The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,332 16,510 SH SOLE 0 0 16,510
ISHARES TR CORE MSCI EAFE 46432F842 601 9,760 SH SOLE 0 0 9,760
ISHARES TR RUSEL 2500 ETF 46435G268 4,445 83,654 SH SOLE 0 0 83,654
ISHARES TR ESG AW MSCI EAFE 46435G516 334 5,092 SH SOLE 0 0 5,092
ISHARES TR IBONDS DEC2026 46435GAA0 325 13,958 SH SOLE 0 0 13,958
ISHARES TR IBONDS DEC23 ETF 46434VAX8 313 12,541 SH SOLE 0 0 12,541
ISHARES TR IBONDS DEC25 ETF 46434VBD1 294 12,129 SH SOLE 0 0 12,129
ISHARES TR IBONDS DEC24 ETF 46434VBG4 325 13,332 SH SOLE 0 0 13,332
ISHARES TR CORE MSCI TOTAL 46432F834 469 8,112 SH SOLE 0 0 8,112
ISHARES TR RUS 2000 GRW ETF 464287648 8,607 40,124 SH SOLE 0 0 40,124
ISHARES TR CORE S&P MCP ETF 464287507 1,088 4,501 SH SOLE 0 0 4,501
ISHARES TR S&P MC 400VL ETF 464287705 892 8,851 SH SOLE 0 0 8,851
ISHARES TR S&P MC 400GR ETF 464287606 310 4,548 SH SOLE 0 0 4,548
ISHARES TR CORE S&P SCP ETF 464287804 26,601 281,082 SH SOLE 0 0 281,082
ISHARES TR SP SMCP600VL ETF 464287879 4,690 51,363 SH SOLE 0 0 51,363
ISHARES TR S&P SML 600 GWT 464287887 1,421 13,150 SH SOLE 0 0 13,150
ISHARES TR S&P 500 VAL ETF 464287408 54,279 374,163 SH SOLE 0 0 374,163
ISHARES TR CORE S&P500 ETF 464287200 7,520 19,574 SH SOLE 0 0 19,574
ISHARES TR S&P 500 GRWT ETF 464287309 20,106 343,704 SH SOLE 0 0 343,704
ISHARES TR RUS 1000 ETF 464287622 4,862 23,098 SH SOLE 0 0 23,098
ISHARES TR RUS 1000 VAL ETF 464287598 59,885 394,892 SH SOLE 0 0 393,249
ISHARES TR RUS 1000 GRW ETF 464287614 93,390 435,916 SH SOLE 0 0 435,027
ISHARES TR RUSSELL 2000 ETF 464287655 9,701 55,640 SH SOLE 0 0 55,640
ISHARES TR RUS 2000 VAL ETF 464287630 8,501 61,304 SH SOLE 0 0 61,304
ISHARES TR RUS MID CAP ETF 464287499 320 4,751 SH SOLE 0 0 4,751
ISHARES TR RUS MD CP GR ETF 464287481 6,319 75,590 SH SOLE 0 0 75,590
ISHARES TR RUS MDCP VAL ETF 464287473 448 4,261 SH SOLE 0 0 4,261
ISHARES TR MSCI EAFE ETF 464287465 15,808 240,833 SH SOLE 0 0 240,833
ISHARES TR MSCI EMG MKT ETF 464287234 825 21,790 SH SOLE 0 0 21,790
ISHARES TR MORNINGSTR US EQ 464287127 533 10,141 SH SOLE 0 0 10,141
ISHARES TR GRWT ALLOCAT ETF 464289867 16,447 348,757 SH SOLE 0 0 348,757
ISHARES TR MSCI KLD400 SOC 464288570 2,459 34,256 SH SOLE 0 0 34,256
ISHARES TR MSCI ACWI EX US 464288240 3,606 79,273 SH SOLE 0 0 79,273
S&P GLOBAL INC COM 78409V104 751 2,245 SH SOLE 0 0 2,245
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 266 4,042 SH SOLE 0 0 4,042
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 277 838 SH SOLE 0 0 838
SPDR S&P 500 ETF TR TR UNIT 78462F103 40,228 105,192 SH SOLE 0 0 105,192
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 750 5,647 SH SOLE 0 0 5,647
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 310 2,295 SH SOLE 0 0 2,295
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,485 12,768 SH SOLE 0 0 12,768
VANGUARD INDEX FDS MID CAP ETF 922908629 336 1,651 SH SOLE 0 0 1,651
VANGUARD INDEX FDS VALUE ETF 922908744 1,312 9,349 SH SOLE 0 0 9,349
VANGUARD INDEX FDS SMALL CP ETF 922908751 435 2,372 SH SOLE 0 0 2,372
VANGUARD INDEX FDS GROWTH ETF 922908736 1,364 6,405 SH SOLE 0 0 6,405
VANGUARD INDEX FDS TOTAL STK MKT 922908769 46,093 241,086 SH SOLE 0 0 240,147
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 574 11,450 SH SOLE 0 0 11,450
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 286 7,339 SH SOLE 0 0 7,339
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,516 16,573 SH SOLE 0 0 16,573
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 13,214 314,857 SH SOLE 0 0 314,857