v3.22.2.2
Summary of Significant Accounting Policies - Narrative (Details)
 3 Months Ended 9 Months Ended
Oct. 31, 2022
USD ($)
Oct. 31, 2021
USD ($)
Oct. 31, 2022
USD ($)
segment
Oct. 31, 2021
USD ($)
Jan. 31, 2022
USD ($)
Apr. 15, 2021
USD ($)
Jan. 31, 2021
USD ($)
Jul. 01, 2014
Debt Instrument [Line Items]                
Number of operating segments | segment     2          
Cash and Cash Equivalents and Restricted Cash                
Cash and cash equivalents include credit card deposits in-transit $ 4,600,000   $ 4,600,000   $ 5,200,000      
Restricted cash 45,503,000   45,503,000   31,930,000      
Receivables [Abstract]                
Long-term customer accounts receivable, net 391,933,000   391,933,000   432,431,000      
Accounts Receivable, Allowance for Credit Loss 187,678,000 $ 208,154,000 187,678,000 $ 208,154,000 209,020,000   $ 298,037,000  
Interest Income on Customer Accounts Receivable                
Deferred revenue 8,200,000   8,200,000   8,600,000      
Nonaccrual status 7,600,000   7,600,000   5,900,000      
90 days past due and still accruing 92,400,000   92,400,000   84,100,000      
Financing Receivable, No-Interest Option Program Period     12          
Bankruptcy status, less than 60 days delinquent 7,100,000   7,100,000   5,500,000      
Debt Issuance Costs                
Deferred debt issuance costs 4,375,000   4,375,000   2,873,000      
Gain (Loss) on Extinguishment of Debt [Abstract]                
Gain (Loss) on Extinguishment of Debt   0 $ 0 $ (1,218,000)        
Income Taxes                
Effective tax rate     16.90% 23.70%        
Stock-based Compensation                
Stock-based compensation expense 2,400,000 2,600,000 $ 9,004,000 $ 6,382,000        
Fair Value of Financial Instruments                
Long-term Debt 477,531,000   477,531,000          
Restructured Accounts                
Receivables [Abstract]                
Accounts Receivable, Allowance for Credit Loss 35,078,000 $ 49,764,000 35,078,000 49,764,000 43,976,000   $ 78,297,000  
Customer Deposits                
Deferred Revenue                
Deferred revenue, revenue recognized 3,900,000              
RSA Administration Fees                
Deferred Revenue                
Deferred revenue, revenue recognized 2,600,000              
Secured Debt                
Fair Value of Financial Instruments                
Debt fair value 469,700,000   469,700,000          
Revolving Credit Facility                
Gain (Loss) on Extinguishment of Debt [Abstract]                
Gain (Loss) on Extinguishment of Debt       200,000        
Revolving Credit Facility                
Debt Issuance Costs                
Deferred debt issuance costs 4,000,000   4,000,000   5,100,000      
Securitized Receivables Servicer                
Cash and Cash Equivalents and Restricted Cash                
Restricted cash 5,200,000   5,200,000   4,200,000      
Collateral Held by VIE                
Cash and Cash Equivalents and Restricted Cash                
Restricted cash 38,200,000   38,200,000   $ 25,700,000      
Senior Notes                
Gain (Loss) on Extinguishment of Debt [Abstract]                
Gain (Loss) on Extinguishment of Debt       $ 1,000,000        
Debt Instrument, Repurchase Amount           $ 141,200,000    
Senior Notes | Senior Notes                
Gain (Loss) on Extinguishment of Debt [Abstract]                
Interest rate on notes               7.25%
Secured Debt                
Fair Value of Financial Instruments                
Long-term Debt $ 477,500,000   $ 477,500,000