Lowest Annual Cost
|
Highest Annual Cost
|
|
Allianz Index Advantage NF®
|
$1,753
|
$1,988
|
(1)
|
If you surrender your Contract (take a full withdrawal) at the end of the applicable time period:
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
||||
Maximum Variable Option expense
|
$10,686
|
$13,757
|
$16,608
|
$25,068
|
|||
Minimum Variable Option expense
|
$10,626
|
$13,575
|
$16,301
|
$24,445
|
|||
(1)
|
If you surrender your Contract (take a full withdrawal) at the end of the applicable time period:
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
||||
Maximum Variable Option expense
|
$7,679
|
$8,682
|
$9,391
|
$14,180
|
|||
Minimum Variable Option expense
|
$7,619
|
$8,495
|
$9,070
|
$13,488
|
|||
(1)
|
If you surrender your Contract (take a full withdrawal) at the end of the applicable time period:
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
||||
Maximum Variable Option expense
|
$9,634
|
$11,982
|
$13,234
|
$22,749
|
|||
Minimum Variable Option expense
|
$9,574
|
$11,800
|
$12,926
|
$22,119
|
|||
(1) If you surrender your Contract (take a full withdrawal) at the end of the applicable time
period:
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
||
Maximum Variable Option expense
|
$10,688
|
$13,763
|
$16,617
|
$25,088
|
|
Minimum Variable Option expense
|
$10,628
|
$13,581
|
$16,312
|
$24,466
|
(2) If you annuitize your Contract at the end of the applicable time period: |
||||
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|
Maximum Variable Option expense
|
N/A*
|
$6,763
|
$11,617
|
$25,088
|
Minimum Variable Option expense
|
N/A*
|
$6,581
|
$11,312
|
$24,466
|
(3) If you do not surrender your Contract:
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|
Maximum Variable Option expense
|
$2,188
|
$6,763
|
$11,617
|
$25,088
|
Minimum Variable Option expense
|
$2,128
|
$6,581
|
$11,312
|
$24,466
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|
(1) If you surrender your Contract (take a full withdrawal) at the end of the applicable time period:
|
$11,334
|
$15,765
|
$20,065
|
$32,585
|
Contract
Value |
Maximum Anniversary Value
|
|
Issue Date
|
$ 100,000
|
$ 100,000
|
1st Index Anniversary
|
$ 110,000
|
$ 110,000
|
2nd Index Anniversary
|
$ 95,000
|
$ 110,000
|
3rd Index Anniversary
|
$ 105,000
|
$ 110,000
|
4th Index Anniversary
|
$ 120,000
|
$ 120,000
|
•
|
On the Issue Date the Maximum Anniversary Value is equal to the initial Purchase Payment of $100,000.
|
•
|
On the 1st Index Anniversary the Contract Value is greater than the Maximum Anniversary Value, so the
Maximum Anniversary Value increases to equal the Contract Value of $110,000.
|
•
|
On the 2nd and 3rd Index Anniversaries the Contract Value is less than the Maximum Anniversary
Value, so we neither increase nor decrease the Maximum Anniversary Value. The Maximum Anniversary Value will stay at $110,000 until the Contract Value on an Index Anniversary is greater than this amount or you make an additional Purchase
Payment (either of which will increase the Maximum Anniversary Value), or you take a withdrawal (which will decrease the Maximum Anniversary Value).
|
•
|
On the 4th Index Anniversary the Contract Value is greater than the Maximum Anniversary Value, so the
Maximum Anniversary Value increases to equal the Contract Value of $120,000.
|