The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vaccinex Inc COM 918640103 6 10,000 SH SOLE 10,000 0 0
WisdomTree Yield Enhanced U.S. Aggregate Bond Fund YIELD ENHANCD US 97717X511 171 4,006 SH SOLE 4,006 0 0
Stryker Corp COM 863667101 206 844 SH SOLE 844 0 0
United BankShares Inc WV COM 909907107 207 5,118 SH SOLE 5,118 0 0
Schwab Strategic Tr US TIPS ETF 808524870 210 4,050 SH SOLE 4,050 0 0
Deere & Company COM 244199105 210 490 SH SOLE 490 0 0
Quest Diagnostics Inc COM 74834L100 219 1,400 SH SOLE 1,400 0 0
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499 229 3,400 SH SOLE 3,400 0 0
Union Pacific Corp COM 907818108 230 1,110 SH SOLE 1,110 0 0
Walt Disney Co COM 254687106 231 2,659 SH SOLE 2,659 0 0
Intel Corp COM 458140100 238 9,000 SH SOLE 9,000 0 0
Mastercard Inc CL A 57636Q104 240 689 SH SOLE 689 0 0
HP Inc COM 40434L105 244 9,063 SH SOLE 9,063 0 0
Zoom Video Communications Inc CL A 98980L101 254 3,750 SH SOLE 3,750 0 0
Nucor Corp COM 670346105 266 2,016 SH SOLE 2,016 0 0
Honeywell International COM 438516106 267 1,246 SH SOLE 1,246 0 0
Kimberly-Clark Corp COM 494368103 272 2,000 SH SOLE 2,000 0 0
Okta Inc Com Cl A CL A 679295105 279 4,083 SH SOLE 4,083 0 0
Corning Inc COM 219350105 283 8,849 SH SOLE 8,849 0 0
Procter & Gamble Co COM 742718109 303 1,996 SH SOLE 1,996 0 0
Vanguard Small-Cap SMALL CP ETF 922908751 319 1,740 SH SOLE 1,740 0 0
Broadstone Net Lease Inc COM 11135E203 326 20,133 SH SOLE 20,133 0 0
AbbVie Inc COM 00287Y109 358 2,214 SH SOLE 2,214 0 0
Phillips 66 COM 718546104 378 3,628 SH SOLE 3,628 0 0
Goldman Sachs Group Inc COM 38141G104 381 1,110 SH SOLE 1,110 0 0
Pepsico Incorporated COM 713448108 419 2,320 SH SOLE 2,320 0 0
NextEra Energy Partners LP COM UNIT PART IN 65341B106 428 6,107 SH SOLE 6,107 0 0
Textron Inc COM 883203101 438 6,192 SH SOLE 6,192 0 0
iShares Barclays 7-10 Yr Treasury Bond 7-10 YR TRSY BD 464287440 458 4,785 SH SOLE 4,785 0 0
Rio Tinto PLC Spons ADR SPONSORED ADR 767204100 467 6,554 SH SOLE 6,554 0 0
SPDR Portfolio Mortgage Backed Bond ETF PORT MTG BK ETF 78464A383 478 22,023 SH SOLE 22,023 0 0
Goodyear Tire & Rubber COM 382550101 499 49,184 SH SOLE 49,184 0 0
Regions Financial Corp COM 7591EP100 539 25,000 SH SOLE 25,000 0 0
Altria Group Inc COM 02209S103 545 11,913 SH SOLE 11,913 0 0
iShares Core S&P 500 CORE S&P500 ETF 464287200 597 1,555 SH SOLE 1,555 0 0
Truist Financial Corp COM 89832Q109 617 14,336 SH SOLE 14,336 0 0
McDonald's Corporation COM 580135101 624 2,368 SH SOLE 2,368 0 0
iShares U.S. Home Construction ETF US HOME CONS ETF 464288752 639 10,542 SH SOLE 10,542 0 0
Vanguard Mid-Cap Growth ETF MCAP GR IDXVIP 922908538 669 3,723 SH SOLE 3,723 0 0
Livent Corp COM 53814L108 681 34,287 SH SOLE 34,287 0 0
Marathon Petroleum Corp COM 56585A102 690 5,930 SH SOLE 5,930 0 0
Ross Stores Inc COM 778296103 696 6,000 SH SOLE 6,000 0 0
Vanguard Mid-Cap MID CAP ETF 922908629 736 3,611 SH SOLE 3,611 0 0
General Dynamics Corporation COM 369550108 744 3,000 SH SOLE 3,000 0 0
American Express Co COM 025816109 765 5,176 SH SOLE 5,176 0 0
Ameriprise Financial Inc COM 03076C106 776 2,492 SH SOLE 2,492 0 0
Cisco Systems Inc COM 17275R102 781 16,400 SH SOLE 16,400 0 0
The Travelers Companies Inc COM 89417E109 811 4,325 SH SOLE 4,325 0 0
Kroger Company COM 501044101 815 18,271 SH SOLE 18,271 0 0
Devon Energy Corporation COM 25179M103 815 13,245 SH SOLE 13,245 0 0
Regeneron Pharmaceuticals COM 75886F107 844 1,170 SH SOLE 1,170 0 0
Bank of America Corp COM 060505104 846 25,539 SH SOLE 25,539 0 0
Pfizer Inc COM 717081103 878 17,135 SH SOLE 17,135 0 0
Best Buy Inc COM 086516101 882 10,997 SH SOLE 10,997 0 0
Gilead Sciences Inc COM 375558103 883 10,290 SH SOLE 10,290 0 0
Target Corporation COM 87612E106 906 6,080 SH SOLE 6,080 0 0
Roper Technologies Inc COM 776696106 951 2,202 SH SOLE 2,202 0 0
Bristol-Myers Squibb Company COM 110122108 1,015 14,110 SH SOLE 14,110 0 0
Texas Instruments Inc COM 882508104 1,062 6,425 SH SOLE 6,425 0 0
NVIDIA Corp COM 67066G104 1,068 7,309 SH SOLE 7,309 0 0
Invesco Variable Rate Preferred VAR RATE PFD 46138G870 1,122 50,110 SH SOLE 50,110 0 0
W.W. Grainger Inc COM 384802104 1,152 2,071 SH SOLE 2,071 0 0
Conagra Brands Inc COM 205887102 1,199 30,971 SH SOLE 30,971 0 0
Johnson & Johnson COM 478160104 1,199 6,787 SH SOLE 6,787 0 0
US Bancorp COM NEW 902973304 1,228 28,167 SH SOLE 28,167 0 0
FMC Corp COM NEW 302491303 1,324 10,611 SH SOLE 10,611 0 0
SPDR S&P 500 Trust TR UNIT 78462F103 1,382 3,613 SH SOLE 3,613 0 0
Vanguard Total Stock Market TOTAL STK MKT 922908769 1,419 7,422 SH SOLE 7,422 0 0
Comcast Corp A CL A 20030N101 1,449 41,433 SH SOLE 41,433 0 0
JB Hunt Transport Services Inc COM 445658107 1,530 8,773 SH SOLE 8,773 0 0
Archer Daniels Midland Co COM 039483102 1,559 16,792 SH SOLE 16,792 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 1,570 6,491 SH SOLE 6,491 0 0
UnitedHealth Group Inc COM 91324P102 1,603 3,024 SH SOLE 3,024 0 0
Cheniere Energy Inc COM NEW 16411R208 1,615 10,770 SH SOLE 10,770 0 0
DexCom Inc COM 252131107 1,695 14,969 SH SOLE 14,969 0 0
Eli Lilly and Company COM 532457108 1,707 4,666 SH SOLE 4,666 0 0
Lowe's Companies Inc COM 548661107 1,758 8,825 SH SOLE 8,825 0 0
TJX Companies Inc COM 872540109 1,770 22,240 SH SOLE 22,240 0 0
Accenture PLC SHS CLASS A G1151C101 1,808 6,775 SH SOLE 6,775 0 0
Marsh & McLennan Co Inc COM 571748102 1,835 11,090 SH SOLE 11,090 0 0
Clearway Energy Inc Cl C CL C 18539C204 1,951 61,228 SH SOLE 61,228 0 0
Rockwell Automation Inc COM 773903109 1,960 7,609 SH SOLE 7,609 0 0
Vanguard Short Term Corp Bond SHRT TRM CORP BD 92206C409 2,028 26,977 SH SOLE 26,977 0 0
General Mills Inc COM 370334104 2,035 24,266 SH SOLE 24,266 0 0
Kinder Morgan Inc COM 49456B101 2,071 114,541 SH SOLE 114,541 0 0
Digital Realty Trust Inc COM 253868103 2,072 20,659 SH SOLE 20,659 0 0
Capital One Financial Corp COM 14040H105 2,101 22,606 SH SOLE 22,606 0 0
Merck & Co Inc COM 58933Y105 2,131 19,210 SH SOLE 19,210 0 0
Raytheon Technologies Corp COM 75513E101 2,139 21,199 SH SOLE 21,199 0 0
Ryder System Inc COM 783549108 2,154 25,778 SH SOLE 25,778 0 0
Oracle Corporation COM 68389X105 2,215 27,101 SH SOLE 27,101 0 0
Williams Companies COM 969457100 2,221 67,505 SH SOLE 67,505 0 0
Pathward Financial Inc COM 59100U108 2,410 2,409,969 SH SOLE 2,409,969 0 0
Dominion Energy Inc COM 25746U109 2,420 39,457 SH SOLE 39,457 0 0
Walmart Inc COM 931142103 2,832 19,971 SH SOLE 19,971 0 0
First Solar Inc COM 336433107 2,863 19,114 SH SOLE 19,114 0 0
ConocoPhillips COM 20825C104 2,872 24,339 SH SOLE 24,339 0 0
Home Depot Inc COM 437076102 2,875 9,103 SH SOLE 9,103 0 0
iShares TIPS Bond TIPS BD ETF 464287176 2,887 27,123 SH SOLE 27,123 0 0
American Electric Power Co Inc COM 025537101 2,903 30,573 SH SOLE 30,573 0 0
iShares 3-7 Year Treasury Bond ETF 3 7 YR TREAS BD 464288661 2,914 25,367 SH SOLE 25,367 0 0
iShares Floating Rate FLTG RATE NT ETF 46429B655 3,017 59,942 SH SOLE 59,942 0 0
Iron Mountain Inc COM 46284V101 3,115 62,488 SH SOLE 62,488 0 0
SPDR S&P Bank S&P BK ETF 78464A797 3,117 69,029 SH SOLE 69,029 0 0
Equinix Inc COM 29444U700 3,161 4,825 SH SOLE 4,825 0 0
NextEra Energy Inc COM 65339F101 3,227 38,595 SH SOLE 38,595 0 0
JP Morgan Chase & Co. COM 46625H100 3,257 24,289 SH SOLE 24,289 0 0
Duke Energy Corp COM NEW 26441C204 3,324 32,275 SH SOLE 32,275 0 0
Southern Company COM 842587107 3,387 47,426 SH SOLE 47,426 0 0
Albemarle Corp COM 012653101 3,439 15,858 SH SOLE 15,858 0 0
Chevron Corp COM 166764100 3,601 20,064 SH SOLE 20,064 0 0
CVS Health Corp COM 126650100 3,694 39,640 SH SOLE 39,640 0 0
SPDR Industrial Select Sector ETF SBI INT-INDS 81369Y704 3,843 39,135 SH SOLE 39,135 0 0
Blackrock Income Tr Inc COM NEW 09247F209 3,914 317,212 SH SOLE 317,212 0 0
Exxon Mobil Corporation COM 30231G102 4,108 37,244 SH SOLE 37,244 0 0
SPDR S&P Regional Banking S&P REGL BKG 78464A698 4,168 70,960 SH SOLE 70,960 0 0
International Business Machines COM 459200101 4,666 33,120 SH SOLE 33,120 0 0
Thermo Fisher Scientific Inc COM 883556102 4,906 8,909 SH SOLE 8,909 0 0
Microsoft Corp COM 594918104 4,985 20,788 SH SOLE 20,788 0 0
SPDR Portfolio Interm Term Corp Bd ETF PORTFOLIO INTRMD 78464A375 5,548 174,298 SH SOLE 174,298 0 0
SPDR Energy Select Sector ETF ENERGY 81369Y506 5,654 64,641 SH SOLE 64,641 0 0
Vanguard Total Bond Market TOTAL BND MRKT 921937835 5,701 79,350 SH SOLE 79,350 0 0
Vanguard S&P 500 S&P 500 ETF SHS 922908363 5,738 16,332 SH SOLE 16,332 0 0
SPDR Portfolio S&P 500 ETF PORTFOLIO S&P500 78464A854 6,782 150,773 SH SOLE 150,773 0 0
SPDR Portfolio Short Term Corp Bd ETF PORTFOLIO SHORT 78464A474 6,944 236,349 SH SOLE 236,349 0 0
Apple Inc COM 037833100 7,639 58,790 SH SOLE 58,790 0 0
SPDR Utilities Select Sector SBI INT-UTILS 81369Y886 9,361 132,784 SH SOLE 132,784 0 0
iShares 0-5 Year High Yield Corporate Bond 0-5YR HI YL CP 46434V407 17,167 419,826 SH SOLE 419,826 0 0
Vanguard Mortgage Backed Sec Indx ETF MTG-BKD SECS ETF 92206C771 17,921 393,700 SH SOLE 393,700 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357 20,966 148,432 SH SOLE 148,432 0 0
Invesco Variable Rate Investment Grade VAR RATE INVT 46090A879 23,083 934,150 SH SOLE 934,150 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102 23,904 413,416 SH SOLE 413,416 0 0
iShares Short-Term Corporate Bond ETF ISHS 1-5YR INVS 464288646 24,675 495,283 SH SOLE 495,283 0 0
Vanguard Short-Term Inflation Protected Secs STRM INFPROIDX 922020805 26,761 572,912 SH SOLE 572,912 0 0