v3.22.2.2
Interest and Financing Service Fees on Loans (Tables)
9 Months Ended
Sep. 30, 2022
Interest and financing service fees on loans [Abstract]  
Schedule of interest and financing service fees on loans
   Nine months ended September 30, 2022 
   Traditional
facilitation
model
   Collaboration
Model
   Total 
   RMB   RMB   RMB 
             
Interest and financing service fees on loans   24,901,747    1,155,204,919    1,180,106,666 
Interests on deposits with banks   530,044    8,225,880    8,755,924 
Interest expense on interest-bearing borrowings   (7,859,919)   (575,730,015)   (583,589,934)
                
Net interest and fees income   17,571,872    587,700,784    605,272,656 
                
Interest income charged to sales partners   
-
    89,501,328    89,501,328 
Collaboration cost for sales partners   
-
    (241,162,974)   (241,162,974)
                
Net interest and fees income after collaboration cost   17,571,872    436,039,138    453,611,010 
                
Provision for credit losses   82,716,654    (236,957,351)   (154,240,697)
                
Net interest and fees income after collaboration cost and provision for credit losses   100,288,526    199,081,787    299,370,313