v3.22.2.2
Interest-Bearing Borrowings (Tables)
9 Months Ended
Sep. 30, 2022
Interest-Bearing Borrowings [Abstarct]  
Schedule of borrowings under agreements to repurchase
   Note  Fixed interest
rate per annum
   Term  December 31,
2021
   September 30,
2022
 
             RMB   RMB 
Repurchase agreements                  
                   
Financial institution  (i)   13.8%  Within 1 year   45,250,000    5,965,976 
                      
Interest payable                     
Financial institution  (i)           
-
    
-
 
                      
Total repurchase agreements              45,250,000    5,965,976 

 

Schedule of underlying collateral types of the gross obligations under repurchase agreements
   December 31,
2021
    September 30,
2022
 
   RMB   RMB 
Underlying collateral types of gross obligations        
         
Repurchase agreements:          
           
Loans principal, interest and financing service fee receivables   45,250,000    5,965,976 
           
Total repurchase agreements   45,250,000    5,965,976 

 

Schedule of contractual maturities of the gross obligations under repurchase agreements
   Overnight  

Up to 30

days

  

30 to 90

days

  

Greater than
90 days

  

Total gross

obligations

 
   RMB   RMB   RMB   RMB   RMB 
                     
Repurchase agreements                         
As of September 30,2022   
      -
    
-
    
-
    5,965,976    5,965,976 
As of December 31,2021   
-
    
-
    
-
    45,250,000    45,250,000 

 

Schedule of other borrowings
   Note  Fixed interest
rate per annum
  Term 

December 31
2021

  

September 30
2022

 
            RMB   RMB 
Short-term:                 
                  
Investors of consolidated VIEs  (i)  6.3% - 10.5% Less than 1 year   4,654,388,213    5,328,338,540 
                    
Long-term:                   
Investors of consolidated VIEs  (i)  7.0% - 11.5% Within 5 years   3,330,334,482    2,210,471,212 
                    
Interest payable to                   
Investors of consolidated VIEs  (i)         57,169,385    55,515,337 
                    
Total            8,041,892,080    7,594,325,089 

 

Schedule of aggregate annual maturities of long-term borrowing obligations
   September 30, 2022 
   2023   2024   2025   2026   2027   Thereafter   Total 
   RMB   RMB   RMB   RMB   RMB       RMB 
                             
Investors of consolidated VIEs   1,048,206,017    479,441,307    25,823,888    
-
    
-
    657,000,000    2,210,471,212 

 

Schedule of carrying amounts of pledged assets
   December 31,
2021
   September 30,
2022
 
   RMB   RMB 
         
Loans principal, interest and financing service fee receivables   64,640,192    5,965,976 
           
Total   64,640,192    5,965,976