v3.22.2.2
Note 22 - Operating Segments - Results of Reportable Operating Segments (Details) - CAD ($)
$ in Thousands
12 Months Ended
Oct. 31, 2022
Oct. 31, 2021
Statement Line Items [Line Items]    
Net interest income $ 76,666 $ 60,157
Non-interest income 5,726 5,200
Total revenue 82,392 65,357
Provision for (recovery of) credit losses 451 (438)
Revenue less provision for credit loss 81,941 65,795
Non-interest expenses:    
Salaries and benefits 26,796 20,243
General and administrative 18,732 11,110
Premises and equipment 3,865 3,653
Noninterest expense 49,393 35,006
Income before income taxes 32,548 30,789
Income tax provision 9,890 8,409
Net income 22,658 22,380
Total assets 3,265,998 2,415,086
Total liabilities 2,915,323 2,082,980
Elimination of intersegment amounts [member]    
Statement Line Items [Line Items]    
Net interest income 0 0
Non-interest income (165) (151)
Total revenue (165) (151)
Provision for (recovery of) credit losses 0 0
Revenue less provision for credit loss (165) (151)
Non-interest expenses:    
Salaries and benefits 0 0
General and administrative (165) (151)
Premises and equipment 0 0
Noninterest expense (165) (151)
Income before income taxes 0 0
Income tax provision 0 0
Net income 0 0
Total assets (23,826) (19,013)
Total liabilities (22,681) (17,868)
Banking segment [member] | Operating segments [member]    
Statement Line Items [Line Items]    
Net interest income 76,666 60,157
Non-interest income 52 (60)
Total revenue 76,718 60,097
Provision for (recovery of) credit losses 451 (438)
Revenue less provision for credit loss 76,267 60,535
Non-interest expenses:    
Salaries and benefits 22,303 18,354
General and administrative 17,614 10,289
Premises and equipment 2,475 2,403
Noninterest expense 42,392 31,046
Income before income taxes 33,875 29,489
Income tax provision 9,744 7,817
Net income 24,131 21,672
Total assets 3,267,479 2,411,790
Total liabilities 2,912,249 2,077,643
Cybersecurity segment [member] | Operating segments [member]    
Statement Line Items [Line Items]    
Net interest income 0 0
Non-interest income 5,839 5,411
Total revenue 5,839 5,411
Provision for (recovery of) credit losses 0 0
Revenue less provision for credit loss 5,839 5,411
Non-interest expenses:    
Salaries and benefits 4,493 1,889
General and administrative 1,283 972
Premises and equipment 1,390 1,250
Noninterest expense 7,166 4,111
Income before income taxes (1,327) 1,300
Income tax provision 146 592
Net income (1,473) 708
Total assets 22,345 22,309
Total liabilities $ 25,755 $ 23,205