out of a variable
investment account after you have made more than four such
transfers in a year. |
FEE TABLE
Deductions from premium
payments
Deductions from account
value | ||
Ongoing Fees and
Expenses (annual charges) |
In addition to transaction charges, you will also be subject to certain
ongoing fees and expenses, including an insurance charge,
a maintenance charge for issuing and maintaining the
policy, a guaranteed death benefit charge, a mortality and
expense risk (“M&E”) charge and supplementary benefit rider charges. Some of these fees and expenses are based wholly or in part on the
characteristics of the insured person (e.g., age, sex, and underwriting
classification).
You should view the “policy specifications” page of your
policy for rates applicable to your policy.
|
FEE TABLE Deductions from account value | ||
You will also bear expenses associated with the portfolios under the
policy, as shown in the following table:
|
Charges at the portfolio
level
APPENDIX | |||
Annual Fee |
Minimum |
Maximum | ||
Variable investment accounts (portfolio fees
and expenses) |
0.39% |
1.09% |
RISKS | ||
Risk of Loss |
You can lose money by investing in this policy. |
PRINCIPAL RISKS OF
INVESTING IN THE
POLICY |
Not a Short- Term
Investment |
This policy is not a short-term investment and is not appropriate for
an investor who needs ready access to cash. The policy is
unsuitable as a short-term savings vehicle because of
substantial policy-level charges, including the premium
sales charge and premium tax charge, as well as potential
adverse tax consequences from such short-term
use. |
Access to Funds
Risk/Not a Short-Term
Investment |
Risks Associated with
Investment Options |
An investment in this policy is subject to the risk of poor
performance and can vary depending on the performance of
the account allocation options available under the policy
(e.g., portfolios). Each such option (including the fixed
account) will have its own unique risks, and you should
review these options before making an allocation
decision. You can find the prospectuses and other
information about the portfolios at
dfinview.com/JohnHancock/TAHD/FlexV1_UV. |
Investment Risk/Risk of
Loss |
Insurance Company
Risks |
Your investment in the policy is subject to risks related to John
Hancock USA, including that the obligations (including
under the fixed account option), guarantees, or benefits
are subject to the claims-paying ability of John Hancock
USA. Information about John Hancock USA, including its
financial strength ratings, is available upon request
from your John Hancock USA representative. Our current
financial strength ratings can also be obtained by contacting the Service Office at 1-800-732-5543. |
Depositor
Registrant |
Policy Lapse |
Any amount of premium required to keep the policy in force is in
default if not paid on or before its scheduled due date,
but the policy provides a 61-day grace period for the
payment of each such amount. If a default is not cured
within a 61-day grace period, your policy will terminate
(i.e., “lapse”). You can apply to reinstate a policy that has lapsed, subject to conditions that include payment of a specified
amount of additional premiums.
Since withdrawals reduce your account value, withdrawals increase
the risk of lapse. Loans also increase the risk of
lapse. |
Lapse and Reinstatement |
RESTRICTIONS | ||
Investments |
There are restrictions that may limit the variable investment account
options and general account options (including the fixed
account) that you may choose, as well as limitations on
the transfer of account value among those options. In
particular, your allocation options will be affected if
you elect to take a loan. These restrictions may include
a monthly limit on the number of transfers you may make. We may
also impose additional restrictions to discourage market
timing and disruptive trading activity.
Among other things, the policy also allows us to eliminate the shares
of a portfolio or substitute shares of another new or
existing portfolio, subject to applicable legal
requirements. |
Transfer of Account Value Availability of Loans, Limitations and Interest Portfolios |
RESTRICTIONS | ||
Optional Benefits |
There are restrictions and limitations relating to optional benefits,
as well as conditions under which an optional benefit may
be modified or terminated by us. For example, certain
supplementary benefit riders may be subject to
underwriting, and your election of an option may result
in restrictions upon some of the policy benefits, including
availability of investment options. |
OTHER BENEFITS AVAILABLE UNDER THE POLICY |
TAXES | ||
Tax Implications |
You should consult with a tax professional to determine the tax
implications of an investment in and payments received
under the policy. There is no additional tax benefit to
you if the policy is held through a tax-qualified plan.
If we pay out any amount of your account value upon
surrender or partial withdrawal, all or part of that
distribution would generally be treated as a return of the premiums
you’ve paid and not subjected to income tax, with
any portion not treated as a return of your premiums
includible in your income. Distributions also are subject
to tax penalties under some circumstances.
|
Tax Consequences of Owning a Policy |
CONFLICTS OF INTEREST | ||
Investment Professional
Compensation |
Some investment professionals may receive compensation for selling
the policy, including by means of commissions and revenue
sharing arrangements. These investment professionals may
have a financial incentive to offer or recommend this
policy over another investment. |
Commissions Paid to
Dealers |
Exchanges |
Some investment professionals may have a financial incentive to
offer you a new policy in place of the one you already
own, and you should only exchange your policy if you
determine, after comparing the features, fees, and risks
of both policies, that it is preferable for you to
purchase the new policy rather than continue to own the
existing policy. |
Commissions Paid to Dealers |
TRANSACTION FEES | ||
Charge |
When Charge is Deducted |
Amount Deducted |
Maximum premium sales charge |
Upon payment of premium |
5% of premium paid in any policy year |
Premium tax charge |
Upon payment of premium |
2.5% of each premium paid |
Maximum premium processing charge |
Upon payment of premium |
$2 |
Maximum premium recalculation charge |
Upon premium recalculation(1) |
3% of amount of account value applied to
reduce Basic Premium |
Maximum Extra Death Benefit Option
charge |
Upon exercise of the Extra Death Benefit
Option |
3% of amount of Excess Value applied |
Maximum Basic Premium Reduction Value
Option charge |
Upon exercise of the Basic Premium
Reduction Value Option |
3% of amount of Excess Value applied |
Extra mortality risk charge(2) |
Upon payment of Required Premium |
Up to $76.98 per $1,000 of current Sum
Insured |
Maximum partial withdrawal charge |
Upon making a partial withdrawal |
Lesser of 2% of withdrawal amount or $25 |
Transfer fee(3) |
Upon each transfer into or out of a variable
investment account beyond an annual limit
of four |
No contractual maximum |
PERIODIC CHARGES OTHER THAN ANNUAL PORTFOLIO EXPENSES |
||
Charge |
When Charge is Deducted |
Amount Deducted |
Base Policy Charges: |
|
|
Insurance charge:(1) |
Monthly |
|
Minimum charge |
|
$0.06 per $1,000 of AAR |
Maximum charge |
|
$165.34 per $1,000 of AAR |
Charge for representative insured
person |
|
$0.18 per $1,000 of AAR |
Maximum maintenance charge |
Monthly |
$4 plus 2¢ per $1,000 of current Sum
Insured |
Guaranteed death benefit charge |
Monthly |
3¢ per $1,000 of current Sum Insured |
M&E charge(2) |
Daily from separate account assets |
.002% (daily rate) of assets |
Maximum policy loan interest rate(3) |
Accrues daily Payable annually |
6.0% annual rate |
Optional Benefit Charges: |
|
|
Insured or Spouse YRT Rider:(4) |
Monthly |
|
PERIODIC CHARGES OTHER THAN ANNUAL PORTFOLIO EXPENSES |
||
Charge |
When Charge is Deducted |
Amount Deducted |
Minimum Charge |
|
$0.08 per $1,000 of YRT death benefit |
Maximum Charge |
|
$83.33 per $1,000 of YRT death benefit |
Charge for representative insured
person |
|
$0.20 per $1,000 of YRT death benefit |
Children’s Insurance Benefit Rider |
Monthly |
$0.50 per $1,000 Rider Sum Insured |
Accidental Death Benefit Rider:(5) |
Monthly |
|
Minimum Charge |
|
$0.75 per $1,000 of accidental death benefit |
Maximum Charge |
|
$1.71 per $1,000 of accidental death benefit |
Charge for representative insured
person |
|
$0.78 per $1,000 of accidental death
benefit |
Disability Payment of Premium Rider:(6) |
Monthly |
|
Minimum Charge |
|
$0.02 per $1,000 of current Sum Insured |
Maximum Charge |
|
$0.48 per $1,000 of current Sum Insured |
Charge for representative insured
person |
|
$0.05 per $1,000 of current Sum Insured |
Applicant Payment of Premium Rider:(7) |
Monthly |
|
Minimum Charge |
|
0.003 times Required Premium for base policy and all other riders |
Maximum Charge |
|
0.04 times Required Premium for base policy and all other riders |
Charge for representative insured
person |
|
0.004 times Required Premium for base
policy and all other riders |
10 Year Level Term Rider:(8) |
Monthly |
|
Minimum Charge |
|
$0.23 per $1,000 of term death benefit |
Maximum Charge |
|
$2.46 per $1,000 of term death benefit |
Charge for representative insured
person |
|
$0.37 per $1,000 of term death benefit |
Annual Portfolio Expenses |
Minimum |
Maximum |
Range of expenses that are deducted from portfolio assets, including
management fees, distribution and/or service (12b-1) fees,
and other expenses |
0.39% |
1.09% |
Issue Age |
Level |
Modified |
25 |
$1,113.00 |
$708.00
|
40 |
$1,954.00 |
$1,305.00 |
55 |
$3,869.00 |
$2,585.00 |
STANDARD BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of
Restrictions/Limitations |
Dollar cost averaging |
Under the dollar cost averaging program, you will
designate an amount that will be transferred
monthly from one variable investment account into
any other variable investment account or the fixed
account. |
We reserve the right to cease to offer this program
after written notice to you. |
Asset allocation balancing |
Under the asset allocation balancer program, you
will designate a percentage allocation of account
value among variable investment accounts. We will
automatically transfer amounts among the variable
investment accounts at intervals you select
(annually, semi-annually, quarterly, or monthly) to
reestablish your chosen allocation. |
We reserve the right to cease this program after written notice to you. |
OPTIONAL BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of
Restrictions/Limitations |
Disability Payment of
Premium Rider |
Pays a specified amount of Required Premium each
month during the insured person’s total disability.
|
We must receive due proof of the insured person’s
total disability, as defined in the rider. The benefit
continues until the earlier of (i) the policy
anniversary nearest the insured person’s 65th
birthday, or (ii) the cessation of total disability. |
Insured or Spouse YRT
Rider |
This rider provides a level or decreasing amount of
term insurance on the life of the insured person or
the insured person’s spouse. |
In applying for this rider, the applicant chose the
term period and whether the coverage amount is
level or decreasing. |
Children’s Insurance
Benefit Rider |
This rider covers children of the insured person at
the time of application and children born or
adopted after the rider is purchased. |
For coverage to begin on any child, he or she must
have been more than 14 days old and less than 15
years old. |
Accidental Death Benefit
Rider |
This rider provides for an additional insurance
benefit if the insured person’s death is due to
accidental causes. |
The accidental cause must have occurred between
the policy anniversaries nearest the insured person’s
5th and 70th birthdays. |
Applicant Payment of
Premium Rider |
This rider provides its benefit upon the death of the
applicant for the policy or during the total disability
(as defined in the rider) of the applicant. The
benefit continues until the earlier of (i) the policy
anniversary nearest the insured person’s 22nd
birthday or (ii) the cessation of total disability. The
monthly benefit is equal to one-twelfth of the
policy’s annual Required Premium. |
If no Required Premium is applicable for a given
year (because the test described above under
“Premium Payments—Required Premiums” has
been satisfied), then no benefit will be payable
under this rider during that year. |
10 Year Level Term Rider |
This rider provides a level amount of term
insurance coverage if the person insured under the
rider dies during the 10 year term period. |
You choose the coverage amount when applying for this rider. |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To approximate the aggregate total return
of a broad-based U.S. domestic equity
market index. |
500 Index Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(North America) Limited |
0.25%* |
25.95 |
15.40 |
11.75 |
To seek income and capital appreciation. |
Active Bond Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.66% |
6.48 |
1.67 |
2.40 |
To provide long-term growth of capital.
Current income is a secondary objective. |
Blue Chip Growth Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc.
|
0.77%* |
49.59 |
13.58 |
12.39 |
To seek long-term growth of capital. |
Capital Appreciation Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Jennison Associates LLC |
0.76%* |
52.95 |
18.07 |
14.18 |
To seek long-term growth of capital. |
Disciplined Value International Trust -
Series NAV
John Hancock Variable Trust Advisers
LLC/Boston Partners Global Investors,
Inc. |
0.79%* |
20.05 |
8.47 |
3.10 |
To seek long-term capital appreciation. |
Emerging Markets Value Trust - Series
NAV
John Hancock Variable Trust Advisers
LLC/Dimensional Fund Advisors LP |
1.03%* |
15.15 |
5.42 |
3.06 |
To provide substantial dividend income
and also long-term growth of capital. |
Equity Income Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc.
|
0.71%* |
9.52 |
11.15 |
7.88 |
To seek long-term growth of capital. |
Fundamental All Cap Core Trust - Series
NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.71%* |
35.44 |
18.38 |
12.32 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To realize an above-average total return
over a market cycle of three to five years,
consistent with reasonable risk. |
High Yield Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Western Asset Management
Company, LLC |
0.81%* |
12.87 |
4.95 |
3.58 |
To seek to track the performance of a
broad-based equity index of foreign
companies primarily in developed
countries and, to a lesser extent, in
emerging markets. |
International Equity Index Trust - Series
NAV
John Hancock Variable Trust Advisers
LLC/SSGA Funds Management, Inc. |
0.34%* |
15.42 |
6.97 |
3.71 |
To seek growth of capital and current
income while seeking to both manage the
volatility of return and limit the
magnitude of portfolio losses. |
Managed Volatility Balanced Portfolio -
Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.76% |
12.00 |
4.67 |
3.86 |
To seek long term growth of capital while
seeking to both manage the volatility of
return and limit the magnitude of
portfolio losses. |
Managed Volatility Growth Portfolio -
Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.79% |
13.81 |
5.25 |
3.76 |
To seek current income and growth of
capital while seeking to both manage the
volatility of return and limit the
magnitude of portfolio losses. |
Managed Volatility Moderate Portfolio -
Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.75% |
10.79 |
4.21 |
3.78 |
To seek long-term growth of capital. |
Mid Cap Growth Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Wellington Management Company
LLP |
0.90% |
18.87 |
12.39 |
9.79 |
Seeks to approximate the aggregate total
return of a mid cap U.S. domestic equity
market index. |
Mid Cap Index Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(North America) Limited |
0.41%* |
16.00 |
12.20 |
8.86 |
To seek long-term capital appreciation. |
Mid Value Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc.
|
0.96%* |
18.65 |
13.09 |
9.35 |
To obtain maximum current income
consistent with preservation of principal
and liquidity. |
Money Market Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.28%* |
4.81 |
1.68 |
1.07 |
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses |
Average Annual
Total Returns
(as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
To seek maximum total return, consistent
with preservation of capital and prudent
investment management. |
Opportunistic Fixed Income Trust - Series
NAV
John Hancock Variable Trust Advisers
LLC/Wellington Management Company
LLP |
0.88%* |
8.21 |
2.72 |
2.22 |
To seek to achieve a combination of long-
term capital appreciation and current
income. |
Real Estate Securities Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Wellington Management Company
LLP |
0.76%* |
13.06 |
7.74 |
8.00 |
To seek a high level of current income
consistent with preservation of capital.
Maintaining a stable share price is a
secondary goal. |
Short Term Government Income Trust -
Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.67%* |
3.87 |
0.51 |
0.66 |
To seek long-term capital appreciation. |
Small Cap Stock Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Wellington Management Company
LLP |
1.08%* |
16.31 |
11.18 |
7.43 |
To seek to track the performance of the
Bloomberg U.S. Aggregate Bond Index
(the “Bloomberg Index”) (which
represents the U.S. investment grade bond
market). |
Total Bond Market Trust - Series NAV
John Hancock Variable Trust Advisers
LLC/Manulife Investment Management
(US) LLC |
0.25%* |
5.29 |
0.81 |
1.58 |
JOHN HANCOCK USA SERVICE OFFICE | |
Overnight Express Delivery |
Mail Delivery |
Life Post Issue
John Hancock Insurance Company 372 University Ave, Suite #55979
Westwood, MA 02090 |
Life Post Issue
John Hancock Insurance Company
PO Box 55979
Boston, MA 02205 |
Phone: |
|
1-800-732-5543 |
|
Name of Policy (and SEC EDGAR Identifier #)
|
Name of Policy (and SEC EDGAR Identifier #)
|
Annual Premium Variable Life (C000085982) |
Medallion Variable Universal Life Edge (C000086000) |
Flex-V1 (C000085983) |
Medallion Variable Universal Life Edge II (C000086001) |
Flex-V2 (C000085986) |
Medallion Variable Universal Life Plus (C000085999) |
Majestic Performance Survivorship Variable Universal Life
(C000085993) |
Performance Executive Variable Life (C000086003) |
Majestic Variable COLI (C000086002) |
Performance Survivorship Variable Universal Life (C000085995)
|
Majestic Variable Estate Protection 98 (C000085996) |
Variable Estate Protection (C000085989) |
Majestic Variable Universal Life 98 (C000085992) |
Variable Estate Protection Edge (C000085994) |
Medallion Executive Variable Life III (C000085998) |
Variable Estate Protection Plus (C000085990) |
Medallion Variable Life (C000085987) |
|
|
Page No. |
2 | |
2 | |
2 | |
2 | |
2 | |
2 | |
2 | |
3 | |
3 | |
3 | |
3 | |
3 |
Name and Principal Business Address |
Position with Depositor |
Brooks Tingle 200 Berkeley Street Boston, MA 02116 |
Chair, Director, President & Chief Executive Officer |
Nora Newton Crouch
804 Pepper Avenue Richmond, VA 23226 |
Director |
Thomas Edward Hampton
5207 2nd Street NW
Washington, DC 20011 |
Director |
J. Stephanie Nam 129 State Street Portsmouth, NH 03801 |
Director |
Ken Ross 200 Berkeley St. Boston, MA 02116 |
Director, Vice President |
Shamus Weiland 200 Bloor Street E. Toronto, ON M4W 1E5 |
Director |
Henry H. Wong 200 Berkeley Street Boston, MA 02116 |
Director, Vice President |
Executive Vice Presidents |
|
Andrew G. Arnott** |
Global Head of Retail, GWAM |
Christopher Paul Conkey** |
Global Head of Public Markets |
Scott S. Hartz** |
Chief Investment Officer – U.S. Investments |
Senior Vice Presidents |
|
John Addeo** |
Global Fixed Income Chief Investment Officer |
John C.S. Anderson** |
Global Head of Corporate Finance |
Kevin J. Cloherty** |
Deputy General Counsel, Global Markets |
Mike Dallas** |
Global Head of Employee Experience |
Aimee DeCamillo* |
Global Head of Retirement |
Peter DeFrancesco* |
Head of Digital – Direct to Consumer |
Michael F Dommermuth*** |
Head of Wealth & Asset Management |
Kristie Feinberg* |
Head of MIM US and Europe |
Maryscott Greenwood** |
Global Head of Regulatory & Public Affairs |
Name and Principal Business Address |
Position with Depositor |
Len van Greuning* |
Chief Information Officer MIM |
Anne Hammer* |
Global Chief Communications Officer |
John B Maynard** |
Deputy General Counsel, Legacy, Reinsurance & Tax |
Steven E. Medina** |
Global Equity Chief Investment Officer |
Joelle Metzman** |
GWAM Chief Risk Officer |
Sinead O’Connor* |
Head of Actuarial Policy |
Wayne Park* |
Head of US Retirement |
Gerald Peterson** |
Global Head of Operations, GWAM |
Nicole Rafferty*** |
Global Head of Contact Centers |
Susan Roberts* |
Head of LTC Customer Care Transformation |
Ian Roke** |
Global Head of Asset & Liability Management |
Thomas Samoluk** |
US General Counsel and US Government Relations |
Anthony Teta* |
US Head of Inforce Management |
Nathan Thooft** |
Global MAST Chief Investment Officer |
Anne Valentine-Andrews*** |
Global Head of Private Markets |
Blake Witherington** |
US Chief Credit Officer |
Vice Presidents |
|
Lynda Abend* |
|
Mark Akerson* |
|
Kenneth D’Amato** |
|
Jay Aronowitz** |
|
Kevin Askew** |
|
William Auger* |
|
Jack Barry* |
|
P.J. Beltramini* |
|
Zahir Bhanji*** |
|
Jon Bourgault** |
|
Paul Boyne** |
|
Ian B. Brodie** |
|
Ted Bruntrager* |
CCO & Chief Risk Officer |
Grant Buchanan*** |
|
Ginger Burns** |
|
Brendan Campbell* |
|
Yan Rong Cao* |
|
Rick A. Carlson** |
|
Patricia Rosch Carrington** |
|
Alex Catterick**** |
|
Ken K. Cha* |
|
Diana Chan*** |
Head of Treasury Operations |
Christopher M. Chapman** |
|
Sheila Chernicki* |
|
Teresa H. Chuang** |
|
Eileen Cloherty* |
|
Maggie Coleman*** |
|
Catherine Z. Collins** |
|
Meredith Comtois* |
|
Thomas D. Crohan** |
|
Susan Curry** |
|
Kenneth Dai*** |
Treasury |
Michelle M. Dauphinais* |
|
Frederick D Deminico** |
|
Susan P Dikramanjian** |
|
William D Droege** |
|
Jeffrey Duckworth** |
|
Marc Feliciano** |
|
Katie M. Firth** |
|
Carolyn Flanagan** |
|
Lauren Marx Fleming** |
|
Name and Principal Business Address |
Position with Depositor |
Philip J. Fontana** |
|
Laura Foster*** |
|
Matthew Gabriel* |
|
Paul Gallagher** |
|
Melissa Gamble** |
|
Scott B. Garfield** |
|
Marco Giacomelli*** |
|
Jeffrey N. Given** |
|
Thomas C. Goggins** |
|
Dara Gough* |
|
Howard C. Greene** |
|
Erik Gustafson** |
|
Neal Halder* |
|
Jeffrey Hammer*** |
|
Lindsay L. Hanson* |
|
Richard Harris*** |
Appointed Actuary |
Jessica Harrison*** |
|
John Hatch* |
Chief Operations Officer – US Segment |
Justin Helferich*** |
|
Michael Hession* |
|
Philip Huvos* |
|
Sesh Iyengar** |
|
Tasneem Kanji** |
|
Geoffrey Grant Kelley** |
|
Recep C. Kendircioglu** |
|
Neal P. Kerins* |
|
Michael P King*** |
|
Heidi Knapp** |
|
Hung Ko*** |
|
Robert Krempus*** |
|
Diane R. Landers** |
|
Michael Landolfi** |
|
Tracy Lannigan** |
Corporate Secretary |
Jessica Lee*** |
|
Scott Lively** |
|
David Loh*** |
|
Jeffrey H. Long** |
|
Jennifer Lundmark* |
|
Edward P. Macdonald** |
|
Patrick MacDonnell** |
|
Shawn McCarthy** |
|
Andrew J. McFetridge** |
|
Jonathan McGee** |
|
Katie L. McKay** |
|
Eric S. Menzer** |
|
Stella Mink*** |
|
Michelle Morey* |
|
Scott Morin* |
|
Catherine Murphy* |
Deputy Appointed Actuary |
Richard Myrus** |
|
Lisa Natalicchio* |
|
Jeffrey H. Nataupsky** |
|
Scott Navin** |
|
Jeffrey Packard** |
|
Pragya Pandit* |
|
Onay Payne*** |
|
Gary M. Pelletier** |
|
David Pemstein** |
|
Name and Principal Business Address |
Position with Depositor |
Jessica Portelance*** |
|
Jason M. Pratt** |
|
Ed Rapp** |
|
Todd Renneker** |
|
Chet Ritchie* |
|
Charles A. Rizzo** |
|
Emily Roland** |
|
Josephine M. Rollka* |
|
Barbara H. Rosen-Campbell** |
|
Caryn Rothman** |
|
Devon Russell* |
|
Paul Sanabria** |
|
Emory W. Sanders* |
|
Jeffrey R. Santerre** |
|
Marcia Schow** |
|
Christopher L. Sechler** |
|
Garima Vijay Sharma*** |
|
Estelle Shaw-Latimer*** |
|
Thomas Shea** |
|
Lisa Shepard** |
|
Alex Silva* |
CFO - US Insurance |
Susan Simi** |
|
Darren Smith** |
|
Jayanthi Srinivasan*** |
|
Brittany Straughn* |
|
Katherine Sullivan** |
|
Trevor Swanberg** |
|
Robert E. Sykes, Jr.** |
|
Wilfred Talbot* |
|
Gary Tankersley* |
Head of US Retirement Distribution |
Michelle Taylor-Jones* |
|
Brian E. Torrisi** |
|
Simonetta Vendittelli* |
Chief Financial Officer and Controller |
Gina Goldych Walters** |
|
Adam Weigold** |
|
Jonathan T. White** |
|
Bryan Wilhelm* |
|
Karin Wilsey** |
|
Adam Wise** |
|
Jeffrey Wolfe** |
|
Thomas Zakian** |
|
Michael Zargaj* |
|
Name of Investment Company |
Capacity in Which Acting |
John Hancock Variable Life Account S |
Principal Underwriter |
John Hancock Variable Life Account U |
Principal Underwriter |
John Hancock Variable Life Account V |
Principal Underwriter |
John Hancock Variable Life Account UV |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account R |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account T |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account W |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account X |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account Q |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account A |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account N |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account H |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account I |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account J |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account K |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account L |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account M |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account B |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account A |
Principal Underwriter |
Name |
Title |
Rick Carlson** |
Vice President, US Taxation |
Jeffrey H. Long** |
Vice President, Chief Financial Officer and Financial Operations Principal |
Edward P. Macdonald** |
Vice President, General Counsel |
Gary Tankersley* |
Director, Chair, President and Chief Executive Officer |
Alex Silva* |
Director |
Christopher Walker*** |
Director, Vice President, Investments |
Tracy Lannigan** |
Vice President, Corporate Secretary |
(1) |
(2) |
(3) |
(4) |
(5) |
Name of Principal
Underwriter |
Net Underwriting
Discounts and Commissions |
Compensation on Events
Occasioning the Deduction
of a Deferred Sales Load |
Brokerage Commissions |
Other Compensation |
John Hancock Distributors LLC |
$0 |
$0 |
$0 |
$0 |
|
|
/s/Michael A. Ramirez Michael A. Ramirez, as Attorney-In-Fact |
|
|
|
Signatures |
Title |
* Simonetta Vendittelli |
Vice President, Controller, and Chief Financial Officer |
* Brooks Tingle |
Chair, Director, President and Chief Executive Officer |
* Nora N. Crouch |
Director |
* Thomas Edward Hampton |
Director |
* J. Stephanie Nam |
Director |
* Ken Ross |
Director |
* Shamus Weiland |
Director |
* Henry H. Wong |
Director |
/s/Michael A. Ramirez Michael A. Ramirez, as Attorney-In-Fact |
|
|
|
Investment Objective |
Portfolio and Adviser/Subadviser |
Current
Expenses* |
Average Annual
Total Returns
(as of 12/31/23) | ||
1-Year |
5-Year |
10-Year | |||
Seeks to provide maximum capital
appreciation. |
M Capital Appreciation Fund M Financial Investment Advisers, Inc./Frontier Capital Management Company, LLC |
1.00% |
23.56 |
12.56 |
8.90 |
Seeks to provide long-term capital
appreciation. |
M International Equity Fund M Financial Investment Advisers, Inc./Dimensional Fund Advisors LP |
0.76% |
16.00 |
7.70 |
2.45 |
Seeks to provide long-term capital
appreciation. |
M Large Cap Growth Fund M Financial Investment Advisers, Inc./DSM Capital Partners LLC |
0.77% |
32.04 |
15.98 |
12.39 |