Schedule of interest and financing service fees on loans |
| |
Nine months ended September 30, 2022 | |
| |
Traditional facilitation model | | |
Collaboration Model | | |
Total | |
| |
RMB | | |
RMB | | |
RMB | |
| |
| | |
| | |
| |
Interest and financing service fees on loans | |
| 24,901,747 | | |
| 1,155,204,919 | | |
| 1,180,106,666 | |
Interests on deposits with banks | |
| 530,044 | | |
| 8,225,880 | | |
| 8,755,924 | |
Interest expense on interest-bearing borrowings | |
| (7,859,919 | ) | |
| (575,730,015 | ) | |
| (583,589,934 | ) |
| |
| | | |
| | | |
| | |
Net interest and fees income | |
| 17,571,872 | | |
| 587,700,784 | | |
| 605,272,656 | |
| |
| | | |
| | | |
| | |
Interest income charged to sales partners | |
| - | | |
| 89,501,328 | | |
| 89,501,328 | |
Collaboration cost for sales partners | |
| - | | |
| (241,162,974 | ) | |
| (241,162,974 | ) |
| |
| | | |
| | | |
| | |
Net interest and fees income after collaboration cost | |
| 17,571,872 | | |
| 436,039,138 | | |
| 453,611,010 | |
| |
| | | |
| | | |
| | |
Provision for credit losses | |
| 82,716,654 | | |
| (236,957,351 | ) | |
| (154,240,697 | ) |
| |
| | | |
| | | |
| | |
Net interest and fees income after collaboration cost and provision for credit losses | |
| 100,288,526 | | |
| 199,081,787 | | |
| 299,370,313 | |
|