Consolidated Balance Sheets - CAD ($) $ in Thousands |
Oct. 31, 2022 |
Oct. 31, 2021 |
Oct. 31, 2020 |
|---|---|---|---|
| Assets | |||
| Cash (note 4) | $ 88,581 | $ 271,523 | $ 257,644 |
| Securities (note 5) | 141,564 | 0 | |
| Loans, net of allowance for credit losses (note 6) | 2,992,678 | 2,103,050 | |
| Other assets (note 7) | 43,175 | 40,513 | |
| Total assets | 3,265,998 | 2,415,086 | |
| Liabilities and Shareholders' Equity | |||
| Deposits (note 9) | 2,657,540 | 1,853,204 | |
| Subordinated notes payable (note 10) | 104,951 | 95,272 | |
| Other liabilities (note 11) | 152,832 | 134,504 | |
| Total liabilities | 2,915,323 | 2,082,980 | |
| Shareholders' equity: | |||
| Share capital (note 12) | 239,629 | 241,321 | |
| Contributed surplus | 1,612 | 145 | |
| Retained earnings | 109,335 | 90,644 | |
| Accumulated other comprehensive income (loss) | 99 | (4) | |
| Total equity | 350,675 | 332,106 | |
| Total equity and liabilities | $ 3,265,998 | $ 2,415,086 |
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- Definition The amount of accumulated items of income and expense (including reclassification adjustments) that are not recognised in profit or loss as required or permitted by other IFRSs. [Refer: IFRSs [member]; Other comprehensive income] Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount received or receivable from the issuance of the entity's shares in excess of nominal value and amounts received from other transactions involving the entity's stock or stockholders. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of deposit liabilities from banks held by the entity. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of residual interest in the assets of the entity after deducting all its liabilities. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The nominal value of capital issued. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of non-derivative financial assets with fixed or determinable payments that are not quoted in an active market, other than: (a) those that the entity intends to sell immediately or in the near term, which shall be classified as held for trading, and those that the entity, upon initial recognition, designates as at fair value through profit or loss; (b) those that the entity, upon initial recognition, designates as available for sale; or (c) those for which the holder may not recover substantially all of its initial investment, other than because of credit deterioration, which shall be classified as available for sale. An interest acquired in a pool of assets that are not loans or receivables (for example, an interest in a mutual fund or a similar fund) is not a loan or receivable. [Refer: Derivative financial assets] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of notes and debentures issued by the entity. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of assets that the entity does not separately disclose in the same statement or note. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of liabilities that the entity does not separately disclose in the same statement or note. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition A component of equity representing the entity's cumulative undistributed earnings or deficit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The amount of investments in securities. No definition available.
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