The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 3,984,771 55,390 SH SOLE 55,390 0 0
ABBOTT LABS COM 002824100 1,726,826 15,728 SH SOLE 15,728 0 0
ABBVIE INC COM 00287Y109 486,620 3,011 SH SOLE 3,011 0 0
ALTRIA GROUP INC COM 02209S103 224,813 4,918 SH SOLE 4,918 0 0
AMERICAN ELEC PWR CO INC COM 025537101 332,325 3,500 SH SOLE 3,500 0 0
AMGEN INC COM 031162100 2,869,836 10,927 SH SOLE 10,926 0 0
ANALOG DEVICES INC COM 032654105 1,159,036 7,066 SH SOLE 7,066 0 0
APPLE INC COM 037833100 2,365,148 18,203 SH SOLE 18,203 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 447,863 1,875 SH SOLE 1,875 0 0
BANK AMERICA CORP COM 060505104 460,123 13,893 SH SOLE 13,892 0 0
BECTON DICKINSON & CO COM 075887109 509,872 2,005 SH SOLE 2,005 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 5,624,532 12 SH SOLE 12 0 0
BLACKROCK INC COM 09247X101 3,354,481 4,734 SH SOLE 4,733 0 0
BLACKSTONE INC COM 09260D107 919,736 12,397 SH SOLE 12,397 0 0
CVS HEALTH CORP COM 126650100 4,011,422 43,046 SH SOLE 43,045 0 0
CISCO SYS INC COM 17275R102 3,362,575 70,583 SH SOLE 70,583 0 0
CINTAS CORP COM 172908105 677,430 1,500 SH SOLE 1,500 0 0
COCA COLA CO COM 191216100 423,007 6,650 SH SOLE 6,650 0 0
CONSOLIDATED EDISON INC COM 209115104 409,833 4,300 SH SOLE 4,300 0 0
COSTCO WHSL CORP NEW COM 22160K105 608,209 1,332 SH SOLE 1,332 0 0
DARDEN RESTAURANTS INC COM 237194105 3,265,324 23,605 SH SOLE 23,605 0 0
DOMINION ENERGY INC COM 25746U109 2,398,275 39,111 SH SOLE 39,110 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,797,262 27,161 SH SOLE 27,160 0 0
EMERSON ELEC CO COM 291011104 3,167,680 32,976 SH SOLE 32,976 0 0
META PLATFORMS INC CL A 30303M102 201,570 1,675 SH SOLE 1,675 0 0
FRANCHISE GROUP INC COM 35180X105 214,380 9,000 SH SOLE 9,000 0 0
HOME DEPOT INC COM 437076102 1,585,686 5,020 SH SOLE 5,020 0 0
ILLINOIS TOOL WKS INC COM 452308109 302,725 1,374 SH SOLE 1,374 0 0
INTEL CORP COM 458140100 1,515,170 57,328 SH SOLE 57,327 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,404,342 17,022 SH SOLE 17,021 0 0
ISHARES SILVER TR ISHARES 46428Q109 690,503 31,358 SH SOLE 31,358 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,042,146 121,540 SH SOLE 121,540 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,921,805 120,140 SH SOLE 120,140 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 2,968,007 121,540 SH SOLE 121,540 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 2,805,269 120,140 SH SOLE 120,140 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 2,807,672 120,140 SH SOLE 120,140 0 0
JPMORGAN CHASE & CO COM 46625H100 3,845,181 28,674 SH SOLE 28,673 0 0
JOHNSON & JOHNSON COM 478160104 1,072,029 6,069 SH SOLE 6,068 0 0
KINDER MORGAN INC DEL COM 49456B101 3,693,850 204,306 SH SOLE 204,305 0 0
LOWES COS INC COM 548661107 1,249,529 6,271 SH SOLE 6,271 0 0
MARKEL CORP COM 570535104 223,973 170 SH SOLE 170 0 0
MCDONALDS CORP COM 580135101 4,713,940 17,888 SH SOLE 17,887 0 0
MICROSOFT CORP COM 594918104 4,679,133 19,511 SH SOLE 19,511 0 0
MID-AMER APT CMNTYS INC COM 59522J103 1,282,750 8,171 SH SOLE 8,170 0 0
NIKE INC CL B 654106103 883,765 7,553 SH SOLE 7,552 0 0
NORFOLK SOUTHN CORP COM 655844108 1,143,333 4,640 SH SOLE 4,639 0 0
OAKTREE SPECIALTY LENDING CO COM 67401P108 89,310 13,000 SH SOLE 13,000 0 0
PEPSICO INC COM 713448108 4,157,824 23,015 SH SOLE 23,014 0 0
PFIZER INC COM 717081103 959,575 18,727 SH SOLE 18,727 0 0
PHILLIPS 66 COM 718546104 3,520,763 33,827 SH SOLE 33,827 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,689,176 24,658 SH SOLE 24,657 0 0
PROCTER AND GAMBLE CO COM 742718109 3,809,379 25,134 SH SOLE 25,134 0 0
QUALCOMM INC COM 747525103 2,016,479 18,342 SH SOLE 18,341 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 268,952 2,665 SH SOLE 2,665 0 0
REALTY INCOME CORP COM 756109104 2,351,794 37,077 SH SOLE 37,077 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 764,860 2,000 SH SOLE 2,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 737,934 4,350 SH SOLE 4,350 0 0
SMUCKER J M CO COM NEW 832696405 4,283,167 27,030 SH SOLE 27,029 0 0
SOUTHERN CO COM 842587107 4,334,604 60,700 SH SOLE 60,700 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 233,192 28,300 SH SOLE 28,300 0 0
STAG INDL INC COM 85254J102 1,443,617 44,680 SH SOLE 44,680 0 0
STARBUCKS CORP COM 855244109 273,202 2,754 SH SOLE 2,754 0 0
SYSCO CORP COM 871829107 933,461 12,210 SH SOLE 12,210 0 0
TARGET CORP COM 87612E106 1,477,908 9,916 SH SOLE 9,916 0 0
3M CO COM 88579Y101 2,517,067 20,990 SH SOLE 20,989 0 0
TOWNEBANK PORTSMOUTH VA COM 89214P109 250,147 8,111 SH SOLE 8,111 0 0
TRAVELERS COMPANIES INC COM 89417E109 261,403 1,394 SH SOLE 1,394 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,465,886 19,937 SH SOLE 19,937 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,016,105 1,917 SH SOLE 1,916 0 0
URSTADT BIDDLE PPTYS INC CL A 917286205 212,101 11,193 SH SOLE 11,192 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,374,117 16,660 SH SOLE 16,660 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,225,458 31,103 SH SOLE 31,103 0 0
WEC ENERGY GROUP INC COM 92939U106 211,429 2,255 SH SOLE 2,255 0 0
WALMART INC COM 931142103 2,467,223 17,401 SH SOLE 17,400 0 0
WASTE MGMT INC DEL COM 94106L109 1,841,943 11,741 SH SOLE 11,741 0 0
MEDTRONIC PLC SHS G5960L103 1,813,578 23,335 SH SOLE 23,334 0 0
CHUBB LIMITED COM H1467J104 3,485,432 15,800 SH SOLE 15,799 0 0