100 Summit Lake Drive Valhalla, New York 10595 |
(Address of Depositor’s Principal Executive Offices) |
Sophia Pattas, Esquire John Hancock Life Insurance Company of New York 197 Clarendon Street Boston, MA 02116 |
(Name and Address of Agent for Service) |
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Appendix-1 | |
A-1 |
FEES AND EXPENSES |
Withdrawals |
There are no charges for early withdrawals. We reduce your Contract Value and the death proceeds each time you take a withdrawal. We do not change your Benefit Base or Lifetime Income Amount when you make a withdrawal if your total withdrawals during a Contract Year are less than or equal to the Lifetime Income Amount. |
Transaction Charges |
You may be charged for the following transactions: State premium taxes, which currently range from 0.04% to 4.00% of each Purchase Payment (see “VIII. Charges and Deductions – Premium Taxes”), may also apply to your Contract. We reserve the right to impose a charge in the future for transfers in excess of 12 per year. The amount of this fee will not exceed the lesser of $25 or 2% of the amount transferred. For more information on transaction charges, please refer to “IV. Fee Tables –Transaction Expenses” and “VIII. Charges and Deductions – Premium Taxes”. |
Ongoing Fees and Expenses (annual charges) |
In addition any and transaction charges, you will also be subject to certain ongoing fees and expenses, including the cost of optional benefits under the Contract. You should view the Contract for your applicable rates. For more information on ongoing fees and expenses, please refer to IV. Fee Tables – Periodic Fees and Expenses Other Than Portfolio Expenses”. The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | |||
Annual Fee |
Minimum Charge |
Maximum Charge | ||
Base Contact Expenses1 |
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Investment Options (Portfolio Company fees and expenses)2 |
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Guaranteed Income for Life Fee3 |
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1 | ||||
2 | ||||
3 | ||||
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add charges for early withdrawals or surrender charges that substantially increase costs. | ||||
Lowest Annual Cost $ |
Highest Annual Cost $ | |||
Assumes: •Investment of $100,000 •5% annual appreciation •Least expensive combination of Contract Classes and Portfolio Company fees and expenses •No optional benefits •No sales charges •No additional purchase payments, transfers or withdrawals |
Assumes: •Investment of $100,000 •5% annual appreciation •Most expensive combination of Contract Classes, optional benefits and Portfolio Company fees and expenses •No sales charges •No additional purchase payments, transfers or withdrawals |
RISKS | ||||
Risk of Loss |
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Not a Short-Term Investment |
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Risks Associated with Investment Options |
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Insurance Company Risks |
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Cybersecurity Risks |
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RESTRICTIONS | ||||
Investments |
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TAXES | ||||
Tax Implications |
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CONFLICTS OF INTEREST | ||||
Investment Professional Compensation |
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Exchanges |
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The Contract contains fees, Investment Options, GIFL benefits and limitations that may differ from the Guaranteed Income for Life feature in your employer’s retirement plan. Please read this Prospectus carefully before you invest. |
Although the Lifetime Income Amount guarantees a minimum annual withdrawal amount, you may take withdrawals of any amount of Contract Value before the Annuity Commencement Date. We may decrease the Lifetime Income Amount, however, if you take any withdrawal before the Lifetime Income Date, or an Excess Withdrawal in any year after that. You should carefully consider your liquidity needs before purchasing a Contract. |
|
John Hancock USA Contracts and John Hancock New York Contracts |
Transfer Fee2(as a percentage of Purchase Payments)1 |
$ |
Administrative Expenses |
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Base Contract Expenses (as a percentage of Separate Account value) |
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Guaranteed Income for Life Fee2 |
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Maximum Fee |
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Current Fee |
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Annual Portfolio Company Expenses |
Minimum |
Maximum |
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John Hancock USA and John Hancock New York | ||||
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1 Year |
3 Years |
5 Years |
10 Years |
If you surrender the Contract at the end of the applicable time period: |
$ |
$ |
$ |
$ |
If you annuitize, or do not surrender the Contract at the end of the applicable time period: |
$ |
$ |
$ |
$ |
John Hancock USA and John Hancock New York | ||||
|
1 Year |
3 Years |
5 Years |
10 Years |
If you surrender the Contract at the end of the applicable time period: |
$ |
$ |
$ |
$ |
If you annuitize, or do not surrender the Contract at the end of the applicable time period: |
$ |
$ |
$ |
$ |
Please consult with your financial representative to assist you in determining whether the Asset Rebalancing program is suited for your financial needs and investment risk tolerance, and in determining appropriate percentages for each Investment Option you select. |
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Is Benefit Standard or Optional? |
Maximum Fee |
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You may select a Spousal Lifetime Income Amount only before you take a withdrawal from the Contract. If you change a Single Life Lifetime Income Amount to a Spousal Lifetime Income Amount, we will calculate a lower Lifetime Income Amount (4.5% of the Benefit Base). |
We may decrease the Benefit Base to reflect withdrawals. We may increase the Benefit Base to reflect Step-Ups and Additional Purchase Payments. Any decrease or increase in the Benefit Base will result in a corresponding decrease or increase in the Lifetime Income Amount. |
If you take any withdrawals prior to the Lifetime Income Date, we reduce the Benefit Base we use to determine the Lifetime Income Amount on the Lifetime Income Date. If your Contract Value and your Benefit Base decline to zero before the Lifetime Income Date, you will lose the Lifetime Income Amount Guarantee. (See “Settlement Phase,” below.) |
We may reduce Benefit Base and Lifetime Income Amount values if you take withdrawals that exceed the guaranteed amount of your withdrawals. Excess Withdrawals, with limited exceptions, lower the Lifetime Income Amount guaranteed for future withdrawals. If you have experienced unfavorable investment performance (and therefore your Contract Value is less than your Benefit Base) the reduction could be significantly more than the amount of the Excess Withdrawal and could cause you to lose your guaranteed minimum withdrawal benefit. |
We base our Life Expectancy Distributions calculations on our understanding and interpretation of the requirements under tax law applicable to Required Minimum Distributions and Qualified Death Benefit Stretch Distributions. Please discuss these matters with your own qualified tax professional. |
If you take a withdrawal under our Life Expectancy Distribution program on or after the Lifetime Income Date, we will not make any further withdrawals under our Life Expectancy Distribution program if both the Contract Value and the Benefit Base are depleted to zero. We will make distributions as part of the Contract’s “Settlement Phase,” however, if the Lifetime Income Amount is greater than zero and the Annuitant (or co-Annuitant under the Spousal Lifetime Income Amount) is living at that time. We designed our Life Expectancy Distribution program to provide minimum lifetime distributions as described or as required under certain sections of the Code. Withdrawals under our automatic Life Expectancy Distribution program will not be treated as Excess Withdrawals and will not reduce the Benefit Base or Lifetime Income Amount. |
If a Beneficiary is: |
Then THE GUARANTEED INCOME FOR LIFE: | ||
1. |
The deceased Annuitant’s Spouse and the Annuitant dies prior to the first withdrawal on or after the Lifetime Income Date |
- |
continues and the Lifetime Income Amount is 4.5% of the Benefit Base. |
2. |
The deceased Annuitant’s Spouse and the Annuitant dies on or after the date of the first withdrawal on or after the Lifetime Income Date, and the Beneficiary is the co-Annuitant |
- |
continues and the Lifetime Income Amount is 4.5% of the Benefit Base. |
3. |
The deceased Annuitant’s Spouse and the Annuitant dies on or after the date of the first withdrawal on or after the Lifetime Income Date, and the Beneficiary is not the co-Annuitant |
- |
ends without any further benefit. |
4. |
Not the deceased Annuitant’s Spouse |
- |
ends without any further benefit. |
If you die during the Settlement Phase, the only death proceeds we provide are the remaining settlement payments that may become due under the Spousal Lifetime Income Amount guaranteed minimum withdrawal benefit. |
Once annuity payments begin under an Annuity Option, you will not be able to make any additional guaranteed withdrawals under the Contract. |
State or Territory |
Premium Tax Rate1 | |
Qualified Contracts |
Nonqualified Contracts | |
CA |
0.50% |
2.35% |
CO |
0.00% |
2.00% |
GUAM |
4.00% |
4.00% |
ME2 |
0.00% |
2.00% |
NV |
0.00% |
3.50% |
PR |
1.00% |
1.00% |
SD2 |
0.00% |
1.25%3 |
TX4 |
0.04% |
0.04% |
WY |
0.00% |
1.00% |
You must pay tax on any portion of a conversion or rollover amount that would have been taxed if you had not converted or rolled over to a Roth IRA. If you convert a Contract issued as a traditional IRA to a Roth IRA, the amount deemed to be the conversion amount for tax purposes may be higher than the Contract Value because of the deemed value of guarantees. If you convert a Contract issued as a traditional IRA to a Roth IRA, you may instruct us not to withhold any of the conversion amount for taxes and remittance to the IRS. If you do instruct us to withhold for taxes when converting a Contract issued as a traditional IRA to a Roth IRA, we will treat any amount we withhold as a withdrawal from your Contract, which could result in an Excess Withdrawal and a reduction in the Lifetime Income Amount we guarantee under your Contract. Please read “Guaranteed Lifetime Income Withdrawal Benefit” in “VII. Description of the Contract” for more information about the impact of withdrawals. |
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Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Contract Year |
Purchase Payments |
Lifetime Income Amount |
Withdrawal Taken |
Benefit Base on Contract Anniversary |
At Issue |
$100,000 |
$5,0001 |
— |
$100,0001 |
1 |
$0 |
$5,000 |
$5,000 |
$100,000 |
2 |
$0 |
$5,000 |
$5,000 |
$100,000 |
3 |
$0 |
$5,000 |
$5,000 |
$100,000 |
4 |
$0 |
$5,000 |
$5,000 |
$100,000 |
5 |
$0 |
$5,000 |
$5,000 |
$100,000 |
6 |
$0 |
$5,000 |
$5,000 |
$100,000 |
7 |
$0 |
$5,000 |
$5,000 |
$100,000 |
8 |
$0 |
$5,000 |
$5,000 |
$100,000 |
9 |
$0 |
$5,000 |
$5,000 |
$100,000 |
10 |
$0 |
$5,000 |
$5,000 |
$100,000 |
For life of Annuitant |
$0 |
$5,000 |
$5,000 |
$100,000 |
Contract Year |
Purchase Payments |
Benefit Base after Purchase Payment |
Lifetime Income Amount after Purchase Payment |
Withdrawal Taken |
Benefit Base on Contract Anniversary |
Lifetime Income Amount on Contract Anniversary |
At Issue |
$100,000 |
$100,000 |
$5,000 |
— |
$100,000 |
$5,000 |
1 |
$10,0001 |
$110,0001 |
$5,5001 |
$5,500 |
$110,000 |
$5,500 |
2 |
$10,0002 |
$114,5002 |
$5,7252 |
$5,725 |
$114,500 |
$5,725 |
Contract Year |
Lifetime Income Amount |
Withdrawal Taken |
Hypothetical Contract Value on Contract Anniversary prior to Guaranteed Income for Life Fee |
Benefit Base on Contract Anniversary |
At Contract issue |
$5,000 |
— |
— |
$100,000 |
1 |
$5,000 |
$5,000 |
$102,000 |
$102,0001 |
2 |
$5,1001 |
$5,1001 |
$103,460 |
$103,460 |
3 |
$5,173 |
$5,173 |
$104,911 |
$104,911 |
4 |
$5,246 |
$5,246 |
$93,8652 |
$104,9112 |
5 |
$5,246 |
$5,246 |
$83,378 |
$104,911 |
Contract Year |
Lifetime Income Amount |
Hypothetical Contract Value prior to Withdrawal |
Withdrawal Taken |
Hypothetical Contract Value on Contract Anniversary prior to Guaranteed Income for Life Fee |
Benefit Base on Contract Anniversary |
At Contract issue |
$5,000 |
— |
— |
— |
$100,000 |
1 |
$5,000 |
$107,000 |
$5,000 |
$102,000 |
$102,000 |
2 |
$5,100 |
$108,560 |
$5,100 |
$103,460 |
$103,460 |
3 |
$5,173 |
$110,084 |
$5,173 |
$104,911 |
$104,911 |
4 |
$5,246 |
$99,111 |
$10,000 |
$89,111 |
$94,3261 |
5 |
$4,7161 |
$84,102 |
$4,716 |
$79,386 |
$94,326 |
Contract Year |
Purchase Payments |
Lifetime Income Amount |
Withdrawal Taken |
Benefit Base on Contract Anniversary |
At Issue |
$100,000 |
$4,5001 |
— |
$100,0001 |
1 |
$0 |
$4,500 |
$4,500 |
$100,000 |
2 |
$0 |
$4,500 |
$4,500 |
$100,000 |
3 |
$0 |
$4,500 |
$4,500 |
$100,000 |
4 |
$0 |
$4,500 |
$4,500 |
$100,000 |
5 |
$0 |
$4,500 |
$4,500 |
$100,000 |
6 |
$0 |
$4,500 |
$4,500 |
$100,000 |
7 |
$0 |
$4,500 |
$4,500 |
$100,000 |
8 |
$0 |
$4,500 |
$4,500 |
$100,000 |
9 |
$0 |
$4,500 |
$4,500 |
$100,000 |
10 |
$0 |
$4,500 |
$4,500 |
$100,000 |
For the joint life of the Annuitant and co-Annuitant |
$0 |
$4,500 |
$4,500 |
$100,000 |
Contract Year |
Purchase Payments |
Benefit Base after Purchase Payment |
Lifetime Income Amount after Purchase Payment |
Withdrawal Taken |
Benefit Base on Contract Anniversary |
Lifetime Income Amount on Contract Anniversary |
At Issue |
— |
$100,000 |
$4,500 |
— |
$100,000 |
$4,500 |
1 |
$10,0001 |
$110,0001 |
$4,9501 |
$4,950 |
$110,000 |
$4,950 |
2 |
$10,0002 |
$115,0502 |
$5,1772 |
$5,177 |
$115,050 |
$5,177 |
Contract Year |
Lifetime Income Amount |
Withdrawal Taken |
Hypothetical Contract Value on Contract Anniversary prior to Guaranteed Income for Life Fee |
Benefit Base on Contract Anniversary |
At issue |
$4,500 |
— |
— |
$100,000 |
1 |
$4,500 |
$4,500 |
$102,500 |
$102,5001 |
2 |
$4,6131 |
$4,6131 |
$104,483 |
$104,483 |
3 |
$4,702 |
$4,702 |
$106,474 |
$106,474 |
4 |
$4,791 |
$4,791 |
$95,8002 |
$106,4742 |
5 |
$4,791 |
$4,791 |
$85,663 |
$106,474 |
Contract Year |
Lifetime Income Amount after Purchase Payment |
Hypothetical Contract Value on Contract Anniversary prior to Withdrawal |
Withdrawal Taken |
Hypothetical Contract Value on Contract Anniversary prior to Guaranteed Income for Life Fee |
Benefit Base on Contract Anniversary |
At Issue |
$4,500 |
— |
— |
— |
$100,000 |
1 |
$4,500 |
$107,000 |
$4,500 |
$102,500 |
$102,500 |
2 |
$4,613 |
$109,096 |
$4,613 |
$104,483 |
$104,483 |
3 |
$4,702 |
$111,176 |
$4,702 |
$106,474 |
$106,474 |
4 |
$4,791 |
$100,591 |
$10,000 |
$90,591 |
$95,8891 |
5 |
$4,3151 |
$85,500 |
$4,315 |
$81,185 |
$95,889 |
Name of Policy (and SEC EDGAR Identifier #) |
Name of Policy (and SEC EDGAR Identifier #) |
Guaranteed Income for Life (GIFL) Rollover Variable Annuity IRA (C000063738) |
Guaranteed Income for Life Select (GIFL Select) IRA Rollover Variable Annuity (C000090858) |
John Hancock Annuities Service Center For Applications Only: Overnight Mail Address |
200 Berkeley Street, 5th Floor Boston, MA 02116 1-888-695-4472 |
For All Other Transactions: | |
Overnight Mail Address |
Mailing Address and Telephone Number |
372 University Ave, STE 55445 Westwood, MA 02090 |
PO Box 55445 Boston, MA 02205-5445 www.johnhancock.com/annuities 1-800-344-1029 |
Name and Principal Business Address |
Position with Depositor |
Brooks Tingle 200 Berkeley Street Boston, MA 02116 |
Chair, Director, President & Chief Executive Officer |
Nora Newton Crouch 804 Pepper Avenue Richmond, VA 23226 |
Director |
Thomas Edward Hampton 1900 K Street NW Washington, DC 20006 |
Director |
J. Stephanie Nam 1 West 72nd Street, Apt. 35 New York NY 10023 |
Director |
Ken Ross 200 Berkeley St. Boston, MA 02116 |
Director, Vice President |
Shamus Weiland 200 Bloor Street E. Toronto, ON M4W 1E5 |
Director |
Henry H. Wong 200 Berkeley Street Boston, MA 02116 |
Director, Vice President |
Executive Vice Presidents |
|
Andrew G. Arnott** |
Global Head of Retail, GWAM |
Christopher Paul Conkey** |
Global Head of Public Markets |
Scott S. Hartz** |
Chief Investment Officer – U.S. Investments |
Senior Vice Presidents |
|
John Addeo** |
Global Fixed Income Chief Investment Officer |
John C.S. Anderson** |
Global Head of Corporate Finance |
Kevin J. Cloherty** |
Deputy General Counsel, Global Markets |
Mike Dallas** |
Global Head of Employee Experience |
Aimee DeCamillo* |
Global Head of Retirement |
Peter DeFrancesco* |
Head of Digital – Direct to Consumer |
Michael F Dommermuth*** |
Head of Wealth & Asset Management |
Kristie Feinberg* |
Head of MIM US and Europe |
Maryscott Greenwood** |
Global Head of Regulatory & Public Affairs |
Len van Greuning* |
Chief Information Officer MIM |
Anne Hammer* |
Global Chief Communications Officer |
John B Maynard** |
Deputy General Counsel, Legacy, Reinsurance & Tax |
Steven E. Medina** |
Global Equity Chief Investment Officer |
Joelle Metzman** |
GWAM Chief Risk Officer |
Sinead O’Connor* |
Head of Actuarial Policy |
Wayne Park* |
Head of US Retirement |
Gerald Peterson** |
Global Head of Operations, GWAM |
Nicole Rafferty*** |
Global Head of Contact Centers |
Susan Roberts* |
Head of LTC Customer Care Transformation |
Ian Roke** |
Global Head of Asset & Liability Management |
Thomas Samoluk** |
US General Counsel and US Government Relations |
Anthony Teta* |
US Head of Inforce Management |
Nathan Thooft** |
Global MAST Chief Investment Officer |
Anne Valentine-Andrews*** |
Global Head of Private Markets |
Blake Witherington** |
US Chief Credit Officer |
Name and Principal Business Address |
Position with Depositor |
Vice Presidents |
|
Lynda Abend* |
|
Mark Akerson* |
|
Kenneth D’Amato** |
|
Jay Aronowitz** |
|
Kevin Askew** |
|
William Auger* |
|
Jack Barry* |
|
P.J. Beltramini* |
|
Zahir Bhanji*** |
|
Jon Bourgault** |
|
Paul Boyne** |
|
Ian B. Brodie** |
|
Ted Bruntrager* |
CCO & Chief Risk Officer |
Grant Buchanan*** |
|
Ginger Burns** |
|
Brendan Campbell* |
|
Yan Rong Cao* |
|
Rick A. Carlson** |
|
Patricia Rosch Carrington** |
|
Alex Catterick**** |
|
Ken K. Cha* |
|
Diana Chan*** |
Head of Treasury Operations |
Christopher M. Chapman** |
|
Sheila Chernicki* |
|
Teresa H. Chuang** |
|
Eileen Cloherty* |
|
Maggie Coleman*** |
|
Catherine Z. Collins** |
|
Meredith Comtois* |
|
Thomas D. Crohan** |
|
Susan Curry** |
|
Kenneth Dai*** |
Treasury |
Michelle M. Dauphinais* |
|
Frederick D Deminico** |
|
Susan P Dikramanjian** |
|
William D Droege** |
|
Jeffrey Duckworth** |
|
Marc Feliciano** |
|
Katie M. Firth** |
|
Carolyn Flanagan** |
|
Lauren Marx Fleming** |
|
Philip J. Fontana** |
|
Laura Foster*** |
|
Matthew Gabriel* |
|
Paul Gallagher** |
|
Melissa Gamble** |
|
Scott B. Garfield** |
|
Jeffrey N. Given** |
|
Thomas C. Goggins** |
|
Dara Gough* |
|
Howard C. Greene** |
|
Erik Gustafson** |
|
Neal Halder* |
|
Jeffrey Hammer*** |
|
Lindsay L. Hanson* |
|
Richard Harris*** |
Appointed Actuary |
Jessica Harrison*** |
|
Name and Principal Business Address |
Position with Depositor |
John Hatch* |
Chief Operations Officer – US Segment |
Justin Helferich*** |
|
Michael Hession* |
|
Philip Huvos* |
|
Sesh Iyengar** |
|
Tasneem Kanji** |
|
Geoffrey Grant Kelley** |
|
Recep C. Kendircioglu** |
|
Neal P. Kerins* |
|
Michael P King*** |
|
Heidi Knapp** |
|
Hung Ko*** |
|
Robert Krempus*** |
|
Diane R. Landers** |
|
Michael Landolfi** |
|
Tracy Lannigan** |
Corporate Secretary |
Jessica Lee*** |
|
Scott Lively** |
|
David Loh*** |
|
Jeffrey H. Long** |
|
Jennifer Lundmark* |
|
Edward P. Macdonald** |
|
Patrick MacDonnell** |
|
Shawn McCarthy** |
|
Andrew J. McFetridge** |
|
Jonathan McGee** |
|
Katie L. McKay** |
|
Eric S. Menzer** |
|
Stella Mink*** |
|
Michelle Morey* |
|
Scott Morin* |
|
Catherine Murphy* |
Deputy Appointed Actuary |
Richard Myrus** |
|
Lisa Natalicchio* |
|
Jeffrey H. Nataupsky** |
|
Scott Navin** |
|
Jeffrey Packard** |
|
Pragya Pandit* |
|
Onay Payne*** |
|
Gary M. Pelletier** |
|
David Pemstein** |
|
Jessica Portelance*** |
|
Jason M. Pratt** |
|
Ed Rapp** |
|
Todd Renneker** |
|
Chet Ritchie* |
|
Charles A. Rizzo** |
|
Emily Roland** |
|
Josephine M. Rollka* |
|
Barbara H. Rosen-Campbell** |
|
Caryn Rothman** |
|
Devon Russell* |
|
Paul Sanabria** |
|
Emory W. Sanders* |
|
Jeffrey R. Santerre** |
|
Marcia Schow** |
|
Christopher L. Sechler** |
|
Garima Vijay Sharma*** |
|
Name and Principal Business Address |
Position with Depositor |
Estelle Shaw-Latimer*** |
|
Thomas Shea** |
|
Lisa Shepard** |
|
Alex Silva* |
Chief Financial Officer - US Insurance |
Susan Simi** |
|
Darren Smith** |
|
Jayanthi Srinivasan*** |
|
Brittany Straughn* |
|
Katherine Sullivan** |
|
Trevor Swanberg** |
|
Robert E. Sykes, Jr.** |
|
Wilfred Talbot* |
|
Gary Tankersley* |
Head of US Retirement Distribution |
Michelle Taylor-Jones* |
|
Brian E. Torrisi** |
|
Simonetta Vendittelli* |
Chief Financial Officer and Controller |
Gina Goldych Walters** |
|
Adam Weigold** |
|
Jonathan T. White** |
|
Bryan Wilhelm* |
|
Karin Wilsey** |
|
Adam Wise** |
|
Jeffrey Wolfe** |
|
Thomas Zakian** |
|
Michael Zargaj* |
|
Name of Investment Company |
Capacity in Which Acting |
John Hancock Life Insurance Company (U.S.A.) Separate Account H |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account A |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account N |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account I |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account L |
Principal Underwriter |
Name of Investment Company |
Capacity in Which Acting |
John Hancock Life Insurance Company (U.S.A.) Separate Account M |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account A |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account B |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account Q |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account W |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account X |
Principal Underwriter |
John Hancock Variable Life Account UV |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account R |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account T |
Principal Underwriter |
John Hancock Variable Life Account S |
Principal Underwriter |
John Hancock Variable Life Account U |
Principal Underwriter |
John Hancock Variable Life Account V |
Principal Underwriter |
Name |
Title |
Gary Tankersley* |
Director, President and Chief Executive Officer |
Alex Silva* |
Director |
Christopher Walker*** |
Director, Vice President, Investments |
Tracy Lannigan** |
Vice President and Corporate Secretary |
Rick Carlson** |
Vice President, US Taxation |
Jeffrey H. Long** |
Vice President, Chief Financial Officer and Financial Operations Principal |
Edward P. Macdonald** |
Vice President and General Counsel |
John Hancock Life Insurance Company of New York Separate Account A (Registrant) | |
By: |
John Hancock Life Insurance Company of New York (Depositor) |
By: |
* Brooks Tingle Chair and President |
John Hancock Life Insurance Company of New York | |
By: |
* Brooks Tingle Chair and President |
| |
*/s/ Sophia Pattas Sophia Pattas, as Attorney-In-Fact *Pursuant to Power of Attorney |
Signature |
Title |
* Brooks Tingle |
Chair and President (Chief Executive Officer) |
* Simonetta Vendittelli |
Chief Financial Officer, Vice President and Controller (Chief Accounting Officer) |
* Nora Newton Crouch |
Director |
* Thomas Edward Hampton |
Director |
* J. Stephanie Nam |
Director |
* Ken Ross |
Director |
* Shamus Weiland |
Director |
* Henry H. Wong |
Director |
*/s/ Sophia Pattas Sophia Pattas, as Attorney-In-Fact *Pursuant to Power of Attorney |
|