Note 5 - Loans and Related Allowance for Loan and Lease Losses (Tables)

12 Months Ended

Dec. 31, 2022

Notes Tables

Schedule Of Financing Receivable By Segment [Table Text Block]

December 31, 2022
Ending Loan Balance by Impairment Evaluation
		Individually				Loans acquired with deteriorated credit quality				Collectively				Total Loans
Loans:
Commercial real estate:
Owner occupied		$	5,650			$	-			$	186,098			$	191,748
Non-owner occupied			13,570				2,992				364,018				380,580
Multifamily			-				-				58,251				58,251
Residential real estate			1,023				24				295,261				296,308
Commercial and industrial			1,828				-				193,774				195,602
Home equity lines of credit			244				-				127,821				128,065
Construction and other			-				3,052				91,147				94,199
Consumer installment			-				-				8,119				8,119
Total		$	22,315			$	6,068			$	1,324,489			$	1,352,872

December 31, 2021
Ending Loan Balance by Impairment Evaluation
		Individually				Loans acquired with deteriorated credit quality				Collectively				Total Loans
Loans:
Commercial real estate:
Owner occupied		$	731			$	-			$	110,739			$	111,470
Non-owner occupied			5,297				-				278,321				283,618
Multifamily			-				-				31,189				31,189
Residential real estate			1,104				-				238,985				240,089
Commercial and industrial			587				-				148,225				148,812
Home equity lines of credit			250				-				104,105				104,355
Construction and other			-				-				54,148				54,148
Consumer installment			-				-				8,010				8,010
Total		$	7,969			$	-			$	973,722			$	981,691

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

December 31, 2022
Ending Allowance Balance by Impairment Evaluation
		Individually Evaluated for Impairment				Loans acquired with deteriorated credit quality				Collectively Evaluated for Impairment				Total Allocation
Loans:
Commercial real estate:
Owner occupied		$	407			$	-			$	1,796			$	2,203
Non-owner occupied			167				-				5,430				5,597
Multifamily			-				-				662				662
Residential real estate			28				-				2,019				2,047
Commercial and industrial			39				-				1,444				1,483
Home equity lines of credit			48				-				1,705				1,753
Construction and other			-				-				609				609
Consumer installment			-				-				84				84
Total		$	689			$	-			$	13,749			$	14,438

December 31, 2021
Ending Allowance Balance by Impairment Evaluation
		Individually Evaluated for Impairment				Loans acquired with deteriorated credit quality				Collectively Evaluated for Impairment				Total Allocation
Loans:
Commercial real estate:
Owner occupied		$	10			$	-			$	1,826			$	1,836
Non-owner occupied			655				-				6,776				7,431
Multifamily			-				-				454				454
Residential real estate			17				-				1,723				1,740
Commercial and industrial			42				-				840				882
Home equity lines of credit			16				-				1,436				1,452
Construction and other			-				-				533				533
Consumer installment			-				-				14				14
Total		$	740			$	-			$	13,602			$	14,342

		Allowance for Loan and Lease Losses
		Balance																Balance
		December 31, 2021				Charge-offs				Recoveries				Provision				December 31, 2022
Loans:
Commercial real estate:
Owner occupied		$	1,836			$	-			$	5			$	362			$	2,203
Non-owner occupied			7,431				(150	)			23				(1,707	)			5,597
Multifamily			454				-				-				208				662
Residential real estate			1,740				-				61				246				2,047
Commercial and industrial			882				(40	)			312				329				1,483
Home equity lines of credit			1,452				(25	)			-				326				1,753
Construction and other			533				-				-				76				609
Consumer installment			14				(231	)			141				160				84
Total		$	14,342			$	(446	)		$	542			$	-			$	14,438

		Allowance for Loan and Lease Losses
		Balance																Balance
		December 31, 2020				Charge-offs				Recoveries				Provision				December 31, 2021
Loans:
Commercial real estate:
Owner occupied		$	1,342			$	-			$	45			$	449			$	1,836
Non-owner occupied			6,817				(313	)			138				789				7,431
Multifamily			461				-				-				(7	)			454
Residential real estate			1,683				(27	)			27				57				1,740
Commercial and industrial			1,353				(1	)			194				(664	)			882
Home equity lines of credit			1,405								56				(9	)			1,452
Construction and other			378				-				46				109				533
Consumer installment			20				(124	)			142				(24	)			14
Total		$	13,459			$	(465	)		$	648			$	700			$	14,342

Impaired Financing Receivables [Table Text Block]

December 31, 2022
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial real estate:
Owner occupied		$	4,141			$	4,141			$	-
Non-owner occupied			1,042				1,042				-
Residential real estate			706				770				-
Commercial and industrial			450				547				-
Home equity lines of credit			112				112				-
Total		$	6,451			$	6,612			$	-

With an allowance recorded:
Commercial real estate:
Owner occupied		$	1,509			$	1,509			$	407
Non-owner occupied			12,528				12,528				167
Residential real estate			317				317				28
Commercial and industrial			1,378				1,378				39
Home equity lines of credit			132				132				48
Total		$	15,864			$	15,864			$	689

Total:
Commercial real estate:
Owner occupied		$	5,650			$	5,650			$	407
Non-owner occupied			13,570				13,570				167
Residential real estate			1,023				1,087				28
Commercial and industrial			1,828				1,925				39
Home equity lines of credit			244				244				48
Total		$	22,315			$	22,476			$	689

December 31, 2021
Impaired Loans
							Unpaid
		Recorded					Principal			Related
		Investment					Balance			Allowance
With no related allowance recorded:
Commercial real estate:
Non-owner occupied		$	1,547			$	1,802			$	-
Residential real estate			820				874				-
Commercial and industrial			370				538				-
Home equity lines of credit			7				7				-
Total		$	2,744			$	3,221			$	-

With an allowance recorded:
Commercial real estate:
Owner occupied		$	731			$	731			$	10
Non-owner occupied			3,750				4,277				655
Residential real estate			284				284				17
Commercial and industrial			217				230				42
Home equity lines of credit			243				243				16
Total		$	5,225			$	5,765			$	740

Total:
Commercial real estate:
Owner occupied		$	731			$	731			$	10
Non-owner occupied			5,297				6,079				655
Residential real estate			1,104				1,158				17
Commercial and industrial			587				768				42
Home equity lines of credit			250				250				16
Total		$	7,969			$	8,986			$	740

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(In Thousands)		December 1, 2022
Unpaid principal balance		$	7,919
Interest			2,978
Contractual cash flows			10,897
Non-accretable premium			117
Expected cash flows			11,014
Accretable discount			(4,995	)
Estimated fair value			6,019

(In Thousands)		December 1, 2022				December 31, 2022
Outstanding balance		$	7,919			$	7,998
Carrying amount			6,019				6,068

(In Thousands)		December 31, 2022
Balance at beginning of period		$	-
Additions			1,900
Accretion			30
Balance at end of period			1,930

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		As of December 31, 2022								As of December 31, 2021
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized

Commercial real estate:
Owner occupied		$	2,637			$	231			$	1,334			$	53
Non-owner occupied			8,671				646				5,023				262
Residential real estate			998				46				1,208				56
Commercial and industrial			1,331				145				763				62
Home equity lines of credit			247				12				245				12
Total		$	13,884			$	1,080			$	8,573			$	445

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

		December 31, 2022
		Number of Contracts												Pre-Modification				Post-Modification
		Term												Outstanding Recorded				Outstanding Recorded
Troubled Debt Restructurings		Modification				Other				Total				Investment				Investment
Commercial and industrial			3				-				3			$	1,252			$	1,252
														$	1,252			$	1,252

		December 31, 2021
		Number of Contracts												Pre-Modification				Post-Modification
		Term												Outstanding Recorded				Outstanding Recorded
Troubled Debt Restructurings		Modification				Other				Total				Investment				Investment
Commercial real estate:
Non-owner occupied			1				-				1			$	730			$	730
Residential real estate			1				-				1				96				96
														$	826			$	826

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
December 31, 2022		Pass				Mention				Substandard				Doubtful				Loans

Commercial real estate:
Owner occupied		$	176,400			$	6,873			$	8,475			$	-			$	191,748
Non-owner occupied			331,584				6,387				42,609				-				380,580
Multifamily			58,251				-				-				-				58,251
Residential real estate			294,254				-				2,054				-				296,308
Commercial and industrial			185,674				7,936				1,992				-				195,602
Home equity lines of credit			127,080				-				985				-				128,065
Construction and other			90,728				308				3,163				-				94,199
Consumer installment			8,117				-				2				-				8,119
Total		$	1,272,088			$	21,504			$	59,280			$	-			$	1,352,872

						Special												Total
December 31, 2021		Pass				Mention				Substandard				Doubtful				Loans

Commercial real estate:
Owner occupied		$	104,217			$	2,400			$	4,853			$	-			$	111,470
Non-owner occupied			230,672				3,038				49,908				-				283,618
Multifamily			31,189				-				-				-				31,189
Residential real estate			237,132				-				2,957				-				240,089
Commercial and industrial			143,911				2,748				2,153				-				148,812
Home equity lines of credit			103,296				-				1,059				-				104,355
Construction and other			53,807				341				-				-				54,148
Consumer installment			8,005				-				5				-				8,010
Total		$	912,229			$	8,527			$	60,935			$	-			$	981,691

Financing Receivable, Past Due [Table Text Block]

																						Purchase
						30-59 Days				60-89 Days				90 Days+				Total				Credit				Total
December 31, 2022		Current				Past Due				Past Due				Past Due				Past Due				Impaired Loans				Loans

Commercial real estate:
Owner occupied		$	191,748			$	-			$	-			$	-			$	-			$	-				191,748
Non-owner occupied			380,467				113				-				-				113				2,992				380,580
Multifamily			58,251				-				-				-				-				-				58,251
Residential real estate			293,698				2,093				111				406				2,610				24				296,308
Commercial and industrial			195,532				62				4				4				70				-				195,602
Home equity lines of credit			127,494				415				145				11				571				-				128,065
Construction and other			93,997				202				-				-				202				3,052				94,199
Consumer installment			8,096				23				-				-				23				-				8,119
Total		$	1,349,283			$	2,908			$	260			$	421			$	3,589			$	6,068				1,352,872

																						Purchase
						30-59 Days				60-89 Days				90 Days+				Total				Credit				Total
December 31, 2021		Current				Past Due				Past Due				Past Due				Past Due				Impaired Loans				Loans

Commercial real estate:
Owner occupied		$	111,257			$	81			$	132			$	-			$	213			$	-				111,470
Non-owner occupied			282,365				880				-				373				1,253				-				283,618
Multifamily			31,189				-				-				-				-				-				31,189
Residential real estate			238,483				1,187				-				419				1,606				-				240,089
Commercial and industrial			148,437				112				-				263				375				-				148,812
Home equity lines of credit			104,316				-				39				-				39				-				104,355
Construction and other			54,148				-				-				-				-				-				54,148
Consumer installment			7,799				16				19				176				211				-				8,010
Total		$	977,994			$	2,276			$	190			$	1,231			$	3,697			$	-				981,691

Financing Receivable, Nonaccrual [Table Text Block]

						90+ Days Past
December 31, 2022		Nonaccrual				Due and Accruing

Commercial real estate:
Owner occupied		$	69			$	-
Residential real estate			1,431				-
Commercial and industrial			186				-
Home equity lines of credit			191				-
Construction and other			68				-
Consumer installment			166				-
Total		$	2,111			$	-

						90+ Days Past
December 31, 2021		Nonaccrual				Due and Accruing

Commercial real estate:
Owner occupied		$	81			$	-
Non-owner occupied			2,442				-
Residential real estate			1,577				-
Commercial and industrial			456				-
Home equity lines of credit			121				-
Consumer installment			182				-
Total		$	4,859			$	-