[ ] |
immediately upon filing pursuant to paragraph (b) |
[X] |
on April 29, 2024, pursuant to paragraph (b) |
[ ] |
60 days after filing pursuant to paragraph (a)(1) |
[ ] |
on ______ pursuant to paragraph (a)(1) of Rule 485 under the Securities Act. |
[ ] |
this post-effective amendment designates a new effective date for a previously filed post-effective amendment. |
5 | |
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FEES AND EXPENSES |
Charges for Early Withdrawals |
There are surrender charges assessed upon surrender, withdrawal, or policy lapse in the first surrender charge is Face Amount is $100,000, the highest possible surrender charge would be $ |
FEE TABLE Deductions from policy value |
Transaction Charges |
In addition to surrender charges (if applicable), you may also be charged for the following transactions: A premium charge will be deducted from each premium paid. A transfer fee may be deducted upon transfers into or out of a variable investment account after you have made more than 12 such transfers in a year. |
FEE TABLE Deductions from premium payments Deductions from policy value |
Ongoing Fees and Expenses (annual charges) |
In addition to surrender charges and transaction charges, you will also be subject to certain ongoing fees and expenses, including a cost of insurance charge, administrative charge, Base Face Amount charge, Supplemental Face Amount charge,asset-based risk charge, indexed performance charge, policy loan costs, and supplementary benefit rider charges. Some of these fees and expenses are based wholly or in part on the characteristics of the insured person (e.g., age, sex, and underwriting classification). You should view the “policy specifications” page of your policy for rates applicable to your policy. |
FEE TABLE Deductions from policy value | ||
You will also bear expenses associated with the portfolios under the policy, as shown in the following table: |
Charges at the portfolio level APPENDIX | |||
Annual Fee |
Minimum |
Maximum | ||
Variable investment accounts (portfolio fees and expenses) |
|
|
RISKS | ||
Risk of Loss |
|
PRINCIPAL RISKS OF INVESTING IN A POLICY |
Not a Short- Term Investment |
|
Early Surrender or Withdrawal Risk/Not a Short-Term Investment |
Risks Associated with Investment Options |
|
Investment Risk/Risk of Loss Risks Associated with Indexed Accounts |
RISKS |
Insurance Company Risks |
|
Depositor Registrant |
Policy Lapse |
|
Lapse and Reinstatement |
RESTRICTIONS | ||
Investments |
|
Limitations on transfers to or from a variable investment account Limitations on transfers out of the fixed account Effect of Loans on Cash Value and Death Benefit Long-Term Care Rider, Long-Term Care Rider 2018, Overloan Protection Rider, and Defined Benefit Chronic Illness Rider Portfolios and The Indexed Accounts |
Optional Benefits |
|
Return of Premium Death Benefit Rider Overloan Protection Rider Defined Benefit Chronic Illness Rider More About Certain Optional Benefits |
TAXES | ||
Tax Implications |
|
Tax Consequences of Owning a Policy |
CONFLICTS OF INTEREST | ||
Investment Professional Compensation |
|
Commissions Paid to Dealers |
Exchanges |
|
Commissions Paid to Dealers |
TRANSACTION FEES | ||
Charge |
When Charge is Deducted |
Amount Deducted |
|
|
|
|
|
|
Minimum charge |
|
$ |
Minimum charge |
|
$ |
Charge for a representative insured person |
|
$31.76 per $1,000 of Base Face Amount |
|
|
$ |
|
|
|
|
|
|
Minimum charge |
|
|
Maximum charge |
|
% |
|
|
$ |
PERIODIC CHARGES OTHER THAN ANNUAL PORTFOLIO EXPENSES | ||
Charge |
When Charge is Deducted |
Amount Deducted |
Base Policy Charges: |
|
|
|
|
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
PERIODIC CHARGES OTHER THAN ANNUAL PORTFOLIO EXPENSES | ||
Charge |
When Charge is Deducted |
Amount Deducted |
Charge for a representative insured person |
|
$0.22 per $1,000 of NAR |
|
|
$ |
|
|
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
|
|
$0.26 per $1,000 of Base Face Amount |
|
|
|
Minimum charge |
|
$ Amount |
Maximum charge |
|
$ Amount |
|
|
$0.03 per $1,000 of Supplemental Face Amount |
|
|
|
|
|
% annually (0.125% monthly) applied to the policy value in the High Capped Indexed Account |
|
|
|
Optional Benefit Charges: |
|
|
|
|
$ |
|
|
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
|
|
$51.66 per $1,000 of Specified Premium |
|
|
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
|
|
$0.08 per $1,000 of NAR |
|
|
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
|
|
$0.07 per $1,000 of NAR |
|
|
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
|
|
$0.22 per $1,000 of NAR |
|
Monthly |
|
Minimum charge |
|
$ |
Maximum charge |
|
$ |
|
|
$0.05 per $1,000 of NAR |
Annual Portfolio Expenses |
Minimum |
Maximum |
|
|
|
If Hypothetical Index Return is: |
Index Return After the Application of the Base Capped Indexed Account Parameters |
Index Return After the Application of the Base High Par Capped Indexed Account Parameters |
Index Return After the Application of the High Capped Indexed Account Parameters |
Index Return After the Application of the Base Capped Two Year Indexed Account Parameters |
Account Performance |
|
100% Participation Rate 6% Segment Cap Rate 0.25% Segment Floor Rate |
160% Participation Rate 5% Segment Cap Rate 0.25% Segment Floor Rate |
100% Participation Rate 8% Segment Cap Rate 0.25% Segment Floor Rate |
100% Participation Rate 12% Segment Cap Rate 0.25% Segment Floor Rate |
|
Year 1: -5% Year 2: -5% |
Year 1: 0.25% Year 2: 0.25% |
Year 1: 0.25% Year 2: 0.25% |
Year 1: 0.25%* Year 2: 0.25%* |
Year 1: n/a Year 2: 0.25% |
Base Capped & Base High Par Capped perform best (considering IPC on High Capped) |
Year 1: 0% Year 2: 0% |
Year 1: 0.25% Year 2: 0.25% |
Year 1: 0.25% Year 2: 0.25% |
Year 1: 0.25%* Year 2: 0.25%* |
Year 1: n/a Year 2: 0.25% |
Base Capped & Base High Par Capped perform best (considering IPC on High Capped) |
Year 1: 3% Year 2: 3% |
Year 1: 3% Year 2: 3% |
Year 1: 4.8% Year 2: 4.8% |
Year 1: 3%* Year 2: 3%* |
Year 1: n/a% Year 2: 6.1% |
Base High Par Capped performs best |
Year 1: 6% Year 2: 6% |
Year 1: 6% Year 2: 6% |
Year 1: 5% Year 2: 5% |
Year 1: 6%* Year 2: 6%* |
Year 1: n/a Year 2: 12% |
Base Capped performs best (considering IPC on High Capped) |
Year 1: 8% Year 2: 8% |
Year 1: 6% Year 2: 6% |
Year 1: 5% Year 2: 5% |
Year 1: 8%* Year 2: 8%* |
Year 1: n/a Year 2: 12% |
High Capped performs best, even when considering IPC |
Year 1: 12% Year 2: 0% |
Year 1: 6% Year 2: 0.25% |
Year 1: 5% Year 2: 0.25% |
Year 1: 8%* Year 2: 0.25%* |
Year 1: n/a Year 2: 12% |
Base Capped Two Year performs best |
|
Initial segment balance |
Withdrawal taken in policy month 3 |
Balance used to calculate index segment interest credit |
Hypothetical Rate used to calculate index segment interest credit |
Index segment interest credit on segment maturity date |
No withdrawal |
$100,000 |
n/a |
$100,000 |
3.0% |
$100,000 x 3.0% = $3,000 |
$10,000 withdrawal |
$100,000 |
$10,000 |
$100,000 - $10,000 x (9/12) = $92,500 |
3.0% |
$92,500 x 3.0% = $2,775 |
Attained Age |
Applicable Factor |
40 and under |
250% |
45 |
215% |
50 |
185% |
55 |
150% |
60 |
130% |
65 |
120% |
70 |
115% |
75 |
105% |
90 |
105% |
95 and above |
100% |
Attained Age |
Factor - Female |
Factor - Male |
40 |
231.31% |
220.07% |
45 |
211.07% |
201.86% |
50 |
192.74% |
185.13% |
55 |
176.34% |
169.82% |
60 |
161.76% |
156.15% |
65 |
148.99% |
144.22% |
70 |
137.99% |
133.95% |
75 |
128.60% |
125.23% |
90 |
109.49% |
108.19% |
95 |
105.72% |
105.27% |
100 and above |
100.00% |
100.00% |
STANDARD BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of Restrictions/Limitations |
|
|
|
|
|
|
OPTIONAL BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of Restrictions/Limitations |
|
|
|
|
|
|
OPTIONAL BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of Restrictions/Limitations |
|
|
|
|
|
|
OPTIONAL BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of Restrictions/Limitations |
|
|
|
|
|
|
|
|
|
|
|
|
OPTIONAL BENEFITS | ||
Name of Benefit |
Purpose |
Brief Description of Restrictions/Limitations |
|
|
|
|
|
|
|
|
|
Policy Year |
Cash Value Enhancement Waiver Percentage |
1 |
85% |
2 |
60% |
3 |
30% |
4 |
15% |
5 |
15% |
6+ |
0% |
Policy Year |
Cumulative Premium Factor |
1 |
6% |
2 |
5% |
3 |
3% |
4 |
3% |
5 |
3% |
6 |
3% |
7 |
3% |
8 |
3% |
9 |
2% |
10 |
1% |
11+ |
0% |
MATERIAL STATE VARIATIONS | ||
Policy Provisions |
States with Variation |
Description of Variations |
Free Look (amount of refund) |
AK, AL, AR, AZ, CT, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WV and WY |
Return of premium |
CA, SD CO, FL |
Policy value at time of return plus charges deducted | |
Free Look (duration) NOTE: Unless otherwise stated in the columns to the right, the free-look period duration is 30 days if your policy is a replacement for another policy and 10 days in all other cases. |
CA |
30 days (age 60 + non-replacement |
CO |
15 days (non-replacement) | |
DE |
20 days (replacement) | |
FL |
14 days (non-replacement and replacement) | |
ND |
20 days (non-replacement and replacement) | |
GU, SD |
10 days (replacement) | |
Accelerated Benefit Rider |
WA |
For riders issued before July 18, 2022, condition of payment is based in part on the life insured person having a life expectancy of two years or less. |
|
|
|
Disability Payment of Specified Premium Rider |
IN |
Total disability must begin between policy anniversary nearest the insured person’s 20th and 65th birthdays. |
Healthy Engagement Rider |
GU, PR |
Not available |
Healthy Engagement Core Rider |
GU, PR |
Not available |
Long Term Care Rider 2018 |
CA, PR |
Not available |
Return of Premium Death Benefit Rider |
GU |
Not available |
Accelerated Death Benefit for Chronic Illness Rider |
CA |
Not available |
Defined Benefit for Chronic Illness Rider |
CA |
Not available |
|
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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Investment Objective |
Portfolio and Adviser/Subadviser |
Current Expenses |
Average Annual Total Returns (as of 12/31/23) (%) | ||
1-Year |
5-Year |
10-Year | |||
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|
JOHN HANCOCK USA SERVICE OFFICE | |
Overnight Express Delivery |
Mail Delivery |
Life Post Issue – Specialty Products John Hancock Insurance Company 372 University Ave, Suite #55979 Westwood, MA 02090 |
Life Post Issue – Specialty Products John Hancock Insurance Company PO Box 55979 Boston, MA 02205 |
Phone: |
|
1-800-448-1616 |
|
Name of Policy (and SEC EDGAR Identifier #) |
Name of Policy (and SEC EDGAR Identifier #) |
Accumulation SVUL (C000049287) |
Majestic VCOLIX (C000070692) |
Accumulation Survivorship Variable Universal Life 2020 (C000219141) |
Majestic VULX (C000067661) |
Accumulation Variable Universal Life (C000027512) |
Protection SVUL (C000049286) |
Accumulation Variable Universal Life 08 (C000069364) |
Protection Variable Universal Life (C000027516) |
Accumulation Variable Universal Life 2014 (C000141200) |
Protection Variable Universal Life 09 (C000076060) |
Accumulation Variable Universal Life 2019 (C000215816) |
Protection Variable Universal Life 2012 (C000113133) |
Accumulation Variable Universal Life 2021 (C000227597) |
Protection Variable Universal Life 2017 (C000190824) |
Accumulation Variable Universal Life 2021 Core (C000237559) |
Protection Variable Universal Life 2021 (C000222896) |
EPVUL (C000027511) |
Protection Variable Universal Life 2023 (C000238482) |
Majestic Accumulation Variable Universal Life 2019 (C000215817) |
Simplified Life (C000142067) |
Majestic Accumulation Variable Universal Life 2021 (C000227598) |
SPVL (C000027514) |
Majestic Performance Variable Universal Life (C000027517) |
Survivorship VUL (C000027515) |
Majestic Survivorship VULX (C000062401) |
VUL Accumulator (C000027510) |
Majestic Survivorship Variable Universal Life 2020 (C000219142) |
VUL Protector (C000027513) |
|
Page No. |
2 | |
2 | |
2 | |
2 | |
2 | |
2 | |
2 | |
3 | |
3 | |
3 | |
3 | |
3 |
Name and Principal Business Address |
Position with Depositor |
Brooks Tingle 200 Berkeley Street Boston, MA 02116 |
Chair, Director, President & Chief Executive Officer |
Nora Newton Crouch 804 Pepper Avenue Richmond, VA 23226 |
Director |
Thomas Edward Hampton 5207 2nd Street NW Washington, DC 20011 |
Director |
J. Stephanie Nam 129 State Street Portsmouth, NH 03801 |
Director |
Ken Ross 200 Berkeley St. Boston, MA 02116 |
Director, Vice President |
Shamus Weiland 200 Bloor Street E. Toronto, ON M4W 1E5 |
Director |
Henry H. Wong 200 Berkeley Street Boston, MA 02116 |
Director, Vice President |
Executive Vice Presidents |
|
Andrew G. Arnott** |
Global Head of Retail, GWAM |
Christopher Paul Conkey** |
Global Head of Public Markets |
Scott S. Hartz** |
Chief Investment Officer – U.S. Investments |
Senior Vice Presidents |
|
John Addeo** |
Global Fixed Income Chief Investment Officer |
John C.S. Anderson** |
Global Head of Corporate Finance |
Kevin J. Cloherty** |
Deputy General Counsel, Global Markets |
Mike Dallas** |
Global Head of Employee Experience |
Aimee DeCamillo* |
Global Head of Retirement |
Peter DeFrancesco* |
Head of Digital – Direct to Consumer |
Name and Principal Business Address |
Position with Depositor |
Michael F Dommermuth*** |
Head of Wealth & Asset Management |
Kristie Feinberg* |
Head of MIM US and Europe |
Maryscott Greenwood** |
Global Head of Regulatory & Public Affairs |
Len van Greuning* |
Chief Information Officer MIM |
Anne Hammer* |
Global Chief Communications Officer |
John B Maynard** |
Deputy General Counsel, Legacy, Reinsurance & Tax |
Steven E. Medina** |
Global Equity Chief Investment Officer |
Joelle Metzman** |
GWAM Chief Risk Officer |
Sinead O’Connor* |
Head of Actuarial Policy |
Wayne Park* |
Head of US Retirement |
Gerald Peterson** |
Global Head of Operations, GWAM |
Nicole Rafferty*** |
Global Head of Contact Centers |
Susan Roberts* |
Head of LTC Customer Care Transformation |
Ian Roke** |
Global Head of Asset & Liability Management |
Thomas Samoluk** |
US General Counsel and US Government Relations |
Anthony Teta* |
US Head of Inforce Management |
Nathan Thooft** |
Global MAST Chief Investment Officer |
Anne Valentine-Andrews*** |
Global Head of Private Markets |
Blake Witherington** |
US Chief Credit Officer |
Vice Presidents |
|
Lynda Abend* |
|
Mark Akerson* |
|
Kenneth D’Amato** |
|
Jay Aronowitz** |
|
Kevin Askew** |
|
William Auger* |
|
Jack Barry* |
|
P.J. Beltramini* |
|
Zahir Bhanji*** |
|
Jon Bourgault** |
|
Paul Boyne** |
|
Ian B. Brodie** |
|
Ted Bruntrager* |
CCO & Chief Risk Officer |
Grant Buchanan*** |
|
Ginger Burns** |
|
Brendan Campbell* |
|
Yan Rong Cao* |
|
Rick A. Carlson** |
|
Patricia Rosch Carrington** |
|
Alex Catterick**** |
|
Ken K. Cha* |
|
Diana Chan*** |
Head of Treasury Operations |
Christopher M. Chapman** |
|
Sheila Chernicki* |
|
Teresa H. Chuang** |
|
Eileen Cloherty* |
|
Maggie Coleman*** |
|
Catherine Z. Collins** |
|
Meredith Comtois* |
|
Thomas D. Crohan** |
|
Susan Curry** |
|
Kenneth Dai*** |
Treasury |
Michelle M. Dauphinais* |
|
Frederick D Deminico** |
|
Susan P Dikramanjian** |
|
William D Droege** |
|
Jeffrey Duckworth** |
|
Marc Feliciano** |
|
Name and Principal Business Address |
Position with Depositor |
Katie M. Firth** |
|
Carolyn Flanagan** |
|
Lauren Marx Fleming** |
|
Philip J. Fontana** |
|
Laura Foster*** |
|
Matthew Gabriel* |
|
Paul Gallagher** |
|
Melissa Gamble** |
|
Scott B. Garfield** |
|
Marco Giacomelli*** |
|
Jeffrey N. Given** |
|
Thomas C. Goggins** |
|
Dara Gough* |
|
Howard C. Greene** |
|
Erik Gustafson** |
|
Neal Halder* |
|
Jeffrey Hammer*** |
|
Lindsay L. Hanson* |
|
Richard Harris*** |
Appointed Actuary |
Jessica Harrison*** |
|
John Hatch* |
Chief Operations Officer – US Segment |
Justin Helferich*** |
|
Michael Hession* |
|
Philip Huvos* |
|
Sesh Iyengar** |
|
Tasneem Kanji** |
|
Geoffrey Grant Kelley** |
|
Recep C. Kendircioglu** |
|
Neal P. Kerins* |
|
Michael P King*** |
|
Heidi Knapp** |
|
Hung Ko*** |
|
Robert Krempus*** |
|
Diane R. Landers** |
|
Michael Landolfi** |
|
Tracy Lannigan** |
Corporate Secretary |
Jessica Lee*** |
|
Scott Lively** |
|
David Loh*** |
|
Jeffrey H. Long** |
|
Jennifer Lundmark* |
|
Edward P. Macdonald** |
|
Patrick MacDonnell** |
|
Shawn McCarthy** |
|
Andrew J. McFetridge** |
|
Jonathan McGee** |
|
Katie L. McKay** |
|
Eric S. Menzer** |
|
Stella Mink*** |
|
Michelle Morey* |
|
Scott Morin* |
|
Catherine Murphy* |
Deputy Appointed Actuary |
Richard Myrus** |
|
Lisa Natalicchio* |
|
Jeffrey H. Nataupsky** |
|
Scott Navin** |
|
Jeffrey Packard** |
|
Pragya Pandit* |
|
Name and Principal Business Address |
Position with Depositor |
Onay Payne*** |
|
Gary M. Pelletier** |
|
David Pemstein** |
|
Jessica Portelance*** |
|
Jason M. Pratt** |
|
Ed Rapp** |
|
Todd Renneker** |
|
Chet Ritchie* |
|
Charles A. Rizzo** |
|
Emily Roland** |
|
Josephine M. Rollka* |
|
Barbara H. Rosen-Campbell** |
|
Caryn Rothman** |
|
Devon Russell* |
|
Paul Sanabria** |
|
Emory W. Sanders* |
|
Jeffrey R. Santerre** |
|
Marcia Schow** |
|
Christopher L. Sechler** |
|
Garima Vijay Sharma*** |
|
Estelle Shaw-Latimer*** |
|
Thomas Shea** |
|
Lisa Shepard** |
|
Alex Silva* |
CFO - US Insurance |
Susan Simi** |
|
Darren Smith** |
|
Jayanthi Srinivasan*** |
|
Brittany Straughn* |
|
Katherine Sullivan** |
|
Trevor Swanberg** |
|
Robert E. Sykes, Jr.** |
|
Wilfred Talbot* |
|
Gary Tankersley* |
Head of US Retirement Distribution |
Michelle Taylor-Jones* |
|
Brian E. Torrisi** |
|
Simonetta Vendittelli* |
Chief Financial Officer and Controller |
Gina Goldych Walters** |
|
Adam Weigold** |
|
Jonathan T. White** |
|
Bryan Wilhelm* |
|
Karin Wilsey** |
|
Adam Wise** |
|
Jeffrey Wolfe** |
|
Thomas Zakian** |
|
Michael Zargaj* |
|
Name of Investment Company |
Capacity in Which Acting |
John Hancock Variable Life Account S |
Principal Underwriter |
John Hancock Variable Life Account U |
Principal Underwriter |
John Hancock Variable Life Account V |
Principal Underwriter |
John Hancock Variable Life Account UV |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account R |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account T |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account W |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account X |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account Q |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account A |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account N |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account H |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account I |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account J |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account K |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account L |
Principal Underwriter |
John Hancock Life Insurance Company (U.S.A.) Separate Account M |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account B |
Principal Underwriter |
John Hancock Life Insurance Company of New York Separate Account A |
Principal Underwriter |
Name |
Title |
Rick Carlson** |
Vice President, US Taxation |
Jeffrey H. Long** |
Vice President, Chief Financial Officer and Financial Operations Principal |
Edward P. Macdonald** |
Vice President, General Counsel |
Gary Tankersley* |
Director, Chair, President and Chief Executive Officer |
Alex Silva* |
Director |
Christopher Walker*** |
Director, Vice President, Investments |
Tracy Lannigan** |
Vice President, Corporate Secretary |
(1) |
(2) |
(3) |
(4) |
(5) |
Name of Principal Underwriter |
Net Underwriting Discounts and Commissions |
Compensation on Events Occasioning the Deduction of a Deferred Sales Load |
Brokerage Commissions |
Other Compensation |
John Hancock Distributors LLC |
$0 |
$0 |
$0 |
$0 |
|
|
/s/Michael A. Ramirez Michael A. Ramirez, as Attorney-In-Fact |
|
|
|
Signatures |
Title |
* Simonetta Vendittelli |
Vice President, Controller, and Chief Financial Officer |
* Brooks Tingle |
Chair, Director, President and Chief Executive Officer |
* Nora N. Crouch |
Director |
* Thomas Edward Hampton |
Director |
* J. Stephanie Nam |
Director |
* Ken Ross |
Director |
* Shamus Weiland |
Director |
* Henry H. Wong |
Director |
/s/Michael A. Ramirez Michael A. Ramirez, as Attorney-In-Fact |
|
|
|