v3.22.4
Consolidated balance sheet - CAD ($)
$ in Millions
Jan. 31, 2023
Oct. 31, 2022
ASSETS    
Cash and non-interest-bearing deposits with banks [1] $ 22,876 $ 31,535
Interest-bearing deposits with banks 28,593 32,326
Securities (Note 5) 187,350 175,879
Cash collateral on securities borrowed 12,446 15,326
Securities purchased under resale agreements 65,182 69,213
Loans (Note 6)    
Residential mortgages 270,909 269,706
Personal 44,877 45,429
Credit card 16,171 16,479
Business and government 190,512 188,542
Allowance for credit losses (3,159) (3,073)
Total loans 519,310 517,083
Other    
Derivative instruments 30,425 43,035
Customers' liability under acceptances 11,996 11,574
Property and equipment 3,314 3,377
Goodwill 5,248 5,348
Software and other intangible assets 2,622 2,592
Investments in equity-accounted associates and joint ventures 629 632
Deferred tax assets 784 480
Other assets 31,216 35,197
Other miscellaneous assets 86,234 102,235
Total assets 921,991 943,597
Deposits (Note 7)    
Personal 236,095 232,095
Business and government 389,225 397,188
Bank 24,561 22,523
Secured borrowings 44,843 45,766
Deposits 694,724 697,572
Obligations related to securities sold short 17,639 15,284
Cash collateral on securities lent 4,096 4,853
Obligations related to securities sold under repurchase agreements 71,428 77,171
Other    
Derivative instruments 39,374 52,340
Acceptances 12,000 11,586
Deferred tax liabilities 59 45
Other liabilities 25,446 28,072
Other miscellaneous liabilities 76,879 92,043
Subordinated indebtedness 7,317 6,292
Equity    
Contributed surplus 115 115
Retained earnings 28,403 28,823
Accumulated other comprehensive income (AOCI) 1,216 1,594
Total shareholders' equity 49,705 50,181
Non-controlling interests 203 201
Total equity 49,908 50,382
Total liabilities and equities 921,991 943,597
Preferred shares and other equity instruments [member]    
Equity    
Issued shares (Note 9) 4,925 4,923
Total equity 4,925 4,923
Common shares [member]    
Equity    
Issued shares (Note 9) 15,046 14,726
Total equity $ 15,046 $ 14,726
[1] Includes restricted cash of $485 million (October 31, 2022: $493 million; January 31, 2022: $462 million) and interest-bearing demand deposits with Bank of Canada.