v3.22.2.2
Note 21 - Capital Management - Risk-based Capital Ratios (Details) - CAD ($)
$ in Thousands
Oct. 31, 2022
Oct. 31, 2021
Statement Line Items [Line Items]    
Directly issued capital instruments $ 239,629 $ 241,321
Contributed surplus 1,612 145
Retained earnings 109,335 90,644
Accumulated other comprehensive income 99 (4)
Regulatory capital 448,575 418,718
Total risk-weighted assets $ 2,714,902 $ 2,013,544
CET1 capital ratio 16.52% 20.80%
Total assets $ 3,265,998 $ 2,415,086
Transitional [member]    
Statement Line Items [Line Items]    
Regulatory capital 448,575  
Total risk-weighted assets $ 2,714,902  
CET1 capital ratio 16.52%  
Basel III [member]    
Statement Line Items [Line Items]    
Total assets $ 3,265,998 2,415,086
Total on-balance sheet exposures 3,254,627 2,402,335
Off-balance sheet exposure at gross notional amount 443,124 342,710
Adjustments for conversion to credit equivalent amount 251,101 210,065
Off-balance sheet exposures 192,023 132,645
Total exposures $ 3,446,650 $ 2,534,980
Leverage ratio 9.84% 12.60%
Basel III [member] | Transitional [member]    
Statement Line Items [Line Items]    
Total assets $ 3,265,998  
Total on-balance sheet exposures 3,254,627  
Off-balance sheet exposure at gross notional amount 443,124  
Adjustments for conversion to credit equivalent amount 251,101  
Off-balance sheet exposures 192,023  
Total exposures $ 3,446,650  
Leverage ratio 9.84%  
Common equity tier 1 [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 225,982 $ 227,674
Contributed surplus 1,612 145
Retained earnings 109,335 90,644
Accumulated other comprehensive income 99 (4)
Regulatory capital before adjustments 337,028 318,459
Adjustments to capital (11,371) (12,751)
Regulatory capital $ 325,657 $ 305,708
CET1 capital ratio 12.00% 15.18%
Common equity tier 1 [member] | Transitional [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 225,982  
Contributed surplus 1,612  
Retained earnings 109,335  
Accumulated other comprehensive income 99  
Regulatory capital before adjustments 337,028  
Adjustments to capital (11,371)  
Regulatory capital $ 325,657  
CET1 capital ratio 12.00%  
Capital Tier 1 [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 13,647 $ 13,647
Regulatory capital $ 339,304 $ 319,355
CET1 capital ratio 12.50% 15.86%
Capital Tier 1 [member] | Transitional [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 13,647  
Regulatory capital $ 339,304  
CET1 capital ratio 12.50%  
Tier 2 capital [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments $ 107,367 $ 97,910
Regulatory capital before adjustments 107,367 97,910
Adjustments to capital 1,904 1,453
Regulatory capital 109,271 $ 99,363
Tier 2 capital [member] | Transitional [member]    
Statement Line Items [Line Items]    
Directly issued capital instruments 107,367  
Regulatory capital before adjustments 107,367  
Adjustments to capital 1,904  
Regulatory capital $ 109,271