Statement Line Items [Line Items]

Disclosure of loans by lending asset category [text block]

	As at October 31, 2022												As at October 31, 2021
(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3			Total
Point of sale loans and leases	$	2,215,388		$	5,227		$	279		$	2,220,894		$	1,277,011		$	2,565		$	-		$	1,279,576
ECL allowance		545			-			-			545			275			-			-			275
EL %		0.02	%		0.00	%		0.00	%		0.02	%		0.02	%		0.00	%		0.00	%		0.02	%
Commercial real estate mortgages	$	599,113		$	111,256		$	-		$	710,369		$	694,869		$	62,707		$	-		$	757,576
ECL allowance		1,150			137			-			1,287			980			134			-			1,114
EL %		0.19	%		0.12	%		0.00	%		0.18	%		0.14	%		0.21	%		0.00	%		0.15	%
Commercial real estate loans	$	13,165		$	-		$	-		$	13,165		$	26,569		$	-		$	-		$	26,569
ECL allowance		54			-			-			54			45			-			-			45
EL %		0.41	%		0.00	%		0.00	%		0.41	%		0.17	%		0.00	%		0.00	%		0.17	%
Public sector and other financing	$	35,273		$	179		$	-		$	35,452		$	32,507		$	80		$	-		$	32,587
ECL allowance		17			1			-			18			16			3			-			19
EL %		0.05	%		0.56	%		0.00	%		0.05	%		0.05	%		0.00	%		0.00	%		0.06	%
Total loans	$	2,862,939		$	116,662		$	279		$	2,979,880		$	2,030,956		$	65,352		$	-		$	2,096,308
Total ECL allowance		1,766			138			-			1,904			1,316			137			-			1,453
Total EL %		0.06	%		0.12	%		0.00	%		0.06	%		0.06	%		0.21	%		0.00	%		0.07	%

Disclosure of Reconciliation of changes in allowance account for credit losses of financial assets [text block]

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total

Point-of-sale loans and leases
Balance at beginning of period	$	275		$	-		$	-	$	275
Transfer in (out) to Stage 1		91			(91	)		-		-
Transfer in (out) to Stage 2		(186	)		186			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		365			(95	)		-		270
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		270			-			-		270
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	545		$	-		$	-	$	545

Commercial real estate mortgages
Balance at beginning of period	$	980		$	134		$	-	$	1,114
Transfer in (out) to Stage 1		75			(75	)		-		-
Transfer in (out) to Stage 2		(129	)		129			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		74			(29	)		-		45
Loan originations		286			-			-		286
Derecognitions and maturities		(136	)		(22	)		-		(158	)
Provision for (recovery of) credit losses		170			3			-		173
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	1,150		$	137		$	-	$	1,287

Commercial real estate loans
Balance at beginning of period	$	45		$	-		$	-	$	45
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		9			-			-		9
Loan originations		-			-			-		-
Derecognitions and maturities		-			-			-		-
Provision for (recovery of) credit losses		9			-			-		9
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	54		$	-		$	-	$	54

Public sector and other financing
Balance at beginning of period	$	16		$	3		$	-	$	19
Transfer in (out) to Stage 1		-			-			-		-
Transfer in (out) to Stage 2		-			-			-		-
Transfer in (out) to Stage 3		-			-			-		-
Net remeasurement of loss allowance		2			(2	)		-		-
Loan originations		-			-			-		-
Derecognitions and maturities		(1	)		-			-		(1	)
Provision for (recovery of) credit losses		1			(2	)		-		(1	)
Write-offs		-			-			-		-
Recoveries		-			-			-		-
Balance at end of period	$	17		$	1		$	-	$	18

Total balance at end of period	$	1,766		$	138		$	-	$	1,904

(thousands of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total

Point of sale loans and leases
Balance at beginning of period	$	215		$	-		$	-		$	215
Transfer in (out) to Stage 1		89			(89	)		-			-
Transfer in (out) to Stage 2		(178	)		178			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		149			(89	)		-			60
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		60			-			-			60
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	275		$	-		$	-		$	275

Commercial real estate mortgages
Balance at beginning of period	$	1,174		$	192		$	-		$	1,366
Transfer in (out) to Stage 1		93			(93	)		-			-
Transfer in (out) to Stage 2		(124	)		124			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		(425	)		(22	)		-			(447	)
Loan originations		421			-			-			421
Derecognitions and maturities		(159	)		(67	)		-			(226	)
Provision for (recovery of) credit losses		(194	)		(58	)		-			(252	)
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	980		$	134		$	-		$	1,114

Commercial real estate loans
Balance at beginning of period	$	137		$	-		$	-		$	137
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		(92	)		-			-			(92	)
Loan originations		-			-			-			-
Derecognitions and maturities		-			-			-			-
Provision for (recovery of) credit losses		(92	)		-			-			(92	)
Write-offs		-			-			-			-
Recoveries		-			-			-			-
Balance at end of period	$	45		$	-		$	-		$	45

Public sector and other financing
Balance at beginning of period	$	57		$	-		$	-		$	57
Transfer in (out) to Stage 1		-			-			-			-
Transfer in (out) to Stage 2		-			-			-			-
Transfer in (out) to Stage 3		-			-			-			-
Net remeasurement of loss allowance		(35	)		-			-			(35	)
Loan originations		-			3			-			3
Derecognitions and maturities		(6	)		-			(116	)		(122	)
Provision for (recovery of) credit losses		(41	)		3			(116	)		(154	)
Write-offs		-			-			-			-
Recoveries		-			-			116			116
Balance at end of period	$	16		$	3		$	-		$	19

Total balance at end of period	$	1,316		$	137		$	-		$	1,453