Item Number
Column/Field Name
Notes
Item 2(a)(2)
Asset Number
With respect to Asset Number 1, original file reflected one loan with Original Loan Amount of 94000000 however this is now split into Asset Number 1 and 1A with Original Loan Amounts of 50000000 and 44000000 respectively. Appraisal, financial, and property level information will only be reflected on Asset Number 1. Similar splits are reported for assets 2 (adding loan 2A), and 3 (adding 3A and 3B) each are a pari passu loan structure.
Item 2(c)(16)
Payment Type
For Asset Number 3, the mortgage loan is self-amortizing. For Assets Number 7 and Number 14, the mortgage loan is interest-only until the anticipated repayment date at which point it then commences hyperamortization.
Item 2(c)(18)
Scheduled Principal Balance at Securitization
With respect to each mortgage loan, the principal balance shown reflects the principal balance as of the Cut-off Date, assuming that any payment due on the Cut-off Date is made, and that no voluntary principal prepayments or casualty or condemnation proceeds are received.
Item 2(c)(29)(i)
Prepayment Lock-Out End Date
With respect to each mortgage loan, the Prepayment Lock-Out End Date reflects the calendar day prior to the first payment date where yield maintenance or prepayment penalty is permitted.
Item 2(d)(14)
Valuation Amount at Securitization
With respect to the residential cooperative properties, the value shown is determined as if such residential cooperative property is operated as a residential cooperative and, in general, equals the sum of (i) the gross share value of all cooperative units in such residential cooperative property (applying a discount for units that are subject to existing rent-regulated or rent-controlled rental tenants as and if deemed appropriate by the appraiser), based in part on various comparable sales of cooperative apartment units in the market, plus (ii) the amount of the underlying debt encumbering such residential cooperative property.
Item 2(d)(20)
Physical Occupancy at Securitization
With respect to each mortgage loan, the occupancy percent shown is indicative of the physical occupancy information available as of securitization. In the case of a residential cooperative property, the occupancy percent shown is indicative of the property vacancy assumption in the related appraisal for purposes of determining the appraised value of the related mortgaged property determined as a multifamily rental property.
Item 2(d)(28)(i)
Date of Financials as of Securitization
For Asset Numbers 1, 3, 4, 5, 14, the Date of Financials as of Securitization has been left blank as it was not available at the time of securitization. For the residential cooperative properties the Date of Financials as of Securitization has been left blank as it was not applicable.
Item 2(d)(28)(iv)
Revenue at Securitization
For a residential cooperative property, this value is determined by appraisal and, in general, equals projected operating income at the property assuming such property is operated as a rental property with rents and other income set at prevailing market rates (but taking into account the presence of existing rent-regulated or rent-controlled rental tenants).
Item 2(d)(28)(vi)
Operating Expenses at Securitization
For a residential cooperative property, this value is determined by appraisal and, in general, equals the projected operating expenses at the property assuming such property is operated as a rental property.
Item 2(d)(28)(viii)
Net Operating Income at Securitization
For a residential cooperative property, this value is determined by appraisal and, in general, equals projected operating income at the property assuming such property is operated as a rental property with rents and other income set at prevailing market rates (but taking into account the presence of existing rent-regulated or rent-controlled rental tenants), reduced by underwritten property operating expenses and a market-rate vacancy assumption.
Item 2(d)(28)(x)
Net Cash Flow at Securitization
For a residential cooperative property, this value is determined by appraisal and, in general, equals projected operating income at the property assuming such property is operated as a rental property with rents and other income set at prevailing market rates (but taking into account the presence of existing rent-regulated or rent-controlled rental tenants), reduced by underwritten property operating expenses, a market-rate vacancy assumption and projected replacement reserves.
Item 2(d)(28)(xv)
Debt Service Coverage Ratio (Net Operating Income) at Securitization
With respect to any mortgage loan that is part of a mortgage loan structure evidenced by multiple pari passu notes (including notes outside the trust), the value shown is inclusive of debt service related to the entirety of the mortgage loan structure (or, if the mortgage loan is part of the senior portion of a mortgage loan structure that also includes one or more subordinate companion loans, the entirety of the senior portion of such mortgage loan structure).
Item 2(d)(28)(xvii)
Debt Service Coverage Ratio (Net Cash Flow) at Securitization
With respect to any mortgage loan that is part of a mortgage loan structure evidenced by multiple pari passu notes (including notes outside the trust), the value shown is inclusive of debt service related to the entirety of the mortgage loan structure (or, if the mortgage loan is part of the senior portion of a mortgage loan structure that also includes one or more subordinate companion loans, the entirety of the senior portion of such mortgage loan structure).
Item 2(e)(6)
Servicer and Trustee Fee Rate
With respect to each mortgage loan, this percentage reflects the Operating Advisor Fee Rate, the Certificate Administrator Fee Rate, the Servicing Fee Rate, the CREFC(C) Intellectual Property Royalty License Fee Rate and the Asset Representations Reviewer Fee Rate.
Item 2(e)(12)
Reporting Period Ending Actual Balance
With respect to each mortgage loan, the principal balance shown reflects the principal balance as of the Cut-off Date, assuming that any payment due on the Cut-off Date is made, and that no voluntary principal prepayments or casualty or condemnation proceeds are received.
Item 2(e)(13)
Reporting Period Ending Scheduled Balance
With respect to each mortgage loan, the principal balance shown reflects the principal balance as of the Cut-off Date, assuming that any payment due on the Cut-off Date is made, and that no voluntary principal prepayments or casualty or condemnation proceeds are received.
Item 2(f)(1)
Primary Servicer
With respect to the Primary Servicer the full name for "Wells Fargo Bank, NA" is Wells Fargo Bank, National Association and "NCB" represents "National Cooperative Bank, N.A."