bmo22c03_10k-2022.htm - Generated by SEC Publisher for SEC Filing

x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ___

Accelerated filer ___

Non-accelerated filer X

Smaller reporting company ___

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ___

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ___

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ___

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ___

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.

Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court.

Indicate the number of shares outstanding of each of the registrant's classes of common stock, as of the latest practicable date.

List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1)Any annual report to security holders; (2) Any proxy or information statement; and (3)Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended December 24, 1980).

1. The Park West Village mortgage loan, which represented approximately 5.2% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The 3455 Veterans Hwy mortgage loan, which represented approximately 1.4% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The A&R Hospitality Portfolio mortgage loan, which represented approximately 1.0% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan and each of the related companion loan(s) are serviced pursuant to the BBCMS 2022-C17 PSA (as defined in Item 15 below).

2. The Yorkshire & Lexington Towers mortgage loan, which represented approximately 5.1% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Yorkshire & Lexington Towers mortgage loan and each of the related companion loan(s) are serviced pursuant to the CGCMT 2022-GC48 PSA (as defined in Item 15 below).

3. The 469 7th Avenue mortgage loan, which represented approximately 4.1% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Wells Fargo Center Tampa mortgage loan, which represented approximately 4.1% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan and each of the related companion loans were serviced pursuant to the BMO 2022-C3 PSA (as defined in Item 15 below) prior to November 3, 2022. The 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan and each of the related companion loans are serviced pursuant to the BMARK 2022-B37 PSA (as defined in Item 15 below) on and after November 3, 2022.

4. The Central States Industrial Portfolio mortgage loan, which represented approximately 2.8% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Lakeshore Marketplace mortgage loan, which represented approximately 1.6% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Art Ovation Hotel mortgage loan, which represented approximately 1.4% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan and each of the related companion loan(s) are serviced pursuant to the BMO 2022-C3 PSA prior to November 20, 2022. The Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan and each of the related companion loan(s) are serviced pursuant to the 3650R 2022-PF2 PSA (as defined in Item 15 below) on and after November 20, 2022.

5. The Icon One Daytona mortgage loan, which represented approximately 2.1% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Icon One Daytona mortgage loan and each of the related companion loan(s) are serviced pursuant to the 3650R 2021-PF1 PSA (as defined in Item 15 below).

6. The Bell Works mortgage loan, which represented approximately 1.4% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The Bell Works mortgage loan and each of the related companion loan(s) are serviced pursuant to the BMARK 2022-B35 PSA (as defined in Item 15 below).

7. The 111 River Street mortgage loan, which represented approximately 1.4% of the initial pool balance of the issuing entity, is part of a whole loan comprised of the subject mortgage loan included in the issuing entity and one or more companion loan(s) that are held outside the issuing entity. The 111 River Street mortgage loan and each of the related companion loan(s) are serviced pursuant to the BMO 2022-C1 PSA (as defined in Item 15 below).

8. Pursuant to Instruction 3 to Item 1122 of Regulation AB, the reports on assessment of compliance with servicing criteria and attestation reports on assessment of compliance with servicing criteria of (i) Argentic Services Company LP, as special servicer for the 3455 Veterans Memorial Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan under the BBCMS 2022-C17 PSA, and (ii) Wells Fargo Bank, National Association, as custodian and as trustee under the 3650R 2021-PF1 PSA pursuant to which the Icon One Daytona mortgage loan is serviced, are not included in this report on Form 10-K because each of Argentic Services Company LP and Wells Fargo Bank, National Association performed activities that address the servicing criteria specified in Item 1122(d) of Regulation AB with respect to 5% or less of the pool assets of the issuing entity. This annual report on Form 10-K does not include the reports on assessment of compliance with servicing criteria and attestation reports on assessment of compliance with servicing criteria of (i) Computershare Trust Company, National Association as certificate administrator under the BBCMS 2022-C17 PSA, the CGCMT 2022-GC48 PSA, the BMARK 2022-B37 PSA, the 3650R 2022-PF2 PSA, the BMARK 2022-B35 PSA and the BMO 2022-C1 PSA and (ii) Wells Fargo Bank, National Association, as certificate administrator under the 3650R 2021 – PF1 PSA, because the certificate administrator under each such pooling and servicing agreement does not perform any activities that address the servicing criteria specified in Item 1122(d) of Regulation AB with respect to the issuing entity. This annual report on Form 10-K does not include the report on assessment of compliance with servicing criteria and attestation report on assessment of compliance with servicing criteria of Wilmington Trust, National Association, as trustee under the CGCMT 2022-GC48 PSA, because Wilmington Trust, National Association did not make, and was not required to make, any advance under the CGCMT 2022-GC48 PSA during the year ended December 31, 2022, and, pursuant to the terms of the CGCMT 2022-GC48 PSA, the trustee is required to provide assessment of compliance with applicable servicing criteria and attestation report on assessment of compliance with servicing criteria only if it has made (or is required to make) an advance during the applicable calendar year.

9. This report on Form 10-K does not include the servicer compliance statements of Argentic Services Company LP, as special servicer for the 3455 Veterans Memorial Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan under the BBCMS 2022-C17 PSA, because Argentic Services Company LP is an unaffiliated party that services less than 10% of the pool assets of the issuing entity, and therefore is not a servicer that meets the criteria in Item 1108(a)(2)(i) through (iii) of Regulation AB. This annual report on Form 10-K does not include the servicer compliance statements of (i) Computershare Trust Company, National Association as certificate administrator under the BBCMS 2022-C17 PSA, the CGCMT 2022-GC48 PSA, the BMARK 2022-B37 PSA, the 3650R 2022-PF2 PSA, the BMARK 2022-B35 PSA and the BMO 2022-C1 PSA and (ii) Wells Fargo Bank, National Association, as certificate administrator under the 3650R 2021 – PF1 PSA, because the certificate administrator under each such pooling and servicing agreement is not a servicer that meets the criteria in Item 1108(a)(2)(i) through (iii) of Regulation AB with respect to the issuing entity.

PART II
Item 5.	Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.
	Omitted.
Item 6.	Selected Financial Data.
	Omitted.
Item 7.	Management's Discussion and Analysis of Financial Condition and Results of Operations.
	Omitted.
Item 7A.	Quantitative and Qualitative Disclosures About Market Risk.
	Omitted.
Item 8.	Financial Statements and Supplementary Data.
	Omitted.
Item 9.	Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.
	Omitted.
Item 9A.	Controls and Procedures.
	Omitted.
Item 9B.	Other Information.
	None.
Item 9C.	Disclosure regarding Foreign Jurisdictions that Prevent Inspections.
	Not applicable.

With respect to the pool assets for BMO 2022-C3 Mortgage Trust, there are no significant obligors within the meaning of Item 1101(k) of Regulation AB.

Item 1114(b)(2) of Regulation AB, Significant Enhancement Provider Financial Information.

No entity or group of affiliated entities provides any external credit enhancement, uses any derivative instruments or other support for the certificates within this transaction.

Item 1115(b) of Regulation AB, Certain Derivatives Instruments (Financial Information).

No entity or group of affiliated entities provides any external credit enhancement, uses any derivative instruments or other support for the certificates within this transaction.

The registrant knows of no legal proceeding pending against the sponsors, depositor, trustee, issuing entity, servicer contemplated by Item 1108(a)(3) of Regulation AB, originator contemplated by Item 1110(b) of Regulation AB, or other party contemplated by Item 1100(d)(1) of Regulation AB, or of which any property of the foregoing is the subject, that is material to security holders.

Item 1119 of Regulation AB, Affiliations and Certain Relationships and Related Transactions.

Provided previously in the prospectus of the Registrant relating to the issuing entity and filed on October 7, 2022 pursuant to Rule 424(b)(2) of the Securities Act of 1933, as amended.

The reports on assessment of compliance with the servicing criteria for asset-backed securities and the related attestation reports on such assessments of compliance are attached hereto under Item 15.

The report on assessment of compliance with applicable servicing criteria furnished pursuant to Item 1122 of Regulation AB by KeyBank National Association (“KeyBank”) discloses that a material instance of noncompliance occurred, as described below:

1122(d)(4)(ix) –Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.

During compliance testing, it was discovered, that not all FlexARM loan mortgagors were offered loan rates within 45-60 days before the rate change date, as required per the related pool asset documents. Per the Note, if the holder fails to offer a loan rate within 45-60 days of any change date a margin of 2.25% is to be used. Given the notification was not made to the borrowers, a 3% margin was incorrectly applied. The noncompliance in Item 1122 (d)(4)(ix) is related to a servicing portfolio which is wholly owned by the investor and is not held in a publicly traded security.

The identified material instance of noncompliance with servicing criteria did not involve the servicing of the assets backing the asset-backed securities covered in this Form 10-K.

The following remediation procedures have been initiated by KeyBank: (i) the impacted mortgage loans are currently in the process of being identified, (ii) investor contact has been initiated, (iii) corrective actions are being considered and will be tracked and monitored by senior management, (iv) procedures will be reviewed and revised, if necessary, to include new tracking and action steps to prevent this situation from recurring in the future, and (v) training will be provided to the relevant staff members to prevent a recurrence.

(3) Exhibits listed below are either included or incorporated by reference as indicated below:

31 Rule 13a-14(d)/15d-14(d) Certification.

33 Reports on assessment of compliance with servicing criteria for asset-backed securities. (See Explanatory Note 8)

33.1 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer

33.2 Midland Loan Services, a Division of PNC Bank, National Association, as special servicer (see Exhibit 33.1)

33.3 Park Bridge Lender Services LLC, as operating advisor

33.4 Computershare Trust Company, National Association, as certificate administrator and trustee

33.5 Computershare Trust Company, National Association, as custodian

33.6 SCP Servicing, LLC, as primary servicer

33.7 KeyBank National Association, as primary servicer

33.8 KeyBank National Association, as master servicer under the BBCMS 2022-C17 PSA, pursuant to which the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan are serviced. (see Exhibit 33.7)

33.9 KeyBank National Association, as special servicer for the Park West Village mortgage loan under the BBCMS 2022-C17 PSA. (see Exhibit 33.7)

33.10 Pentalpha Surveillance LLC, as operating advisor for the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan under the BBCMS 2022-C17 PSA.

33.11 Computershare Trust Company, National Association, as custodian for the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan under the BBCMS 2022-C17 PSA. (see Exhibit 33.5)

33.12 Wilmington Trust, National Association, as trustee under the BBCMS 2022-C17 PSA, pursuant to which the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan are serviced.

33.13 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the CGCMT 2022-GC48 PSA, pursuant to which the Yorkshire & Lexington Towers mortgage loan is serviced. (see Exhibit 33.1)

33.14 Rialto Capital Advisors, LLC, as special servicer for the Yorkshire & Lexington Towers mortgage loan under the CGCMT 2022-GC48 PSA.

33.15 Park Bridge Lender Services LLC, as operating advisor for the Yorkshire & Lexington Towers mortgage loan under the CGCMT 2022-GC48 PSA. (see Exhibit 33.3)

33.16 Computershare Trust Company, National Association, as custodian for the Yorkshire & Lexington Towers mortgage loan under the CGCMT 2022-GC48 PSA. (see Exhibit 33.5)

33.17 Wilmington Trust, National Association, as trustee under the CGCMT 2022-GC48 PSA, pursuant to which the Yorkshire & Lexington Towers mortgage loan is serviced. (omitted; see Explanatory Note 8)

33.18 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the BMARK 2022-B37 PSA, pursuant to which the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan are serviced. (see Exhibit 33.1)

33.19 Rialto Capital Advisors, LLC, as special servicer for the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan under the BMARK 2022-B37 PSA. (see Exhibit 33.14)

33.20 Pentalpha Surveillance LLC, as operating advisor for the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan under the BMARK 2022-B37 PSA. (see Exhibit 33.10)

33.21 Computershare Trust Company, National Association, as custodian for the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan under the BMARK 2022-B37 PSA. (see Exhibit 33.5)

33.22 Computershare Trust Company, National Association, as trustee under the BMARK 2022-B37 PSA, pursuant to which the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan are serviced. (see Exhibit 33.4)

33.23 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the 3650R 2022-PF2 PSA, pursuant to which the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan are serviced. (see Exhibit 33.1)

33.24 3650 REIT Loan Servicing LLC, as special servicer for the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan under the 3650R 2022-PF2 PSA.

33.25 Park Bridge Lender Services LLC, as operating advisor for the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan under the 3650R 2022-PF2 PSA. (see Exhibit 33.3)

33.26 Computershare Trust Company, National Association, as custodian for the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan under the 3650R 2022-PF2 PSA. (see Exhibit 33.5)

33.27 Computershare Trust Company, National Association, as trustee under the 3650R 2022-PF2 PSA, pursuant to which the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan are serviced. (see Exhibit 33.4)

33.28 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the 3650R 2021-PF1 PSA, pursuant to which the Icon One Daytona mortgage loan is serviced. (see Exhibit 33.1)

33.29 3650 REIT Loan Servicing LLC, as special servicer for the Icon One Daytona mortgage loan under the 3650R 2021-PF1 PSA. (see Exhibit 33.24)

33.30 Park Bridge Lender Services LLC, as operating advisor for the Icon One Daytona mortgage loan under the 3650R 2021-PF1 PSA. (see Exhibit 33.3)

33.31 KeyBank National Association, as master servicer under the BMARK 2022-B35 PSA, pursuant to which the Bell Works mortgage loan is serviced. (see Exhibit 33.7)

33.32 KeyBank National Association, as special servicer for the Bell Works mortgage loan under the BMARK 2022-B35 PSA. (see Exhibit 33.7)

33.33 Park Bridge Lender Services LLC, as operating advisor for the Bell Works mortgage loan under the BMARK 2022-B35 PSA. (see Exhibit 33.3)

33.34 Computershare Trust Company, National Association, as custodian for the Bell Works mortgage loan under the BMARK 2022-B35 PSA. (see Exhibit 33.5)

33.35 Wilmington Trust, National Association, as trustee under the BMARK 2022-B35 PSA, pursuant to which the Bell Works mortgage loan is serviced. (see Exhibit 33.12)

33.36 KeyBank National Association, as master servicer under the BMO 2022-C1 PSA, pursuant to which the 111 River Street mortgage loan is serviced. (see Exhibit 33.7)

33.37 KeyBank National Association, as special servicer for the 111 River Street mortgage loan under the BMO 2022-C1 PSA. (see Exhibit 33.7)

33.38 Park Bridge Lender Services LLC, as operating advisor for the 111 River Street mortgage loan under the BMO 2022-C1 PSA. (see Exhibit 33.3)

33.39 Computershare Trust Company, National Association, as custodian for the 111 River Street mortgage loan under the BMO 2022-C1 PSA. (see Exhibit 33.5)

33.40 Wilmington Trust, National Association, as trustee under the BMO 2022-C1 PSA, pursuant to which the 111 River Street mortgage loan is serviced. (see Exhibit 33.12)

34 Attestation reports on assessment of compliance with servicing criteria for asset-backed securities. (See Explanatory Note 8)

34.1 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer

34.2 Midland Loan Services, a Division of PNC Bank, National Association, as special servicer (see Exhibit 34.1)

34.3 Park Bridge Lender Services LLC, as operating advisor

34.4 Computershare Trust Company, National Association, as certificate administrator and trustee

34.5 Computershare Trust Company, National Association, as custodian

34.6 SCP Servicing, LLC, as primary servicer

34.7 KeyBank National Association, as primary servicer

34.8 KeyBank National Association, as master servicer under the BBCMS 2022-C17 PSA, pursuant to which the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan are serviced. (see Exhibit 34.7)

34.9 KeyBank National Association, as special servicer for the Park West Village mortgage loan under the BBCMS 2022-C17 PSA. (see Exhibit 34.7)

34.10 Pentalpha Surveillance LLC, as operating advisor for the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan under the BBCMS 2022-C17 PSA.

34.11 Computershare Trust Company, National Association, as custodian for the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan under the BBCMS 2022-C17 PSA. (see Exhibit 34.5)

34.12 Wilmington Trust, National Association, as trustee under the BBCMS 2022-C17 PSA, pursuant to which the Park West Village mortgage loan, the 3455 Veterans Hwy mortgage loan and the A&R Hospitality Portfolio mortgage loan are serviced.

34.13 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the CGCMT 2022-GC48 PSA, pursuant to which the Yorkshire & Lexington Towers mortgage loan is serviced. (see Exhibit 34.1)

34.14 Rialto Capital Advisors, LLC, as special servicer for the Yorkshire & Lexington Towers mortgage loan under the CGCMT 2022-GC48 PSA.

34.15 Park Bridge Lender Services LLC, as operating advisor for the Yorkshire & Lexington Towers mortgage loan under the CGCMT 2022-GC48 PSA. (see Exhibit 34.3)

34.16 Computershare Trust Company, National Association, as custodian for the Yorkshire & Lexington Towers mortgage loan under the CGCMT 2022-GC48 PSA. (see Exhibit 34.5)

34.17 Wilmington Trust, National Association, as trustee under the CGCMT 2022-GC48 PSA, pursuant to which the Yorkshire & Lexington Towers mortgage loan is serviced. (omitted; see Explanatory Note 8)

34.18 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the BMARK 2022-B37 PSA, pursuant to which the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan are serviced. (see Exhibit 34.1)

34.19 Rialto Capital Advisors, LLC, as special servicer for the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan under the BMARK 2022-B37 PSA. (see Exhibit 34.14)

34.20 Pentalpha Surveillance LLC, as operating advisor for the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan under the BMARK 2022-B37 PSA. (see Exhibit 34.10)

34.21 Computershare Trust Company, National Association, as custodian for the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan under the BMARK 2022-B37 PSA. (see Exhibit 34.5)

34.22 Computershare Trust Company, National Association, as trustee under the BMARK 2022-B37 PSA, pursuant to which the 469 7th Avenue mortgage loan and the Wells Fargo Center Tampa mortgage loan are serviced. (see Exhibit 34.4)

34.23 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the 3650R 2022-PF2 PSA, pursuant to which the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan are serviced. (see Exhibit 34.1)

34.24 3650 REIT Loan Servicing LLC, as special servicer for the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan under the 3650R 2022-PF2 PSA.

34.25 Park Bridge Lender Services LLC, as operating advisor for the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan under the 3650R 2022-PF2 PSA. (see Exhibit 34.3)

34.26 Computershare Trust Company, National Association, as custodian for the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan under the 3650R 2022-PF2 PSA. (see Exhibit 34.5)

34.27 Computershare Trust Company, National Association, as trustee under the 3650R 2022-PF2 PSA, pursuant to which the Central States Industrial Portfolio mortgage loan, the Lakeshore Marketplace mortgage loan and the Art Ovation Hotel mortgage loan are serviced. (see Exhibit 34.4)

34.28 Midland Loan Services, a Division of PNC Bank, National Association, as master servicer under the 3650R 2021-PF1 PSA, pursuant to which the Icon One Daytona mortgage loan is serviced. (see Exhibit 34.1)

34.29 3650 REIT Loan Servicing LLC, as special servicer for the Icon One Daytona mortgage loan under the 3650R 2021-PF1 PSA. (see Exhibit 34.24)

34.30 Park Bridge Lender Services LLC, as operating advisor for the Icon One Daytona mortgage loan under the 3650R 2021-PF1 PSA. (see Exhibit 34.3)

34.31 KeyBank National Association, as master servicer under the BMARK 2022-B35 PSA, pursuant to which the Bell Works mortgage loan is serviced. (see Exhibit 34.7)

34.32 KeyBank National Association, as special servicer for the Bell Works mortgage loan under the BMARK 2022-B35 PSA. (see Exhibit 34.7)

34.33 Park Bridge Lender Services LLC, as operating advisor for the Bell Works mortgage loan under the BMARK 2022-B35 PSA. (see Exhibit 34.3)

34.34 Computershare Trust Company, National Association, as custodian for the Bell Works mortgage loan under the BMARK 2022-B35 PSA. (see Exhibit 34.5)

34.35 Wilmington Trust, National Association, as trustee under the BMARK 2022-B35 PSA, pursuant to which the Bell Works mortgage loan is serviced. (see Exhibit 34.12)

34.36 KeyBank National Association, as master servicer under the BMO 2022-C1 PSA, pursuant to which the 111 River Street mortgage loan is serviced. (see Exhibit 34.7)

34.37 KeyBank National Association, as special servicer for the 111 River Street mortgage loan under the BMO 2022-C1 PSA. (see Exhibit 34.7)

34.38 Park Bridge Lender Services LLC, as operating advisor for the 111 River Street mortgage loan under the BMO 2022-C1 PSA. (see Exhibit 34.3)

34.39 Computershare Trust Company, National Association, as custodian for the 111 River Street mortgage loan under the BMO 2022-C1 PSA. (see Exhibit 34.5)

34.40 Wilmington Trust, National Association, as trustee under the BMO 2022-C1 PSA, pursuant to which the 111 River Street mortgage loan is serviced. (see Exhibit 34.12)

35 Servicer compliance statement. (See Explanatory Note 9)

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None

PART I
Item 1.	Business.
	Omitted.
Item 1A.	Risk Factors.
	Omitted.
Item 1B.	Unresolved Staff Comments.
	None.
Item 2.	Properties.
	Omitted.
Item 3.	Legal Proceedings.
	Omitted.
Item 4.	Mine Safety Disclosures.
	Not applicable.

PART III
Item 10.	Directors, Executive Officers and Corporate Governance.
	Omitted.
Item 11.	Executive Compensation.
	Omitted.
Item 12.	Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.
	Omitted.
Item 13.	Certain Relationships and Related Transactions, and Director Independence.
	Omitted.
Item 14.	Principal Accounting Fees and Services.
	Omitted.