Underwriting Information (Tables)

9 Months Ended

Sep. 30, 2022

Underwriting Information

Schedule of gross written premiums


		Three Months Ended September 30,											Nine Months Ended September 30,
		2022					2021						2022					2021

		($ in thousands)											($ in thousands)
					% of					% of						% of					% of
		Amount			GWP		Amount			GWP			Amount			GWP		Amount			GWP
Product
Fronting Premiums		$	82,232		32.5	%	$	—		0.0	%		$	154,232		24.0	%	$	—		0.0	%
Residential Earthquake			59,569		23.5	%		50,075		32.9	%			159,995		24.9	%		128,165		33.3	%
Commercial Earthquake			32,647		12.9	%		27,433		18.0	%			90,894		14.1	%		66,052		17.1	%
Inland Marine			30,842		12.2	%		19,532		12.8	%			72,214		11.2	%		39,047		10.1	%
Casualty			12,888		5.1	%		2,868		1.9	%			25,697		4.0	%		5,504		1.4	%
Hawaii Hurricane			9,425		3.7	%		8,996		5.9	%			24,579		3.8	%		22,921		6.0	%
Commercial All Risk			9,224		3.6	%		6,867		4.5	%			41,647		6.5	%		30,032		7.8	%
Residential Flood			3,871		1.5	%		3,228		2.1	%			10,448		1.6	%		8,377		2.2	%
Specialty Homeowners			(94)		(0.0)	%		19,881		13.1	%			30,082		4.7	%		53,018		13.8	%
Other			12,524		5.0	%		13,452		8.8	%			32,963		5.1	%		32,151		8.4	%
Total Gross Written Premiums		$	253,128		100.0	%	$	152,332		100.0	%		$	642,751		100.0	%	$	385,267		100.0	%

Gross written premiums by state are as follows:


		Three Months Ended September 30,											Nine Months Ended September 30,
		2022					2021						2022					2021

		($ in thousands)											($ in thousands)
					% of					% of						% of					% of
		Amount			GWP		Amount			GWP			Amount			GWP		Amount			GWP
State
California		$	131,016		51.8	%	$	72,505		47.6	%		$	292,865		45.6	%	$	180,142		46.8	%
Texas			26,234		10.4	%		19,715		13.0	%			71,499		11.1	%		48,142		12.5	%
Washington			13,573		5.4	%		7,180		4.7	%			29,391		4.6	%		15,931		4.1	%
Hawaii			10,998		4.3	%		10,342		6.8	%			29,729		4.6	%		26,312		6.8	%
Oregon			7,738		3.1	%		3,964		2.6	%			16,483		2.6	%		9,686		2.5	%
Florida			7,445		2.9	%		7,203		4.7	%			27,216		4.2	%		24,958		6.5	%
Illinois			4,204		1.7	%		2,893		1.9	%			13,153		2.1	%		8,668		2.3	%
New York			3,738		1.5	%		618		0.4	%			8,401		1.3	%		1,273		0.3	%
Other			48,182		19.0	%		27,912		18.3	%			154,014		24.0	%		70,155		18.2	%
Total Gross Written Premiums		$	253,128		100.0	%	$	152,332		100.0	%		$	642,751		100.0	%	$	385,267		100.0	%

Gross written premiums by insurance subsidiary are as follows:


		Three Months Ended September 30,											Nine Months Ended September 30,
		2022					2021						2022					2021

		($ in thousands)											($ in thousands)
					% of					% of						% of					% of
		Amount			GWP		Amount			GWP			Amount			GWP		Amount			GWP
Subsidiary
PSIC		$	136,814		54.0	%	$	110,875		72.8	%		$	357,156		55.6	%	$	285,991		74.2	%
PESIC			116,314		46.0	%		41,457		27.2	%			285,595		44.4	%		99,276		25.8	%
Total Gross Written Premiums		$	253,128		100.0	%	$	152,332		100.0	%		$	642,751		100.0	%	$	385,267		100.0	%