The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,845 11,419 SH SOLE 0 0 11,419
ALPHABET INC CAP STK CL A 02079K305 906 10,272 SH SOLE 0 0 10,272
ALPHABET INC CAP STK CL C 02079K107 1,769 19,938 SH SOLE 0 0 19,938
AMAZON COM INC COM 023135106 4,390 52,265 SH SOLE 0 0 52,265
APPLE INC COM 037833100 8,441 64,963 SH SOLE 0 0 64,963
AT&T INC COM 00206R102 355 19,265 SH SOLE 0 0 19,265
BANK AMERICA CORP COM 060505104 550 16,615 SH SOLE 0 0 16,615
BGC PARTNERS INC CL A 05541T101 39 10,250 SH SOLE 0 0 10,250
BLACKSTONE INC COM 09260D107 867 11,688 SH SOLE 0 0 11,688
CITIGROUP INC COM NEW 172967424 490 10,829 SH SOLE 0 0 10,829
COCA COLA CO COM 191216100 1,233 19,384 SH SOLE 0 0 19,384
COMCAST CORP NEW CL A 20030N101 1,071 30,625 SH SOLE 0 0 30,625
COSTAR GROUP INC COM 22160N109 1,073 13,888 SH SOLE 0 0 13,888
CSX CORP COM 126408103 793 25,599 SH SOLE 0 0 25,599
DOW INC COM 260557103 881 17,493 SH SOLE 0 0 17,493
ELANCO ANIMAL HEALTH INC COM 28414H103 127 10,414 SH SOLE 0 0 10,414
ENBRIDGE INC COM 29250N105 444 11,353 SH SOLE 0 0 11,353
EXXON MOBIL CORP COM 30231G102 3,219 29,185 SH SOLE 0 0 29,185
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 3,770 75,238 SH SOLE 0 0 75,238
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 3,953 200,268 SH SOLE 0 0 200,268
FORD MTR CO DEL COM 345370860 124 10,647 SH SOLE 0 0 10,647
FRONTLINE LTD SHS NEW G3682E192 162 13,335 SH SOLE 0 0 13,335
GENERAL MTRS CO COM 37045V100 696 20,702 SH SOLE 0 0 20,702
GILEAD SCIENCES INC COM 375558103 951 11,080 SH SOLE 0 0 11,080
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 720 12,172 SH SOLE 0 0 12,172
HERCULES CAPITAL INC COM 427096508 184 13,893 SH SOLE 0 0 13,893
ICICI BANK LIMITED ADR 45104G104 421 19,251 SH SOLE 0 0 19,251
INDEPENDENCE RLTY TR INC COM 45378A106 179 10,600 SH SOLE 0 0 10,600
INTEL CORP COM 458140100 697 26,386 SH SOLE 0 0 26,386
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 613 25,640 SH SOLE 0 0 25,640
INVESCO QQQ TR UNIT SER 1 46090E103 4,282 16,082 SH SOLE 0 0 16,082
ISHARES TR SHORT TREAS BD 464288679 2,888 26,274 SH SOLE 0 0 26,274
ISHARES TR RUS MID CAP ETF 464287499 1,009 14,959 SH SOLE 0 0 14,959
ISHARES TR MSCI EAFE ETF 464287465 4,658 70,966 SH SOLE 0 0 70,966
ISHARES TR 1 3 YR TREAS BD 464287457 6,185 76,202 SH SOLE 0 0 76,202
ISHARES TR RUSSELL 2000 ETF 464287655 7,610 43,644 SH SOLE 0 0 43,644
ISHARES TR SHRT NAT MUN ETF 464288158 13,944 133,726 SH SOLE 0 0 133,726
ISHARES TR NATIONAL MUN ETF 464288414 9,968 94,465 SH SOLE 0 0 94,465
ISHARES TR CORE MSCI EAFE 46432F842 17,143 278,111 SH SOLE 0 0 278,111
ISHARES TR CORE S&P SCP ETF 464287804 9,935 104,982 SH SOLE 0 0 104,982
ISHARES TR CORE S&P MCP ETF 464287507 34,681 143,375 SH SOLE 0 0 143,375
ISHARES TR RUS 1000 GRW ETF 464287614 23,532 109,838 SH SOLE 0 0 109,838
ISHARES TR PFD AND INCM SEC 464288687 610 19,978 SH SOLE 0 0 19,978
ISHARES TR RUS 1000 VAL ETF 464287598 17,818 117,497 SH SOLE 0 0 117,497
JPMORGAN CHASE & CO COM 46625H100 3,331 24,843 SH SOLE 0 0 24,843
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 28 12,700 SH SOLE 0 0 12,700
MERCK & CO INC COM 58933Y105 1,465 13,114 SH SOLE 0 0 13,114
MICROSOFT CORP COM 594918104 8,281 34,529 SH SOLE 0 0 34,529
NOKIA CORP SPONSORED ADR 654902204 172 37,163 SH SOLE 0 0 37,163
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 203 17,965 SH SOLE 0 0 17,965
NVIDIA CORPORATION COM 67066G104 1,659 11,355 SH SOLE 0 0 11,355
PFIZER INC COM 717081103 519 10,125 SH SOLE 0 0 10,125
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 4,488 140,553 SH SOLE 0 0 140,553
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 5,811 64,737 SH SOLE 0 0 64,737
PIMCO HIGH INCOME FD COM SHS 722014107 49 10,398 SH SOLE 0 0 10,398
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 849 17,602 SH SOLE 0 0 17,602
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,428 25,230 SH SOLE 0 0 25,230
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,748 51,106 SH SOLE 0 0 51,106
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,224 16,275 SH SOLE 0 0 16,275
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,429 12,262 SH SOLE 0 0 12,262
VANGUARD INDEX FDS VALUE ETF 922908744 38,690 275,629 SH SOLE 0 0 275,629
VANGUARD INDEX FDS GROWTH ETF 922908736 33,689 158,082 SH SOLE 0 0 158,082
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 39,059 111,171 SH SOLE 0 0 111,171
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 19,595 260,602 SH SOLE 0 0 260,602
VERIZON COMMUNICATIONS INC COM 92343V104 1,053 26,732 SH SOLE 0 0 26,732