Sales Report: Supplement No.
1 dated
Oct 03, 2022 to Prospectus dated
Sep 29, 2022File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated
Sep 29, 2022
and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that
Prosper Funding LLC has recently sold. You should read this Sales Report supplement together
with the prospectus dated
Sep 29, 2022
to understand the terms and conditions of the Notes and how they are offered, as well as
the risks of investing in Notes. As described in the prospectus dated
Sep 29, 2022,
each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series
12799298
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 12.79% |
Borrower rate/APR:
| 13.79% /
17.43% |
Monthly payment:
| $851.89 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.33% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 15y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,419 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $12,500 |
Combined debt/income ratio3:
| 16% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12803072
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 18.70% |
Borrower rate/APR:
| 19.70% /
23.48% |
Monthly payment:
| $114.73 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 49% |
TU FICO range:
| 680-699
(Aug-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,106 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 88% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832847
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.60% |
Borrower rate/APR:
| 11.60% /
13.87% |
Monthly payment:
| $110.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Mar-2016 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,388 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12831998
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 27.10% |
Borrower rate/APR:
| 28.10% /
30.79% |
Monthly payment:
| $623.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,435 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 78% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12828776
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $244.46 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2017 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $57 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826664
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 17.18% |
Borrower rate/APR:
| 18.18% /
20.61% |
Monthly payment:
| $433.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Oct-2016 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 720-739
(Aug-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,301 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12822485
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 18.91% |
Borrower rate/APR:
| 19.91% /
23.69% |
Monthly payment:
| $482.53 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Dec-2010 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,363 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12803561
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.67% |
Borrower rate/APR:
| 10.67% /
14.25% |
Monthly payment:
| $179.20 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Apr-2012 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,923 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12831740
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $124.58 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 50% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 27
/
27 |
Length of status:
| 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,576 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12828944
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 14.21% |
Borrower rate/APR:
| 15.21% /
18.89% |
Monthly payment:
| $121.69 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2009 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,745 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12817391
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.00% |
Borrower rate/APR:
| 13.00% /
16.63% |
Monthly payment:
| $606.49 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Dec-2011 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 22y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $19,021 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12833042
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $83.05 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,036 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12831764
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 9.15% |
Borrower rate/APR:
| 10.15% /
13.72% |
Monthly payment:
| $646.75 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
15 |
Length of status:
| 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Realtor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,555 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12830603
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $273.45 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2012 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,858 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 66% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12827570
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 16.40% |
Borrower rate/APR:
| 17.40% /
21.12% |
Monthly payment:
| $250.96 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Mar-2015 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
13 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,230 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 64% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12828857
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 12.65% |
Borrower rate/APR:
| 13.65% /
17.29% |
Monthly payment:
| $119.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2019 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $780 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12828365
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.10% |
Borrower rate/APR:
| 11.10% /
13.36% |
Monthly payment:
| $523.02 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 14y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,102 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 56% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12804386
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 21.50% |
Borrower rate/APR:
| 22.50% /
26.34% |
Monthly payment:
| $192.25 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2017 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,975 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12827411
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 9.35% |
Borrower rate/APR:
| 10.35% /
13.92% |
Monthly payment:
| $162.16 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| May-2014 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Not available |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $7,377 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 53% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12829823
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-21-2022 |
|
Investor yield:
| 15.20% |
Borrower rate/APR:
| 16.20% /
19.90% |
Monthly payment:
| $387.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2014 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,878 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 71% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826580
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-21-2022 |
|
Investor yield:
| 28.90% |
Borrower rate/APR:
| 29.90% /
33.92% |
Monthly payment:
| $148.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-2017 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $27,696 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12825329
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-21-2022 |
|
Investor yield:
| 10.45% |
Borrower rate/APR:
| 11.45% /
15.04% |
Monthly payment:
| $346.00 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 11% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,546 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12824477
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 6.00% |
Borrower rate/APR:
| 7.00% /
10.50% |
Monthly payment:
| $632.98 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 73 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,835 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 57% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12829970
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $28,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 14.40% |
Borrower rate/APR:
| 15.40% /
17.76% |
Monthly payment:
| $672.01 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 47% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Engineer - Mechanical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $30,126 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12825521
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $21,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-17-2022 |
ListingEndDate:
| Sep-19-2022 |
|
Investor yield:
| 13.85% |
Borrower rate/APR:
| 14.85% /
18.52% |
Monthly payment:
| $726.43 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Sep-2018 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Military Enlisted |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $913 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 21% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834977
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 15.90% |
Borrower rate/APR:
| 16.90% /
20.61% |
Monthly payment:
| $249.22 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Sep-2021 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $340 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834263
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 13.85% |
Borrower rate/APR:
| 14.85% /
18.52% |
Monthly payment:
| $207.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2011 |
Debt/Income ratio:
| 8% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,853 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834497
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 30.50% |
Borrower rate/APR:
| 31.50% /
35.56% |
Monthly payment:
| $194.75 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2019 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Military Enlisted |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,997 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836300
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 10.70% |
Borrower rate/APR:
| 11.70% /
15.30% |
Monthly payment:
| $661.42 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 27y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,618 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834794
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 11.85% |
Borrower rate/APR:
| 12.85% /
16.47% |
Monthly payment:
| $302.60 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Analyst |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,048 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834143
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 24.00% |
Borrower rate/APR:
| 25.00% /
27.60% |
Monthly payment:
| $322.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2018 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| Not available |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12835406
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 21.00% |
Borrower rate/APR:
| 22.00% /
24.52% |
Monthly payment:
| $552.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 2 |
Current / open credit lines:
| 13
/
14 |
Length of status:
| 1y 6m |
Amount delinquent:
| $23 |
Total credit lines:
| 41 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,861 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 19% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836333
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 9.25% |
Borrower rate/APR:
| 10.25% /
13.82% |
Monthly payment:
| $485.77 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 720-739
(Aug-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,029 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12835604
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 17.00% |
Borrower rate/APR:
| 18.00% /
21.74% |
Monthly payment:
| $216.91 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 38
/
38 |
Length of status:
| 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $41,712 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12835109
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 10.15% |
Borrower rate/APR:
| 11.15% /
14.74% |
Monthly payment:
| $328.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 25
/
25 |
Length of status:
| 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,128 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834881
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $193.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 9 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,480 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834446
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 23.50% |
Borrower rate/APR:
| 24.50% /
28.39% |
Monthly payment:
| $473.95 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,083 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834341
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 24.90% |
Borrower rate/APR:
| 25.90% /
29.82% |
Monthly payment:
| $120.71 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $19,248 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834326
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 26.70% |
Borrower rate/APR:
| 27.70% /
31.67% |
Monthly payment:
| $123.61 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Dec-2015 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,586 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12833780
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $516.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,936 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $8,583 |
Combined debt/income ratio3:
| 8% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836915
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $22,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.00% |
Borrower rate/APR:
| 18.00% /
21.74% |
Monthly payment:
| $795.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 51% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 26
/
26 |
Length of status:
| 19y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Not available |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $20,719 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836531
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 8.50% |
Borrower rate/APR:
| 9.50% /
13.06% |
Monthly payment:
| $400.44 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Nov-2016 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,783 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836294
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 9.85% |
Borrower rate/APR:
| 10.85% /
14.43% |
Monthly payment:
| $163.34 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
6 |
Length of status:
| 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,104 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836207
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $22,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.14% |
Borrower rate/APR:
| 9.14% /
11.36% |
Monthly payment:
| $458.13 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation:
| Military Enlisted |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,207 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 12% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834020
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 14.30% |
Borrower rate/APR:
| 15.30% /
18.98% |
Monthly payment:
| $487.37 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,039 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 20% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12833432
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.08% |
Borrower rate/APR:
| 21.08% /
23.58% |
Monthly payment:
| $460.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,851 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12835964
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-22-2022 |
|
Investor yield:
| 24.16% |
Borrower rate/APR:
| 25.16% /
29.07% |
Monthly payment:
| $199.22 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,086 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 84% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12833288
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 10.60% |
Borrower rate/APR:
| 11.60% /
15.20% |
Monthly payment:
| $379.77 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
19 |
Length of status:
| 26y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,661 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12834506
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 15.30% |
Borrower rate/APR:
| 16.30% /
18.68% |
Monthly payment:
| $587.47 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Aug-2020 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,188 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12833786
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 9.58% |
Borrower rate/APR:
| 10.58% /
12.83% |
Monthly payment:
| $538.34 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 14y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,668 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837488
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 27.05% |
Borrower rate/APR:
| 28.05% /
32.03% |
Monthly payment:
| $227.65 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Feb-2020 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $196 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838286
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 16.50% |
Borrower rate/APR:
| 17.50% /
21.23% |
Monthly payment:
| $251.31 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Mar-2014 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $902 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838088
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 19.50% |
Borrower rate/APR:
| 20.50% /
22.98% |
Monthly payment:
| $455.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 48% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 32
/
32 |
Length of status:
| 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,768 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837224
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 28.43% |
Borrower rate/APR:
| 29.43% /
32.15% |
Monthly payment:
| $208.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,940 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 102% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838841
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $678.15 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Nov-2013 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,945 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 56% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837239
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $321.27 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Jan-2018 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,836 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839006
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $83.05 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2016 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,543 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838373
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 10.50% |
Borrower rate/APR:
| 11.50% /
13.77% |
Monthly payment:
| $439.85 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,069 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838067
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 18.30% |
Borrower rate/APR:
| 19.30% /
23.07% |
Monthly payment:
| $552.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Apr-2010 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Waiter/Waitress |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,199 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838430
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 19.20% |
Borrower rate/APR:
| 20.20% /
23.99% |
Monthly payment:
| $409.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2020 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,996 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838304
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 7.51% |
Borrower rate/APR:
| 8.51% /
12.04% |
Monthly payment:
| $315.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 23y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,162 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838169
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $771.04 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,134 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 20% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837266
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $26,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 11.05% |
Borrower rate/APR:
| 12.05% /
15.66% |
Monthly payment:
| $864.19 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Mar-2016 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Waiter/Waitress |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,965 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 35% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837152
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $270.97 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2011 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Nurse's Aide |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $8,890 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 74% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839003
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 19.90% |
Borrower rate/APR:
| 20.90% /
24.70% |
Monthly payment:
| $376.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| May-2009 |
Debt/Income ratio:
| 48% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $38,090 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 83% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838829
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $321.27 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2018 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,731 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838796
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 14.50% |
Borrower rate/APR:
| 15.50% /
19.18% |
Monthly payment:
| $244.37 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Mar-2017 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838343
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 31.30% |
Borrower rate/APR:
| 32.30% /
35.11% |
Monthly payment:
| $101.34 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2020 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 7
/
8 |
Length of status:
| 2y 11m |
Amount delinquent:
| $44 |
Total credit lines:
| 10 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,160 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 11% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838160
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $21,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 19.33% |
Borrower rate/APR:
| 20.33% /
22.81% |
Monthly payment:
| $560.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $463 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838013
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 23.89% |
Borrower rate/APR:
| 24.89% /
27.49% |
Monthly payment:
| $497.91 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,363 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837500
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 24.16% |
Borrower rate/APR:
| 25.16% /
29.07% |
Monthly payment:
| $159.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2013 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,597 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837437
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 6.50% |
Borrower rate/APR:
| 7.50% /
11.01% |
Monthly payment:
| $93.32 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,351 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837425
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 8.13% |
Borrower rate/APR:
| 9.13% /
11.35% |
Monthly payment:
| $416.43 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 800-819
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 21y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation:
| Attorney |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $123,318 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12837158
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 15.60% |
Borrower rate/APR:
| 16.60% /
20.31% |
Monthly payment:
| $88.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2020 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,385 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12836972
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 20.63% |
Borrower rate/APR:
| 21.63% /
25.45% |
Monthly payment:
| $265.98 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Postal Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,511 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840296
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.65% |
Borrower rate/APR:
| 10.65% /
14.23% |
Monthly payment:
| $97.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 63y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,618 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 21% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839705
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 6.00% |
Borrower rate/APR:
| 7.00% /
10.50% |
Monthly payment:
| $401.40 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2016 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,379 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840446
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 18.00% |
Borrower rate/APR:
| 19.00% /
22.76% |
Monthly payment:
| $366.56 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jun-2016 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $55,429 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840110
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $22,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 13.61% |
Borrower rate/APR:
| 14.61% /
18.27% |
Monthly payment:
| $758.44 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,947 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 31% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839552
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.25% |
Borrower rate/APR:
| 10.25% /
13.82% |
Monthly payment:
| $129.54 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2021 |
Debt/Income ratio:
| 4% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840635
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 15.38% |
Borrower rate/APR:
| 16.38% /
20.08% |
Monthly payment:
| $265.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2020 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,780 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839867
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 13.45% |
Borrower rate/APR:
| 14.45% /
18.11% |
Monthly payment:
| $240.78 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,022 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| District of Columbia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839831
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 16.10% |
Borrower rate/APR:
| 17.10% /
20.82% |
Monthly payment:
| $357.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jan-2020 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Administrative Assistant |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,346 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839813
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.50% |
Borrower rate/APR:
| 15.50% /
19.18% |
Monthly payment:
| $349.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,508 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 90% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839762
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $452.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 26
/
26 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23,765 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 75% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839387
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.85% |
Borrower rate/APR:
| 10.85% /
14.43% |
Monthly payment:
| $326.68 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2018 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,757 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839339
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $565.13 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Apr-2017 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,875 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840158
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 19.51% |
Borrower rate/APR:
| 20.51% /
24.31% |
Monthly payment:
| $449.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| May-2013 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $575 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839996
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 12.00% |
Borrower rate/APR:
| 13.00% /
16.63% |
Monthly payment:
| $235.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Engineer - Electrical |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $10,639 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 12% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839933
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 18.34% |
Borrower rate/APR:
| 19.34% /
23.11% |
Monthly payment:
| $460.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,684 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 39% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $9,167 |
Combined debt/income ratio3:
| 23% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839915
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 30.24% |
Borrower rate/APR:
| 31.24% /
35.30% |
Monthly payment:
| $194.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,279 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839792
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 8.99% |
Borrower rate/APR:
| 9.99% /
12.23% |
Monthly payment:
| $424.84 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2014 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839675
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 24.46% |
Borrower rate/APR:
| 25.46% /
29.37% |
Monthly payment:
| $240.02 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2015 |
Debt/Income ratio:
| 45% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $36,922 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839459
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $963.80 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $35,014 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 48% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839447
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 10.70% |
Borrower rate/APR:
| 11.70% /
15.30% |
Monthly payment:
| $99.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 6% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,670 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 35% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839246
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 11.40% |
Borrower rate/APR:
| 12.40% /
16.01% |
Monthly payment:
| $517.79 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| 0 /
2 |
Revolving credit balance:
| $985 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839180
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $315.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 18y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,354 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 12% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839147
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,150.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 12.71% |
Borrower rate/APR:
| 13.71% /
17.35% |
Monthly payment:
| $107.22 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,348 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839051
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $301.40 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,776 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839015
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 17.30% |
Borrower rate/APR:
| 18.30% /
22.04% |
Monthly payment:
| $363.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jun-2014 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,435 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841637
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 24.47% |
Borrower rate/APR:
| 25.47% /
29.38% |
Monthly payment:
| $200.04 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2016 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $1,326 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 21% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842303
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.15% |
Borrower rate/APR:
| 10.15% /
13.72% |
Monthly payment:
| $452.73 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2015 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $507 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841997
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 7.73% |
Borrower rate/APR:
| 8.73% /
12.27% |
Monthly payment:
| $126.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Mar-2015 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,103 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 3% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842138
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 10.29% |
Borrower rate/APR:
| 11.29% /
14.88% |
Monthly payment:
| $493.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $26,372 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842186
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $397.25 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2012 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 800-819
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 17y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,689 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842048
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.80% |
Borrower rate/APR:
| 11.80% /
15.40% |
Monthly payment:
| $66.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2017 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,014 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841631
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 27.18% |
Borrower rate/APR:
| 28.18% /
30.87% |
Monthly payment:
| $281.20 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 75 |
Occupation:
| Social Worker |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $7,853 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 48% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841406
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $373.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 6
/
7 |
Length of status:
| 17y 1m |
Amount delinquent:
| $54 |
Total credit lines:
| 8 |
Occupation:
| Engineer - Mechanical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,047 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841364
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 30.50% |
Borrower rate/APR:
| 31.50% /
35.56% |
Monthly payment:
| $324.58 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
20 |
Length of status:
| 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Engineer - Mechanical |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $12,051 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841133
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $154.84 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2015 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,146 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840812
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $678.71 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2014 |
Debt/Income ratio:
| 8% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
7 |
Length of status:
| 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Car Dealer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842300
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $315.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 46% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $44,999 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 92% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842288
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 11.38% |
Borrower rate/APR:
| 12.38% /
14.67% |
Monthly payment:
| $448.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $34,695 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842285
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.68% |
Borrower rate/APR:
| 13.68% /
16.00% |
Monthly payment:
| $577.57 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $94,267 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841589
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.11% |
Borrower rate/APR:
| 10.11% /
13.68% |
Monthly payment:
| $64.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $46,564 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841076
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.90% |
Borrower rate/APR:
| 23.90% /
26.47% |
Monthly payment:
| $200.97 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Police Officer/Correction Officer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,305 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840905
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 16.40% |
Borrower rate/APR:
| 17.40% /
21.12% |
Monthly payment:
| $215.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2014 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,873 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 67% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12840857
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.63% |
Borrower rate/APR:
| 23.63% /
26.20% |
Monthly payment:
| $499.69 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2011 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,068 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 69% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842174
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $137.51 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $864 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842165
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.87% |
Borrower rate/APR:
| 10.87% /
13.13% |
Monthly payment:
| $433.53 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 33y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Engineer - Electrical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $25,585 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842054
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 18.30% |
Borrower rate/APR:
| 19.30% /
23.07% |
Monthly payment:
| $184.04 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2010 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 8
/
9 |
Length of status:
| 2y 10m |
Amount delinquent:
| $83 |
Total credit lines:
| 24 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,604 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841979
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 26.48% |
Borrower rate/APR:
| 27.48% /
30.15% |
Monthly payment:
| $339.04 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2015 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,560 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841958
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 24.70% |
Borrower rate/APR:
| 25.70% /
29.62% |
Monthly payment:
| $361.18 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Feb-2015 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,546 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 6% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841829
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 23.50% |
Borrower rate/APR:
| 24.50% /
28.39% |
Monthly payment:
| $276.47 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2013 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 58y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Not available |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $7,211 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 71% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12841466
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 14.48% |
Borrower rate/APR:
| 15.48% /
17.84% |
Monthly payment:
| $72.13 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 19y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,508 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843347
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 15.40% |
Borrower rate/APR:
| 16.40% /
20.10% |
Monthly payment:
| $353.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 55% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 19y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $33,220 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $13,250 |
Combined debt/income ratio3:
| 38% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842894
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $113.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Apr-2020 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,509 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842588
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 29.50% |
Borrower rate/APR:
| 30.50% /
34.54% |
Monthly payment:
| $85.45 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2015 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,699 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843497
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 24.46% |
Borrower rate/APR:
| 25.46% /
29.37% |
Monthly payment:
| $140.01 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $47,351 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843611
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 27.50% |
Borrower rate/APR:
| 28.50% /
32.49% |
Monthly payment:
| $283.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2020 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Car Dealer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,867 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843599
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 17.30% |
Borrower rate/APR:
| 18.30% /
22.04% |
Monthly payment:
| $435.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 18y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Construction |
Public records last 24m/10y:
| 1 /
1 |
Revolving credit balance:
| $25 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842501
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.90% |
Borrower rate/APR:
| 10.90% /
13.16% |
Monthly payment:
| $260.31 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 43% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,048 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 75% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842474
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 20.50% |
Borrower rate/APR:
| 21.50% /
25.32% |
Monthly payment:
| $75.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,773 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843863
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 16.86% |
Borrower rate/APR:
| 17.86% /
21.60% |
Monthly payment:
| $288.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 30
/
31 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation:
| Attorney |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $61,910 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 66% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843788
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 24.90% |
Borrower rate/APR:
| 25.90% /
29.82% |
Monthly payment:
| $482.85 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-2014 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,135 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843770
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 9.85% |
Borrower rate/APR:
| 10.85% /
14.43% |
Monthly payment:
| $147.00 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jun-2019 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,633 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843722
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 11.96% |
Borrower rate/APR:
| 12.96% /
16.59% |
Monthly payment:
| $235.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Nov-2018 |
Debt/Income ratio:
| 42% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,169 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843491
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 16.30% |
Borrower rate/APR:
| 17.30% /
21.02% |
Monthly payment:
| $375.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2015 |
Debt/Income ratio:
| 41% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $806 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843392
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 23.30% |
Borrower rate/APR:
| 24.30% /
28.18% |
Monthly payment:
| $315.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Apr-2021 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,083 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842951
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 11.95% |
Borrower rate/APR:
| 12.95% /
15.25% |
Monthly payment:
| $181.82 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
12 |
Length of status:
| 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,407 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842852
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $32,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 17.31% |
Borrower rate/APR:
| 18.31% /
22.06% |
Monthly payment:
| $1,161.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,563 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842609
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 9.41% |
Borrower rate/APR:
| 10.41% /
13.98% |
Monthly payment:
| $486.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $107,483 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843011
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $193.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2019 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,972 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842942
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 16.40% |
Borrower rate/APR:
| 17.40% /
21.12% |
Monthly payment:
| $250.96 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Nov-2020 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,944 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842789
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 11.93% |
Borrower rate/APR:
| 12.92% /
16.55% |
Monthly payment:
| $252.43 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 32y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $61,278 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 95% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842711
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.55% |
Borrower rate/APR:
| 9.55% /
11.78% |
Monthly payment:
| $210.25 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 800-819
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $176 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842624
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 25.36% |
Borrower rate/APR:
| 26.36% /
30.30% |
Monthly payment:
| $161.93 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Aug-2011 |
Debt/Income ratio:
| 46% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 23y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842522
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.50% |
Borrower rate/APR:
| 18.50% /
22.25% |
Monthly payment:
| $200.22 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,711 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842468
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.48% |
Borrower rate/APR:
| 11.48% /
13.75% |
Monthly payment:
| $263.79 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 20y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,096 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12842357
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.48% |
Borrower rate/APR:
| 11.48% /
13.75% |
Monthly payment:
| $659.48 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 51y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $29,051 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 78% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845591
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 19.10% |
Borrower rate/APR:
| 20.10% /
23.89% |
Monthly payment:
| $502.40 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 58% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 33
/
34 |
Length of status:
| 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 74 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $6,115 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845903
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 17.10% |
Borrower rate/APR:
| 18.10% /
21.84% |
Monthly payment:
| $253.42 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jun-2018 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,391 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 52% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845381
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $22,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 17.00% |
Borrower rate/APR:
| 18.00% /
21.74% |
Monthly payment:
| $795.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jun-2011 |
Debt/Income ratio:
| 48% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
16 |
Length of status:
| 14y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $36,222 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845957
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.85% |
Borrower rate/APR:
| 10.85% /
14.43% |
Monthly payment:
| $457.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,070 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 76% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845942
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 30.50% |
Borrower rate/APR:
| 31.50% /
35.56% |
Monthly payment:
| $259.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2010 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 9 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Analyst |
Public records last 24m/10y:
| 1 /
1 |
Revolving credit balance:
| $2,601 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845915
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.11% |
Borrower rate/APR:
| 10.11% /
13.68% |
Monthly payment:
| $161.59 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23,715 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 30% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844577
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 18.90% |
Borrower rate/APR:
| 19.90% /
23.68% |
Monthly payment:
| $92.78 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2020 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| 1 /
1 |
Revolving credit balance:
| $312 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845105
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 13.61% |
Borrower rate/APR:
| 14.61% /
18.27% |
Monthly payment:
| $137.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 5 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Other |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,252 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845075
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $27,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.04% |
Borrower rate/APR:
| 10.04% /
12.28% |
Monthly payment:
| $574.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 800-819
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 15y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,415 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845048
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 9.67% |
Borrower rate/APR:
| 10.67% /
14.25% |
Monthly payment:
| $195.50 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Feb-2013 |
Debt/Income ratio:
| 5% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
4 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,110 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845021
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 13.13% |
Borrower rate/APR:
| 14.13% /
17.78% |
Monthly payment:
| $342.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,237 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844916
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $240.95 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,416 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844880
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $160.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2017 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,150 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844760
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $387.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $12,870 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844745
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 24.30% |
Borrower rate/APR:
| 25.30% /
29.21% |
Monthly payment:
| $159.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Apr-2018 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,569 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844613
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 8.95% |
Borrower rate/APR:
| 9.95% /
12.19% |
Monthly payment:
| $424.45 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Administrative Assistant |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,688 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844586
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 11.16% |
Borrower rate/APR:
| 12.16% /
15.77% |
Monthly payment:
| $166.45 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $78,028 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844484
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 19.81% |
Borrower rate/APR:
| 20.81% /
24.61% |
Monthly payment:
| $225.47 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 26
/
27 |
Length of status:
| 16y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,908 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 84% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844448
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 12.00% |
Borrower rate/APR:
| 13.00% /
16.63% |
Monthly payment:
| $505.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 7 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
20 |
Length of status:
| 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23,068 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844388
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $188.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2018 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Other |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $2,909 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 177% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844187
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 17.54% |
Borrower rate/APR:
| 18.54% /
22.29% |
Monthly payment:
| $182.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $89,742 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844142
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 23.90% |
Borrower rate/APR:
| 24.90% /
28.80% |
Monthly payment:
| $158.83 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Apr-2019 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 700-719
(Aug-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,622 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12844025
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $16,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 14.50% |
Borrower rate/APR:
| 15.50% /
19.18% |
Monthly payment:
| $576.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Oct-2013 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 19y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,948 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 83% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843992
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 9.25% |
Borrower rate/APR:
| 10.25% /
13.82% |
Monthly payment:
| $178.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2019 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,120 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12843908
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.30% |
Borrower rate/APR:
| 9.30% /
12.85% |
Monthly payment:
| $159.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
6 |
Length of status:
| 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,576 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 34% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12848435
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 21.01% |
Borrower rate/APR:
| 22.01% /
25.84% |
Monthly payment:
| $171.88 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
11 |
Length of status:
| 26y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,520 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 56% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12848345
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 16.20% |
Borrower rate/APR:
| 17.20% /
20.92% |
Monthly payment:
| $303.89 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $971 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12848210
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $387.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2016 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 14y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,803 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 41% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12847886
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 31.30% |
Borrower rate/APR:
| 32.30% /
35.11% |
Monthly payment:
| $253.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 42% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,967 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12847370
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 16.40% |
Borrower rate/APR:
| 17.40% /
21.12% |
Monthly payment:
| $71.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jan-2015 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $685 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846407
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.45% |
Borrower rate/APR:
| 11.45% /
15.04% |
Monthly payment:
| $148.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2016 |
Debt/Income ratio:
| 11% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,815 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12847508
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $678.71 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2015 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,773 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12847460
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $75.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Nov-2017 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Nurse's Aide |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,728 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12847358
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.60% |
Borrower rate/APR:
| 11.60% /
15.20% |
Monthly payment:
| $66.05 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2012 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $60 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12847154
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.25% |
Borrower rate/APR:
| 10.25% /
13.82% |
Monthly payment:
| $210.50 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2015 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,795 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846788
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 16.10% |
Borrower rate/APR:
| 17.10% /
20.82% |
Monthly payment:
| $160.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Dec-2019 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,977 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13009738
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $376.75 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Sep-2016 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,564 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846728
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 14.30% |
Borrower rate/APR:
| 15.30% /
18.98% |
Monthly payment:
| $261.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2014 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,637 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846602
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 8.95% |
Borrower rate/APR:
| 9.95% /
12.19% |
Monthly payment:
| $286.50 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2009 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Police Officer/Correction Officer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,653 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 48% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846548
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.11% |
Borrower rate/APR:
| 10.11% /
13.68% |
Monthly payment:
| $403.99 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2014 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,201 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846374
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 10.61% |
Borrower rate/APR:
| 11.61% /
15.21% |
Monthly payment:
| $165.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,040 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 75% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846341
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 8.96% |
Borrower rate/APR:
| 9.96% /
13.52% |
Monthly payment:
| $161.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| May-2015 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 15y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,648 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846134
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 11.40% |
Borrower rate/APR:
| 12.40% /
16.01% |
Monthly payment:
| $801.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 43% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,276 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12846050
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 12.77% |
Borrower rate/APR:
| 13.77% /
17.41% |
Monthly payment:
| $136.26 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,531 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 32% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12845978
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 18.96% |
Borrower rate/APR:
| 19.96% /
23.74% |
Monthly payment:
| $742.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,138 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13009012
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.15% |
Borrower rate/APR:
| 11.15% /
14.74% |
Monthly payment:
| $180.45 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Flight Attendant |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,179 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12999364
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $22,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $746.58 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Other |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $19,300 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13010752
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 25.90% |
Borrower rate/APR:
| 26.90% /
29.55% |
Monthly payment:
| $457.13 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2015 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $19,566 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 76% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13001146
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-22-2022 |
|
Investor yield:
| 24.90% |
Borrower rate/APR:
| 25.90% /
29.82% |
Monthly payment:
| $181.07 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2015 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,750 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12998691
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 10.10% |
Borrower rate/APR:
| 11.10% /
13.36% |
Monthly payment:
| $544.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.33% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2012 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 680-699
(Aug-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,518 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13029523
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 28.10% |
Borrower rate/APR:
| 29.10% /
33.10% |
Monthly payment:
| $314.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| May-1981 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 17
/
18 |
Length of status:
| 2y 3m |
Amount delinquent:
| $30 |
Total credit lines:
| 29 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,657 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 56% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| District of Columbia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13023651
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 20.60% |
Borrower rate/APR:
| 21.60% /
25.42% |
Monthly payment:
| $455.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2015 |
Debt/Income ratio:
| 51% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 33y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Engineer - Mechanical |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $8,007 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 41% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13014724
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.75% |
Borrower rate/APR:
| 10.75% /
13.00% |
Monthly payment:
| $237.80 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2012 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,397 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13028808
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $387.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2016 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,867 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 82% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13026669
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 21.23% |
Borrower rate/APR:
| 22.23% /
26.07% |
Monthly payment:
| $325.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 40
/
40 |
Length of status:
| 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation:
| Principal |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $57,442 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13024531
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 10.60% |
Borrower rate/APR:
| 11.60% /
15.20% |
Monthly payment:
| $264.19 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2018 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13026241
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 19.50% |
Borrower rate/APR:
| 20.50% /
22.98% |
Monthly payment:
| $348.05 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,627 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13027210
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $34,900.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.41% |
Borrower rate/APR:
| 10.41% /
13.98% |
Monthly payment:
| $1,132.85 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jan-2011 |
Debt/Income ratio:
| 48% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 23y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $66,944 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13024990
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 31.30% |
Borrower rate/APR:
| 32.30% /
35.11% |
Monthly payment:
| $253.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 6% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 7 |
Employment status:
| Employed |
Current delinquencies:
| 9 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation:
| Computer Programmer |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,088 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13031731
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 6.00% |
Borrower rate/APR:
| 7.00% /
10.50% |
Monthly payment:
| $123.51 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 11% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 33y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,659 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 31% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13031452
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 19.80% |
Borrower rate/APR:
| 20.80% /
24.60% |
Monthly payment:
| $300.58 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Not available |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,075 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 13% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13030882
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 18.30% |
Borrower rate/APR:
| 19.30% /
23.07% |
Monthly payment:
| $257.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,635 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 11% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13030735
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 17.31% |
Borrower rate/APR:
| 18.31% /
22.06% |
Monthly payment:
| $508.31 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,012 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13030720
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $207.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jul-2016 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,371 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 19% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13028137
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 31.30% |
Borrower rate/APR:
| 32.30% /
35.11% |
Monthly payment:
| $168.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Nurse's Aide |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,396 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 63% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13025818
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 21.50% |
Borrower rate/APR:
| 22.50% /
26.34% |
Monthly payment:
| $692.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 43
/
44 |
Length of status:
| 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 75 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $40,260 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13024363
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 10.75% |
Borrower rate/APR:
| 11.75% /
15.35% |
Monthly payment:
| $330.95 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
11 |
Length of status:
| 22y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $11,648 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13029649
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 11.90% |
Borrower rate/APR:
| 12.90% /
16.52% |
Monthly payment:
| $336.46 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Nov-2019 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,356 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13029541
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 25.30% |
Borrower rate/APR:
| 26.30% /
28.94% |
Monthly payment:
| $331.30 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Nov-2017 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,544 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13019721
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $290.32 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2012 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,348 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13014759
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $916.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 820-850
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 16y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Police Officer/Correction Officer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $250 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13031248
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.10% |
Borrower rate/APR:
| 11.10% /
13.36% |
Monthly payment:
| $664.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,979 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 85% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13027818
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 17.63% |
Borrower rate/APR:
| 18.63% /
22.38% |
Monthly payment:
| $911.73 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 23y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation:
| Executive |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $9,169 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13026856
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $19,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 14.50% |
Borrower rate/APR:
| 15.50% /
19.18% |
Monthly payment:
| $663.30 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Oct-2013 |
Debt/Income ratio:
| 43% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Realtor |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $22,658 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13025982
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-21-2022 |
|
Investor yield:
| 20.10% |
Borrower rate/APR:
| 21.10% /
24.91% |
Monthly payment:
| $188.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,247 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 47% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034737
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 24.70% |
Borrower rate/APR:
| 25.70% /
29.62% |
Monthly payment:
| $601.96 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $36,814 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034698
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 21.01% |
Borrower rate/APR:
| 22.01% /
25.84% |
Monthly payment:
| $381.96 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Nov-2017 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,400 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034428
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $188.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2015 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
4 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,649 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033849
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $26,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 11.65% |
Borrower rate/APR:
| 12.65% /
14.95% |
Monthly payment:
| $586.93 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2015 |
Debt/Income ratio:
| 8% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 28y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,117 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033552
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 16.50% |
Borrower rate/APR:
| 17.50% /
21.23% |
Monthly payment:
| $718.04 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 18y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,976 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032481
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 22.90% |
Borrower rate/APR:
| 23.90% /
27.78% |
Monthly payment:
| $97.95 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Apr-2015 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,211 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032268
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 31.90% |
Borrower rate/APR:
| 32.90% /
35.72% |
Monthly payment:
| $204.94 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2019 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Realtor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,022 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034077
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 18.96% |
Borrower rate/APR:
| 19.96% /
23.74% |
Monthly payment:
| $141.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,447 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 115% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034076
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $135.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jul-2010 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 9 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,689 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033978
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 11.53% |
Borrower rate/APR:
| 12.53% /
14.82% |
Monthly payment:
| $258.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23,370 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033948
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 20.79% |
Borrower rate/APR:
| 21.79% /
25.62% |
Monthly payment:
| $304.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 7 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
14 |
Length of status:
| 14y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,125 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033660
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 21.77% |
Borrower rate/APR:
| 22.77% /
26.62% |
Monthly payment:
| $96.47 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Jul-2020 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $678 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033618
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 9.86% |
Borrower rate/APR:
| 10.86% /
14.44% |
Monthly payment:
| $816.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2017 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Computer Programmer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $33,320 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033567
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 19.70% |
Borrower rate/APR:
| 20.70% /
24.50% |
Monthly payment:
| $131.32 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Sep-2012 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $321 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 15% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032202
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $232.26 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| May-2020 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,011 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13033420
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 10.61% |
Borrower rate/APR:
| 11.61% /
15.21% |
Monthly payment:
| $297.26 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Computer Programmer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $90,168 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 49% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032913
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.50% |
Borrower rate/APR:
| 11.50% /
13.77% |
Monthly payment:
| $329.89 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
13 |
Length of status:
| 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,022 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032793
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 17.20% |
Borrower rate/APR:
| 18.20% /
21.94% |
Monthly payment:
| $471.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2016 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,484 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032736
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 23.86% |
Borrower rate/APR:
| 24.86% /
28.76% |
Monthly payment:
| $178.59 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jun-2012 |
Debt/Income ratio:
| 41% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,848 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 11% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032721
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 10.25% |
Borrower rate/APR:
| 11.25% /
14.84% |
Monthly payment:
| $246.43 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2015 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Other |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $2,042 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 22% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032571
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 11.21% |
Borrower rate/APR:
| 12.21% /
15.82% |
Monthly payment:
| $499.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Apr-2016 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 20y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,773 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032181
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 15.90% |
Borrower rate/APR:
| 16.90% /
20.61% |
Monthly payment:
| $160.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| May-2012 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $662 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13032280
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-22-2022 |
|
Investor yield:
| 28.21% |
Borrower rate/APR:
| 29.21% /
33.22% |
Monthly payment:
| $168.08 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,244 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 102% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13031938
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $35,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 7.89% |
Borrower rate/APR:
| 8.89% /
11.11% |
Monthly payment:
| $724.71 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $45,293 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034085
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.95% |
Borrower rate/APR:
| 9.95% /
12.19% |
Monthly payment:
| $636.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 16y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Computer Programmer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,944 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 56% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035757
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 27.16% |
Borrower rate/APR:
| 28.16% /
32.14% |
Monthly payment:
| $310.88 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
17 |
Length of status:
| 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $32,973 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 96% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035478
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 14.70% |
Borrower rate/APR:
| 15.70% /
19.39% |
Monthly payment:
| $420.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,990 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035445
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 27.40% |
Borrower rate/APR:
| 28.40% /
32.38% |
Monthly payment:
| $124.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,970 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 66% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034998
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.10% |
Borrower rate/APR:
| 15.10% /
18.77% |
Monthly payment:
| $381.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| May-2016 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 23
/
23 |
Length of status:
| 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,427 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 23% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035592
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.60% |
Borrower rate/APR:
| 11.60% /
13.87% |
Monthly payment:
| $198.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2017 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,680 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035403
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $315.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Oct-2009 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,689 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 62% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036099
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 8.22% |
Borrower rate/APR:
| 9.22% /
12.77% |
Monthly payment:
| $191.43 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2017 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,539 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036069
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.12% |
Borrower rate/APR:
| 15.12% /
18.80% |
Monthly payment:
| $520.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,100 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036009
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.25% |
Borrower rate/APR:
| 11.25% /
14.84% |
Monthly payment:
| $312.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,665 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035715
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 6.83% |
Borrower rate/APR:
| 7.83% /
10.02% |
Monthly payment:
| $100.98 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 740-759
(Aug-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Civil Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $32,502 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036417
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 15.70% |
Borrower rate/APR:
| 16.70% /
20.41% |
Monthly payment:
| $284.03 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2010 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,299 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036120
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 9.11% |
Borrower rate/APR:
| 10.11% /
13.68% |
Monthly payment:
| $64.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 26
/
26 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $80,424 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036116
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $270.97 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Mar-2019 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Teacher's Aide |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,128 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036054
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 18.81% |
Borrower rate/APR:
| 19.81% /
23.59% |
Monthly payment:
| $370.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 20y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,418 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 45% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036051
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 11.23% |
Borrower rate/APR:
| 12.23% /
14.52% |
Monthly payment:
| $178.89 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 20y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Fireman |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,294 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 19% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035865
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 14.30% |
Borrower rate/APR:
| 15.30% /
18.98% |
Monthly payment:
| $382.94 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $658 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035832
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 21.50% |
Borrower rate/APR:
| 22.50% /
26.34% |
Monthly payment:
| $557.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Apr-2013 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $55 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 2% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035325
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 9.25% |
Borrower rate/APR:
| 10.25% /
13.82% |
Monthly payment:
| $194.31 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2015 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,845 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035304
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 11.60% |
Borrower rate/APR:
| 12.60% /
16.21% |
Monthly payment:
| $167.50 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| May-2015 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Tradesman - Carpenter |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,162 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035289
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $580.60 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,320 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035253
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $417.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| May-2013 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,541 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035187
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $210.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jun-2016 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 29
/
29 |
Length of status:
| 25y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,230 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13034878
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 12.25% |
Borrower rate/APR:
| 13.25% /
15.56% |
Monthly payment:
| $80.08 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Dec-2018 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,168 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036188
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $16,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 16.50% |
Borrower rate/APR:
| 17.50% /
21.23% |
Monthly payment:
| $574.43 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 43% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 8 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $29,843 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13035711
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 23.84% |
Borrower rate/APR:
| 24.84% /
27.44% |
Monthly payment:
| $409.61 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Apr-2013 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 27y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,658 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 26% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038610
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 24.80% |
Borrower rate/APR:
| 25.80% /
28.42% |
Monthly payment:
| $402.60 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 28y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $40,540 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038049
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $154.84 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $38,092 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 27% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037764
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 17.20% |
Borrower rate/APR:
| 18.20% /
21.94% |
Monthly payment:
| $380.65 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Nov-2011 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Landscaping |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,346 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036798
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.11% |
Borrower rate/APR:
| 10.11% /
13.68% |
Monthly payment:
| $387.83 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 8% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 41y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,728 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037140
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 19.50% |
Borrower rate/APR:
| 20.50% /
22.98% |
Monthly payment:
| $187.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Apr-2013 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Car Dealer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $452 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 3% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038688
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 18.80% |
Borrower rate/APR:
| 19.80% /
23.58% |
Monthly payment:
| $741.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Police Officer/Correction Officer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $27,283 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 47% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038652
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.11% |
Borrower rate/APR:
| 9.11% /
12.65% |
Monthly payment:
| $796.27 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,287 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038499
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $508.61 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,464 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037143
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.70% |
Borrower rate/APR:
| 15.70% /
19.39% |
Monthly payment:
| $262.57 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2013 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,598 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 64% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037065
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.25% |
Borrower rate/APR:
| 11.25% /
14.84% |
Monthly payment:
| $492.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jul-2011 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,423 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036504
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.00% |
Borrower rate/APR:
| 18.00% /
21.74% |
Monthly payment:
| $542.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jun-2013 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,601 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036450
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.63% |
Borrower rate/APR:
| 23.63% /
26.20% |
Monthly payment:
| $57.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,644 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 106% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038352
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.30% |
Borrower rate/APR:
| 15.30% /
18.98% |
Monthly payment:
| $887.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Retired |
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,347 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 66% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038190
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.28% |
Borrower rate/APR:
| 13.28% /
15.59% |
Monthly payment:
| $309.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
20 |
Length of status:
| 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $51,417 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038118
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 15.20% |
Borrower rate/APR:
| 16.20% /
19.90% |
Monthly payment:
| $88.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 31y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $63,634 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038115
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,250.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 18.36% |
Borrower rate/APR:
| 19.36% /
23.13% |
Monthly payment:
| $119.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2012 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,347 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038067
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 15.47% |
Borrower rate/APR:
| 16.47% /
20.17% |
Monthly payment:
| $148.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2020 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038034
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 19.80% |
Borrower rate/APR:
| 20.80% /
24.60% |
Monthly payment:
| $375.72 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jun-2020 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Retired |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,165 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038007
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $565.13 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Apr-2016 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,702 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037980
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.15% |
Borrower rate/APR:
| 13.15% /
15.46% |
Monthly payment:
| $547.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 11% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 22y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,516 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 57% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037821
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $941.88 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $32,792 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037518
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $126.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2019 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,704 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036591
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 16.50% |
Borrower rate/APR:
| 17.50% /
19.91% |
Monthly payment:
| $602.93 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| May-2018 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,686 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13036555
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 18.14% |
Borrower rate/APR:
| 19.14% /
22.90% |
Monthly payment:
| $183.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,105 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| Not available | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13037829
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $29,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-20-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 7.00% |
Borrower rate/APR:
| 8.00% /
10.20% |
Monthly payment:
| $598.15 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2016 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Not employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $562 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039570
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 22.40% |
Borrower rate/APR:
| 23.40% /
27.26% |
Monthly payment:
| $155.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 41% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,412 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038879
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.67% |
Borrower rate/APR:
| 10.67% /
14.25% |
Monthly payment:
| $488.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Apr-2018 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,469 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039714
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 21.01% |
Borrower rate/APR:
| 22.01% /
25.84% |
Monthly payment:
| $190.98 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Dec-2012 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,740 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039642
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 18.90% |
Borrower rate/APR:
| 19.90% /
23.68% |
Monthly payment:
| $185.56 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Feb-2020 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,583 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039342
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 15.70% |
Borrower rate/APR:
| 16.70% /
20.41% |
Monthly payment:
| $213.02 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Mar-2019 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,722 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039240
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 25.37% |
Borrower rate/APR:
| 26.37% /
30.30% |
Monthly payment:
| $202.44 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2019 |
Debt/Income ratio:
| 5% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,980 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039204
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.95% |
Borrower rate/APR:
| 13.95% /
17.60% |
Monthly payment:
| $307.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Police Officer/Correction Officer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $983 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 98% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038739
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
23.50% |
Monthly payment:
| $676.33 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 6% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $742 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 6% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039558
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.81% |
Borrower rate/APR:
| 9.81% /
13.37% |
Monthly payment:
| $135.15 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jan-2015 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,812 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039531
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.80% |
Borrower rate/APR:
| 11.80% /
15.40% |
Monthly payment:
| $182.15 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Aug-2012 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,417 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 9% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039501
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.60% |
Borrower rate/APR:
| 9.60% /
11.83% |
Monthly payment:
| $421.02 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 29
/
29 |
Length of status:
| 20y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,447 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039459
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.58% |
Borrower rate/APR:
| 9.58% /
11.81% |
Monthly payment:
| $631.23 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 23
/
24 |
Length of status:
| 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,391 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039393
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.88% |
Borrower rate/APR:
| 9.88% /
12.12% |
Monthly payment:
| $133.48 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2011 |
Debt/Income ratio:
| 6% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,193 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039345
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 24.75% |
Borrower rate/APR:
| 25.75% /
29.67% |
Monthly payment:
| $200.79 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-2020 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,835 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039210
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.95% |
Borrower rate/APR:
| 10.95% /
14.53% |
Monthly payment:
| $114.50 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2012 |
Debt/Income ratio:
| 5% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $665 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 2% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039186
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.39% |
Borrower rate/APR:
| 15.39% /
19.07% |
Monthly payment:
| $871.42 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $37,889 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039114
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.51% |
Borrower rate/APR:
| 10.51% /
14.08% |
Monthly payment:
| $422.59 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2009 |
Debt/Income ratio:
| 40% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,406 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039057
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 7.51% |
Borrower rate/APR:
| 8.51% /
12.04% |
Monthly payment:
| $631.44 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2012 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,031 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038991
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.30% |
Borrower rate/APR:
| 18.30% /
20.73% |
Monthly payment:
| $166.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jun-2018 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,617 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038955
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.86% |
Borrower rate/APR:
| 10.86% /
14.44% |
Monthly payment:
| $359.40 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,407 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038922
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 17.30% |
Borrower rate/APR:
| 18.30% /
20.73% |
Monthly payment:
| $613.37 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 45% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Civil Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,316 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038877
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.50% |
Borrower rate/APR:
| 18.50% /
22.25% |
Monthly payment:
| $127.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2018 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,548 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038763
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 9.73% |
Borrower rate/APR:
| 10.73% /
12.98% |
Monthly payment:
| $756.28 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 5% |
TU FICO range:
| 720-739
(Aug-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 25
/
25 |
Length of status:
| 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,426 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038742
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $257.01 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,078 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13038807
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 22.31% |
Borrower rate/APR:
| 23.31% /
27.17% |
Monthly payment:
| $116.61 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2009 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,215 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041352
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 18.70% |
Borrower rate/APR:
| 19.70% /
22.16% |
Monthly payment:
| $131.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Feb-2011 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Not available |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $418 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 4% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041604
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $166.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2017 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,975 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040773
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 27.49% |
Borrower rate/APR:
| 28.49% /
32.48% |
Monthly payment:
| $374.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Mar-2017 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,308 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 77% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041469
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $77.42 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Feb-2011 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,031 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040677
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 28.07% |
Borrower rate/APR:
| 29.07% /
31.78% |
Monthly payment:
| $238.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Professional |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,531 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 74% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040587
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 18.91% |
Borrower rate/APR:
| 19.91% /
23.69% |
Monthly payment:
| $296.94 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jan-2019 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Administrative Assistant |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,033 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041274
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 10.61% |
Borrower rate/APR:
| 11.61% /
15.21% |
Monthly payment:
| $462.40 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jan-2016 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 1 |
Current / open credit lines:
| 18
/
19 |
Length of status:
| 21y 7m |
Amount delinquent:
| $204 |
Total credit lines:
| 26 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,492 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 20% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041256
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 14.50% |
Borrower rate/APR:
| 15.50% /
19.18% |
Monthly payment:
| $174.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
17 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,910 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040827
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 12.25% |
Borrower rate/APR:
| 13.25% /
15.56% |
Monthly payment:
| $171.61 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,869 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 41% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040758
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $124.58 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
15 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Social Worker |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,379 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 97% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040704
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 29.80% |
Borrower rate/APR:
| 30.80% /
33.56% |
Monthly payment:
| $492.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2013 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,563 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040662
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 22.63% |
Borrower rate/APR:
| 23.63% /
26.20% |
Monthly payment:
| $485.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Nov-2014 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,022 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040557
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.53% |
Borrower rate/APR:
| 10.53% /
14.10% |
Monthly payment:
| $650.33 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Flight Attendant |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $43,360 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040500
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 15.60% |
Borrower rate/APR:
| 16.60% /
20.31% |
Monthly payment:
| $301.36 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,235 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040497
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 17.48% |
Borrower rate/APR:
| 18.48% /
20.92% |
Monthly payment:
| $384.83 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 27y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,566 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 94% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040353
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $21,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 14.80% |
Borrower rate/APR:
| 15.80% /
19.49% |
Monthly payment:
| $736.23 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2011 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Other |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $7,392 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 38% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040326
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 16.50% |
Borrower rate/APR:
| 17.50% /
21.23% |
Monthly payment:
| $394.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $16,063 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040071
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 10.91% |
Borrower rate/APR:
| 11.91% /
15.51% |
Monthly payment:
| $497.57 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 35% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,587 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040065
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 11.83% |
Borrower rate/APR:
| 12.82% /
16.45% |
Monthly payment:
| $268.88 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,122 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 49% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040062
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.00% |
Borrower rate/APR:
| 13.00% /
16.63% |
Monthly payment:
| $168.47 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2014 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,176 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 61% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040044
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 23.70% |
Borrower rate/APR:
| 24.70% /
28.60% |
Monthly payment:
| $217.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jul-2017 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Realtor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,495 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13039768
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 14.48% |
Borrower rate/APR:
| 15.48% /
17.84% |
Monthly payment:
| $456.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2011 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,461 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 11% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040802
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 24.50% |
Borrower rate/APR:
| 25.50% /
29.41% |
Monthly payment:
| $200.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Flight Attendant |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,115 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 72% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13040592
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 10.16% |
Borrower rate/APR:
| 11.16% /
13.43% |
Monthly payment:
| $218.25 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2014 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 20y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,134 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041216
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 19.68% |
Borrower rate/APR:
| 20.68% /
23.17% |
Monthly payment:
| $255.30 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 49% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $34,137 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043176
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 7.70% |
Borrower rate/APR:
| 8.70% /
10.91% |
Monthly payment:
| $103.07 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,372 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 35% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043209
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 27.27% |
Borrower rate/APR:
| 28.27% /
32.25% |
Monthly payment:
| $207.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $45,015 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042072
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $160.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
9 |
Length of status:
| 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Food Service |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,487 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 23% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042774
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $27,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 21.01% |
Borrower rate/APR:
| 22.01% /
25.84% |
Monthly payment:
| $1,050.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 26y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Executive |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $97,724 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042747
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 13.25% |
Borrower rate/APR:
| 14.25% /
17.90% |
Monthly payment:
| $342.99 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Nov-2016 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,407 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 4% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042690
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 18.20% |
Borrower rate/APR:
| 19.20% /
22.97% |
Monthly payment:
| $477.84 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2012 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
13 |
Length of status:
| 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,545 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042501
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.80% |
Borrower rate/APR:
| 11.80% /
15.40% |
Monthly payment:
| $314.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Oct-2019 |
Debt/Income ratio:
| 6% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,581 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042465
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 30.03% |
Borrower rate/APR:
| 31.03% /
33.80% |
Monthly payment:
| $164.94 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-2016 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,113 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042405
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $23,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 11.05% |
Borrower rate/APR:
| 12.05% /
15.66% |
Monthly payment:
| $764.48 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 11% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,313 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 13% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042402
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 17.20% |
Borrower rate/APR:
| 18.20% /
21.94% |
Monthly payment:
| $271.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 21y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Military Enlisted |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $34,408 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042342
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 11.60% |
Borrower rate/APR:
| 12.60% /
16.22% |
Monthly payment:
| $368.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 21y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Architect |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,699 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 96% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042279
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $27,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.61% |
Borrower rate/APR:
| 11.61% /
15.21% |
Monthly payment:
| $891.77 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 26y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $115,606 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042267
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 9.15% |
Borrower rate/APR:
| 10.15% /
13.72% |
Monthly payment:
| $97.01 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,246 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042216
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 17.33% |
Borrower rate/APR:
| 18.33% /
20.76% |
Monthly payment:
| $460.32 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 40% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Car Dealer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,753 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042183
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $21,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 15.48% |
Borrower rate/APR:
| 16.48% /
20.18% |
Monthly payment:
| $743.27 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| May-2018 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 38y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $855 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041895
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 17.45% |
Borrower rate/APR:
| 18.45% /
20.88% |
Monthly payment:
| $384.58 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $76 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042263
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 8.95% |
Borrower rate/APR:
| 9.95% /
13.51% |
Monthly payment:
| $483.66 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2015 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,216 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041781
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 17.31% |
Borrower rate/APR:
| 18.31% /
22.06% |
Monthly payment:
| $435.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| May-2010 |
Debt/Income ratio:
| 42% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 23
/
23 |
Length of status:
| 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $24,784 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041748
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 18.30% |
Borrower rate/APR:
| 19.30% /
23.07% |
Monthly payment:
| $349.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Oct-2015 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
15 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,003 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041652
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 27.16% |
Borrower rate/APR:
| 28.16% /
32.14% |
Monthly payment:
| $82.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,731 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13041613
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 7.89% |
Borrower rate/APR:
| 8.89% /
11.11% |
Monthly payment:
| $227.77 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,159 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042767
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 20.50% |
Borrower rate/APR:
| 21.50% /
25.32% |
Monthly payment:
| $121.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 16y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| 0 /
2 |
Revolving credit balance:
| $1,579 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043190
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-22-2022 |
|
Investor yield:
| 16.20% |
Borrower rate/APR:
| 17.20% /
20.92% |
Monthly payment:
| $536.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,110 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 58% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043205
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-21-2022 |
|
Investor yield:
| 24.37% |
Borrower rate/APR:
| 25.37% /
29.28% |
Monthly payment:
| $99.88 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2012 |
Debt/Income ratio:
| 27% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,890 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13042440
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-21-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
23.50% |
Monthly payment:
| $676.33 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 41% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,309 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 12% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13044229
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $289.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Jul-2020 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13044184
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 16.50% |
Borrower rate/APR:
| 17.50% /
19.91% |
Monthly payment:
| $125.61 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 15y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,398 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 68% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043878
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 11.70% |
Borrower rate/APR:
| 12.70% /
16.32% |
Monthly payment:
| $184.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Construction |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $1,584 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043791
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.25% |
Borrower rate/APR:
| 10.25% /
13.82% |
Monthly payment:
| $97.15 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jul-2020 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 19y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,802 |
Stated income:
| $1-24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043488
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.45% |
Borrower rate/APR:
| 10.45% /
12.70% |
Monthly payment:
| $525.99 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,335 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 75% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043395
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 22.67% |
Borrower rate/APR:
| 23.67% /
26.24% |
Monthly payment:
| $328.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2015 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Social Worker |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23,991 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043233
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.72% |
Borrower rate/APR:
| 10.72% /
14.30% |
Monthly payment:
| $1,141.20 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 27y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Tradesman - Plumber |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $38,261 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13046502
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $31,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 10.29% |
Borrower rate/APR:
| 11.29% /
14.88% |
Monthly payment:
| $1,019.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 29
/
29 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Nurse's Aide |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $25,031 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045221
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 12.95% |
Borrower rate/APR:
| 13.95% /
17.60% |
Monthly payment:
| $341.53 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 18y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,437 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 65% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045008
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.85% |
Borrower rate/APR:
| 23.85% /
26.42% |
Monthly payment:
| $172.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2019 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,819 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043568
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 16.84% |
Borrower rate/APR:
| 17.84% /
20.26% |
Monthly payment:
| $215.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Apr-2010 |
Debt/Income ratio:
| 28% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
9 |
Length of status:
| 20y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,756 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Louisiana |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $6,904 |
Combined debt/income ratio3:
| 14% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045536
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 23.50% |
Borrower rate/APR:
| 24.50% /
28.39% |
Monthly payment:
| $217.23 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 45% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,522 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 102% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045392
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 10.94% |
Borrower rate/APR:
| 11.94% /
15.54% |
Monthly payment:
| $165.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 14y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Laborer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045968
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 18.66% |
Borrower rate/APR:
| 19.66% /
23.44% |
Monthly payment:
| $81.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jun-2019 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,528 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 13% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13046721
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $22,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 10.25% |
Borrower rate/APR:
| 11.25% /
14.84% |
Monthly payment:
| $722.86 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,617 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13044201
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 10.52% |
Borrower rate/APR:
| 11.52% /
15.12% |
Monthly payment:
| $494.78 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,865 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 14% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13044159
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 27.40% |
Borrower rate/APR:
| 28.40% /
32.38% |
Monthly payment:
| $207.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2013 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,992 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13046154
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 24.37% |
Borrower rate/APR:
| 25.37% /
29.28% |
Monthly payment:
| $199.77 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,649 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045971
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.33% |
Borrower rate/APR:
| 18.33% /
20.76% |
Monthly payment:
| $460.32 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| 52% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,923 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045827
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 8.95% |
Borrower rate/APR:
| 9.95% /
13.51% |
Monthly payment:
| $580.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,930 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 20% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045713
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 18.25% |
Borrower rate/APR:
| 19.25% /
23.02% |
Monthly payment:
| $165.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2017 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,802 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045566
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-23-2022 |
|
Investor yield:
| 10.94% |
Borrower rate/APR:
| 11.94% /
15.54% |
Monthly payment:
| $282.06 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2020 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,093 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043688
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 19.50% |
Borrower rate/APR:
| 20.50% /
22.98% |
Monthly payment:
| $281.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $47,822 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13045074
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-22-2022 |
|
Investor yield:
| 12.97% |
Borrower rate/APR:
| 13.97% /
17.62% |
Monthly payment:
| $136.65 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $760 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13043232
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-22-2022 |
ListingEndDate:
| Sep-22-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $152.71 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Nov-2018 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,983 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047732
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 14.66% |
Borrower rate/APR:
| 15.66% /
19.35% |
Monthly payment:
| $349.89 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2015 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,627 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049313
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 24.88% |
Borrower rate/APR:
| 25.88% /
28.51% |
Monthly payment:
| $448.04 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2017 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,481 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049697
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 20.51% |
Borrower rate/APR:
| 21.51% /
24.02% |
Monthly payment:
| $273.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| May-2021 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $593 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049994
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.64% |
Borrower rate/APR:
| 21.64% /
25.46% |
Monthly payment:
| $76.01 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2018 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $0 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $4,600 |
Combined debt/income ratio3:
| 17% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049727
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 19.00% |
Borrower rate/APR:
| 20.00% /
22.47% |
Monthly payment:
| $158.96 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 126 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,796 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 78% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049301
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 17.18% |
Borrower rate/APR:
| 18.18% /
20.61% |
Monthly payment:
| $318.64 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Nurse (LPN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,185 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049025
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 12.00% |
Borrower rate/APR:
| 13.00% /
16.63% |
Monthly payment:
| $67.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2016 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $981 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048749
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 8.68% |
Borrower rate/APR:
| 9.68% /
11.91% |
Monthly payment:
| $632.62 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Teacher's Aide |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,330 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048467
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 15.48% |
Borrower rate/APR:
| 16.48% /
20.18% |
Monthly payment:
| $106.18 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,758 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047708
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 12.25% |
Borrower rate/APR:
| 13.25% /
15.56% |
Monthly payment:
| $137.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 33% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,994 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13049277
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 13.05% |
Borrower rate/APR:
| 14.05% /
16.38% |
Monthly payment:
| $174.71 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,290 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048791
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,600.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $107.97 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $2,663 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 37% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048290
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 25.00% |
Borrower rate/APR:
| 26.00% /
29.93% |
Monthly payment:
| $161.16 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2014 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,494 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 33% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048539
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $101.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2019 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $620 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048986
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 21.23% |
Borrower rate/APR:
| 22.23% /
26.07% |
Monthly payment:
| $191.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Apr-2011 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,800 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 57% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048557
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $30,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 6.81% |
Borrower rate/APR:
| 7.81% /
10.00% |
Monthly payment:
| $605.60 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 820-850
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 33y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,747 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048194
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 31.50% |
Borrower rate/APR:
| 32.50% /
35.31% |
Monthly payment:
| $186.48 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2012 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,506 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048176
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-25-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 24.75% |
Borrower rate/APR:
| 25.75% /
29.67% |
Monthly payment:
| $80.31 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 39% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 24y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $30,583 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 85% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13048017
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 17.31% |
Borrower rate/APR:
| 18.31% /
22.06% |
Monthly payment:
| $344.93 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 45% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
Current delinquencies:
| 2 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 28y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $39,815 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 91% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047987
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 15.48% |
Borrower rate/APR:
| 16.48% /
20.18% |
Monthly payment:
| $530.91 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 43% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,594 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047342
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-25-2022 |
|
Investor yield:
| 28.90% |
Borrower rate/APR:
| 29.90% /
33.92% |
Monthly payment:
| $169.59 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 2 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 25y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,172 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 42% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047264
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 24.46% |
Borrower rate/APR:
| 25.46% /
29.37% |
Monthly payment:
| $160.01 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2014 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $23,379 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047213
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 22.06% |
Borrower rate/APR:
| 23.06% /
26.92% |
Monthly payment:
| $503.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2011 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,232 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 83% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13047138
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-24-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 24.16% |
Borrower rate/APR:
| 25.16% /
29.07% |
Monthly payment:
| $398.44 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 26% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,155 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 94% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13046913
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-23-2022 |
ListingEndDate:
| Sep-24-2022 |
|
Investor yield:
| 27.30% |
Borrower rate/APR:
| 28.30% /
32.28% |
Monthly payment:
| $207.63 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2020 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,262 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 93% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051848
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $348.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2017 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,713 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051113
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 28.30% |
Borrower rate/APR:
| 29.30% /
33.31% |
Monthly payment:
| $315.52 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Oct-2009 |
Debt/Income ratio:
| 4% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Sales - Retail |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $4,397 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 30% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051770
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 11.26% |
Borrower rate/APR:
| 12.26% /
15.88% |
Monthly payment:
| $400.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 44% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation:
| Dentist |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,939 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051302
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 23.30% |
Borrower rate/APR:
| 24.30% /
28.18% |
Monthly payment:
| $374.21 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 119 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $19,043 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 55% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050612
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 19.96% |
Borrower rate/APR:
| 20.96% /
24.77% |
Monthly payment:
| $376.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| May-2017 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,391 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050192
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $77.42 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2021 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,145 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051662
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 6.00% |
Borrower rate/APR:
| 7.00% /
10.50% |
Monthly payment:
| $370.53 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2018 |
Debt/Income ratio:
| 8% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Sales - Commission |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $735 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051104
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 19.10% |
Borrower rate/APR:
| 20.10% /
23.89% |
Monthly payment:
| $558.22 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2011 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,023 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 80% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050927
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $16,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 10.97% |
Borrower rate/APR:
| 11.97% /
15.58% |
Monthly payment:
| $547.80 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Apr-2014 |
Debt/Income ratio:
| 14% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,491 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050426
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 19.00% |
Borrower rate/APR:
| 20.00% /
23.78% |
Monthly payment:
| $260.15 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jan-2020 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,999 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050327
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $96.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $842 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 5% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051974
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 20.94% |
Borrower rate/APR:
| 21.94% /
24.46% |
Monthly payment:
| $413.79 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 41% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $30,497 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051305
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 14.25% |
Borrower rate/APR:
| 15.25% /
18.93% |
Monthly payment:
| $104.36 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2017 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,256 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051251
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 13.55% |
Borrower rate/APR:
| 14.55% /
18.21% |
Monthly payment:
| $275.56 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,979 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051164
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 17.23% |
Borrower rate/APR:
| 18.23% /
20.66% |
Monthly payment:
| $191.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Jun-2010 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Nurse's Aide |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $1,709 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 45% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051155
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 7.66% |
Borrower rate/APR:
| 8.66% /
12.19% |
Monthly payment:
| $189.85 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jun-2013 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Engineer - Electrical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,919 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050591
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 10.43% |
Borrower rate/APR:
| 11.43% /
15.02% |
Monthly payment:
| $823.57 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 13% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Analyst |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,370 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 77% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050456
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $481.90 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2011 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,834 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 46% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13051134
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 17.91% |
Borrower rate/APR:
| 18.91% /
22.67% |
Monthly payment:
| $73.22 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Social Worker |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,793 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 60% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050996
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 9.86% |
Borrower rate/APR:
| 10.86% /
14.44% |
Monthly payment:
| $359.40 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 20y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Computer Programmer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,709 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050948
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 17.48% |
Borrower rate/APR:
| 18.48% /
20.92% |
Monthly payment:
| $128.28 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
16 |
Length of status:
| 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Professional |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $23,417 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050801
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 24.46% |
Borrower rate/APR:
| 25.46% /
29.37% |
Monthly payment:
| $200.02 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 22% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,936 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050744
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $458.13 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2013 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,307 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 19% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050729
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 8.96% |
Borrower rate/APR:
| 9.96% /
13.52% |
Monthly payment:
| $322.48 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 31% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Nurse (RN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,010 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13050423
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-26-2022 |
ListingEndDate:
| Sep-26-2022 |
|
Investor yield:
| 11.38% |
Borrower rate/APR:
| 12.38% /
14.67% |
Monthly payment:
| $134.62 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
12 |
Length of status:
| 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,582 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053528
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 24.70% |
Borrower rate/APR:
| 25.70% /
29.62% |
Monthly payment:
| $802.62 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 46% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 43y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $381,727 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 80% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053438
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 26.50% |
Borrower rate/APR:
| 27.50% /
30.17% |
Monthly payment:
| $231.26 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2021 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,406 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053255
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.80% |
Borrower rate/APR:
| 11.80% /
15.40% |
Monthly payment:
| $99.36 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2017 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,638 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054341
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,400.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 21.01% |
Borrower rate/APR:
| 22.01% /
25.84% |
Monthly payment:
| $91.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2016 |
Debt/Income ratio:
| 36% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Architect |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,988 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052463
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 11.98% |
Borrower rate/APR:
| 12.98% /
16.61% |
Monthly payment:
| $134.74 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Jun-2018 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 9 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 32
/
32 |
Length of status:
| 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,861 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052454
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 24.70% |
Borrower rate/APR:
| 25.70% /
29.62% |
Monthly payment:
| $280.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,819 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 101% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054161
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 30.43% |
Borrower rate/APR:
| 31.43% /
34.21% |
Monthly payment:
| $249.28 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2016 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Not available |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,536 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 92% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054158
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $387.10 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2017 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Clerical |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,485 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054134
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 18.23% |
Borrower rate/APR:
| 19.23% /
21.68% |
Monthly payment:
| $130.34 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 43% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $24,139 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054119
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 10.25% |
Borrower rate/APR:
| 11.25% /
14.84% |
Monthly payment:
| $394.29 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2019 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,721 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054086
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 16.48% |
Borrower rate/APR:
| 17.48% /
19.89% |
Monthly payment:
| $502.23 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2016 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,628 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13054026
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $580.60 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2016 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,695 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053540
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.70% |
Borrower rate/APR:
| 9.70% /
13.26% |
Monthly payment:
| $305.20 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2020 |
Debt/Income ratio:
| 8% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $38 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053402
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 11.95% |
Borrower rate/APR:
| 12.95% /
16.58% |
Monthly payment:
| $336.70 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 38% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 13y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Nurse (LPN) |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,265 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053180
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $288.45 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Dec-2019 |
Debt/Income ratio:
| 34% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,596 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13053051
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 8.10% |
Borrower rate/APR:
| 9.10% /
12.64% |
Monthly payment:
| $238.84 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 9 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 680-699
(Aug-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,798 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 71% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052148
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-28-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 23.60% |
Borrower rate/APR:
| 24.60% /
27.19% |
Monthly payment:
| $436.76 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 55% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
23 |
Length of status:
| 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $26,410 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052649
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 13.85% |
Borrower rate/APR:
| 14.85% /
18.52% |
Monthly payment:
| $345.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Self Employed |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,280 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 30% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052622
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 10.80% |
Borrower rate/APR:
| 11.80% /
15.40% |
Monthly payment:
| $430.55 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 24% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 5 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,031 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 25% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052340
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 22.06% |
Borrower rate/APR:
| 23.06% /
26.92% |
Monthly payment:
| $77.48 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2014 |
Debt/Income ratio:
| 25% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Computer Programmer |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,013 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052307
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $28,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 7.62% |
Borrower rate/APR:
| 8.62% /
10.83% |
Monthly payment:
| $576.11 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 46% |
TU FICO range:
| 820-850
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 20y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,602 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052262
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-28-2022 |
|
Investor yield:
| 16.20% |
Borrower rate/APR:
| 17.20% /
19.60% |
Monthly payment:
| $599.05 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| May-2009 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $139 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 7% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052253
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 29.91% |
Borrower rate/APR:
| 30.91% /
34.96% |
Monthly payment:
| $322.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| May-2011 |
Debt/Income ratio:
| 11% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Clerical |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $2,237 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052088
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 29.16% |
Borrower rate/APR:
| 30.16% /
34.19% |
Monthly payment:
| $127.62 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Construction |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $37,815 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13052049
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-27-2022 |
ListingEndDate:
| Sep-27-2022 |
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $91.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 30% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $274 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 1% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13057428
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $17,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 24.99% |
Borrower rate/APR:
| 25.99% /
28.62% |
Monthly payment:
| $508.92 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2014 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Postal Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,394 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13057365
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 25.80% |
Borrower rate/APR:
| 26.80% /
29.45% |
Monthly payment:
| $456.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 15% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,003 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 43% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13057218
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 18.98% |
Borrower rate/APR:
| 19.98% /
23.76% |
Monthly payment:
| $390.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Jan-2017 |
Debt/Income ratio:
| 57% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,157 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13057128
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 14.30% |
Borrower rate/APR:
| 15.30% /
18.98% |
Monthly payment:
| $348.12 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 6 |
First credit line:
| Apr-2012 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,513 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13057089
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 21.01% |
Borrower rate/APR:
| 22.01% /
25.84% |
Monthly payment:
| $458.35 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 2 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 46% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 29y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $45,458 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056762
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.61% |
Borrower rate/APR:
| 11.61% /
15.21% |
Monthly payment:
| $363.31 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Nov-2013 |
Debt/Income ratio:
| 9% |
TU FICO range:
| 780-799
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Truck Driver |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,012 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056747
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $9,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 27.61% |
Borrower rate/APR:
| 28.61% /
32.60% |
Monthly payment:
| $375.24 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-2018 |
Debt/Income ratio:
| 21% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Tradesman - Mechanic |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,409 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056603
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-30-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.86% |
Borrower rate/APR:
| 10.86% /
14.44% |
Monthly payment:
| $261.38 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 8.51% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 1 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation:
| Professional |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $8,127 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 13% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056585
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 17.97% |
Borrower rate/APR:
| 18.97% /
21.42% |
Monthly payment:
| $259.25 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.15% - 11.75% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2009 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,823 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056321
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 16.40% |
Borrower rate/APR:
| 17.40% /
21.12% |
Monthly payment:
| $143.41 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,208 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056318
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 9.90% |
Borrower rate/APR:
| 10.90% /
13.16% |
Monthly payment:
| $325.39 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Jan-2012 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,518 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13056027
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 6.50% |
Borrower rate/APR:
| 7.50% /
11.01% |
Monthly payment:
| $108.87 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 18% |
TU FICO range:
| 740-759
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,218 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055973
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 12.79% |
Borrower rate/APR:
| 13.79% /
17.43% |
Monthly payment:
| $511.14 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 10 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Construction |
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $10,394 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 35% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Wisconsin |
Co-borrower Application1 Additional Information
Combined stated monthly income2:
| $15,675 |
Combined debt/income ratio3:
| 26% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055841
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 22.00% |
Borrower rate/APR:
| 23.00% /
26.85% |
Monthly payment:
| $77.42 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Nov-2016 |
Debt/Income ratio:
| 17% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Skilled Labor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,222 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055817
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 14.70% |
Borrower rate/APR:
| 15.70% /
19.39% |
Monthly payment:
| $350.09 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2011 |
Debt/Income ratio:
| 7% |
TU FICO range:
| 640-659
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Accountant/CPA |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,932 |
Stated income:
| $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 77% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055637
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 10.75% |
Borrower rate/APR:
| 11.75% /
15.35% |
Monthly payment:
| $182.02 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 7 |
First credit line:
| Feb-2018 |
Debt/Income ratio:
| 37% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Retail Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,245 |
Stated income:
| $25,000-49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055583
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 10.55% |
Borrower rate/APR:
| 11.55% /
13.82% |
Monthly payment:
| $330.27 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 19% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Professional |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,860 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055535
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 6.50% |
Borrower rate/APR:
| 7.50% /
11.01% |
Monthly payment:
| $77.77 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 20% |
TU FICO range:
| 760-779
(Sep-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Other |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,196 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 4% | | |
| |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055412
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $4,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 23.40% |
Borrower rate/APR:
| 24.40% /
26.99% |
Monthly payment:
| $139.20 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.88% - 16.31% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2013 |
Debt/Income ratio:
| 10% |
TU FICO range:
| 680-699
(Sep-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Medical Technician |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,201 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055304
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 30.30% |
Borrower rate/APR:
| 31.30% /
34.08% |
Monthly payment:
| $248.67 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.62% - 15.64% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 1 |
First credit line:
| May-2010 |
Debt/Income ratio:
| 29% |
TU FICO range:
| 700-719
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 15y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Food Service |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,328 |
Stated income:
| $75,000-99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 54% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055217
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 7.00% |
Borrower rate/APR:
| 8.00% /
10.20% |
Monthly payment:
| $364.98 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 23% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Food Service Management |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,229 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 48% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055124
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 8.26% |
Borrower rate/APR:
| 9.26% /
12.81% |
Monthly payment:
| $95.76 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 11 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 32% |
TU FICO range:
| 720-739
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 17y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Teacher |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,652 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 10% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055094
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-30-2022 |
|
Investor yield:
| 14.70% |
Borrower rate/APR:
| 15.70% /
18.07% |
Monthly payment:
| $579.81 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.89% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 8 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 12% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Professor |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,809 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 45% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
13055016
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
ListingStartDate:
| Sep-29-2022 |
ListingEndDate:
| Sep-29-2022 |
|
Investor yield:
| 12.50% |
Borrower rate/APR:
| 13.50% /
17.14% |
Monthly payment:
| $390.26 |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.52% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
September 30, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2011 |
Debt/Income ratio:
| 16% |
TU FICO range:
| 660-679
(Sep-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Tradesman - Carpenter |
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,860 |
Stated income:
| $50,000-74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 88% | | |
| |
Has Mortgage:
| Yes |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.