v3.22.4
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2022
Jun. 30, 2022
Assets    
Cash $ 15,825 $ 20,910
Interest-bearing deposits 149,209 84,209
Cash and cash equivalents 165,034 105,119
Commercial paper, net 0 194,427
Certificates of deposit in other banks 29,371 23,551
Debt securities available for sale, at fair value (amortized cost of $152,790 and $130,099 at December 31, 2022 and June 30, 2022, respectively) 147,942 126,978
FHLB and FRB stock 13,661 9,326
SBIC investments, at cost 12,414 12,758
Loans held for sale, at fair value 518 0
Loans held for sale, at the lower of cost or fair value 72,777 79,307
Total loans, net of deferred loan fees and costs 2,985,623 2,769,295
ACL on loans (38,859) (34,690)
Loans, net 2,946,764 2,734,605
Premises and equipment, net 65,216 69,094
Accrued interest receivable 11,076 8,573
Deferred income taxes, net 11,319 11,487
BOLI 96,335 95,281
Goodwill 25,638 25,638
Core deposit intangibles, net 32 93
Other assets 48,918 52,967
Total assets 3,647,015 3,549,204
Liabilities    
Deposits 3,048,020 3,099,761
Borrowings 130,000 0
Other liabilities 58,840 60,598
Total liabilities 3,236,860 3,160,359
Stockholders' equity    
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding 0 0
Common stock, $0.01 par value, 60,000,000 shares authorized, 15,673,595 shares     issued and outstanding at December 31, 2022; 15,591,466 at June 30, 2022 157 156
Additional paid in capital 128,486 126,106
Retained earnings 290,271 270,276
Unearned ESOP shares (5,026) (5,290)
Accumulated other comprehensive loss (3,733) (2,403)
Total stockholders' equity 410,155 388,845
Total liabilities and stockholders' equity $ 3,647,015 $ 3,549,204