v3.22.2.2
Segment Information (Details)
$ in Thousands
 3 Months Ended 9 Months Ended
Oct. 31, 2022
USD ($)
store
state
Oct. 31, 2021
USD ($)
Oct. 31, 2022
USD ($)
segment
store
state
Oct. 31, 2021
USD ($)
Jan. 31, 2022
USD ($)
Segment Reporting Information [Line Items]          
Number of operating segments | segment     2    
Estimated annual rate of reimbursement (as a percent)     2.50%    
Number of states with retail stores | state 15   15    
Revenues:          
Total net sales $ 254,358 $ 334,583 $ 806,133 $ 972,664  
Finance charges and other revenues 66,842 70,875 201,519 214,879  
Total revenues 321,200 405,458 1,007,652 1,187,543  
Costs and expenses:          
Cost of goods sold 169,842 211,298 530,942 612,219  
Selling, general and administrative expense 126,243 138,081 389,169 402,000  
Provision for bad debts 35,104 26,532 77,059 19,658  
Total costs and expenses 339,195 375,911 1,003,692 1,033,877  
Operating income (loss) (17,995) 29,547 3,960 153,666  
Interest expense 11,478 5,206 23,807 20,498  
Loss on extinguishment of debt   0 0 1,218  
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (29,473) 24,341 (19,847) 131,950  
Allocation of overhead by operating segments 7,400 11,100 23,600 30,000  
Assets 1,737,132 1,786,579 1,737,132 1,786,579 $ 1,754,466
Charges and credits 8,006 0 6,522 0  
Intersegment Eliminations          
Revenues:          
Total revenues 6,500 7,000 19,900 21,200  
Retail          
Revenues:          
Total net sales 254,358 334,583 806,133 972,664  
Finance charges and other revenues 270 262 815 695  
Total revenues 254,628 334,845 806,948 973,359  
Costs and expenses:          
Cost of goods sold 169,842 211,298 530,942 612,219  
Selling, general and administrative expense 94,240 100,969 288,306 294,019  
Provision for bad debts 261 36 848 196  
Total costs and expenses 272,349 312,303 826,618 906,434  
Operating income (loss) (17,721) 22,542 (19,670) 66,925  
Interest expense 0 0   0  
Loss on extinguishment of debt     0 0  
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (17,721) 22,542 (19,670) 66,925  
Assets 594,302 707,402 594,302 707,402  
Charges and credits 8,006 0 6,522 0  
Credit          
Revenues:          
Total net sales 0 0 0 0  
Finance charges and other revenues 66,572 70,613 200,704 214,184  
Total revenues 66,572 70,613 200,704 214,184  
Costs and expenses:          
Cost of goods sold 0 0 0 0  
Selling, general and administrative expense 32,003 37,112 100,863 107,981  
Provision for bad debts 34,843 26,496 76,211 19,462  
Total costs and expenses 66,846 63,608 177,074 127,443  
Operating income (loss) (274) 7,005 23,630 86,741  
Interest expense 11,478 5,206 23,807 20,498  
Loss on extinguishment of debt     0 1,218  
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (11,752) 1,799 (177) 65,025  
Assets 1,142,830 1,079,177 1,142,830 1,079,177  
Charges and credits 0 0 0 0  
Furniture and Mattress          
Revenues:          
Total net sales 79,927 106,756 254,341 310,505  
Furniture and Mattress | Retail          
Revenues:          
Total net sales 79,927 106,756 254,341 310,505  
Furniture and Mattress | Credit          
Revenues:          
Total net sales 0 0 0 0  
Home Appliance          
Revenues:          
Total net sales 102,884 128,385 333,359 377,090  
Home Appliance | Retail          
Revenues:          
Total net sales 102,884 128,385 333,359 377,090  
Home Appliance | Credit          
Revenues:          
Total net sales 0 0 0 0  
Consumer Electronic          
Revenues:          
Total net sales 31,911 46,751 97,375 133,202  
Consumer Electronic | Retail          
Revenues:          
Total net sales 31,911 46,751 97,375 133,202  
Consumer Electronic | Credit          
Revenues:          
Total net sales 0 0 0 0  
Home Office          
Revenues:          
Total net sales 8,630 17,373 27,676 49,881  
Home Office | Retail          
Revenues:          
Total net sales 8,630 17,373 27,676 49,881  
Home Office | Credit          
Revenues:          
Total net sales 0 0 0 0  
Other          
Revenues:          
Total net sales 9,824 9,036 25,847 27,079  
Other | Retail          
Revenues:          
Total net sales 9,824 9,036 25,847 27,079  
Other | Credit          
Revenues:          
Total net sales 0 0 0 0  
Product          
Revenues:          
Total net sales 233,176 308,301 738,598 897,757  
Product | Retail          
Revenues:          
Total net sales 233,176 308,301 738,598 897,757  
Product | Credit          
Revenues:          
Total net sales 0 0 0 0  
RSA Commission          
Revenues:          
Total net sales 18,804 23,769 60,256 66,600  
RSA Commission | Retail          
Revenues:          
Total net sales 18,804 23,769 60,256 66,600  
RSA Commission | Credit          
Revenues:          
Total net sales 0 0 0 0  
Service          
Revenues:          
Total net sales 2,378 2,513 7,279 8,307  
Service | Retail          
Revenues:          
Total net sales 2,378 2,513 $ 7,279 8,307  
Service | Credit          
Revenues:          
Total net sales $ 0 $ 0   $ 0  
Outside of US          
Segment Reporting Information [Line Items]          
Number of stores | store 0   0