The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 06-30-2022
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Acorns Advisers, LLC
Address: 5300 CALIFORNIA AVE
IRVINE , CA92617
Form 13F File Number: 028-18016

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Colin Lam
Title: Controller
Phone: 949-438-4245
Signature, Place, and Date of Signing:
Colin Lam Irvine , CA 08-12-2022
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 28
Form 13F Information Table Value Total: 5,621,485
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name


SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 361,681 1,598,730 SH SOLE 0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 171,512 1,855,995 SH SOLE 0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 9,128 289,769 SH SOLE 0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 123,741 1,474,863 SH SOLE 0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 18,922 234,508 SH SOLE 0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 0 0 SH SOLE 0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,348,866 6,771,408 SH SOLE 0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 17,265 534,362 SH SOLE 0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,229,811 21,564,275 SH SOLE 0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 48,029 765,286 SH SOLE 0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 0 4 SH SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 0 6 SH SOLE 0 0 0
ISHARES TR CORE US AGGBD ET 464287226 714,642 7,028,347 SH SOLE 0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 40,280 440,270 SH SOLE 0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 12 123 SH SOLE 0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 40,157 402,217 SH SOLE 0 0 0
ISHARES TR US TREAS BD ETF 46429B267 12,810 535,986 SH SOLE 0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 40,076 800,871 SH SOLE 0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 310,267 6,545,723 SH SOLE 0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 40,014 798,845 SH SOLE 0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1 6 SH SOLE 0 0 0
ISHARES TR MBS ETF 464288588 12,303 126,197 SH SOLE 0 0 0
ISHARES TR SHORT TREAS BD 464288679 40,154 364,700 SH SOLE 0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 7,890 95,298 SH SOLE 0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 7,813 324,305 SH SOLE 0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 10,922 471,796 SH SOLE 0 0 0
PROSHARES TR BITCOIN STRATE 74347G440 15,189 1,308,226 SH SOLE 0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 0 4 SH SOLE 0 0 0