1.
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For purposes of Section 1. (e) of the Agreement, the definition in the second sentence therein of "Minimum Ownership Threshold" should be deleted therefrom
in its entirety and the following sentence should be substituted in replacement thereof:
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2.
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For purposes of Section 2. (e) (iv) of the Agreement and the definition therein of the Standstill Period, by
entering into this Letter Agreement, the Company will be deemed to have provided writt en notice to Basswood that it will nominate Jonathan D. Brown for election to the Board at the 2023 annual stockholders meeting and Basswood will be deemed to have agreed in advance to such nomination.
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3.
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Except as otherwise modified or amended herein, the terms and provisions of the Agreement should continue
in full force and effect.
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