The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 400,843 3,651 SH SOLE 3,651 0 0
ABBVIE INC COM 00287Y109 814,676 5,041 SH SOLE 5,041 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,633,180 4,853 SH SOLE 4,853 0 0
AGNICO EAGLE MINES LTD COM 008474108 3,836,134 73,786 SH SOLE 73,786 0 0
ALPHABET INC CAP STK CL A 02079K305 528,498 5,990 SH SOLE 5,990 0 0
ALPHABET INC CAP STK CL C 02079K107 9,020,735 101,665 SH SOLE 101,665 0 0
AMAZON COM INC COM 023135106 6,293,028 74,917 SH SOLE 74,917 0 0
AMGEN INC COM 031162100 4,647,940 17,697 SH SOLE 17,697 0 0
APPLE INC COM 037833100 12,994,230 100,009 SH SOLE 100,009 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 286,632 1,200 SH SOLE 1,200 0 0
BANK AMERICA CORP COM 060505104 258,402 7,802 SH SOLE 7,802 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 385,198 1,247 SH SOLE 1,247 0 0
BOOKING HOLDINGS INC COM 09857L108 3,099,501 1,538 SH SOLE 1,538 0 0
CARIBOU BIOSCIENCES INC COM 142038108 533,926 85,020 SH SOLE 85,020 0 0
CHEVRON CORP NEW COM 166764100 7,485,092 41,702 SH SOLE 41,702 0 0
CISCO SYS INC COM 17275R102 6,172,043 129,556 SH SOLE 129,556 0 0
COMCAST CORP NEW CL A 20030N101 3,585,544 102,532 SH SOLE 102,532 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,689,675 12,464 SH SOLE 12,464 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 3,548,668 19,915 SH SOLE 19,915 0 0
DIGITAL RLTY TR INC COM 253868103 2,267,217 22,611 SH SOLE 22,611 0 0
DISNEY WALT CO COM 254687106 1,859,232 21,400 SH SOLE 21,400 0 0
ENBRIDGE INC COM 29250N105 312,292 7,987 SH SOLE 7,987 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,642,254 27,831 SH SOLE 27,831 0 0
EXXON MOBIL CORP COM 30231G102 6,648,962 60,281 SH SOLE 60,281 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 4,080,636 33,478 SH SOLE 33,478 0 0
GENERAL MLS INC COM 370334104 7,366,893 87,858 SH SOLE 87,858 0 0
GLOBAL X FDS US PFD ETF 37954Y657 631,617 32,608 SH SOLE 32,608 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 254,101 740 SH SOLE 740 0 0
HARSCO CORP COM 415864107 125,800 20,000 SH SOLE 20,000 0 0
HOME DEPOT INC COM 437076102 3,900,674 12,349 SH SOLE 12,349 0 0
INTEL CORP COM 458140100 1,284,498 48,600 SH SOLE 48,600 0 0
INTUIT COM 461202103 237,813 611 SH SOLE 611 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,155,838 12,213 SH SOLE 12,147 0 66
ISHARES TR CORE S&P500 ETF 464287200 5,121,519 13,330 SH SOLE 13,330 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 246,698 1,150 SH SOLE 1,150 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,045,555 37,540 SH SOLE 37,540 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 307,150 6,721 SH SOLE 6,721 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 8,713,276 173,807 SH SOLE 173,282 0 525
JOHNSON & JOHNSON COM 478160104 809,587 4,583 SH SOLE 4,583 0 0
JPMORGAN CHASE & CO COM 46625H100 5,458,391 40,704 SH SOLE 40,704 0 0
LINDE PLC SHS G5494J103 5,283,464 16,198 SH SOLE 16,198 0 0
MASCO CORP COM 574599106 4,593,589 98,427 SH SOLE 98,427 0 0
MCDONALDS CORP COM 580135101 234,542 890 SH SOLE 890 0 0
MEDTRONIC PLC SHS G5960L103 3,232,661 41,590 SH SOLE 41,590 0 0
MERCK & CO INC COM 58933Y105 4,205,056 37,898 SH SOLE 37,898 0 0
MICROSOFT CORP COM 594918104 20,986,657 87,510 SH SOLE 87,510 0 0
NUCOR CORP COM 670346105 472,143 3,582 SH SOLE 3,582 0 0
NVIDIA CORPORATION COM 67066G104 5,414,971 37,053 SH SOLE 37,053 0 0
ORACLE CORP COM 68389X105 714,244 8,738 SH SOLE 8,738 0 0
PEPSICO INC COM 713448108 211,372 1,170 SH SOLE 1,170 0 0
PFIZER INC COM 717081103 3,479,298 67,902 SH SOLE 67,902 0 0
PROCTER AND GAMBLE CO COM 742718109 7,672,910 50,626 SH SOLE 50,626 0 0
QUALCOMM INC COM 747525103 5,831,426 53,042 SH SOLE 53,042 0 0
ROPER TECHNOLOGIES INC COM 776696106 4,775,131 11,051 SH SOLE 11,051 0 0
SCHWAB CHARLES CORP COM 808513105 8,085,222 97,108 SH SOLE 97,108 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,618,859 152,888 SH SOLE 152,888 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,851,914 57,495 SH SOLE 57,495 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 747,045 15,486 SH SOLE 15,486 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,108,761 23,104 SH SOLE 22,843 0 261
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,619,245 18,512 SH SOLE 18,401 0 111
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,413,691 41,336 SH SOLE 41,005 0 331
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 433,447 11,737 SH SOLE 11,653 0 84
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,148,620 8,893 SH SOLE 8,813 0 80
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,468,784 19,702 SH SOLE 19,503 0 199
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,787,378 13,157 SH SOLE 13,036 0 121
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,093,765 11,137 SH SOLE 11,050 0 87
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,049,146 13,506 SH SOLE 13,397 0 109
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,157,541 25,374 SH SOLE 25,122 0 252
SHELL PLC SPON ADS 780259305 5,281,444 92,738 SH SOLE 92,738 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,287,907 7,592 SH SOLE 7,592 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,738,990 7,162 SH SOLE 6,542 0 620
SPDR SER TR PORTFOLIO SH TSR 78468R101 9,125,622 315,875 SH SOLE 315,875 0 0
STRYKER CORPORATION COM 863667101 3,333,621 13,635 SH SOLE 13,635 0 0
TARGET CORP COM 87612E106 1,405,000 9,427 SH SOLE 9,427 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,860,965 8,827 SH SOLE 8,827 0 0
TJX COS INC NEW COM 872540109 3,852,481 48,398 SH SOLE 48,398 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 7,144,497 42,504 SH SOLE 42,504 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,823,947 12,871 SH SOLE 12,871 0 0
US BANCORP DEL COM NEW 902973304 2,927,318 67,125 SH SOLE 67,125 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 8,615,180 175,820 SH SOLE 175,820 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,420,482 84,017 SH SOLE 83,964 0 53
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,015,731 282,600 SH SOLE 282,327 0 273
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 504,871 6,715 SH SOLE 6,388 0 327
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,917,458 307,778 SH SOLE 307,555 0 223
VANGUARD WORLD FDS UTILITIES ETF 92204A876 5,535,455 36,095 SH SOLE 36,072 0 23
VERIZON COMMUNICATIONS INC COM 92343V104 3,759,805 95,427 SH SOLE 95,427 0 0
VISA INC COM CL A 92826C839 5,775,966 27,801 SH SOLE 27,801 0 0
VMWARE INC CL A COM 928563402 232,139 1,891 SH SOLE 1,891 0 0
XYLEM INC COM 98419M100 2,733,512 24,722 SH SOLE 24,722 0 0
ZOETIS INC CL A 98978V103 4,106,331 28,020 SH SOLE 28,020 0 0