Exhibit 99.14
| Client Name: | ||||
| Client Project Name: | GCAT 2022-NQM5 | |||
| Start - End Dates: | 1/18/2022 - 1/27/2022 | |||
| Deal Loan Count: | 2 | |||
| Conditions Report 2.0 | ||||
| Loans in Report: | 2 | |||
| Loans with Conditions: | 1 | |||
| Conditions Report 2.0 | ||||||
| Loans in Report: | 2 | |||||
| Loans with Conditions: | 1 | |||||
| 1 - Total Active Conditions | ||||||
| 1 - Non-Material Conditions | ||||||
| 1 - Credit Review Scope | ||||||
| 1 - Category: Credit/Mtg History | ||||||
| 0 - Total Satisfied Conditions | ||||||
| 0 - Total Waived Conditions | ||||||
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| Client Name: | ||||
| Client Project Name: | GCAT 2022-NQM5 | |||
| Start - End Dates: | 1/18/2022 - 1/27/2022 | |||
| Deal Loan Count: | 2 | |||
| Conditions Report 2.0 | ||||
| Loans in Report: | 2 | |||
| Loans with Conditions: | 1 | |||
| Loan Number | Original Principal Balance | State | Initial Lender ATR/QM Status | Loan Level ATR/QM Status | Initial Securitization Overall Loan Grade | Final Securitization Overall Loan Grade | Initial Securitization Credit Loan Grade | Final Securitization Credit Loan Grade | Initial Securitization Property Valuations Loan Grade | Final Securitization Property Valuations Loan Grade | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Overall Loan Grade | Final S&P Overall Loan Grade | Initial S&P Credit Loan Grade | Final S&P Credit Loan Grade | Initial S&P Property Valuations Loan Grade | Final S&P Property Valuations Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Condition Category | Condition Sub Category | Condition Status | Initial Securitization Condition Grade | Final Securitization Condition Grade | Initial S&P Condition Grade | Final S&P Condition Grade | Condition Code | Condition Description | Condition Material Indicator | Initial Comments | Client/Seller Response Comments | Conclusion Comments | TRID Error Type | Cure Method | Compensating Factors |
| 438639167 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS3836: Borrower Net Worth - Clayton Comments: Borrower has over 6 months reserves in PITI CFCFS1744: DTI below guideline requirement - Clayton Comments: DTI 12.64, max DTI 50 CFCFS1737: LTV below guideline requirements - Clayton Comments: LTV 80, max 90 CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 711 qualifying credit score | |||||||||||||||
| 438639168 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Credit/Mtg History | Active | B | B | B | B | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | No | Provide Mortgage History for XXX; not reporting on the credit report. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines - Clayton Comments: Borrowers credit score is 785; guideline minimum in 640. CFCFS1734: Borrower has significant time at current job - Clayton Comments: Borrower has been XXX with the current company for16 years. CFCFS1744: DTI below guideline requirement - Clayton Comments: DTI is 36.92%; guideline maximum is 50%. |
| Client Name: | ||||
| Client Project Name: | GCAT 2022-NQM5 | |||
| Start - End Dates: | 1/18/2022 - 1/27/2022 | |||
| Deal Loan Count: | 2 | |||
| Conditions Report 2.0 | ||||
| Loans in Report: | 2 | |||
| Loans with Conditions: | 1 | |||
| Loan Number | TRID Indicator | Lender Application Date | Broker Application Date | Initial Securitization Overall Loan Grade | Final Securitization Overall Loan Grade | Initial Securitization Credit Loan Grade | Final Securitization Credit Loan Grade | Initial Securitization Property Valuations Loan Grade | Final Securitization Property Valuations Loan Grade | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Overall Loan Grade | Final S&P Overall Loan Grade | Initial S&P Credit Loan Grade | Final S&P Credit Loan Grade | Initial S&P Property Valuations Loan Grade | Final S&P Property Valuations Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Did Lender Acknowledge Exception at Origination |
| 438639167 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 438639168 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | No |