The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 290,259 2,839 SH SOLE 2,839 0 0
APPLE INC COM 037833100 2,402,933 16,466 SH SOLE 16,466 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 584,022 1,889 SH SOLE 1,889 0 0
BOEING CO COM 097023105 248,566 1,177 SH SOLE 1,177 0 0
CHEVRON CORP NEW COM 166764100 350,825 1,955 SH SOLE 1,955 0 0
CORNING INC COM 219350105 246,560 6,700 SH SOLE 6,700 0 0
COSTCO WHSL CORP NEW COM 22160K105 224,467 446 SH SOLE 446 0 0
EXXON MOBIL CORP COM 30231G102 2,053,118 17,759 SH SOLE 17,759 0 0
GENERAL DYNAMICS CORP COM 369550108 205,878 905 SH SOLE 905 0 0
HOME DEPOT INC COM 437076102 539,638 1,704 SH SOLE 1,704 0 0
HORIZON THERAPEUTICS PUB L SHS G46188101 396,387 3,583 SH SOLE 3,583 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 388,222 1,310 SH SOLE 1,310 0 0
ISHARES TR CORE S&P MCP ETF 464287507 252,444 967 SH SOLE 967 0 0
ISHARES TR JPMORGAN USD EMG 464288281 302,684 3,416 SH SOLE 3,416 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 448,146 1,930 SH SOLE 1,930 0 0
ISHARES TR RUS MID CAP ETF 464287499 240,174 3,310 SH SOLE 3,310 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 258,590 1,364 SH SOLE 1,364 0 0
LOCKHEED MARTIN CORP COM 539830109 216,931 472 SH SOLE 472 0 0
META PLATFORMS INC CL A 30303M102 449,909 2,965 SH SOLE 2,965 0 0
MICROSOFT CORP COM 594918104 819,920 3,304 SH SOLE 3,304 0 0
NUCOR CORP COM 670346105 1,079,649 6,470 SH SOLE 6,470 0 0
PFIZER INC COM 717081103 346,286 7,908 SH SOLE 7,908 0 0
PROCTER AND GAMBLE CO COM 742718109 224,586 1,598 SH SOLE 1,598 0 0
QUALCOMM INC COM 747525103 992,046 7,437 SH SOLE 7,437 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,573,802 98,200 SH SOLE 98,200 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,701,280 76,785 SH SOLE 76,785 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 8,865,764 279,236 SH SOLE 279,236 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,798,514 62,088 SH SOLE 62,088 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,759,474 54,963 SH SOLE 54,963 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 244,662 5,094 SH SOLE 5,094 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,247,552 45,580 SH SOLE 45,580 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,966,555 44,402 SH SOLE 44,402 0 0
SEMPRA COM 816851109 332,686 2,056 SH SOLE 2,056 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 822,956 2,029 SH SOLE 2,029 0 0
TESLA INC COM 88160R101 759,456 4,269 SH SOLE 4,269 0 0
UNION PAC CORP COM 907818108 248,535 1,228 SH SOLE 1,228 0 0
UNITEDHEALTH GROUP INC COM 91324P102 296,787 611 SH SOLE 611 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 964,959 4,325 SH SOLE 4,325 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,084,681 7,268 SH SOLE 7,268 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 248,483 3,353 SH SOLE 3,353 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 5,917,254 25,099 SH SOLE 25,099 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 352,484 1,804 SH SOLE 1,804 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 333,175 2,315 SH SOLE 2,315 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 11,177,036 51,020 SH SOLE 51,020 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 207,084 2,292 SH SOLE 2,292 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,407,244 3,775 SH SOLE 3,775 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 210,024 1,229 SH SOLE 1,229 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,159,261 40,815 SH SOLE 40,815 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 212,516 955 SH SOLE 955 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,311,395 11,334 SH SOLE 11,334 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 8,380,929 58,383 SH SOLE 58,383 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,383,362 55,569 SH SOLE 55,569 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,761,480 34,702 SH SOLE 34,702 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 490,170 6,428 SH SOLE 6,428 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,609,853 16,806 SH SOLE 16,806 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 772,174 13,662 SH SOLE 13,662 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,104,523 133,112 SH SOLE 133,112 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 295,689 2,682 SH SOLE 2,682 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 260,201 1,853 SH SOLE 1,853 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 6,371,457 61,146 SH SOLE 61,146 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 5,720,631 29,937 SH SOLE 29,937 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 219,322 5,397 SH SOLE 5,397 0 0