Recovery and settlement of on-balance sheet assets and liabilities (Tables)

12 Months Ended

Oct. 31, 2022

Recovery and settlement of on-balance sheet assets and liabilities


	As at
	October 31, 2022							October 31, 2021
(Millions of Canadian dollars)	Within one year		After one year		Total			Within one year		After one year		Total
Assets


Cash and due from banks (1)	$	71,081	$	1,316	$	72,397			$ 112,924	$	922	$	113,846
Interest-bearing deposits with banks		108,011		–		108,011			79,638		–		79,638
Securities
Trading (2)		139,810		8,395		148,205			129,206		10,034		139,240
Investment, net of applicable allowance		26,540		143,478		170,018			29,831		115,653		145,484
Assets purchased under reverse repurchase agreements and securities borrowed		316,714		1,131		317,845			307,805		98		307,903
Loans
Retail		113,965		435,786		549,751			98,946		404,652		503,598
Wholesale		70,374		203,593		273,967			60,099		157,967		218,066
Allowance for loan losses						(3,753	)						(4,089	)
Segregated fund net assets		–		2,638		2,638			–		2,666		2,666
Other
Customers’ liability under acceptances		17,827				17,827			19,793		5		19,798
Derivatives (2)		151,928		2,511		154,439			93,409		2,132		95,541
Premises and equipment		59		7,155		7,214			28		7,396		7,424
Goodwill		–		12,277		12,277			–		10,854		10,854
Other intangibles		–		6,083		6,083			–		4,471		4,471
Other assets		66,071		14,229		80,300			47,634		14,249		61,883
	$	1,082,380	$	838,592	$	1,917,219			$ 979,313	$	731,099	$	1,706,323
Liabilities
Deposits (3)	$	1,023,324	$	185,490	$	1,208,814			$ 943,633	$	157,198	$	1,100,831
Segregated fund net liabilities		–		2,638		2,638			–		2,666		2,666
Other
Acceptances		17,872		–		17,872			19,868		5		19,873
Obligations related to securities sold short		34,105		1,406		35,511			35,524		2,317		37,841
Obligations related to assets sold under repurchase agreements and securities loaned		273,001		946		273,947			261,533		668		262,201
Derivatives (2)		140,808		12,683		153,491			89,804		1,635		91,439
Insurance claims and policy benefit liabilities		1,904		9,607		11,511			1,867		10,949		12,816
Other liabilities		71,689		23,546		95,235			48,901		21,400		70,301
Subordinated debentures		110		9,915		10,025			188		9,405		9,593
	$	1,562,813	$	246,231	$	1,809,044			$ 1,401,318	$	206,243	$	1,607,561

(1)

Cash and due from banks are assumed to be recovered within one year, except for cash balances not available for use by the Bank.

(2)

Trading securities classified as FVTPL and trading derivatives are presented as within one year as this best represents in most instances the short-term nature of our trading activities.

Trading securities designated as FVTPL are generally presented based on contractual maturity.

on-trading derivatives are presented according to the recovery or settlement of the hedging transaction.

(3)

Demand deposits of $562 billion (October 31, 2021 – $576

billion) are presented as within one year due to their being repayable on demand or at short notice on a contractual basis. In practice, these deposits relate to a broad range of individuals and customer-types which form a stable base for our operations and liquidity needs.