Exhibit 99.2

Supplemental Data

CSMC_2022-NQM6

Run Date - 12/6/2022 16:30:00 PM

Loan ID

Customer Loan ID

Seller Loan ID

Loan Program

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Updated Credit Report Date

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Most Recent Updated Co Borrower 2 FICO

Most Recent Updated Co Borrower 3 FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification "Other" Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Non-US Document Expiration Date

Property Rights

XXXXXXX_CSMC_2022-NQM6-1

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.917%

7.917

$827.72

$3,460.44

$288.37

$0.00

$47.08

$4,452.00

$371.00

1534.17

[redacted]

$371.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.04

Borrower

[redacted]

707

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-2

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.615%

7.615

$2,121.32

$6,912.00

$576.00

$1,743.00

$145.25

$963.96

$80.33

2922.9

[redacted]

$80.33

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.8

0.81

Borrower

[redacted]

719

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-3

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.375%

8.375

$912.09

$1,056.00

$88.00

$987.00

$82.25

1082.34

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.48

Borrower

[redacted]

698

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-4

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

10.875%

10.875

$5,573.44

$9,684.24

$807.02

$3,432.00

$286.00

6666.46

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

753

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-5

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.000%

7.0

$731.83

$3,194.40

$266.20

$0.00

$44.33

$4,896.00

$408.00

$0.00

1450.36

[redacted]

$408.00

09/01/2022

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.07

N/A

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-6

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.084%

7.084

$1,962.54

$2,270.64

$189.22

$633.00

$52.75

2204.51

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.91

Borrower

[redacted]

700

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-7

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

6.990%

6.99

$697.86

$5,310.84

$442.57

$1,059.38

$88.28

1228.71

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.59

Borrower

[redacted]

654

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-8

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.000%

$2,824.23

$10,834.92

$902.91

$1,666.95

$138.91

$2,856.00

$238.00

4104.05

[redacted]

$238.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

769

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-9

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.000%

9.000

$2,151.56

$3,954.12

$329.51

$1,447.00

$120.58

2601.65

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

794

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-10

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.125%

7.125

$1,018.88

$1,985.88

$165.49

$1,061.00

$88.42

1272.79

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.06

Borrower

[redacted]

781

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-11

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

6.491%

6.491

$1,100.03

$2,831.52

$235.96

$0.00

$30.38

$2,568.00

$214.00

1580.37

[redacted]

$214.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.95

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-12

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

10.250%

10.250

$3,387.26

$5,331.00

$444.25

$1,813.00

$151.08

$650.04

$54.17

4036.76

[redacted]

$54.17

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

625

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-13

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

10.875%

10.875

$4,655.41

$16,557.00

$1,379.75

$4,183.36

$348.61

$0.00

6383.77

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-14

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

4597.5

07/04/2022

5.780%

Manual Underwriting

9.070%

8.500%

8.500

$771.22

$1,849.32

$154.11

$0.00

$60.51

$2,604.00

$217.00

1202.84

[redacted]

$217.00

Monthly

37.74

37.75%

Yes

Retired

Full Doc

1 YR

N/A

Yes

N/A

3528.06%

0.00%

N/A

Conventional

Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Award Letter Verified, 1040 Schedule E Verified

Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified

[redacted]

794

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-15

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

9.250%

9.250

$3,023.33

$6,397.20

$533.10

$982.00

$81.83

$480.00

$40.00

$0.00

3678.26

[redacted]

$40.00

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

656

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-16

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.365%

9.365

$6,855.93

$16,459.56

$1,371.63

$10,012.00

$834.33

$0.00

9061.89

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.55

0.56

Borrower || Co Borrower

[redacted]

709

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-17

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

8550

07/04/2022

5.780%

Manual Underwriting

8.688%

8.375%

8.375

$2,417.03

$2,378.04

$198.17

$1,584.00

$132.00

$0.00

2747.2

54.27

54.28%

Yes

Employed

Full Doc

1 Month

5376.21%

0.00%

N/A

Conventional

N/A

Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified

Borrower

[redacted]

569

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-18

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

6520

07/04/2022

5.780%

Manual Underwriting

9.683%

9.250%

9.250

$1,563.08

$1,367.88

$113.99

$1,007.00

$83.92

$0.00

1760.99

40.20

40.03%

Yes

Employed

Full Doc

2+ Months

4820.94%

0.00%

N/A

Conventional

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified

Borrower

[redacted]

569

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-19

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

11365

07/04/2022

5.780%

Manual Underwriting

7.029%

6.625%

6.625

$1,792.87

$5,928.00

$494.00

$855.00

$71.25

$825.00

$68.75

$0.00

2426.87

[redacted]

$68.75

Annually

6.38

6.38%

Yes

Self-Employed

12 Month Bank Statement

39030.04%

100.00%

N/A

Conventional

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

747

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-20

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

10795

07/04/2022

5.780%

Manual Underwriting

8.815%

8.500%

8.500

$2,906.49

$7,658.16

$638.18

$1,199.00

$99.92

$219.96

$18.33

$0.00

3662.92

[redacted]

$18.33

Annually

27.64

27.47%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

21026.05%

50.00%

N/A

Yes

N/A

Conventional

N/A

Borrower - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - CPA Letter Verified

Borrower || Co Borrower

[redacted]

603

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-21

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

11.000%

11.000

$1,820.84

$6,120.60

$510.05

$5,557.00

$463.08

2793.97

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

709

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Standard Driver's License - Not for federal Use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-22

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.875%

8.875

$5,696.82

$6,672.48

$556.04

$2,184.95

$182.08

$0.00

6434.94

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

778

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-23

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

10955

07/04/2022

5.780%

Manual Underwriting

7.158%

6.875%

6.875

$2,538.37

$4,627.56

$385.63

$820.00

$68.33

2992.33

50.38

50.17%

Yes

Employed

Full Doc

2+ Months

7453.33%

0.00%

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified

Borrower

[redacted]

711

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-24

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.125%

9.125

$2,440.90

$2,707.20

$225.60

$862.00

$71.83

2738.33

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

774

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-25

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.990%

9.990

$7,365.39

$7,414.56

$617.88

$1,620.09

$135.01

8118.28

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

648

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-26

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

27771

06/27/2022

5.880%

Manual Underwriting

7.807%

7.500%

7.500

$6,555.14

$25,100.52

$2,091.71

$0.00

$353.69

$27,243.24

$2,270.27

11270.81

[redacted]

$2,270.27

Monthly

10.82

10.82%

Yes

Self-Employed

12 Month Bank Statement

120155.71%

100.00%

N/A

Conventional

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

755

N/A

Non Permanent Resident Alien

Foreign National

N/A

Passport

N/A

[redacted]

Work Visa

07-21-2024

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-27

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

6650

07/04/2022

5.780%

Manual Underwriting

8.434%

8.125%

8.125

$1,767.14

$623.76

$51.98

$1,062.00

$88.50

1907.62

29.87

29.87%

Yes

Self-Employed

W2/1099 Verified

N/A

Yes

N/A

7159.50%

100.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, Written VOE Verified

Borrower

[redacted]

650

US Citizen

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-28

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9845

07/11/2022

5.370%

Manual Underwriting

8.264%

8.000%

8.00

$3,136.84

$6,600.00

$550.00

$960.14

$80.01

3766.85

47.30

47.30%

Yes

Self-Employed

Not Employed

W2/1099 Verified

N/A

Yes

N/A

11624.69%

100.00%

N/A

Yes

N/A

Conventional

Borrower - CPA Letter Verified, 2 YRS W2 1099 Verified || Co Borrower

Borrower || Co Borrower

[redacted]

714

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-29

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

7.750%

7.75

$4,307.07

$1,111.08

92.59

$812.00

$67.67

4467.33

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

772

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Standard Driver's License - Not for federal Use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-30

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

13440

07/04/2022

5.780%

Manual Underwriting

10.862%

10.490%

10.490

$4,112.96

$7,500.00

$625.00

$1,289.00

$107.42

4845.38

4.22

4.26%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

115278.50%

100.00%

N/A

Yes

N/A

Conventional

Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified

Borrower

[redacted]

587

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-31

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.375%

7.375

$4,237.98

$13,412.76

$1,117.73

$2,148.00

$179.00

5534.71

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

784

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-32

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

16685

07/04/2022

5.780%

Manual Underwriting

10.422%

9.990%

9.990

$4,235.10

$5,537.16

$461.43

$752.00

$62.67

$3,120.00

$260.00

5019.2

[redacted]

$260.00

Monthly

49.31

49.31%

Yes

Employed

Full Doc

2+ Months

14032.59%

0.00%

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified

Borrower || Co Borrower

[redacted]

513

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

US Citizen

N/A

Standard Driver's License - Not for federal Use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-33

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.875%

9.875

$3,455.63

$9,600.00

$800.00

$0.00

$21.25

$6,132.00

$511.00

$0.00

4766.63

[redacted]

$511.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

730

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-34

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

7.209%

7.209

$2,087.11

$12,630.36

$1,052.53

$1,025.00

$85.42

$3,300.00

$275.00

$0.00

3500.06

[redacted]

$275.00

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.71

N/A

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-35

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

10.500%

10.500

$1,083.97

$1,421.40

$118.45

$0.00

$37.00

$4,962.24

$413.52

1652.94

[redacted]

$413.52

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

681

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-36

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.626%

9.626

$2,733.80

$6,499.20

541.60

$0.00

$79.47

$6,000.00

$500.00

3854.87

[redacted]

$500.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-37

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.116%

8.116

$3,442.26

$7,286.88

$607.24

$2,302.00

$191.83

4241.33

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.03

Borrower

[redacted]

770

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-38

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.750%

7.750

$1,646.88

$2,982.12

$248.51

$1,864.00

$155.33

$456.00

$38.00

2088.72

[redacted]

$38.00

09/01/2022

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

Borrower || Co Borrower

[redacted]

657

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-39

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

13075

07/11/2022

5.370%

Manual Underwriting

8.823%

8.708%

8.708

$8,185.52

$4,838.16

$403.18

$1,367.00

$177.92

8766.62

$0.00

46.31

48.78%

51.56%

Yes

Self-Employed

Business P&L

N/A

Yes

N/A

23568.40%

100.00%

Borrower Prepared

N/A

Yes

N/A

Conventional

Borrower - SESoleProprietor, Primary Residence Rent Income - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified

Borrower

[redacted]

763

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-40

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

10.250%

10.250

$930.15

$3,670.20

$305.85

$0.00

$32.08

$3,948.00

$329.00

$0.00

1597.08

[redacted]

$329.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-41

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.375%

8.375

$3,400.25

$8,612.52

717.71

$493.00

$41.08

$3,168.00

$264.00

4423.04

[redacted]

$264.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

708

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-42

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.875%

7.875

$2,395.63

$5,191.44

432.62

$0.00

$107.40

$6,684.00

$557.00

3492.65

[redacted]

$557.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

755

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-43

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

8.125%

8.125

$2,004.74

$1,460.64

$121.72

$1,510.03

$125.84

$4,080.00

$340.00

$0.00

2592.3

[redacted]

$340.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.96

0.98

N/A

Borrower

[redacted]

726

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-44

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.501%

7.501

$1,395.07

$1,501.08

$125.09

$711.00

$59.25

1579.41

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-45

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.000%

$1,330.60

$6,660.00

$555.00

$0.00

$44.33

$3,744.00

$312.00

2241.93

[redacted]

$312.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.16

1.11

Borrower

[redacted]

719

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-46

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.126%

7.126

$1,150.83

$3,867.84

$322.32

$0.00

$85.83

$4,014.24

$334.52

1893.5

[redacted]

$334.52

09/01/2022

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.79

Borrower

[redacted]

716

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-47

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

15825

07/25/2022

5.610%

Manual Underwriting

7.580%

7.375%

7.375

$6,319.68

$16,749.96

1395.83

$0.00

$24.69

$3,552.00

$296.00

$0.00

8036.2

[redacted]

$296.00

Monthly

54.50

54.51%

Yes

Employed

Full Doc

1 Month

N/A

Yes

N/A

15000.00%

0.00%

N/A

Yes

FNMA 1005

N/A

Conventional

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified

Borrower

[redacted]

785

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-48

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

15534

07/11/2022

5.370%

Manual Underwriting

8.223%

7.709%

7.709

$2,362.67

$6,026.04

$502.17

$822.60

$68.55

$2,904.00

$242.00

$0.00

3175.39

[redacted]

$242.00

Monthly

41.01

40.71%

Yes

Self-Employed

Not Employed

2YR Full Doc

1 Month

N/A

20833.32%

0.00%

N/A

Yes

FNMA 1005

N/A

Conventional

N/A

Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified || Co Borrower

Borrower || Co Borrower

[redacted]

710

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-49

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

6.250%

6.25

$1,120.61

$3,423.96

$285.33

$0.00

$31.19

$3,396.00

$283.00

1720.13

[redacted]

$283.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.87

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-50

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

12895

07/18/2022

5.580%

Manual Underwriting

10.374%

10.115%

10.115

$4,888.92

$7,967.88

$663.99

$1,707.15

$142.26

$3,756.00

$313.00

6008.17

[redacted]

$313.00

Monthly

32.47

31.18%

32.47%

Yes

Self-Employed

12 Month Bank Statement

19383.59%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

615

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-51

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

8460

06/13/2022

5.310%

Manual Underwriting

10.430%

9.990%

9.99

$2,199.10

$2,722.68

$226.89

$1,117.00

$93.08

$0.00

2519.07

$4,165.65

39.49

39.49%

Yes

Employed

2YR Full Doc

2+ Months

N/A

6883.96%

100.00%

N/A

Yes

226

Other

N/A

Conventional

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower

[redacted]

545

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-52

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

11.000%

$2,178.44

$3,871.80

$322.65

$1,797.00

$149.75

2650.84

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

678

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-53

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

7457.5

07/18/2022

5.580%

Manual Underwriting

7.566%

7.500%

7.500

$8,617.82

$18,125.04

$1,510.42

$969.00

$80.75

$1,704.00

$142.00

$0.00

10350.99

$0.00

[redacted]

$142.00

Monthly

48.85

48.85%

Yes

Employed

Full Doc

2+ Months

N/A

Yes

N/A

27872.54%

0.00%

N/A

Yes

FNMA 1005

Yes

FNMA 1005

Conventional

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower || Co Borrower

[redacted]

644

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-54

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

11.000%

$1,024.83

$1,430.28

$119.19

$479.00

$39.92

1183.94

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

647

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-55

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.375%

7.375

$2,486.43

$1,800.36

$150.03

$1,202.00

$100.17

2736.63

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.55

Borrower

[redacted]

795

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-56

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

6.335%

6.335

$2,795.65

$10,214.28

$851.19

$1,994.00

$166.17

$5,160.00

$430.00

$0.00

4243.01

[redacted]

$430.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.06

N/A

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-57

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.000%

$1,643.30

$8,968.32

747.36

$4,107.00

$342.25

$8,640.00

$720.00

$0.00

3452.91

[redacted]

$720.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.89

1.02

Borrower

[redacted]

640

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-58

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

6.990%

6.990

$1,624.01

$3,723.60

$310.31

$667.00

$55.58

$1,944.00

$162.00

$0.00

2151.89

[redacted]

$162.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.02

N/A

Borrower

[redacted]

673

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-59

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

10.750%

10.750

$10,151.61

$11,550.00

962.50

$6,991.85

$582.65

$0.00

11696.76

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

671

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-60

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

18928

07/18/2022

5.580%

Manual Underwriting

9.474%

9.125%

9.125

$5,217.01

$18,565.92

$1,547.16

$0.00

$104.50

$11,304.00

$942.00

$0.00

7810.67

[redacted]

$942.00

Monthly

46.54

46.19%

Self-Employed

2YR Full Doc

1 YR

2+ Months

N/A

Yes

N/A

39608.08%

100.00%

Borrower Prepared

N/A

Yes

N/A

Conventional

N/A

Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified

Borrower - 2 YRS Personal Tax Returns Verified

[redacted]

659

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-61

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.865%

8.865

$1,565.21

$8,130.84

677.57

$1,097.00

$91.42

2334.2

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

717

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-62

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.500%

8.5

$1,909.21

$6,556.56

546.38

$1,408.00

$117.33

2572.92

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

741

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-63

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

81295

06/20/2022

5.860%

Manual Underwriting

8.212%

7.990%

7.990

$29,322.70

$68,810.64

$5,734.22

$10,426.00

$868.83

$9,000.00

$750.00

$0.00

36675.75

[redacted]

$750.00

Monthly

7.33

7.33%

Yes

Self-Employed

24 Month Bank Statement

500276.60%

100.00%

Stocks/Bonds,Stocks/Bonds,Stocks/Bonds

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

670

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-64

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

6.251%

6.251

$1,120.72

$2,819.52

$234.96

$0.00

$30.14

$3,600.00

$300.00

1685.82

[redacted]

$300.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.89

0.92

Borrower

[redacted]

680

N/A

Foreign National

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-65

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.240%

7.240

$1,870.71

$4,024.56

$335.38

$1,659.00

$138.25

$0.00

2344.34

0.00%

2 - Stated, Not Verified

Debt Service Coverage Ratio

N/A

DSCR

2.01

N/A

Borrower || Co Borrower || Co Borrower 2

[redacted]

755

766

750

755

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Passport

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

United States

08-05-2023

N/A

Fee Simple

XXXXXXX_CSMC_2022-NQM6-66

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.125%

8.125

$2,431.68

$10,806.84

$900.57

$2,367.00

$197.25

$2,256.00

$188.00

3717.5

[redacted]

$188.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.78

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-67

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.500%

9.500

$899.71

$2,840.76

$236.73

$865.00

$72.08

1208.52

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.16

1.15

Borrower

[redacted]

617

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-68

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

6.753%

6.753

$1,362.47

$3,500.04

$291.67

$1,047.00

$87.25

$3,960.00

$330.00

2071.39

[redacted]

$330.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.09

Borrower || Co Borrower

[redacted]

748

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-69

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.875%

7.875

$1,467.54

$6,330.84

527.57

$917.00

$76.42

$0.00

2071.53

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.81

0.82

N/A

Borrower

[redacted]

737

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-70

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

9.625%

9.625

$5,550.42

$10,812.48

$901.04

$889.00

$74.08

6525.54

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

779

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-71

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.750%

8.750

$1,239.05

$2,434.92

$202.91

$2,975.00

$247.92

1689.88

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.07

Borrower

[redacted]

636

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-72

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.250%

7.250

$2,031.32

$7,788.72

$649.06

$0.00

$145.33

$3,336.00

$278.00

3103.71

[redacted]

$278.00

Monthly

0.00%

Yes

2 - Stated, Not Verified

Debt Service Coverage Ratio

N/A

DSCR

1.13

1.04

Borrower || Co Borrower || Co Borrower 2

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

Colombia

11-26-2023

Colombia

11-26-2023

N/A

Fee Simple

XXXXXXX_CSMC_2022-NQM6-73

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

3111

07/11/2022

5.370%

Manual Underwriting

8.076%

7.875%

7.875

$1,316.73

$2,544.00

$212.00

$549.22

$45.77

$0.00

1574.5

13.05

13.06%

Yes

Self-Employed

12 Month Bank Statement

Yes

14578.70%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Personal Bank Statements Verified

Borrower

[redacted]

805

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-74

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.500%

7.50

$978.90

$330.84

$27.57

$804.00

$67.00

$0.00

1073.47

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.21

N/A

Borrower

[redacted]

737

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-75

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.625%

8.625

$2,527.82

$8,750.04

729.17

$0.00

$5,040.00

$420.00

3676.99

[redacted]

$420.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

709

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-76

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.750%

8.750

$1,947.08

$1,884.48

$157.04

$1,748.00

$145.67

2249.79

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

764

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-77

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.125%

7.125

$1,684.30

$1,855.68

$154.64

$0.00

$94.00

$4,068.00

$339.00

$0.00

2271.94

[redacted]

$339.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.45

N/A

Borrower || Co Borrower

[redacted]

716

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-78

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

11.250%

11.250

$3,943.32

$9,751.44

$812.62

$3,028.00

$252.33

$99.96

$8.33

5016.6

[redacted]

$8.33

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

615

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-79

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

6.750%

6.750

$3,039.98

$6,500.04

$541.67

$1,497.00

$124.75

3706.4

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.16

Borrower

[redacted]

811

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-80

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.500%

9.500

$3,127.98

$13,351.44

1112.62

$1,041.00

$86.75

4327.35

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

730

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-81

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.375%

7.375

$7,749.38

$8,459.04

$704.91

$4,397.28

$366.44

8820.74

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.51

0.49

Borrower

[redacted]

758

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-82

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.970%

7.970

$951.18

$5,357.88

$446.49

$0.00

$26.91

$3,300.00

$275.00

$0.00

1699.58

[redacted]

$275.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

682

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-83

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.240%

7.240

$3,577.87

$15,107.88

1258.99

$2,801.00

$233.42

$1,884.00

$157.00

5227.28

[redacted]

$157.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.96

0.98

Borrower || Co Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-84

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.500%

8.50

$841.96

$1,145.04

$95.42

$1,329.38

$110.78

$0.00

1048.16

0.00%

Debt Service Coverage Ratio

Stocks/Bonds

N/A

DSCR

1.35

1.55

N/A

Borrower

[redacted]

689

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-85

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

6.449%

6.449

$3,678.00

$10,538.64

$878.22

$2,055.00

$171.25

$2,532.00

$211.00

4938.47

[redacted]

$211.00

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.17

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-86

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

11.000%

$5,005.00

$10,160.64

$846.72

$1,048.00

$87.33

$0.00

5939.05

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

647

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-87

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.334%

7.334

$1,599.33

$6,015.72

$501.31

$1,540.00

$128.33

$699.96

$58.33

2287.3

[redacted]

$58.33

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.84

Borrower

[redacted]

687

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-88

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.750%

9.750

$3,869.63

$7,187.52

$598.96

$1,453.33

$121.11

4589.7

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

731

N/A

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-151 Permanent Resident Card

09-20-2029

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-89

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.875%

9.875

$1,464.90

$595.56

$49.63

$3,759.96

$313.33

1827.86

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

670

US Citizen

N/A

Other

Identification Card

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-90

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.375%

7.375

$863.34

$3,105.24

258.77

$1,625.00

$135.42

1257.53

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.91

Borrower

[redacted]

640

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-91

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.500%

7.500

$1,964.98

$6,277.32

523.11

$0.00

$97.50

$5,796.00

$483.00

3068.59

[redacted]

$483.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.65

0.71

Borrower

[redacted]

783

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-92

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

7.250%

7.250

$1,764.79

$6,042.96

$503.58

$1,862.00

$155.17

2423.54

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.05

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

Work Visa

08-04-2030

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-93

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.375%

7.25

$1,436.60

$4,083.84

$340.32

$1,431.00

$119.25

$900.00

$75.00

1971.17

[redacted]

$75.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

Borrower

[redacted]

744

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-94

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

8290

07/11/2022

5.370%

Manual Underwriting

10.406%

9.875%

9.875

$1,736.70

$1,047.96

$87.33

$1,913.49

$159.46

$816.00

$68.00

2051.49

[redacted]

$68.00

Monthly

46.18

46.18%

Yes

Employed

2YR Full Doc

2+ Months

5358.28%

0.00%

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified

Borrower || Co Borrower

[redacted]

598

06/11/2018

10/01/2018

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-95

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.626%

8.626

$2,613.61

$9,336.00

778

$546.44

$45.54

$5,088.00

$424.00

3861.15

[redacted]

$424.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

681

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-96

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.834%

8.834

$2,233.85

$9,149.40

$762.45

$1,261.00

$105.08

$1,194.96

$99.58

$0.00

3200.96

[redacted]

$99.58

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.87

N/A

Borrower

[redacted]

764

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-97

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.500%

9.500

$2,018.05

$4,301.16

$358.43

$850.00

$70.83

$396.00

$33.00

2480.31

[redacted]

$33.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.13

1.01

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-98

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

8.000%

$825.49

$1,997.76

$166.48

$570.86

$47.57

$900.00

$75.00

1114.54

[redacted]

$75.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.26

Borrower

[redacted]

763

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-99

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

7.625

$2,230.97

$6,062.52

505.21

$1,154.28

$96.19

2832.37

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

Borrower

[redacted]

753

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-100

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

9655

06/27/2022

5.880%

Manual Underwriting

9.392%

9.000%

9.000

$2,446.05

$4,764.00

$397.00

$0.00

$23.42

$4,764.00

$397.00

3263.47

[redacted]

$397.00

Monthly

18.66

18.67%

Yes

Self-Employed

12 Month Bank Statement

53435.71%

100.00%

N/A

Yes

Conventional

Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified

Borrower

[redacted]

676

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-101

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

6.824%

6.824

$1,797.19

$8,303.04

$691.92

$588.63

$49.05

$2,604.00

$217.00

2755.16

[redacted]

$217.00

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.02

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-102

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.251%

8.251

$793.41

$3,953.28

329.44

$312.50

$93.29

$11,232.00

$936.00

$0.00

2152.14

[redacted]

$936.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.93

N/A

Borrower

[redacted]

713

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-103

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.125%

8.125

$2,356.69

$5,346.48

$445.54

$833.82

$69.48

$1,680.00

$140.00

3011.71

[redacted]

$140.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.84

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-104

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.500%

7.5

$972.61

$4,592.88

382.74

$3,053.31

$254.44

1609.79

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.24

1.49

Borrower || Co Borrower

[redacted]

655

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-105

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

6415

07/25/2022

5.610%

Manual Underwriting

10.711%

10.375%

10.375

$2,317.84

$4,020.24

$335.02

$1,016.00

$84.67

2737.53

18.03%

Yes

Self-Employed

12 Month Bank Statement

19247.53%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

632

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-106

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

9.000%

9.000

$4,885.67

$9,600.00

$800.00

$1,016.93

$84.74

5770.41

0.00%

Not Stated Not Verified

Proceeds from Sale

N/A

DSCR

Borrower

[redacted]

792

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-107

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

10.240%

10.240

$3,666.49

$7,875.00

656.25

$0.00

$56.50

$3,000.00

$250.00

4629.24

[redacted]

$250.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

720

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-108

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

Appendix Q Documentation

5585

07/18/2022

5.580%

Manual Underwriting

9.321%

9.000%

9.00

$1,725.92

$822.00

$68.50

$699.00

$58.25

$0.00

1852.67

18.26

18.27%

Yes

Self-Employed

12 Month Bank Statement

10629.06%

100.00%

N/A

Conventional

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

651

N/A

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-109

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.625%

8.625

$2,391.70

$8,064.96

$672.08

$0.00

$413.33

$9,276.00

$773.00

$0.00

4250.11

[redacted]

$773.00

Monthly

0.00%

Not Stated Not Verified

Proceeds from Sale

N/A

DSCR

N/A

Borrower || Co Borrower

[redacted]

739

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-110

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.001%

7.001

$1,206.98

$6,490.92

$540.91

$0.00

$37.17

$4,536.00

$378.00

2163.06

[redacted]

$378.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.29

Borrower || Co Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-111

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

$0.00

11.625%

11.625

$8,573.44

$7,387.44

615.62

$1,213.15

$101.10

$2,472.00

$206.00

$0.00

9496.16

[redacted]

$206.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

683

01/01/2021

02/01/2021

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-112

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

Appendix Q Documentation

Manual Underwriting

8.490%

8.490

$5,377.43

$20,438.64

$1,703.22

$9,873.00

$822.75

7903.4

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

736

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-113

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

13432

07/25/2022

5.610%

Manual Underwriting

8.081%

7.584%

7.584

$2,024.69

$4,613.88

$384.49

$1,522.00

$126.83

$125.04

$10.42

2546.43

[redacted]

$10.42

Annually

40.33

36.21%

Yes

Self-Employed

24 Month Bank Statement

10180.33%

50.00%

N/A

Conventional

Borrower - Business Bank Statements Verified || Co Borrower

Borrower || Co Borrower

[redacted]

659

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-114

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.667%

7.667

$1,318.32

$3,380.88

$281.74

$2,071.62

$172.63

1772.69

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.07

Borrower

[redacted]

688

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-115

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

3742

09/12/2022

5.950%

Manual Underwriting

11.314%

10.917%

10.917

$1,288.53

$4,176.00

$348.00

$1,773.00

$147.75

1784.28

54.91

54.22%

Yes

Employed

Full Doc

1 Month

N/A

Yes

N/A

3755.09%

0.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified

Borrower

[redacted]

644

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-116

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9070

09/19/2022

6.090%

Manual Underwriting

6.939%

6.750%

6.75

$2,931.66

$8,632.80

$719.40

$950.00

$79.17

3730.23

38.53

39.42%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

9462.45%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

720

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-117

[redacted]

Business Purpose Express

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.615%

8.615

$990.77

$1,992.48

$166.04

$0.00

$45.70

$3,348.00

$279.00

1481.51

[redacted]

$279.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

1.19

Borrower

[redacted]

692

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-118

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

19182.5

09/19/2022

6.090%

Manual Underwriting

9.818%

9.625%

9.625

$10,136.12

$11,526.96

$960.58

$3,984.00

$332.00

11428.7

26.83

26.83%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

42909.41%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

686

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-119

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

15630

09/19/2022

6.090%

Manual Underwriting

7.578%

7.250%

7.25

$3,465.46

$6,644.88

$553.74

$9,996.64

$833.05

4852.25

46.48

46.49%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

N/A

10676.33%

100.00%

N/A

Conventional

Borrower - SESCorp - Business Bank Statements Verified

Borrower

[redacted]

728

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-120

[redacted]

BUSINESS PURPOSE DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.375%

9.375

$1,437.50

$3,052.68

$254.39

$0.00

$73.64

$1,200.00

$100.00

1865.53

[redacted]

$100.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.96

0.98

Borrower

[redacted]

679

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-121

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

4610

08/22/2022

5.200%

Manual Underwriting

11.533%

10.992%

10.992

$1,051.65

$3,796.56

$316.38

$978.00

$81.50

1449.53

54.59

54.60%

Yes

Employed

2YR Full Doc

2+ Months

N/A

Yes

N/A

3290.46%

0.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower

[redacted]

590

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-122

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9572.5

08/15/2022

5.280%

Manual Underwriting

11.267%

11.115%

11.115

$2,892.68

$1,424.52

$118.71

$865.00

$72.08

$780.00

$65.00

3148.47

[redacted]

$65.00

Monthly

49.89

49.89%

Yes

Employed

Full Doc

2+ Months

N/A

Yes

13002.64%

0.00%

N/A

Yes

Work Number

Yes

FNMA 1005

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower || Co Borrower

[redacted]

490

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-123

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.000%

$2,574.79

$5,319.96

$443.33

$1,316.00

$109.67

$6,000.00

$500.00

3627.79

[redacted]

$500.00

Annually

0.00%

2 - Stated, Not Verified

Debt Service Coverage Ratio

N/A

DSCR

0.88

Borrower || Co Borrower || Co Borrower 2

[redacted]

648

609

697

648

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

United States

08-23-2026

N/A

Fee Simple

XXXXXXX_CSMC_2022-NQM6-124

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.000%

10.00

$4,022.79

$7,599.00

$633.25

$2,531.60

$210.97

$5,652.00

$471.00

$0.00

5338.01

[redacted]

$471.00

12/01/2022

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

761

N/A

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-551 Permanent Resident Card

08-27-2030

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-551 Permanent Resident Card

08-27-2030

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-125

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.000%

11.00

$4,400.00

$9,522.48

$793.54

$970.00

$80.83

$0.00

5274.37

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

714

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-126

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.250%

9.25

$3,702.04

$11,221.08

$935.09

$2,906.00

$242.17

4879.3

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

725

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-151 Permanent Resident Card

12-20-2026

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

[redacted]

Work Visa

01-25-2027

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-127

[redacted]

Business Purpose- No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.750%

10.750

$2,723.90

$7,059.84

$588.32

$863.00

$71.92

$288.00

$24.00

3408.14

[redacted]

$24.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

06-26-2026

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-128

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

16095

09/19/2022

6.090%

Manual Underwriting

8.395%

8.115%

8.115

$5,044.22

$2,146.68

$178.89

$1,090.00

$90.83

5313.94

40.23

38.31%

Yes

Employed

Full Doc

2+ Months

N/A

Yes

N/A

14470.54%

0.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower

[redacted]

647

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-129

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

11.000%

11.00

$1,485.00

$2,052.96

$171.08

$441.00

$36.75

1692.83

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

576

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-130

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.750%

10.75

$4,235.20

$1,657.92

$138.16

$0.00

$74.00

$5,197.56

$433.13

4880.49

[redacted]

$433.13

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

697

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-131

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.250%

6.99

$2,646.84

$2,626.80

$218.90

$698.99

$58.25

$708.00

$59.00

2982.99

[redacted]

$59.00

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.17

Borrower

[redacted]

703

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-132

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.084%

7.084

$1,352.64

$7,522.56

$626.88

$965.00

$80.42

2059.94

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.46

Borrower

[redacted]

784

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-133

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.084%

8.084

$4,794.49

$8,358.96

$696.58

$2,471.74

$205.98

$5,412.00

$451.00

6148.05

[redacted]

$451.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

759

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-134

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.000%

10.000

$2,609.90

$4,778.64

$398.22

$2,009.88

$167.49

$1,164.00

$97.00

3272.61

[redacted]

$97.00

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

732

N/A

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-135

[redacted]

BUSINESS PURPOSE - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.042%

8.042

$2,707.35

$6,820.08

$568.34

$2,189.16

$182.43

3458.12

0.00

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.9

Borrower

[redacted]

768

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

Missing

Real ID Driver's License

[redacted]

Missing

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-136

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9155

08/29/2022

5.620%

Manual Underwriting

7.297%

7.115%

7.115

$3,526.75

$3,670.08

$305.84

$594.00

$49.50

3882.09

43.35

41.28%

Yes

Self-Employed

1YR Business P&L

N/A

1 YR

Yes

N/A

11069.96%

100.00%

Borrower Prepared

Borrower

N/A

Yes

N/A

Conventional

Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified

Borrower - 1 YR Personal Tax Returns Verified

[redacted]

774

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-137

[redacted]

BUSINESS PURPOSE DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.084%

8.084

$1,022.91

$3,578.16

$298.18

$0.00

$70.17

$6,000.00

$500.00

1891.26

[redacted]

$500.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.79

0.8

Borrower

[redacted]

N/A

Foreign National

N/A

Passport

N/A

[redacted]

Work Visa

08-09-2026

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-138

[redacted]

Business Purpose Express

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.865%

7.86

$1,528.43

$5,231.16

$435.93

$1,615.15

$134.60

$0.00

2098.96

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

713

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-139

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.750%

10.75

$2,894.73

$9,858.12

821.51

$1,019.00

$84.92

$192.00

$16.00

$0.00

3817.16

[redacted]

$16.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower || Co Borrower

[redacted]

604

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-140

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

15125

09/19/2022

6.090%

Manual Underwriting

9.989%

9.625%

9.625

$4,363.85

$6,287.40

$523.95

$1,767.00

$147.25

5035.05

48.00

48.00%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

N/A

13794.30%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

602

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-141

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

6996.5

09/05/2022

5.730%

Manual Underwriting

7.618%

7.375%

7.375

$2,183.22

$2,242.20

$186.85

$1,254.00

$104.50

$650.04

$54.17

2528.74

[redacted]

$54.17

Annually

19.38

19.38%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

72810.87%

100.00%

N/A

Conventional

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified, Lease Agreements Verified

Borrower

[redacted]

735

N/A

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-151 Permanent Resident Card

05-19-2031

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-142

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.875%

7.875

$2,791.52

$4,094.04

$341.17

$4,571.00

$380.92

3513.61

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.02

Borrower

[redacted]

751

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-143

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.125%

8.125

$3,378.36

$12,698.64

$1,058.22

$7,074.75

$589.56

5026.14

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.23

Borrower

[redacted]

671

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-144

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.542%

7.542

$1,816.31

$8,586.48

$715.54

$559.00

$46.58

$3,000.00

$250.00

2828.43

[redacted]

$250.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.92

0.86

Borrower

[redacted]

754

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

08-28-2026

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-145

[redacted]

Business Purpose - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

6.709%

6.709

$1,356.34

$3,805.08

$317.09

$560.00

$46.67

$876.00

$73.00

$0.00

1793.1

[redacted]

$73.00

Monthly

0.00

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.06

Borrower || Co Borrower

[redacted]

760

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-146

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

6.625%

6.625

$2,433.18

$2,539.92

$211.66

$655.00

$54.58

2699.42

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.1

1.09

Borrower

[redacted]

797

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-147

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

12290

08/22/2022

5.200%

Manual Underwriting

6.897%

6.625%

6.625

$3,041.48

$4,793.76

$399.48

$960.38

$80.03

3520.99

48.93

48.93%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

11057.04%

100.00%

N/A

Yes

180

N/A

Conventional

Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified

Borrower

[redacted]

733

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-148

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.865%

7.865

$1,238.68

$3,647.04

$303.92

$2,239.00

$186.58

1729.18

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

N/A

Borrower

[redacted]

692

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-149

[redacted]

Business Purpose-No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.875%

8.875

$4,356.16

$5,174.88

$431.24

$2,083.00

$173.58

4960.98

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

707

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-150

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.115%

8.115

$2,136.38

$6,579.60

548.30

$1,578.70

$131.56

$0.00

2816.24

0.00

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.89

0.92

Borrower

[redacted]

782

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-151

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.090%

11.090

$2,685.56

$5,440.44

$453.37

$1,227.00

$102.25

$0.00

3241.18

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

625

N/A

Foreign National

Missing

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-152

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.500%

7.5

$769.14

$3,471.60

$289.30

$1,486.00

$123.83

1182.27

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

755

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-153

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.250%

10.250

$3,835.31

$7,668.84

$639.07

$1,573.00

$131.08

$0.00

4605.46

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

786

N/A

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-154

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

8.375%

8.375

$3,059.29

$6,437.64

$536.47

$0.00

$135.36

$6,096.00

$508.00

4239.12

[redacted]

$508.00

Monthly

0.00%

Not Stated Not Verified

N/A

Stocks/Bonds

N/A

DSCR

Borrower || Co Borrower

[redacted]

741

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-155

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

17590

09/12/2022

5.950%

Manual Underwriting

6.695%

6.375%

6.375

$3,743.22

$12,500.04

$1,041.67

$1,087.43

$90.62

4875.51

38.38

38.39%

Yes

Not Employed

Self-Employed

12 Month Bank Statement

N/A

Yes

13038.76%

100.00%

N/A

Conventional

N/A

Borrower - SESoleProprietor || Co Borrower - SESoleProprietor - Personal Bank Statements Verified

Borrower || Co Borrower

[redacted]

778

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-156

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

8307.5

09/12/2022

5.950%

Manual Underwriting

8.267%

7.875%

7.875

$1,848.93

$5,568.96

$464.08

$1,767.00

$147.25

2460.26

49.93

49.94%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

5375.36%

100.00%

N/A

Conventional

Borrower - SESCorp - Business Bank Statements Verified

Borrower

[redacted]

746

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-157

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.000%

$899.62

$1,834.80

$152.90

$1,026.60

$85.55

1138.07

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

761

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-158

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.250%

11.250

$4,009.37

$9,270.96

$772.58

$1,234.00

$102.83

$5,424.00

$452.00

5336.78

[redacted]

$452.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

N/A

Foreign National

Passport

N/A

[redacted]

I-551 Stamp and Passport

01-13-2032

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-159

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.000%

$4,838.76

$8,436.96

$703.08

$1,808.94

$150.75

$5,412.00

$451.00

6143.59

[redacted]

$451.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

724

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-160

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

17855

08/29/2022

5.620%

Manual Underwriting

9.372%

9.000%

9.000

$4,554.16

$6,901.32

$575.11

$654.34

$54.53

5183.8

39.80

37.10%

Yes

Employed

2YR Full Doc

2+ Months

N/A

Yes

N/A

21256.53%

0.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower

[redacted]

584

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-161

[redacted]

Business Purpose-No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.042%

8.042

$2,467.93

$4,257.12

$354.76

$0.00

$27.83

$5,148.00

$429.00

3279.52

[redacted]

$429.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

720

N/A

US Citizen

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-162

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.250%

10.250

$3,369.34

$11,280.00

$940.00

$1,144.83

$95.40

4404.74

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

785

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-163

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

7332.81

09/26/2022

6.380%

Manual Underwriting

11.753%

11.365%

11.365

$2,626.41

$5,805.24

$483.77

$1,682.00

$140.17

3250.35

40.84

40.85%

Yes

Employed

Full Doc

1 Month

N/A

Yes

8423.91%

0.00%

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified

Borrower || Co Borrower

[redacted]

629

03/01/2020

04/01/2021

N/A

Permanent Resident Alien

Permanent Non-US Citizen

Real ID Driver's License

[redacted]

I-151 Permanent Resident Card

10-02-2030

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-164

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

21295

09/26/2022

6.380%

Manual Underwriting

7.378%

7.125%

80.00

$6,737.19

$15,624.96

$1,302.08

$1,876.15

$156.35

8195.62

45.43

45.43%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

N/A

22451.41%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

788

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-165

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

7940

09/12/2022

5.950%

Manual Underwriting

10.229%

9.875%

9.875

$2,539.92

$2,453.04

$204.42

$1,028.00

$85.67

2830.01

29.76

29.76%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

20059.93%

100.00%

N/A

Conventional

Borrower - Business Bank Statements Verified || Co Borrower

Borrower || Co Borrower

[redacted]

605

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-166

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.625%

10.625

$4,782.20

$5,686.08

$473.84

$1,299.32

$108.28

5364.32

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

654

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-167

[redacted]

Business Purpose NO DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.750%

9.750

$4,020.84

$12,367.68

$1,030.64

$3,290.00

$274.17

5325.65

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

709

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-168

[redacted]

Business Purpose NO DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

10.625%

10.625

$2,888.23

$4,005.72

333.81

$3,621.24

$301.77

$440.04

$36.67

3560.48

[redacted]

$36.67

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

690

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

06-29-2027

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-169

[redacted]

Business Purpose-DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.250%

8.250

$5,362.50

$15,000.00

$1,250.00

$1,939.32

$161.61

6774.11

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.93

0.92

Borrower || Co Borrower

[redacted]

622

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-170

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.125%

8.125

$2,078.99

$2,046.00

$170.50

$0.00

$167.96

$7,524.00

$627.00

3044.45

[redacted]

$627.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

797

N/A

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-151 Permanent Resident Card

08-02-2027

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-171

[redacted]

Business Purpose-DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.375%

8.375

$2,939.20

$2,695.08

$224.59

$2,579.00

$214.92

3378.71

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.73

0.72

Borrower

[redacted]

666

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-172

[redacted]

Business Purpose - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

6.625%

6.625

$1,856.90

$3,958.56

$329.88

$849.00

$70.75

$0.00

2257.53

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.93

N/A

Borrower || Co Borrower

[redacted]

741

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-173

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.000%

10.00

$2,702.92

$8,472.48

706.04

$0.00

$67.88

$4,284.00

$357.00

$0.00

3833.84

[redacted]

$357.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

774

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-174

[redacted]

Business Purpose - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.125%

9.125

$1,682.04

$6,152.52

$512.71

$3,692.75

$307.73

$0.00

2502.48

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.04

1.03

N/A

Borrower

[redacted]

648

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-175

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

7995

10/10/2022

6.740%

Manual Underwriting

8.331%

7.990%

7.990

$1,964.62

$3,230.52

$269.21

$1,589.00

$132.42

$95.04

$7.92

$0.00

2374.17

$0.00

[redacted]

$7.92

Annually

31.49

31.48%

Yes

Self-Employed

12 Month Bank Statement

1 YR

N/A

Yes

N/A

9085.63%

100.00%

N/A

Conventional

Borrower - SESoleProprietor, SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified, Business Bank Statements Verified

Borrower

[redacted]

679

09/01/2014

01/01/2015

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-176

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

6595

10/03/2022

6.790%

Manual Underwriting

7.572%

7.240%

7.240

$1,805.97

$6,875.04

$572.92

$1,611.15

$134.26

2513.15

10.96

12.34%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

20574.38%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

697

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

Work Visa

09-11-2024

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-177

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.750%

12.750

$4,477.18

$6,051.96

$504.33

$1,676.52

$139.71

$1,416.00

$118.00

5239.22

[redacted]

$118.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

700

Foreign National

N/A

Passport

N/A

[redacted]

Work Visa

09-16-2024

Foreign National

N/A

Passport

[redacted]

Work Visa

07-08-2023

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-178

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

12.125%

12.125

$15,988.97

$27,592.08

$2,299.34

$2,566.15

$213.85

18502.16

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

689

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-179

[redacted]

CONSUMER PURPOSE EXPRES

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

2295

10/03/2022

6.790%

Manual Underwriting

7.076%

7.000%

$2,860.80

$7,139.40

$594.95

$953.24

$79.44

3535.19

45.09

45.09%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

8844.77%

100.00%

N/A

Yes

N/A

Conventional

Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified

Borrower

[redacted]

699

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-180

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

2685

09/12/2022

5.950%

Manual Underwriting

7.826%

7.625%

7.625

$1,215.28

$3,686.88

$307.24

$0.00

$68.42

$5,880.00

$490.00

2080.94

$0.00

[redacted]

$490.00

Monthly

15.34

50.88%

Employed

Full Doc

2+ Months

N/A

Yes

15376.37%

100.00%

N/A

Yes

111

Work Number

Yes

FNMA 1005

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower || Co Borrower

[redacted]

780

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-181

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

7595

10/10/2022

6.740%

Manual Underwriting

11.052%

10.750%

10.750

$2,940.47

$3,261.12

$271.76

$3,910.00

$325.83

$399.96

$33.33

3571.39

[redacted]

$33.33

Annually

25.26

25.26%

Yes

Employed

Asset Depletion

N/A

Yes

N/A

18780.29%

100.00%

Stocks/Bonds,Stocks/Bonds

N/A

Conventional

Borrower - Asset Depletion - Personal Bank Statements Verified, Business Bank Statements Verified - 2022

Borrower - 2022

[redacted]

584

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-182

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9702

09/12/2022

5.950%

Manual Underwriting

7.909%

7.490%

7.490

$1,857.39

$5,501.88

$458.49

$2,195.67

$182.97

$0.00

2498.85

9.10

9.11%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

35376.88%

100.00%

N/A

Conventional

N/A

Borrower - SESCorp - Business Bank Statements Verified

Borrower

[redacted]

687

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-183

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.115%

12.115

$1,049.92

$4,495.44

$374.62

$1,179.93

$98.33

1522.87

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

666

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Consular Card

N/A

[redacted]

I-551 Stamp and Passport

04-03-2027

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-184

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.625%

9.625

$1,121.99

$4,641.36

$386.78

$0.00

$78.19

$2,310.48

$192.54

1779.5

[redacted]

$192.54

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.9

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-185

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.365%

8.365

$2,278.10

$7,285.32

607.11

$721.82

$60.15

$0.00

2945.36

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

723

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-186

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.532%

8.532

$5,783.87

$7,202.52

$600.21

$3,242.00

$270.17

6654.25

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.87

Borrower || Co Borrower

[redacted]

694

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-187

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.375%

11.375

$2,095.90

$3,562.56

$296.88

$842.02

$70.17

$0.00

2462.95

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.67

Borrower

[redacted]

664

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-188

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.959%

7.959

$1,841.89

$8,133.00

$677.75

$0.00

$236.14

$8,976.00

$748.00

3503.78

[redacted]

$748.00

11/01/2022

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.88

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-189

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.750%

9.750

$2,867.00

$3,385.32

$282.11

$1,348.20

$112.35

$939.96

$78.33

3339.79

[redacted]

$78.33

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

769

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-190

[redacted]

BUSINESS PURPOSE DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.625%

8.625

$2,052.59

$5,573.88

$464.49

$2,712.00

$226.00

2743.08

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.28

1.16

Borrower

[redacted]

672

06/01/2018

08/01/2019

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-191

[redacted]

Business Purpose NO DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.625%

10.325

$4,731.38

$5,235.24

436.27

$1,545.00

$128.75

5296.4

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

702

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-551 Stamp and Passport

12-20-2031

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-192

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.875%

8.875

$1,265.08

$1,855.80

$154.65

$2,664.00

$222.00

$0.00

1641.73

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.58

Borrower || Co Borrower

[redacted]

724

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

Permanent Resident Alien

Unable to Determine

N/A

Standard Driver's License - Not for federal Use

[redacted]

Missing

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-193

[redacted]

Business Purpose - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.365%

8.365

$1,067.67

$456.48

$38.04

$0.00

$71.42

$2,364.00

$197.00

$0.00

1374.13

[redacted]

$197.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.09

N/A

Borrower || Co Borrower

[redacted]

744

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-194

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.000%

$5,632.36

$12,922.92

$1,076.91

$3,924.25

$327.02

$2,100.00

$175.00

7211.29

[redacted]

$175.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.18

Borrower

[redacted]

765

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-195

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.740%

7.740

$715.72

$4,562.52

380.21

$846.00

$70.50

1166.43

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

685

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-196

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.000%

$4,212.90

$2,066.88

$172.24

$1,512.00

$126.00

$300.00

$25.00

$0.00

4536.14

[redacted]

$25.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

690

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-197

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.334%

9.334

$1,358.35

$3,698.76

$308.23

$0.00

$123.50

$7,620.00

$635.00

2425.08

[redacted]

$635.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

705

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-198

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

8.250%

8.250

$2,422.08

$14,508.60

$1,209.05

$921.00

$76.75

$849.96

$70.83

$0.00

3778.71

[redacted]

$70.83

Annually

0.00%

Yes

Debt Service Coverage Ratio

N/A

DSCR

0.74

0.84

N/A

Borrower

[redacted]

Foreign National

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-199

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.375%

7.375

$1,682.48

$2,435.04

$202.92

$1,603.50

$133.63

$0.00

2019.03

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.44

2.05

N/A

Borrower

[redacted]

693

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

Standard Driver's License - Not for federal use

[redacted]

N/A

12-24-2028

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-200

[redacted]

HyBridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.365%

12.365

$6,491.62

$15,720.72

$1,310.06

$4,504.80

$375.40

8177.08

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

691

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-201

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.750%

10.75

$2,552.23

$3,486.24

290.52

$1,504.40

$125.37

$9,708.00

$809.00

3777.12

[redacted]

$809.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-202

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.750%

7.75

$1,907.09

$3,221.88

$268.49

$1,583.00

$131.92

2307.5

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.91

Borrower || Co Borrower

[redacted]

758

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-203

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.000%

$2,672.21

$7,987.56

$665.63

$1,521.57

$126.80

3464.64

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.84

0.86

Borrower

[redacted]

646

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-204

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

8.625%

8.625

$1,952.25

$723.72

$60.31

$1,780.00

$148.33

$0.00

2160.89

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.91

N/A

Borrower

[redacted]

716

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-205

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.250%

9.250

$2,961.63

$8,903.16

$741.93

$0.00

$94.33

$6,672.00

$556.00

$0.00

4353.89

[redacted]

$556.00

01/01/2023

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.92

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-206

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.000%

7.00

$1,596.73

$7,503.36

$625.28

$2,940.00

$245.00

$0.00

2467.01

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.42

Borrower

[redacted]

753

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-207

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.615%

8.615

$2,374.75

$5,596.20

$466.35

$0.00

$154.25

$6,909.48

$575.79

3571.14

[redacted]

$575.79

Monthly

0.00%

Debt Service Coverage Ratio

N/A

Stocks/Bonds

N/A

DSCR

0.84

Borrower

[redacted]

776

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-208

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.625%

10.625

$1,455.42

$3,159.24

$263.27

$1,682.04

$140.17

1858.86

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

693

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-209

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.709%

7.709

$1,521.35

$2,663.40

$221.95

$1,073.00

$89.42

1832.72

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.91

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-210

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.625%

8.625

$1,555.58

$4,147.20

$345.60

$2,443.00

$203.58

$2,280.00

$190.00

2294.76

[redacted]

$190.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.31

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-211

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9316.75

09/19/2022

6.090%

Manual Underwriting

11.305%

10.875%

10.875

$2,750.41

$3,882.00

$323.50

$2,255.00

$187.92

3261.83

$0.00

38.36

38.18%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

21806.24%

100.00%

N/A

Conventional

Borrower - SESCorp - Personal Bank Statements Verified

Borrower

[redacted]

564

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

[redacted]

I-151 Permanent Resident Card

07-19-2023

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-212

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

11565

10/10/2022

6.740%

Manual Underwriting

11.081%

10.740%

10.740

$4,365.18

$8,446.68

$703.89

$2,954.77

$246.23

$225.00

$18.75

5334.05

[redacted]

$18.75

Annually

48.60

47.92%

Yes

Employed

2YR Full Doc

2+ Months

N/A

Yes

N/A

11637.94%

100.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Personal Bank Statements Verified

Borrower

[redacted]

624

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-213

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

21157.5

09/19/2022

6.090%

Manual Underwriting

9.953%

9.625%

9.625

$6,693.67

$14,647.44

$1,220.62

$4,534.00

$377.83

$1,820.04

$151.67

8443.79

$0.00

[redacted]

$151.67

Annually

38.63

38.63%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

N/A

43252.51%

50.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower

[redacted]

699

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-214

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

10962.5

09/19/2022

6.090%

Manual Underwriting

7.343%

7.000%

$2,572.72

$11,179.68

$931.64

$0.00

$458.75

$16,248.00

$1,354.00

5317.11

$0.00

[redacted]

$1,354.00

Monthly

50.58

50.58%

Yes

Employed

2YR Full Doc

1 Month

N/A

Yes

N/A

10833.33%

100.00%

N/A

Yes

FNMA 1005

N/A

Conventional

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified

Borrower - 2 YRS Personal Tax Returns Verified

[redacted]

771

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-215

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.875%

7.875

$1,566.15

$4,752.36

$396.03

$1,232.00

$102.67

$3,996.00

$333.00

2397.85

[redacted]

$333.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.13

1.12

Borrower

[redacted]

765

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-216

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

12015

10/10/2022

6.740%

Manual Underwriting

10.028%

9.750%

9.75

$4,605.07

$2,040.48

$170.04

$1,830.00

$152.50

$516.76

5444.37

38.23

38.23%

Yes

Self-Employed

Employed

12 Month Bank Statement

1 Month

Less than 1 Month

N/A

Yes

18085.47%

100.00%

N/A

Yes

FNMA 1005

Yes

FNMA 1005

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified

Borrower || Co Borrower

[redacted]

661

Permanent Resident Alien

Permanent Non-US Citizen

Real ID Driver's License

[redacted]

I-551 Permanent Resident Card

12-01-2023

Permanent Resident Alien

Permanent Non-US Citizen

Real ID Driver's License

[redacted]

I-551 Permanent Resident Card

11-17-2029

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-217

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.875%

7.875

$2,175.21

$9,250.56

$770.88

$0.00

$180.87

$9,600.00

$800.00

3926.96

[redacted]

$800.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.02

Borrower

[redacted]

641

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-218

[redacted]

HyBridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.209%

11.209

$2,405.85

$6,493.68

$541.14

$929.63

$77.47

$1,260.00

$105.00

3129.46

[redacted]

$105.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

608

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-219

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.750%

8.75

$6,008.03

$14,687.52

$1,223.96

$1,239.84

$103.32

7335.31

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.52

0.54

Borrower

[redacted]

760

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-220

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.959%

9.959

$3,219.19

$10,931.52

910.96

$866.00

$72.17

$1,071.96

$89.33

4291.65

[redacted]

$89.33

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-221

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

12870

10/03/2022

6.790%

Manual Underwriting

10.735%

10.500%

10.50

$4,235.24

$8,807.76

$733.98

$1,363.00

$113.58

$3,158.72

8241.52

41.77

41.78%

Yes

Employed

Full Doc

2+ Months

N/A

Yes

N/A

22785.76%

0.00%

N/A

Yes

120

FNMA 1005

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower

[redacted]

570

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-222

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.209%

7.209

$1,286.78

$8,384.16

$698.68

$3,201.88

$266.82

$960.00

$80.00

$0.00

2332.28

[redacted]

$80.00

01/01/2023

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.07

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-223

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

6.875%

6.875

$965.69

$5,201.16

$433.43

$0.00

$41.25

$6,012.00

$501.00

1941.37

[redacted]

$501.00

Monthly

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.02

1.01

Borrower

[redacted]

764

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-224

[redacted]

Business Purpose-No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.750%

7.750

$1,540.29

$5,346.36

$445.53

$443.00

$36.92

$4,260.00

$355.00

2377.74

[redacted]

$355.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

757

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-225

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.459%

7.459

$905.33

$2,131.20

$177.60

$2,055.00

$171.25

1254.18

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.36

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-226

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.375%

10.375

$1,306.50

$1,708.56

$142.38

$0.00

$39.25

$164.76

$13.73

1501.86

[redacted]

$13.73

Annually

0.00%

Not Stated Not Verified

N/A

Stocks/Bonds

N/A

DSCR

Borrower

[redacted]

660

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-227

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.875%

9.875

$3,060.93

$13,333.80

$1,111.15

$2,257.95

$188.16

$474.96

$39.58

4399.82

[redacted]

$39.58

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

738

Foreign National

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

06-21-2023

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-228

[redacted]

Consumer Purpose Express

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

9165

08/15/2022

5.280%

Manual Underwriting

8.276%

7.875%

7.875

$1,993.94

$7,914.00

$659.50

$597.23

$49.77

2703.21

48.45

48.47%

Yes

3 - Stated, 3rd Party Verification

Employed

0.6

2YR Full Doc

2+ Months

N/A

Yes

8245.05%

0.00%

N/A

Yes

FNMA 1005

Yes

FNMA 1005

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified

Borrower || Co Borrower || Co Borrower 2

[redacted]

581

659

561

581

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

United States

07-13-2026

N/A

Fee Simple

XXXXXXX_CSMC_2022-NQM6-229

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

7325

10/10/2022

6.740%

Manual Underwriting

8.588%

8.125%

8.125

$1,492.42

$1,673.28

$139.44

$1,708.00

$142.33

1774.19

25.93

25.93%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

12927.49%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Personal Bank Statements Verified

Borrower

[redacted]

624

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-230

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.615%

8.615

$2,374.75

$5,596.20

$466.35

$0.00

$155.83

$6,909.48

$575.79

$0.00

3572.72

[redacted]

$575.79

01/01/2023

Monthly

0.00%

Debt Service Coverage Ratio

N/A

Stocks/Bonds

N/A

DSCR

0.84

Borrower

[redacted]

776

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-231

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.750%

11.750

$6,560.42

$11,249.88

$937.49

$4,322.00

$360.17

$768.00

$64.00

7922.08

[redacted]

$64.00

Monthly

0.00

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

664

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-232

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

9.500%

9.5

$5,297.38

$10,500.00

875

$1,432.01

$119.33

6291.71

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

726

Foreign National

Passport

N/A

[redacted]

I-551 Stamp and Passport

04-02-2028

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-233

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

17270

09/19/2022

6.090%

Manual Underwriting

7.286%

7.000%

$4,204.71

$16,604.40

$1,383.70

$6,651.00

$554.25

$660.00

$55.00

6197.66

[redacted]

$55.00

Annually

13.02

13.02%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

145310.44%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Business Bank Statements Verified || Co Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower || Co Borrower

[redacted]

757

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-234

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

11.500%

11.500

$8,278.84

$16,240.56

$1,353.38

$2,580.00

$215.00

9847.22

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

704

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-235

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

10.500%

10.50

$2,936.31

$8,012.16

$667.68

$2,204.96

$183.75

$0.00

3787.74

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

768

US Citizen

N/A

Standard Driver's License - Not for federal use

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-236

[redacted]

Business Purpose - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

7.375%

7.375

$1,509.13

$5,019.12

$418.26

$0.00

$163.83

$4,058.88

$338.24

$0.00

2429.46

[redacted]

$338.24

Monthly

0.00%

N/A

Debt Service Coverage Ratio

N/A

DSCR

1.11

N/A

Borrower

[redacted]

769

US Citizen

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-237

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

6.875%

6.875

$2,627.72

$9,716.52

$809.71

$12,659.30

$1,054.94

$0.00

4492.37

0.00%

Debt Service Coverage Ratio

N/A

DSCR

N/A

Borrower || Co Borrower

[redacted]

803

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-238

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.625%

11.625

$2,323.63

$2,882.88

$240.24

$615.00

$51.25

2615.12

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.8

0.84

Borrower

[redacted]

Foreign National

Yes - ITIN Card

Passport

[redacted]

I-551 Stamp and Passport

09-01-2023

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-239

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.709%

7.709

$784.94

$2,686.92

$223.91

$1,191.00

$99.25

1108.1

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.35

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

01-22-2024

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-240

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

6.875%

6.875

$656.93

$1,023.00

$85.25

$1,175.00

$97.92

840.1

0.00%

Debt Service Coverage Ratio

N/A

DSCR

2.98

2.88

Borrower || Co Borrower

[redacted]

782

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-241

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.500%

7.084

$2,114.51

$11,218.68

$934.89

$7,303.00

$608.58

3657.98

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.83

1.24

Borrower

[redacted]

671

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-242

[redacted]

HyBridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.750%

12.750

$3,260.08

$7,361.28

$613.44

$3,063.00

$255.25

4128.77

0.00%

Not Stated Not Verified

N/A

Stocks/Bonds

N/A

DSCR

Borrower

[redacted]

709

07/01/2015

11/01/2015

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-243

[redacted]

Business Purpose - No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.625%

10.625

$1,697.57

$4,603.44

$383.62

$0.00

$58.42

$4,416.00

$368.00

2507.61

[redacted]

$368.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-244

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.625%

11.625

$2,328.63

$2,900.64

241.72

$550.00

$45.83

2616.18

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.8

0.84

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

01-09-2023

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-245

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

10.500%

10.500

$1,536.76

$1,631.40

$135.95

$1,102.00

$91.83

1764.54

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

736

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-246

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.250%

12.250

$7,125.70

$8,568.00

$714.00

$2,406.20

$200.52

$2,028.00

$169.00

$0.00

8209.22

[redacted]

$169.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

717

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

Yes - ITIN Letter/Certificate

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-247

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

9.875%

9.875

$3,809.45

$3,156.12

$263.01

$940.00

$78.33

4150.79

0.00%

Not Stated Not Verified

N/A

Stocks/Bonds

N/A

DSCR

Borrower

[redacted]

768

Foreign National

Yes - ITIN Letter/Certificate

Passport

N/A

[redacted]

I-551 Stamp and Passport

01-04-2029

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-248

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.375%

12.375

$3,787.86

$2,776.80

$231.40

$1,047.00

$87.25

$0.00

4106.51

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

695

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-249

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

10.750%

10.750

$1,092.17

$3,026.40

$252.20

$0.00

$52.83

$4,116.00

$343.00

1740.2

[redacted]

$343.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

700

Foreign National

N/A

Passport

N/A

[redacted]

I-551 Stamp and Passport

10-01-2029

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-250

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

1795

09/26/2022

6.380%

Manual Underwriting

11.079%

11.000%

11.000

$4,071.18

$11,304.96

$942.08

$1,083.00

$90.25

5103.51

23.41

23.42%

Yes

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

27429.12%

100.00%

N/A

Conventional

Borrower - Personal Bank Statements Verified || Co Borrower

Borrower || Co Borrower

[redacted]

674

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Employment Authorization Card

N/A

[redacted]

I-551 Stamp and Passport

08-26-2024

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Employment Authorization Card

[redacted]

I-821D Employment Authorization Document (I-821-D)

05-30-2024

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-251

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.875%

8.375

$3,625.35

$25,345.92

$2,112.16

$2,800.00

$233.33

5970.84

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.01

Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

Work Visa

12-02-2025

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-252

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

11495

10/17/2022

7.000%

Manual Underwriting

9.301%

9.125%

9.125

$5,532.70

$1,543.32

$128.61

$2,240.93

$186.74

5848.05

10.94

11.50%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

64418.82%

100.00%

N/A

Conventional

Borrower - SESoleProprietor - Personal Bank Statements Verified

Borrower

[redacted]

670

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-253

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

12.365%

12.365

$3,872.09

$10,392.00

$866.00

$2,885.00

$240.42

$365.04

$30.42

5008.93

[redacted]

$30.42

01/01/2023

Annually

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

744

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

[redacted]

Employment Authorization Document (I-821D)

02-03-2023

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-254

[redacted]

Hybridge

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

11.240%

11.240

$1,048.14

$2,184.60

$182.05

$751.44

$108.51

$3,180.00

$265.00

1603.7

[redacted]

$265.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

765

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-255

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

8.500%

8.500

$4,867.22

$8,594.52

$716.21

$2,634.96

$219.58

5803.01

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.02

Borrower || Co Borrower

[redacted]

729

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-256

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

4470

10/03/2022

6.790%

Manual Underwriting

8.679%

8.125%

8.125

$742.50

$2,041.56

$170.13

$0.00

$59.58

$5,172.00

$431.00

1403.21

[redacted]

$431.00

Monthly

38.63

38.63%

Yes

Employed

Full Doc

1 Month

N/A

Yes

N/A

3891.40%

100.00%

N/A

Yes

Work Number

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified

Borrower

[redacted]

763

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-257

[redacted]

CONSUMER PURPOSE EXPRESS

[redacted]

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Appendix Q Documentation

4320

09/19/2022

6.090%

Manual Underwriting

11.316%

10.750%

10.750

$1,026.83

$2,853.60

$237.80

$0.00

$124.08

$3,900.00

$325.00

1713.71

[redacted]

$325.00

Annually

43.24

43.24%

Employed

2YR Full Doc

Less than 1 Month

N/A

Yes

N/A

5312.91%

100.00%

N/A

Yes

Work Number

N/A

Conventional

Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified

Borrower

[redacted]

583

02/01/2016

08/01/2016

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-258

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.625%

11.625

$2,375.62

$1,622.64

$135.22

$0.00

$100.05

$3,996.00

$333.00

2943.89

[redacted]

$333.00

Monthly

0.00%

Not Stated Not Verified

N/A

DSCR

N/A

Borrower

[redacted]

725

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-259

[redacted]

Business Purpose DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

$0.00

10.000%

$2,720.65

$4,578.48

$381.54

$13,483.54

$1,123.63

4225.82

0.00%

Debt Service Coverage Ratio

N/A

DSCR

0.66

0.7

Borrower

[redacted]

650

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-260

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.875%

11.875

$1,141.28

$2,075.28

$172.94

$1,404.00

$117.00

1431.22

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower || Co Borrower

[redacted]

583

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

US Citizen

N/A

Real ID Driver's License

[redacted]

N/A

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-261

[redacted]

Business Purpose No DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

11.115%

11.115

$4,071.86

$7,033.44

$586.12

$1,585.00

$132.08

$0.00

4790.06

0.00%

Not Stated Not Verified

N/A

DSCR

Borrower

[redacted]

669

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

Yes - ITIN Letter/Certificate

Passport

N/A

[redacted]

Missing

[redacted]

Fee Simple

XXXXXXX_CSMC_2022-NQM6-262

[redacted]

Business Purpose - DSCR

[redacted]

ATR/QM: Exempt

N/A

Appendix Q Documentation

Manual Underwriting

7.584%

7.584

$1,480.45

$1,209.00

100.75

$1,524.00

$127.00

$324.96

$27.08

1735.28

[redacted]

$27.08

Annually

0.00%

Debt Service Coverage Ratio

N/A

DSCR

1.44

Borrower || Co Borrower

[redacted]

Foreign National

N/A

Passport

N/A

[redacted]

N/A

Foreign National

N/A

Passport

[redacted]

N/A

[redacted]

Fee Simple