Actual

For Capital Adequacy
Purposes

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Community Bank Leverage Ratio:

June 30, 2022

Kentucky First Federal Bancorp

$

51,078

15.2

%

$

30,232

9.0

%

First Federal Savings and Loan Association of Hazard

$

18,430

22.0

%

$

7,525

9.0

%

First Federal Savings Bank of Kentucky

$

30,093

12.0

%

$

22,584

9.0

%

June 30, 2021

Kentucky First Federal Bancorp

$

51,349

15.4

%

$

28,347

8.5

%

First Federal Savings and Loan Association of Hazard

$

18,376

20.9

%

$

7,460

8.5

%

First Federal Savings Bank of Kentucky

$

30,276

12.3

%

$

21,048

8.5

%