The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,339,747 8,290 SH SOLE 0 0 8,290
ALBERTSONS COS INC COMMON STOCK 013091103 1,134,685 54,710 SH SOLE 0 0 54,710
AMARIN CORP PLC SPONS ADR NEW 023111206 193,600 160,000 SH SOLE 0 0 160,000
AMERICAN FINL GROUP INC OHIO COM 025932104 1,247,052 9,084 SH SOLE 0 0 9,084
APA CORPORATION COM 03743Q108 1,539,040 32,970 SH SOLE 0 0 32,970
APOLLO GLOBAL MGMT INC COM 03769M106 1,478,525 23,178 SH SOLE 0 0 23,178
ARCHER DANIELS MIDLAND CO COM 039483102 1,321,720 14,235 SH SOLE 0 0 14,235
ARES CAPITAL CORP COM 04010L103 184,700 10,000 SH SOLE 0 0 10,000
BERKLEY W R CORP COM 084423102 1,183,980 16,315 SH SOLE 0 0 16,315
BUILDERS FIRSTSOURCE INC COM 12008R107 1,308,954 20,175 SH SOLE 0 0 20,175
CARDINAL HEALTH INC COM 14149Y108 1,506,114 19,593 SH SOLE 0 0 19,593
CELANESE CORP DEL COM 150870103 694,721 6,795 SH SOLE 0 0 6,795
CF INDS HLDGS INC COM 125269100 1,076,076 12,630 SH SOLE 0 0 12,630
CHEVRON CORP NEW COM 166764100 1,438,253 8,013 SH SOLE 0 0 8,013
CINCINNATI FINL CORP COM 172062101 882,602 8,620 SH SOLE 0 0 8,620
CLOROX CO DEL COM 189054109 934,598 6,660 SH SOLE 0 0 6,660
CONOCOPHILLIPS COM 20825C104 1,557,954 13,203 SH SOLE 0 0 13,203
D R HORTON INC COM 23331A109 1,185,562 13,300 SH SOLE 0 0 13,300
DELL TECHNOLOGIES INC CL C 24703L202 1,063,377 26,439 SH SOLE 0 0 26,439
DEVON ENERGY CORP NEW COM 25179M103 1,413,008 22,972 SH SOLE 0 0 22,972
DICKS SPORTING GOODS INC COM 253393102 1,653,627 13,747 SH SOLE 0 0 13,747
DISCOVER FINL SVCS COM 254709108 1,079,358 11,033 SH SOLE 0 0 11,033
DOLLAR TREE INC COM 256746108 928,271 6,563 SH SOLE 0 0 6,563
EOG RES INC COM 26875P101 1,442,853 11,140 SH SOLE 0 0 11,140
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 5,456,610 119,715 SH SOLE 0 0 119,715
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 1,122,919 29,849 SH SOLE 0 0 29,849
FIRST HORIZON CORPORATION COM 320517105 1,429,992 58,367 SH SOLE 0 0 58,367
FREEPORT-MCMORAN INC CL B 35671D857 1,255,786 33,047 SH SOLE 0 0 33,047
GLOBAL X FDS GLOBAL X COPPER 37954Y830 5,038,855 142,220 SH SOLE 0 0 142,220
HOLOGIC INC COM 436440101 1,239,751 16,572 SH SOLE 0 0 16,572
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 8,004,102 324,710 SH SOLE 0 0 324,710
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 485,640 7,600 SH SOLE 0 0 7,600
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 560,366 27,295 SH SOLE 0 0 27,295
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 568,370 25,385 SH SOLE 0 0 25,385
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 22,453,417 158,730 SH SOLE 0 0 158,730
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 245,123 3,450 SH SOLE 0 0 3,450
INVESCO QQQ TR UNIT SER 1 46090E103 2,240,376 8,290 SH SOLE 0 0 8,290
ISHARES GOLD TR ISHARES NEW 464285204 2,072,114 59,905 SH SOLE 0 0 59,905
ISHARES INC CORE MSCI EMKT 46434G103 10,061,982 215,460 SH SOLE 0 0 215,460
ISHARES TR ESG AWR US AGRGT 46435U549 672,121 14,380 SH SOLE 0 0 14,380
ISHARES TR JPMORGAN USD EMG 464288281 552,796 6,535 SH SOLE 0 0 6,535
ISHARES TR RUSSELL 3000 ETF 464287689 19,786,169 89,660 SH SOLE 0 0 89,660
ISHARES TR ISHS 1-5YR INVS 464288646 8,125,642 163,100 SH SOLE 0 0 163,100
ISHARES TR 10-20 YR TRS ETF 464288653 1,088,832 10,065 SH SOLE 0 0 10,065
ISHARES TR CORE MSCI EAFE 46432F842 10,604,854 172,045 SH SOLE 0 0 172,045
ISHARES TR 0-5 YR TIPS ETF 46429B747 25,848,566 266,590 SH SOLE 0 0 266,590
ISHARES TR IBOXX HI YD ETF 464288513 9,425,376 128,010 SH SOLE 0 0 128,010
ISHARES TR RUS MD CP GR ETF 464287481 7,763,096 92,860 SH SOLE 0 0 92,860
ISHARES TR CORE US AGGBD ET 464287226 22,426,028 231,220 SH SOLE 0 0 231,220
ISHARES TR SHORT TREAS BD 464288679 34,070,254 309,955 SH SOLE 0 0 309,955
ISHARES TR RUSSELL 2000 ETF 464287655 5,310,134 30,455 SH SOLE 0 0 30,455
ISHARES TR SHRT NAT MUN ETF 464288158 15,976,249 153,220 SH SOLE 0 0 153,220
ISHARES TR MSCI USA MMENTM 46432F396 350,232 2,400 SH SOLE 0 0 2,400
ISHARES TR RUS 1000 GRW ETF 464287614 6,403,276 29,735 SH SOLE 0 0 29,735
ISHARES TR TIPS BD ETF 464287176 3,485,378 32,745 SH SOLE 0 0 32,745
ISHARES TR RUS 1000 VAL ETF 464287598 3,249,860 21,430 SH SOLE 0 0 21,430
ISHARES TR CORE S&P SCP ETF 464287804 17,874,657 188,870 SH SOLE 0 0 188,870
ISHARES TR U.S. REAL ES ETF 464287739 3,839,906 45,610 SH SOLE 0 0 45,610
ISHARES TR NATIONAL MUN ETF 464288414 5,294,994 50,180 SH SOLE 0 0 50,180
ISHARES TR CORE S&P MCP ETF 464287507 328,970 1,360 SH SOLE 0 0 1,360
ISHARES TR MSCI EMG MKT ETF 464287234 216,030 5,700 SH SOLE 0 0 5,700
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 974,977 6,120 SH SOLE 0 0 6,120
KKR & CO INC COM 48251W104 1,115,380 24,028 SH SOLE 0 0 24,028
KRANESHARES TR QUADRTC INT RT 500767736 9,761,641 431,740 SH SOLE 0 0 431,740
LOCKHEED MARTIN CORP COM 539830109 1,387,469 2,852 SH SOLE 0 0 2,852
MARATHON OIL CORP COM 565849106 1,487,199 54,939 SH SOLE 0 0 54,939
MCKESSON CORP COM 58155Q103 1,281,035 3,415 SH SOLE 0 0 3,415
NEW FORTRESS ENERGY INC COM CL A 644393100 493,769 11,640 SH SOLE 0 0 11,640
NORTHROP GRUMMAN CORP COM 666807102 1,143,053 2,095 SH SOLE 0 0 2,095
OCCIDENTAL PETE CORP COM 674599105 1,529,901 24,288 SH SOLE 0 0 24,288
OMNICOM GROUP INC COM 681919106 1,272,492 15,600 SH SOLE 0 0 15,600
ORGANIGRAM HLDGS INC COM 68620P101 8,000 10,000 SH SOLE 0 0 10,000
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 29,396,714 297,990 SH SOLE 0 0 297,990
PIONEER NAT RES CO COM 723787107 1,252,719 5,485 SH SOLE 0 0 5,485
PRICE T ROWE GROUP INC COM 74144T108 961,909 8,820 SH SOLE 0 0 8,820
PROGRESSIVE CORP COM 743315103 1,458,330 11,243 SH SOLE 0 0 11,243
PROSHARES TR S&P 500 DV ARIST 74348A467 5,518,007 61,318 SH SOLE 0 0 61,318
PULTE GROUP INC COM 745867101 1,056,751 23,210 SH SOLE 0 0 23,210
QUALCOMM INC COM 747525103 779,475 7,090 SH SOLE 0 0 7,090
QUEST DIAGNOSTICS INC COM 74834L100 1,516,686 9,695 SH SOLE 0 0 9,695
REGENERON PHARMACEUTICALS COM 75886F107 1,147,169 1,590 SH SOLE 0 0 1,590
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 1,017,245 25,740 SH SOLE 0 0 25,740
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,813,456 51,153 SH SOLE 0 0 51,153
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,480,905 42,435 SH SOLE 0 0 42,435
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6,827,952 69,524 SH SOLE 0 0 69,524
SELECT SECTOR SPDR TR ENERGY 81369Y506 571,179 6,530 SH SOLE 0 0 6,530
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,945,223 70,145 SH SOLE 0 0 70,145
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,573,716 96,770 SH SOLE 0 0 96,770
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,343,410 39,281 SH SOLE 0 0 39,281
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 550,207 7,083 SH SOLE 0 0 7,083
SERVICE CORP INTL COM 817565104 981,788 14,200 SH SOLE 0 0 14,200
SPDR GOLD TR GOLD SHS 78463V107 677,712 3,995 SH SOLE 0 0 3,995
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,615,220 14,683 SH SOLE 0 0 14,683
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 13,481,184 30,446 SH SOLE 0 0 30,446
SPDR SER TR S&P BIOTECH 78464A870 6,491,845 78,215 SH SOLE 0 0 78,215
SPDR SER TR BBG CONV SEC ETF 78464A359 1,107,613 17,215 SH SOLE 0 0 17,215
SPDR SER TR NUVEEN BLMBRG SH 78468R739 22,707,078 483,335 SH SOLE 0 0 483,335
SPDR SER TR BLOOMBERG HIGH Y 78468R622 551,250 6,125 SH SOLE 0 0 6,125
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,803,001 45,030 SH SOLE 0 0 45,030
STEEL DYNAMICS INC COM 858119100 1,462,569 14,970 SH SOLE 0 0 14,970
SYNCHRONY FINANCIAL COM 87165B103 891,262 27,123 SH SOLE 0 0 27,123
TARGA RES CORP COM 87612G101 1,354,752 18,432 SH SOLE 0 0 18,432
VANECK ETF TRUST LONG MUNI ETF 92189F536 1,094,306 62,675 SH SOLE 0 0 62,675
VANGUARD BD INDEX FDS INTERMED TERM 921937819 20,562,486 276,675 SH SOLE 0 0 276,675
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 56,396,238 749,153 SH SOLE 0 0 749,153
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 722,351 10,055 SH SOLE 0 0 10,055
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 544,734 11,485 SH SOLE 0 0 11,485
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,208,744 14,655 SH SOLE 0 0 14,655
VANGUARD INDEX FDS GROWTH ETF 922908736 3,278,697 15,385 SH SOLE 0 0 15,385
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,438,065 73,216 SH SOLE 0 0 73,216
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,370,644 69,289 SH SOLE 0 0 69,289
VANGUARD INDEX FDS MID CAP ETF 922908629 3,657,370 17,945 SH SOLE 0 0 17,945
VANGUARD INDEX FDS TOTAL STK MKT 922908769 20,346,440 106,420 SH SOLE 0 0 106,420
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,186,580 57,850 SH SOLE 0 0 57,850
VANGUARD INDEX FDS VALUE ETF 922908744 4,952,955 35,285 SH SOLE 0 0 35,285
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,421,299 139,079 SH SOLE 0 0 139,079
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,262,157 324,335 SH SOLE 0 0 324,335
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,418,310 180,225 SH SOLE 0 0 180,225
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,229,084 24,835 SH SOLE 0 0 24,835
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,078,489 14,245 SH SOLE 0 0 14,245
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 22,661,104 391,925 SH SOLE 0 0 391,925
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 555,560 9,500 SH SOLE 0 0 9,500
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,493,634 86,363 SH SOLE 0 0 86,363
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 6,844,160 150,355 SH SOLE 0 0 150,355
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,704,734 63,910 SH SOLE 0 0 63,910
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,684,334 397,530 SH SOLE 0 0 397,530
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,494,886 87,745 SH SOLE 0 0 87,745
VANGUARD WORLD FD ESG US STK ETF 921910733 453,775 6,890 SH SOLE 0 0 6,890
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,999,208 32,975 SH SOLE 0 0 32,975
VANGUARD WORLD FDS MATERIALS ETF 92204A801 3,507,822 20,610 SH SOLE 0 0 20,610
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 9,155,315 110,665 SH SOLE 0 0 110,665
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 225,591 1,030 SH SOLE 0 0 1,030
VERTEX PHARMACEUTICALS INC COM 92532F100 561,677 1,945 SH SOLE 0 0 1,945
WILLIAMS COS INC COM 969457100 1,025,329 31,165 SH SOLE 0 0 31,165
WILLIAMS SONOMA INC COM 969904101 1,091,165 9,495 SH SOLE 0 0 9,495
WISDOMTREE TR EM EX ST-OWNED 97717X578 4,035,350 151,250 SH SOLE 0 0 151,250