Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 |
CONTACT INFORMATION | |
Depositor | Sequoia Residential Funding, Inc. |
Trustee | Christiana Trust |
Master Servicer | Wells Fargo Bank, N.A. |
CONTENTS | |
Distribution Summary | 2 |
Distribution Summary (Factors) | 3 |
Interest Distribution | 4 |
Principal Distribution | 5 |
Reconciliation Detail | 6 |
Collateral Summary | 7 |
Stratification Detail | 8 |
Delinquency Information | 9 |
Standard Prepayment and Default Information | 11 |
Distribution Waterfall Detail | 12 |
Other Information | 13 |
Asset Level Detail | 14 |
Deal Contact: | Karen Schluter | Citibank, N.A. |
karen.schluter@citi.com | Agency and Trust | |
Tel: (212) 816-5827 | 388 Greenwich Street | |
New York, NY 10013 |
Reports Available at | sf.citidirect.com | Page 1 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
DISTRIBUTION IN DOLLARS | Distribution Summary |
Prior | Pass- | Current | ||||||||||||||||||||||
Original | Principal | Through | Accrual | Accrual | Interest | Principal | Total | Balance | Realized | Principal | ||||||||||||||
Class | Balance | Balance | Rate | Day Count | Dates | Distributed | Distributed | Distributed | Change | Loss | Balance | |||||||||||||
(1 | ) | (2 | ) | (3 | ) | (4 | ) | (5 | ) | (6 | ) | (7 | ) | (8 | ) | (9)= | (7 | +8) | (10 | ) | (11 | ) | (12)= | (3-8+10-11) |
A-1 | 140,105,000.00 | 10,197,428.04 | 2.500000 | % | 30 / 360 | 10/01 - 10/31 | 21,244.64 | 37,248.22 | 58,492.86 | 0.00 | 0.00 | 10,160,179.82 | ||||||||||||
A-2 | 140,104,000.00 | 10,197,355.25 | 1.808000 | % | 30 / 360 | 10/01 - 10/31 | 15,364.02 | 37,247.95 | 52,611.97 | 0.00 | 0.00 | 10,160,107.30 | ||||||||||||
B-1 | 7,989,000.00 | 1,270,945.38 | 3.702101 | % | 30 / 360 | 10/01 - 10/31 | 3,920.97 | 11,619.69 | 15,540.66 | 0.00 | 0.00 | 1,259,325.69 | ||||||||||||
B-2 | 4,220,000.00 | 671,346.81 | 3.702101 | % | 30 / 360 | 10/01 - 10/31 | 2,071.16 | 6,137.83 | 8,208.99 | 0.00 | 0.00 | 665,208.98 | ||||||||||||
B-3 | 3,467,000.00 | 551,554.35 | 3.702101 | % | 30 / 360 | 10/01 - 10/31 | 1,701.59 | 5,042.62 | 6,744.21 | 0.00 | 0.00 | 546,511.73 | ||||||||||||
B-4 | 2,412,000.00 | 582,676.82 | 3.702101 | % | 30 / 360 | 10/01 - 10/31 | 1,797.61 | 0.00 | 1,797.61 | 0.00 | 0.00 | 582,676.82 | ||||||||||||
B-5 | 3,165,461.00 | 3,165,461.00 | 3.702101 | % | 30 / 360 | 10/01 - 10/31 | 9,765.72 | 0.00 | 9,765.72 | 0.00 | 0.00 | 3,165,461.00 | ||||||||||||
LT-R | 0.00 | 0.00 | 0.000000 | % | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
R | 0.00 | 0.00 | 0.000000 | % | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
Totals | 301,462,461.00 | 26,636,767.65 | 55,865.71 | 97,296.31 | 153,162.02 | 0.00 | 0.00 | 26,539,471.34 |
Notional Classes | ||||||||||||
A-IO1 | 280,209,000.00 | 20,394,783.29 | 0.702101 | % | 30 / 360 | 10/01 - 10/31 | 11,932.67 | 0.00 | 11,932.67 | 0.00 | 0.00 | 20,320,287.12 |
A-IO2 | 140,105,000.00 | 10,197,428.04 | 0.500000 | % | 30 / 360 | 10/01 - 10/31 | 4,248.93 | 0.00 | 4,248.93 | 0.00 | 0.00 | 10,160,179.82 |
A-IO3 | 140,104,000.00 | 10,197,355.25 | 1.192000 | % | 30 / 360 | 10/01 - 10/31 | 10,129.37 | 0.00 | 10,129.37 | 0.00 | 0.00 | 10,160,107.30 |
Totals | 560,418,000.00 | 40,789,566.58 | 26,310.97 | 0.00 | 26,310.97 | 0.00 | 0.00 | 40,640,574.24 |
Reports Available at | sf.citidirect.com | Page 2 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
PER $1,000 OF ORIGINAL BALANCE | Distribution Summary (Factors) |
Prior | Current | |||||||||
Record | Principal | Interest | Principal | Total | Balance | Realized | Principal | |||
Class | CUSIP(s) | Date | Balance | Distributed | Distributed | Distributed | Change | Loss | Balance | |
(3/2 x 1000) | (7/2 x 1000) | (8/2 x 1000) | (9/2 x 1000) | (10/2 x 1000) | (11/2 x 1000) | (12/2 x 1000) | ||||
A-1 | 81744 | NAA8 | 10/31/2022 | 72.784184 | 0.151634 | 0.265859 | 0.417493 | 0.000000 | 0.000000 | 72.518324 |
A-2 | 81744 | NAB6 | 10/31/2022 | 72.784184 | 0.109662 | 0.265859 | 0.375521 | 0.000000 | 0.000000 | 72.518324 |
B-1 | 81744 | NAG5 | 10/31/2022 | 159.086917 | 0.490796 | 1.454461 | 1.945257 | 0.000000 | 0.000000 | 157.632456 |
B-2 | 81744 | NAH3 | 10/31/2022 | 159.086922 | 0.490796 | 1.454462 | 1.945258 | 0.000000 | 0.000000 | 157.632460 |
B-3 | 81744 | NAJ9 | 10/31/2022 | 159.086920 | 0.490796 | 1.454462 | 1.945258 | 0.000000 | 0.000000 | 157.632457 |
B-4 | 81744 | NAK6 | 10/31/2022 | 241.574138 | 0.745278 | 0.000000 | 0.745278 | 0.000000 | 0.000000 | 241.574138 |
B-5 | 81744 | NAL4 | 10/31/2022 | 1,000.000000 | 3.085086 | 0.000000 | 3.085086 | 0.000000 | 0.000000 | 1,000.000000 |
LT-R | 81744 | NAN0 | 10/31/2022 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R | 81744 | NAM2 | 10/31/2022 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
A-IO1 | 81744 | NAD2 | 10/31/2022 | 72.784184 | 0.042585 | 0.000000 | 0.042585 | 0.000000 | 0.000000 | 72.518324 |
A-IO2 | 81744 | NAE0 | 10/31/2022 | 72.784184 | 0.030327 | 0.000000 | 0.030327 | 0.000000 | 0.000000 | 72.518324 |
A-IO3 | 81744 | NAF7 | 10/31/2022 | 72.784184 | 0.072299 | 0.000000 | 0.072299 | 0.000000 | 0.000000 | 72.518324 |
Reports Available at | sf.citidirect.com | Page 3 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
DISTRIBUTION IN DOLLARS | Interest Distribution Detail |
Prior | Pass- | Next Pass- | Interest | Optimal | Prior | Interest on | Non-Recov. | Current | |||||||||||||||||
Principal | Through | Through | Accrual Day | Accrued | Unpaid | Prior Unpaid | Interest | Interest | Deferred | Interest | Unpaid | ||||||||||||||
Class | Balance | Rate | Rate | Cnt Fraction | Interest | Interest | Interest | Shortfall | Due | Interest | Distributed | Interest | |||||||||||||
(1 | ) | (2 | ) | (3 | ) | (4 | ) | (5 | ) | (6 | ) | (7 | ) | (8 | ) | (9 | ) | (10)= | (6)+(7)+(8)-(9) | (11 | ) | (12 | ) | (13)= | (10)-(11)-(12) |
A-1 | 10,197,428.04 | 2.500000 | % | 2.500000 | % | 30 / 360 | 21,244.64 | 0.00 | 0.00 | 0.00 | 21,244.64 | 0.00 | 21,244.64 | 0.00 | |||||||||||
A-2 | 10,197,355.25 | 1.808000 | % | 1.808000 | % | 30 / 360 | 15,364.02 | 0.00 | 0.00 | 0.00 | 15,364.02 | 0.00 | 15,364.02 | 0.00 | |||||||||||
B-1 | 1,270,945.38 | 3.702101 | % | 3.702153 | % | 30 / 360 | 3,920.97 | 0.00 | 0.00 | 0.00 | 3,920.97 | 0.00 | 3,920.97 | 0.00 | |||||||||||
B-2 | 671,346.81 | 3.702101 | % | 3.702153 | % | 30 / 360 | 2,071.16 | 0.00 | 0.00 | 0.00 | 2,071.16 | 0.00 | 2,071.16 | 0.00 | |||||||||||
B-3 | 551,554.35 | 3.702101 | % | 3.702153 | % | 30 / 360 | 1,701.59 | 0.00 | 0.00 | 0.00 | 1,701.59 | 0.00 | 1,701.59 | 0.00 | |||||||||||
B-4 | 582,676.82 | 3.702101 | % | 3.702153 | % | 30 / 360 | 1,797.61 | 0.00 | 0.00 | 0.00 | 1,797.61 | 0.00 | 1,797.61 | 0.00 | |||||||||||
B-5 | 3,165,461.00 | 3.702101 | % | 3.702153 | % | 30 / 360 | 9,765.72 | 258.71 | 0.00 | 0.00 | 10,024.43 | 0.00 | 9,765.72 | 258.71 | |||||||||||
LT-R | 0.00 | 0.000000 | % | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
R | 0.00 | 0.000000 | % | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
Totals | 26,636,767.65 | 55,865.71 | 258.71 | 0.00 | 0.00 | 56,124.42 | 0.00 | 55,865.71 | 258.71 |
Notional Classes | ||||||||||||||
A-IO1 | 20,394,783.29 | 0.702101 | % | 0.702153 | % | 30 / 360 | 11,932.67 | 0.00 | 0.00 | 0.00 | 11,932.67 | 0.00 | 11,932.67 | 0.00 |
A-IO2 | 10,197,428.04 | 0.500000 | % | 0.500000 | % | 30 / 360 | 4,248.93 | 0.00 | 0.00 | 0.00 | 4,248.93 | 0.00 | 4,248.93 | 0.00 |
A-IO3 | 10,197,355.25 | 1.192000 | % | 1.192000 | % | 30 / 360 | 10,129.37 | 0.00 | 0.00 | 0.00 | 10,129.37 | 0.00 | 10,129.37 | 0.00 |
Totals | 40,789,566.58 | 26,310.97 | 0.00 | 0.00 | 0.00 | 26,310.97 | 0.00 | 26,310.97 | 0.00 |
Reports Available at | sf.citidirect.com | Page 4 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
DISTRIBUTION IN DOLLARS | Principal Distribution Detail |
Prior | Scheduled | Unscheduled | Current | Current | Current | Cumulative | Original | Current | Original | Current | ||||||||||||||||||
Original | Principal | Principal | Principal | Balance | Realized | Principal | Principal | Realized | Class | Class | Credit | Credit | ||||||||||||||||
Class | Balance | Balance | Distribution | Distribution | Change | Losses | Recoveries | Balance | Losses | (%) | (%) | Support Support | ||||||||||||||||
(1 | ) | (2 | ) | (3 | ) | (4 | ) | (5 | ) | (6 | ) | (7 | ) | (8 | ) | (9)= | (3)-(4)-(5)+(6)- | (10 | ) | (11 | ) | (12 | ) | (13 | ) | (14 | ) | |
(7)+ | (8 | ) | ||||||||||||||||||||||||||
A-1 | 140,105,000.00 | 10,197,428.04 | 34,053.70 | 3,194.52 | 0.00 | 0.00 | 0.00 | 10,160,179.82 | 0.00 | 46.48 | % | 38.28 | % | 7.05 | % | 23.43 | % | |||||||||||
A-2 | 140,104,000.00 | 10,197,355.25 | 34,053.46 | 3,194.49 | 0.00 | 0.00 | 0.00 | 10,160,107.30 | 0.00 | 46.47 | % | 38.28 | % | 7.05 | % | 23.43 | % | |||||||||||
B-1 | 7,989,000.00 | 1,270,945.38 | 10,623.16 | 996.53 | 0.00 | 0.00 | 0.00 | 1,259,325.69 | 0.00 | 2.65 | % | 4.75 | % | 4.40 | % | 18.69 | % | |||||||||||
B-2 | 4,220,000.00 | 671,346.81 | 5,611.43 | 526.40 | 0.00 | 0.00 | 0.00 | 665,208.98 | 0.00 | 1.40 | % | 2.51 | % | 3.00 | % | 16.18 | % | |||||||||||
B-3 | 3,467,000.00 | 551,554.35 | 4,610.15 | 432.47 | 0.00 | 0.00 | 0.00 | 546,511.73 | 0.00 | 1.15 | % | 2.06 | % | 1.85 | % | 14.12 | % | |||||||||||
B-4 | 2,412,000.00 | 582,676.82 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 582,676.82 | 0.00 | 0.80 | % | 2.20 | % | 1.05 | % | 11.93 | % | |||||||||||
B-5 | 3,165,461.00 | 3,165,461.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3,165,461.00 | 0.00 | 1.05 | % | 11.93 | % | 0.00 | % | 0.00 | % | |||||||||||
Totals | 301,462,461.00 | 26,636,767.65 | 88,951.90 | 8,344.41 | 0.00 | 0.00 | 0.00 | 26,539,471.34 | 0.00 | 100 | % | 100 | % |
Reports Available at | sf.citidirect.com | Page 5 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Reconciliation Detail |
SOURCE OF FUNDS | |||
Interest Funds Available | |||
Scheduled Interest | 88,391.87 | ||
Uncompensated PPIS | 0.00 | ||
Relief Act Shortfall | 0.00 | ||
Losses in Excess of Principal Balance | 0.00 | ||
Stop Advance Interest | 0.00 | ||
Other Interest Reductions | 0.00 | ||
Total Interest Funds Available: | 88,391.87 | ||
Principal Funds Available | |||
Scheduled Principal | 88,951.90 | ||
Curtailments | 8,344.41 | ||
Curtailments Adjustments | 0.00 | ||
Prepayments in Full | 0.00 | ||
Liquidation Principal | 0.00 | ||
Repurchased Principal | 0.00 | ||
Other Principal | 0.00 | ||
Substitution Principal | 0.00 | ||
Principal Losses and Forgiveness | 0.00 | ||
Subsequent Recoveries / (Losses) | 0.00 | ||
Total Principal Funds Available: | 97,296.31 | ||
Total Funds Available | 185,688.18 |
ALLOCATION OF FUNDS | ||
Scheduled Fees | ||
Master Servicing Fee | 184.21 | |
Servicing Fee | 5,549.30 | |
Securities Administrator Fee | 481.68 | |
Total Scheduled Fees: | 6,215.19 | |
Additional Fees, Expenses, etc. | ||
Trust Fund Expenses | 0.00 | |
Other Expenses | 0.00 | |
Total Additional Fees, Expenses, etc.: | 0.00 | |
Distributions | ||
Interest Distribution | 82,176.68 | |
Principal Distribution | 97,296.31 | |
Total Distributions: | 179,472.99 | |
Total Funds Allocated | 185,688.18 |
Reports Available at | sf.citidirect.com | Page 6 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Collateral Summary |
ASSET CHARACTERISTICS | ||||||||
Cut-Off | Beginning | Ending | Delta or % of Orig | |||||
Aggregate Stated Principal Balance | 301,462,461.31 | 26,636,768.00 | 26,539,471.69 | 8.80 | % | |||
Aggregate Actual Principal Balance | 301,462,461.31 | 26,679,607.42 | 26,585,116.43 | 8.82 | % | |||
Loan Count | 358 | 45 | 45 | 313 | ||||
Weighted Average Coupon Rate (WAC) | 4.078918 | % | 3.982099 | % | 3.982153 | % | -0.096765 | % |
Net Weighted Average Coupon Rate (Net WAC) | 3.798918 | % | 3.702099 | % | 3.702153 | % | -0.096765 | % |
Weighted Average Remaining Term (WART in months) | 356 | 238 | 237 | 119 |
AVAILABLE PRINCIPAL | |
Scheduled Principal | 88,951.90 |
Curtailments | 8,344.41 |
Curtailments Adjustments | 0.00 |
Prepayments in Full | 0.00 |
Liquidation Principal | 0.00 |
Repurchased Principal | 0.00 |
Other Principal | 0.00 |
Substitution Principal | 0.00 |
Principal Losses and Forgiveness | 0.00 |
Subsequent Recoveries / (Losses) | 0.00 |
TOTAL AVAILABLE PRINCIPAL | 97,296.31 |
Realized Loss Summary | |
Principal Losses and Forgiveness | 0.00 |
Losses in Excess of Principal Balance | 0.00 |
Subsequent (Recoveries) / Losses | 0.00 |
Cumulative Realized Losses | 0.00 |
AVAILABLE INTEREST | ||
Scheduled Interest | 88,391.87 | |
Less: | Master Servicing Fee | 184.21 |
Servicing Fee | 5,549.30 | |
Securities Administrator Fee | 481.68 | |
Uncompensated PPIS | 0.00 | |
Relief Act Shortfall | 0.00 | |
Other Expenses | 0.00 | |
Losses in Excess of Principal Balance | 0.00 | |
Stop Advance Interest | 0.00 | |
Other Interest Reductions | 0.00 | |
TOTAL AVAILABLE INTEREST | 82,176.68 |
Reports Available at | sf.citidirect.com | Page 7 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Stratification Detail |
Loan Rate | ||||||
# of | Ending Sched | % of Agg | ||||
Loan Rate | Loans | Balance | Balance | WAC | WART | |
3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
3.01 to 3.25 | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
3.26 to 3.50 | 1 | 823,767.80 | 3.10 | 3.3750 | 240 | |
3.51 to 3.75 | 4 | 2,228,460.36 | 8.40 | 3.7136 | 217 | |
3.76 to 4.00 | 25 | 14,814,054.92 | 55.82 | 3.9220 | 239 | |
4.01 to 4.25 | 13 | 7,631,429.21 | 28.76 | 4.1711 | 239 | |
4.26 to 4.50 | 1 | 488,034.47 | 1.84 | 4.3750 | 238 | |
4.51 to 4.75 | 1 | 553,724.93 | 2.09 | 4.6250 | 240 | |
4.76 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
5.01 to 5.25 | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
5.26 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
5.51 to 5.75 | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
5.76 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
6.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 | |
Totals | 45 | 26,539,471.69 | 100.00 | 3.9822 | 237 |
Ending Scheduled Balance | |||||
Ending Sched | # of | Ending Sched | % of Agg | ||
Balance | Loans | Balance | Balance | WAC | WART |
1 to 150,000 | 1 | 114,693.57 | 0.43 | 4.0000 | 239 |
150,001 to 300,000 | 2 | 521,951.85 | 1.97 | 4.0004 | 239 |
300,001 to 450,000 | 7 | 2,807,546.23 | 10.58 | 3.9549 | 222 |
450,001 to 600,000 | 19 | 9,966,097.12 | 37.55 | 4.0553 | 239 |
600,001 to 750,000 | 5 | 3,300,869.96 | 12.44 | 3.9327 | 239 |
750,001 to 900,000 | 7 | 5,645,940.55 | 21.27 | 3.9126 | 239 |
900,001 to 1,050,000 | 2 | 1,888,236.93 | 7.11 | 4.0551 | 238 |
1,050,001 to 1,200,000 | 2 | 2,294,135.48 | 8.64 | 3.8750 | 239 |
Totals | 45 | 26,539,471.69 | 100.00 | 3.9822 | 237 |
Reports Available at | sf.citidirect.com | Page 8 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Delinquency Information |
DELINQUENT | BANKRUPTCY | FORECLOSURE | REO | TOTAL | ||||||||||||||||||||
Days | Balance | Count | Days | Balance | Count | Days | Balance | Count | Days | Balance | Count | Days | Balance | Count | ||||||||||
< 30 | 0.00 | 0 | < 30 | 0.00 | 0 | < 30 | 0.00 | 0 | < 30 | 0.00 | 0 | |||||||||||||
0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | |||||||||
30-59 | 416,219.79 | 1 | 30-59 | 0.00 | 0 | 30-59 | 0.00 | 0 | 30-59 | 0.00 | 0 | 30-59 | 416,219.79 | 1 | ||||||||||
1.568305 | % | 2.2 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 1.568305 | % | 2.2 | % | |||||
60-89 | 0.00 | 0 | 60-89 | 0.00 | 0 | 60-89 | 0.00 | 0 | 60-89 | 0.00 | 0 | 60-89 | 0.00 | 0 | ||||||||||
0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | |||||
90-119 | 0.00 | 0 | 90-119 | 0.00 | 0 | 90-119 | 0.00 | 0 | 90-119 | 0.00 | 0 | 90-119 | 0.00 | 0 | ||||||||||
0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | |||||
120-149 | 0.00 | 0 | 120-149 | 0.00 | 0 | 120-149 | 0.00 | 0 | 120-149 | 0.00 | 0 | 120-149 | 0.00 | 0 | ||||||||||
0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | |||||
150-179 | 0.00 | 0 | 150-179 | 0.00 | 0 | 150-179 | 0.00 | 0 | 150-179 | 0.00 | 0 | 150-179 | 0.00 | 0 | ||||||||||
0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | |||||
180+ | 0.00 | 0 | 180+ | 0.00 | 0 | 180+ | 0.00 | 0 | 180+ | 0.00 | 0 | 180+ | 0.00 | 0 | ||||||||||
0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | |||||
Total | 416,219.79 | 1 | Total | 0.00 | 0 | Total | 0.00 | 0 | Total | 0.00 | 0 | Total | 416,219.79 | 1 | ||||||||||
1.568305 | % | 2.2 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 0.000000 | % | 0.0 | % | 1.568305 | % | 2.2 | % |
Principal and Interest Advances | N/A |
Reports Available at | sf.citidirect.com | Page 9 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Historical Delinquency Information |
Distribution | 1 Month | 2 Month | 3 | + Month | Bankruptcy | Foreclosure | REO | Total | ||||||||||||||||||||
Date | Balance | Cnt | Balance | Cnt | Balance | Cnt | Balance | Cnt | Balance | Cnt | Balance | Cnt | Balance | Cnt | ||||||||||||||
11/2022 | 416,220 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 416,220 | 1 | ||||||||||||||
1.568 | % | 2.2 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.568 | % | 2.2 | % | |
10/2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | |
09/2022 | 0 | 0 | 418,492 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 418,492 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 1.565 | % | 2.2 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.565 | % | 2.2 | % | |
08/2022 | 419,622 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 419,622 | 1 | ||||||||||||||
1.564 | % | 2.2 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.564 | % | 2.2 | % | |
07/2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 420,749 | 1 | 0 | 0 | 420,749 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.563 | % | 2.2 | % | 0.000 | % | 0.0 | % | 1.563 | % | 2.2 | % | |
06/2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 421,872 | 1 | 0 | 0 | 421,872 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.561 | % | 2.2 | % | 0.000 | % | 0.0 | % | 1.561 | % | 2.2 | % | |
05/2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 422,991 | 1 | 0 | 0 | 422,991 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.560 | % | 2.2 | % | 0.000 | % | 0.0 | % | 1.560 | % | 2.2 | % | |
04/2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 424,106 | 1 | 0 | 0 | 424,106 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.498 | % | 2.2 | % | 0.000 | % | 0.0 | % | 1.498 | % | 2.2 | % | |
03/2022 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 425,218 | 1 | 0 | 0 | 425,218 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.432 | % | 2.1 | % | 0.000 | % | 0.0 | % | 1.432 | % | 2.1 | % | |
02/2022 | 0 | 0 | 0 | 0 | 426,326 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 426,326 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.431 | % | 2.1 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.431 | % | 2.1 | % | |
01/2022 | 0 | 0 | 0 | 0 | 427,430 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 427,430 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.394 | % | 2.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.394 | % | 2.0 | % | |
12/2021 | 0 | 0 | 428,531 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 428,531 | 1 | ||||||||||||||
0.000 | % | 0.0 | % | 1.370 | % | 2.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 0.000 | % | 0.0 | % | 1.370 | % | 2.0 | % |
Reports Available at | sf.citidirect.com | Page 10 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Standard Prepayment and Default Information |
Wtd. Avg. | Current | ||||||||||||||||
Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||||||||
Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | ||||||
25-Nov-2022 | 120.84 | 26,539,471.69 | 88,951.90 | 8,344.41 | 0.00 | 0.031 | % | 0.377 | % | 6 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Oct-2022 | 119.84 | 26,636,768.00 | 88,631.29 | 8,343.92 | 0.00 | 0.031 | % | 0.375 | % | 6 | % | 0.000 | % | 0.000 | % | 0 | % |
26-Sep-2022 | 118.84 | 26,733,743.21 | 88,311.81 | 8,320.18 | 0.00 | 0.031 | % | 0.373 | % | 6 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Aug-2022 | 117.84 | 26,830,375.20 | 87,996.93 | 7,242.45 | 0.00 | 0.027 | % | 0.323 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Jul-2022 | 116.84 | 26,925,614.58 | 87,683.06 | 7,271.98 | 0.00 | 0.027 | % | 0.324 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
27-Jun-2022 | 115.84 | 27,020,569.62 | 87,370.23 | 7,251.92 | 0.00 | 0.027 | % | 0.322 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
25-May-2022 | 114.81 | 27,115,191.77 | 89,974.28 | 1,103,676.65 | 0.00 | 3.911 | % | 38.045 | % | 634 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Apr-2022 | 113.81 | 28,308,842.70 | 92,679.45 | 1,293,229.59 | 0.00 | 4.369 | % | 41.494 | % | 692 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Mar-2022 | 112.81 | 29,694,751.74 | 92,349.82 | 7,275.74 | 0.00 | 0.024 | % | 0.294 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Feb-2022 | 111.82 | 29,794,377.30 | 94,037.59 | 769,418.96 | 0.00 | 2.517 | % | 26.358 | % | 439 | % | 0.000 | % | 0.000 | % | 0 | % |
25-Jan-2022 | 110.82 | 30,657,833.85 | 95,286.36 | 532,603.90 | 0.00 | 1.708 | % | 18.672 | % | 311 | % | 0.000 | % | 0.000 | % | 0 | % |
27-Dec-2021 | 109.81 | 31,285,724.11 | 100,231.43 | 768,800.19 | 0.00 | 2.398 | % | 25.272 | % | 421 | % | 0.000 | % | 0.000 | % | 0 | % |
SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||||||||
CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||||||||
PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) |
Reports Available at | sf.citidirect.com | Page 11 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Waterfall Detail |
Remaining | |||
DISTRIBUTIONS | Amount | Available | |
Distributed | Funds | ||
Available Distribution Amount | 179,472.99 | ||
Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | (62,919.63 | ) | 116,553.36 |
Senior Certificates, the Senior Principal Distribution Amount | (74,496.17 | ) | 42,057.19 |
Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | (3,920.97 | ) | 38,136.22 |
Class B-1 Certificates, the Subordinate Principal Distribution Amount | (11,619.69 | ) | 26,516.53 |
Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | (2,071.16 | ) | 24,445.37 |
Class B-2 Certificates, the Subordinate Principal Distribution Amount | (6,137.83 | ) | 18,307.54 |
Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | (1,701.59 | ) | 16,605.95 |
Class B-3 Certificates, the Subordinate Principal Distribution Amount | (5,042.62 | ) | 11,563.33 |
Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | (1,797.61 | ) | 9,765.72 |
Class B-4 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 9,765.72 | |
Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | (9,765.72 | ) | 0.00 |
Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 | |
Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
Reports Available at | sf.citidirect.com | Page 12 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Other Information |
Principal Percentages | ||
Senior Percentage | 76.566283 | % |
Subordinate Percentage | 23.433717 | % |
Senior Prepayment Percentage | 76.566283 | % |
Subordinate Prepayment Percentage | 23.433717 | % |
Other Information | ||
Step-Down Test satisfied? | Yes |
Reports Available at | sf.citidirect.com | Page 13 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Voluntary Prepayments, Repurchases, and Substitutions |
Scheduled | |||||||||||
Original | Principal | Principal | Prepayment | Prepayment | Current | ||||||
Principal Pay | Principal | Balance at | Pay Down | Penalties | Penalties | Note | Original | Original | |||
Loan Number | Down Date | Payoff Type | Balance | Payoff | Amount | Collected | Waived | Rate | LTV | Term | State |
No Prepayments to Report. |
Reports Available at | sf.citidirect.com | Page 14 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Liquidation / Loss Detail |
Most Recent | Cutoff | Prior Unpaid | Prior Scheduled | Current | Subsequent | |||||
Most Recent | Next Due | Principal | Principal | Principal | Realized Loss | Loss / (Recovery) | Total Realized | Loss | ||
Loan Number | Loss Type | Loan Status | Date | Balance | Balance | Balance | Amount | Amount | Loss Amount | Severity |
No Loans With Losses to Report. |
Reports Available at | sf.citidirect.com | Page 15 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
REO Detail |
Current | |||||||
REO | Original | Unpaid Principal | Scheduled | REO | |||
Group | Acquisition | Principal | Balance at | Principal | Book | ||
Loan Number | No. | State | Date | Balance | Acquisition | Balance | Value |
No REOs to Report. |
Reports Available at | sf.citidirect.com | Page 16 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Material Modifications, Extensions, and Waivers Loan Detail: Part 1 |
Effective | Current | Current | |||||||||
Mod. | Scheduled | Actual | Delinquency | Capitalized | Deferred | Deferred | Forgiven | Forgiven | |||
Date | Loan Number | P&I | Balance | Balance | Balance | Status | Amount | Principal | Interest | Principal | Interest |
No Modified Loans to Report. |
Reports Available at | sf.citidirect.com | Page 17 of 18 | © Copyright | 2022 Citigroup |
Distribution Date: | 11/25/2022 | Sequoia Mortgage Trust |
Determination Date: | 11/16/2022 | |
Mortgage Pass-Through Certificates | ||
Series 2012-6 | ||
Material Modifications, Extensions, and Waivers Loan Detail: Part 2 |
Interest | Period | Life | Initial Reset | Next | Int Reset | IO | Balloon | Maturity | |||
Loan Number | Loan Type | Rate | Margin | Cap | Cap | Date | Reset Date | Period | Period | Payment | Date |
No Modified Loans to Report. |
Reports Available at | sf.citidirect.com | Page 18 of 18 | © Copyright | 2022 Citigroup |