The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 372,368 3,105 SH SOLE 0 0 3,105
ABBVIE INC COM 00287Y109 332,761 2,059 SH SOLE 0 0 2,059
ALPHABET INC CAP STK CL C 02079K107 804,870 9,071 SH SOLE 0 0 9,071
ALPHABET INC CAP STK CL A 02079K305 1,879,123 21,298 SH SOLE 0 0 21,298
AMAZON COM INC COM 023135106 3,122,448 37,172 SH SOLE 0 0 37,172
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,886,681 88,287 SH SOLE 0 0 88,287
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,295,372 65,320 SH SOLE 0 0 65,320
AMERIPRISE FINL INC COM 03076C106 576,688 1,852 SH SOLE 0 0 1,852
APPLE INC COM 037833100 4,349,978 33,479 SH SOLE 0 0 33,479
AT&T INC COM 00206R102 951,218 51,669 SH SOLE 0 0 51,669
BANK AMERICA CORP COM 060505104 1,714,197 51,757 SH SOLE 0 0 51,757
BECTON DICKINSON & CO COM 075887109 237,030 932 SH SOLE 0 0 932
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,030,400 6,573 SH SOLE 0 0 6,573
BLACKSTONE INC COM 09260D107 595,156 8,022 SH SOLE 0 0 8,022
BOEING CO COM 097023105 741,221 3,891 SH SOLE 0 0 3,891
BRISTOL-MYERS SQUIBB CO COM 110122108 1,364,615 18,966 SH SOLE 0 0 18,966
BROADCOM INC COM 11135F101 873,463 1,562 SH SOLE 0 0 1,562
CATERPILLAR INC COM 149123101 345,306 1,441 SH SOLE 0 0 1,441
CISCO SYS INC COM 17275R102 1,841,161 38,647 SH SOLE 0 0 38,647
COCA COLA CO COM 191216100 895,811 14,083 SH SOLE 0 0 14,083
CONSOLIDATED EDISON INC COM 209115104 479,225 5,028 SH SOLE 0 0 5,028
COSTCO WHSL CORP NEW COM 22160K105 2,019,680 4,424 SH SOLE 0 0 4,424
DEERE & CO COM 244199105 309,140 721 SH SOLE 0 0 721
DISNEY WALT CO COM 254687106 572,382 6,588 SH SOLE 0 0 6,588
FASTENAL CO COM 311900104 231,820 4,899 SH SOLE 0 0 4,899
FIRST TR EXCHNG TRADED FD VI VEST US DEEP 33740F854 5,234,913 168,217 SH SOLE 0 0 168,217
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F680 1,139,720 37,185 SH SOLE 0 0 37,185
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307 263,911 7,885 SH SOLE 0 0 7,885
FIRST TR EXCHNG TRADED FD VI FT CBOE INTL EQT 33740F656 475,300 23,888 SH SOLE 0 0 23,888
FIRST TR EXCHNG TRADED FD VI FT CBOE DEEP BFR 33740U406 307,110 10,033 SH SOLE 0 0 10,033
FIRST TR EXCHNG TRADED FD VI CBOE VEST INTL 33740U828 842,062 46,888 SH SOLE 0 0 46,888
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740U836 185,852 11,169 SH SOLE 0 0 11,169
FORD MTR CO DEL COM 345370860 740,657 63,685 SH SOLE 0 0 63,685
GALLAGHER ARTHUR J & CO COM 363576109 704,389 3,736 SH SOLE 0 0 3,736
HOME DEPOT INC COM 437076102 800,112 2,533 SH SOLE 0 0 2,533
HONEYWELL INTL INC COM 438516106 1,408,652 6,573 SH SOLE 0 0 6,573
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 497,927 20,825 SH SOLE 0 0 20,825
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,532,317 23,120 SH SOLE 0 0 23,120
INVESCO QQQ TR UNIT SER 1 46090E103 1,725,474 6,480 SH SOLE 0 0 6,480
ISHARES TR RUS 2000 GRW ETF 464287648 327,634 1,527 SH SOLE 0 0 1,527
ISHARES TR CORE S&P MCP ETF 464287507 384,122 1,588 SH SOLE 0 0 1,588
ISHARES TR CORE S&P500 ETF 464287200 18,373,567 47,822 SH SOLE 0 0 47,822
ISHARES TR RUS 1000 ETF 464287622 700,183 3,326 SH SOLE 0 0 3,326
ISHARES TR RUSSELL 2000 ETF 464287655 7,150,894 41,012 SH SOLE 0 0 41,012
ISHARES TR MSCI EAFE ETF 464287465 519,853 7,920 SH SOLE 0 0 7,920
ISHARES TR EAFE SML CP ETF 464288273 1,741,354 30,831 SH SOLE 0 0 30,831
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3,147,885 62,291 SH SOLE 0 0 62,291
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,583,597 29,062 SH SOLE 0 0 29,062
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 7,174,059 143,109 SH SOLE 0 0 143,109
JOHNSON & JOHNSON COM 478160104 1,322,615 7,487 SH SOLE 0 0 7,487
JPMORGAN CHASE & CO COM 46625H100 2,792,131 20,821 SH SOLE 0 0 20,821
LINDE PLC SHS G5494J103 978,540 3,000 SH SOLE 0 0 3,000
LOCKHEED MARTIN CORP COM 539830109 324,841 668 SH SOLE 0 0 668
LOWES COS INC COM 548661107 463,887 2,328 SH SOLE 0 0 2,328
MASTERCARD INCORPORATED CL A 57636Q104 357,763 1,029 SH SOLE 0 0 1,029
MCDONALDS CORP COM 580135101 744,202 2,824 SH SOLE 0 0 2,824
MERCK & CO INC COM 58933Y105 357,198 3,219 SH SOLE 0 0 3,219
META PLATFORMS INC CL A 30303M102 263,906 2,193 SH SOLE 0 0 2,193
MICROSOFT CORP COM 594918104 3,163,204 13,190 SH SOLE 0 0 13,190
MONDELEZ INTL INC CL A 609207105 421,167 6,319 SH SOLE 0 0 6,319
NIKE INC CL B 654106103 241,889 2,067 SH SOLE 0 0 2,067
NVIDIA CORPORATION COM 67066G104 280,586 1,920 SH SOLE 0 0 1,920
PEPSICO INC COM 713448108 558,854 3,093 SH SOLE 0 0 3,093
PFIZER INC COM 717081103 2,336,290 45,595 SH SOLE 0 0 45,595
PHILIP MORRIS INTL INC COM 718172109 796,741 7,872 SH SOLE 0 0 7,872
PNC FINL SVCS GROUP INC COM 693475105 285,138 1,805 SH SOLE 0 0 1,805
PREDICTIVE ONCOLOGY INC COM NEW 74039M200 4,322 14,097 SH SOLE 0 0 14,097
PRICE T ROWE GROUP INC COM 74144T108 220,257 2,020 SH SOLE 0 0 2,020
PROCTER AND GAMBLE CO COM 742718109 1,693,560 11,174 SH SOLE 0 0 11,174
PROGRESSIVE CORP COM 743315103 814,403 6,279 SH SOLE 0 0 6,279
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,069,593 10,598 SH SOLE 0 0 10,598
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,247,172 42,986 SH SOLE 0 0 42,986
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 211,889 2,842 SH SOLE 0 0 2,842
SNAP ON INC COM 833034101 306,565 1,342 SH SOLE 0 0 1,342
SOUTHWEST AIRLS CO COM 844741108 968,073 28,752 SH SOLE 0 0 28,752
SPDR GOLD TR GOLD SHS 78463V107 251,406 1,482 SH SOLE 0 0 1,482
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,235,551 3,231 SH SOLE 0 0 3,231
SPDR SER TR S&P DIVID ETF 78464A763 7,576,002 60,555 SH SOLE 0 0 60,555
SPDR SER TR SPDR S&P1500VL 78464A128 260,063 1,860 SH SOLE 0 0 1,860
SPDR SER TR S&P 600 SML CAP 78464A813 712,467 8,666 SH SOLE 0 0 8,666
SYSCO CORP COM 871829107 760,167 9,943 SH SOLE 0 0 9,943
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 704,228 9,454 SH SOLE 0 0 9,454
TARGET CORP COM 87612E106 247,468 1,660 SH SOLE 0 0 1,660
TEXAS INSTRS INC COM 882508104 404,824 2,450 SH SOLE 0 0 2,450
UNITEDHEALTH GROUP INC COM 91324P102 794,296 1,498 SH SOLE 0 0 1,498
VANGUARD BD INDEX FDS INTERMED TERM 921937819 255,141 3,433 SH SOLE 0 0 3,433
VANGUARD INDEX FDS VALUE ETF 922908744 1,398,671 9,964 SH SOLE 0 0 9,964
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,796,701 21,783 SH SOLE 0 0 21,783
VANGUARD INDEX FDS SMALL CP ETF 922908751 263,697 1,437 SH SOLE 0 0 1,437
VANGUARD INDEX FDS GROWTH ETF 922908736 411,364 1,930 SH SOLE 0 0 1,930
VANGUARD INDEX FDS TOTAL STK MKT 922908769 749,862 3,922 SH SOLE 0 0 3,922
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,386,814 25,492 SH SOLE 0 0 25,492
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,582,637 40,601 SH SOLE 0 0 40,601
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,351,014 17,968 SH SOLE 0 0 17,968
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 337,291 4,793 SH SOLE 0 0 4,793
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,844,859 91,610 SH SOLE 0 0 91,610
VERIZON COMMUNICATIONS INC COM 92343V104 1,275,146 32,364 SH SOLE 0 0 32,364
VISA INC COM CL A 92826C839 2,730,137 13,141 SH SOLE 0 0 13,141
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 218,463 21,587 SH SOLE 0 0 21,587
WALMART INC COM 931142103 378,621 2,670 SH SOLE 0 0 2,670
WARNER BROS DISCOVERY INC COM SER A 934423104 106,110 11,193 SH SOLE 0 0 11,193