The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 494,649 4,505 SH SOLE 0 0 0 4,505
ABBVIE INC COM 00287Y109 274,091 1,696 SH SOLE 0 0 0 1,696
ALPHABET INC CAP STK CL C 02079K107 767,866 8,654 SH SOLE 0 0 0 8,654
AMAZON COM INC COM 023135106 2,309,297 27,492 SH SOLE 0 0 0 27,492
AMGEN INC COM 031162100 759,818 2,893 SH SOLE 0 0 0 2,893
APPLE INC COM 037833100 6,839,569 52,640 SH SOLE 0 0 0 52,640
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,014,737 3,285 SH SOLE 0 0 0 3,285
CHEVRON CORP NEW COM 166764100 404,276 2,252 SH SOLE 0 0 0 2,252
CISCO SYS INC COM 17275R102 362,326 7,606 SH SOLE 0 0 0 7,606
COCA COLA CO COM 191216100 263,663 4,145 SH SOLE 0 0 0 4,145
COLUMBIA BKG SYS INC COM 197236102 248,783 8,257 SH SOLE 0 0 0 8,257
CORTEVA INC COM 22052L104 215,546 3,667 SH SOLE 0 0 0 3,667
COSTCO WHSL CORP NEW COM 22160K105 619,700 1,358 SH SOLE 0 0 0 1,358
DBX ETF TR XTRACK MSCI EAFE 233051630 345,972 15,863 SH SOLE 0 0 0 15,863
DISNEY WALT CO COM 254687106 283,199 3,260 SH SOLE 0 0 0 3,260
DUPONT DE NEMOURS INC COM 26614N102 233,685 3,405 SH SOLE 0 0 0 3,405
EXXON MOBIL CORP COM 30231G102 255,510 2,317 SH SOLE 0 0 0 2,317
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 2,612,678 108,365 SH SOLE 0 0 0 108,365
GARTNER INC COM 366651107 890,771 2,650 SH SOLE 0 0 0 2,650
HOME DEPOT INC COM 437076102 390,713 1,237 SH SOLE 0 0 0 1,237
INTEL CORP COM 458140100 975,344 36,903 SH SOLE 0 0 0 36,903
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 1,159,994 78,484 SH SOLE 0 0 0 78,484
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,722,037 73,897 SH SOLE 0 0 0 73,897
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 294,440 6,692 SH SOLE 0 0 0 6,692
INVESCO QQQ TR UNIT SER 1 46090E103 252,684 949 SH SOLE 0 0 0 949
ISHARES INC MSCI EMERG MRKT 464286533 6,349,132 119,682 SH SOLE 0 0 0 119,682
ISHARES TR 0-5YR HI YL CP 46434V407 681,486 16,666 SH SOLE 0 0 0 16,666
ISHARES TR CORE MSCI EAFE 46432F842 559,321 9,074 SH SOLE 0 0 0 9,074
ISHARES TR CORE 1 5 YR USD 46432F859 355,684 7,659 SH SOLE 0 0 0 7,659
ISHARES TR MBS ETF 464288588 3,646,111 39,311 SH SOLE 0 0 0 39,311
ISHARES TR NATIONAL MUN ETF 464288414 601,115 5,697 SH SOLE 0 0 0 5,697
ISHARES TR EAFE VALUE ETF 464288877 10,772,157 234,790 SH SOLE 0 0 0 234,790
ISHARES TR CORE S&P TTL STK 464287150 2,145,934 25,306 SH SOLE 0 0 0 25,306
ISHARES TR CORE US AGGBD ET 464287226 9,455,880 97,493 SH SOLE 0 0 0 97,493
ISHARES TR ISHS 5-10YR INVT 464288638 1,568,922 31,689 SH SOLE 0 0 0 31,689
ISHARES TR CORE S&P MCP ETF 464287507 315,942 1,306 SH SOLE 0 0 0 1,306
ISHARES TR CORE S&P SCP ETF 464287804 298,023 3,149 SH SOLE 0 0 0 3,149
ISHARES TR CORE S&P500 ETF 464287200 5,101,105 13,277 SH SOLE 0 0 0 13,277
ISHARES TR RUS 1000 GRW ETF 464287614 518,247 2,419 SH SOLE 0 0 0 2,419
ISHARES TR RUSSELL 2000 ETF 464287655 407,479 2,337 SH SOLE 0 0 0 2,337
ISHARES TR US HLTHCARE ETF 464287762 211,080 744 SH SOLE 0 0 0 744
ISHARES TR MSCI EMG MKT ETF 464287234 250,157 6,600 SH SOLE 0 0 0 6,600
ISHARES TR MSCI EAFE ETF 464287465 207,126 3,155 SH SOLE 0 0 0 3,155
ISHARES TR CORE TOTAL USD 46434V613 5,504,060 122,503 SH SOLE 0 0 0 122,503
ISHARES TR CONV BD ETF 46435G102 1,609,064 23,162 SH SOLE 0 0 0 23,162
ISHARES TR FALN ANGLS USD 46435G474 746,092 30,317 SH SOLE 0 0 0 30,317
ISHARES TR ESG AWR MSCI USA 46435G425 12,310,738 145,259 SH SOLE 0 0 0 145,259
ISHARES TR US INFRASTRUC 46435U713 2,352,331 64,874 SH SOLE 0 0 0 64,874
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 5,752,984 204,079 SH SOLE 0 0 0 204,079
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 2,003,182 39,960 SH SOLE 0 0 0 39,960
JOHNSON & JOHNSON COM 478160104 206,590 1,169 SH SOLE 0 0 0 1,169
MCDONALDS CORP COM 580135101 263,307 999 SH SOLE 0 0 0 999
MERCADOLIBRE INC COM 58733R102 259,796 307 SH SOLE 0 0 0 307
MERCK & CO INC COM 58933Y105 1,783,737 16,077 SH SOLE 0 0 0 16,077
META PLATFORMS INC CL A 30303M102 223,762 1,859 SH SOLE 0 0 0 1,859
MICROSOFT CORP COM 594918104 9,487,287 39,560 SH SOLE 0 0 0 39,560
NIKE INC CL B 654106103 1,172,728 10,022 SH SOLE 0 0 0 10,022
NOVARTIS AG SPONSORED ADR 66987V109 467,208 5,150 SH SOLE 0 0 0 5,150
NVIDIA CORPORATION COM 67066G104 341,170 2,335 SH SOLE 0 0 0 2,335
ORACLE CORP COM 68389X105 220,698 2,700 SH SOLE 0 0 0 2,700
PROCTER AND GAMBLE CO COM 742718109 4,705,938 31,050 SH SOLE 0 0 0 31,050
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,128,068 25,174 SH SOLE 0 0 0 25,174
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,498,931 201,767 SH SOLE 0 0 0 201,767
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 11,347,803 251,336 SH SOLE 0 0 0 251,336
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 677,569 16,726 SH SOLE 0 0 0 16,726
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 367,200 6,609 SH SOLE 0 0 0 6,609
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,232,599 18,670 SH SOLE 0 0 0 18,670
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,949,853 61,959 SH SOLE 0 0 0 61,959
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,575,114 108,792 SH SOLE 0 0 0 108,792
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,581,957 34,180 SH SOLE 0 0 0 34,180
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 498,811 10,340 SH SOLE 0 0 0 10,340
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 3,594,491 73,014 SH SOLE 0 0 0 73,014
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,757,029 72,505 SH SOLE 0 0 0 72,505
SCHWAB STRATEGIC TR LONG TERM US 808524680 8,256,641 234,297 SH SOLE 0 0 0 234,297
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,623,469 18,560 SH SOLE 0 0 0 18,560
SHELL PLC SPON ADS 780259305 569,500 10,000 SH SOLE 0 0 0 10,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,848,155 7,448 SH SOLE 0 0 0 7,448
SPDR SER TR PORT MTG BK ETF 78464A383 557,234 25,679 SH SOLE 0 0 0 25,679
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,132,562 82,786 SH SOLE 0 0 0 82,786
STARBUCKS CORP COM 855244109 263,269 2,654 SH SOLE 0 0 0 2,654
TESLA INC COM 88160R101 618,276 5,019 SH SOLE 0 0 0 5,019
UNILEVER PLC SPON ADR NEW 904767704 364,836 7,246 SH SOLE 0 0 0 7,246
US BANCORP DEL COM NEW 902973304 283,527 6,501 SH SOLE 0 0 0 6,501
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 228,764 2,665 SH SOLE 0 0 0 2,665
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 250,097 3,481 SH SOLE 0 0 0 3,481
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 5,651,956 115,346 SH SOLE 0 0 0 115,346
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 606,246 1,726 SH SOLE 0 0 0 1,726
VANGUARD INDEX FDS SMALL CP ETF 922908751 777,020 4,234 SH SOLE 0 0 0 4,234
VANGUARD INDEX FDS GROWTH ETF 922908736 832,661 3,907 SH SOLE 0 0 0 3,907
VANGUARD INDEX FDS VALUE ETF 922908744 1,132,505 8,068 SH SOLE 0 0 0 8,068
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 283,550 3,438 SH SOLE 0 0 0 3,438
VANGUARD INDEX FDS TOTAL STK MKT 922908769 361,290 1,890 SH SOLE 0 0 0 1,890
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 470,518 3,541 SH SOLE 0 0 0 3,541
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 696,397 14,909 SH SOLE 0 0 0 14,909
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 889,401 17,971 SH SOLE 0 0 0 17,971
WELLS FARGO CO NEW COM 949746101 1,438,810 34,846 SH SOLE 0 0 0 34,846