The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 03-31-2022
Check here if Amendment X Amendment Number: 1
This Amendment (Check only one.): X is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: SAX WEALTH ADVISORS, LLC
Address: 389 INTERPACE PARKWAY
SUITE 3
PARSIPPANY , NJ07054
Form 13F File Number: 028-20897

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Kyle Stawicki
Title: Member / Principal / Chief Compliance Officer
Phone: 973-859-2199
Signature, Place, and Date of Signing:
Kyle Stawicki Parsippany , NJ 08-11-2022
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 174
Form 13F Information Table Value Total: 413,493
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name


SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,047 44,296 SH SOLE 0 0 44,296
ABBOTT LABS COM 002824100 527 4,448 SH SOLE 0 0 4,448
ABBVIE INC COM 00287Y109 1,224 7,553 SH SOLE 0 0 7,553
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 167 17,420 SH SOLE 0 0 17,420
ADOBE SYSTEMS INCORPORATED COM 00724F101 565 1,239 SH SOLE 0 0 1,239
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 642 13,653 SH SOLE 0 0 13,653
ALPHABET INC CAP STK CL C 02079K107 1,120 401 SH SOLE 0 0 401
ALPHABET INC CAP STK CL A 02079K305 592 213 SH SOLE 0 0 213
ALTRIA GROUP INC COM 02209S103 603 11,532 SH SOLE 0 0 11,532
AMAZON COM INC COM 023135106 1,674 513 SH SOLE 0 0 513
AMERICAN AIRLS GROUP INC COM 02376R102 206 11,300 SH SOLE 0 0 11,300
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 441 7,307 SH SOLE 0 0 7,307
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,223 15,320 SH SOLE 0 0 15,320
AMERICAN CENTY ETF TR US EQT ETF 025072885 3,132 40,618 SH SOLE 0 0 40,618
AMERICAN EXPRESS CO COM 025816109 348 1,862 SH SOLE 0 0 1,862
AMGEN INC COM 031162100 394 1,628 SH SOLE 0 0 1,628
ANALOG DEVICES INC COM 032654105 518 3,138 SH SOLE 0 0 3,138
APPLE INC COM 037833100 10,237 58,631 SH SOLE 0 0 58,631
APPLIED MATLS INC COM 038222105 523 3,968 SH SOLE 0 0 3,968
BCE INC COM NEW 05534B760 514 9,270 SH SOLE 0 0 9,270
BANK NEW YORK MELLON CORP COM 064058100 222 4,481 SH SOLE 0 0 4,481
BECTON DICKINSON & CO COM 075887109 413 1,553 SH SOLE 0 0 1,553
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 875 2,478 SH SOLE 0 0 2,478
BLACKROCK CORE BD TR SHS BEN INT 09249E101 171 13,158 SH SOLE 0 0 13,158
BLACKSTONE INC COM 09260D107 729 5,739 SH SOLE 0 0 5,739
BOEING CO COM 097023105 519 2,711 SH SOLE 0 0 2,711
BOOKING HOLDINGS INC COM 09857L108 416 177 SH SOLE 0 0 177
BRISTOL-MYERS SQUIBB CO COM 110122108 1,096 15,009 SH SOLE 0 0 15,009
CVS HEALTH CORP COM 126650100 328 3,240 SH SOLE 0 0 3,240
CHEVRON CORP NEW COM 166764100 460 2,825 SH SOLE 0 0 2,825
CISCO SYS INC COM 17275R102 228 4,090 SH SOLE 0 0 4,090
CONSOLIDATED EDISON INC COM 209115104 237 2,500 SH SOLE 0 0 2,500
COSTCO WHSL CORP NEW COM 22160K105 216 375 SH SOLE 0 0 375
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 956 30,327 SH SOLE 0 0 30,327
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 403 14,330 SH SOLE 0 0 14,330
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 596 22,720 SH SOLE 0 0 22,720
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 27,156 553,984 SH SOLE 0 0 553,984
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 14,477 258,237 SH SOLE 0 0 258,237
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 31,963 686,197 SH SOLE 0 0 686,197
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 45,227 1,639,856 SH SOLE 0 0 1,639,856
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,513 164,681 SH SOLE 0 0 164,681
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,874 115,205 SH SOLE 0 0 115,205
DISNEY WALT CO COM 254687106 1,580 11,522 SH SOLE 0 0 11,522
ETF SER SOLUTIONS US GLB JETS 26922A842 3,995 183,615 SH SOLE 0 0 183,615
EATON VANCE TAX-MANAGED GLOB COM 27829F108 749 77,100 SH SOLE 0 0 77,100
EXXON MOBIL CORP COM 30231G102 1,430 17,320 SH SOLE 0 0 17,320
META PLATFORMS INC CL A 30303M102 681 3,062 SH SOLE 0 0 3,062
HOME DEPOT INC COM 437076102 275 918 SH SOLE 0 0 918
INTEL CORP COM 458140100 543 10,963 SH SOLE 0 0 10,963
INTERNATIONAL BUSINESS MACHS COM 459200101 680 5,229 SH SOLE 0 0 5,229
INVESCO QQQ TR UNIT SER 1 46090E103 3,409 9,403 SH SOLE 0 0 9,403
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,365 174,277 SH SOLE 0 0 174,277
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 330 11,123 SH SOLE 0 0 11,123
ISHARES TR CORE S&P TTL STK 464287150 8,519 84,399 SH SOLE 0 0 84,399
ISHARES TR SELECT DIVID ETF 464287168 1,184 9,239 SH SOLE 0 0 9,239
ISHARES TR CORE S&P500 ETF 464287200 5,749 12,671 SH SOLE 0 0 12,671
ISHARES TR CORE US AGGBD ET 464287226 4,965 46,362 SH SOLE 0 0 46,362
ISHARES TR MSCI EMG MKT ETF 464287234 593 13,127 SH SOLE 0 0 13,127
ISHARES TR IBOXX INV CP ETF 464287242 2,816 23,287 SH SOLE 0 0 23,287
ISHARES TR S&P 500 GRWT ETF 464287309 390 5,109 SH SOLE 0 0 5,109
ISHARES TR S&P 500 VAL ETF 464287408 2,962 19,025 SH SOLE 0 0 19,025
ISHARES TR 1 3 YR TREAS BD 464287457 539 6,472 SH SOLE 0 0 6,472
ISHARES TR MSCI EAFE ETF 464287465 814 11,060 SH SOLE 0 0 11,060
ISHARES TR RUS MD CP GR ETF 464287481 1,630 16,224 SH SOLE 0 0 16,224
ISHARES TR CORE S&P MCP ETF 464287507 23,116 86,145 SH SOLE 0 0 86,145
ISHARES TR RUS 1000 VAL ETF 464287598 1,143 6,889 SH SOLE 0 0 6,889
ISHARES TR RUS 1000 GRW ETF 464287614 2,433 8,764 SH SOLE 0 0 8,764
ISHARES TR RUS 2000 VAL ETF 464287630 888 5,503 SH SOLE 0 0 5,503
ISHARES TR RUSSELL 3000 ETF 464287689 3,074 11,716 SH SOLE 0 0 11,716
ISHARES TR CORE S&P SCP ETF 464287804 11,505 106,644 SH SOLE 0 0 106,644
ISHARES TR SP SMCP600VL ETF 464287879 10,984 107,278 SH SOLE 0 0 107,278
ISHARES TR EAFE SML CP ETF 464288273 1,197 18,048 SH SOLE 0 0 18,048
ISHARES TR IBOXX HI YD ETF 464288513 1,330 16,167 SH SOLE 0 0 16,167
ISHARES TR PFD AND INCM SEC 464288687 5,953 163,457 SH SOLE 0 0 163,457
ISHARES TR MSCI USA ESG SLC 464288802 651 6,721 SH SOLE 0 0 6,721
ISHARES TR EAFE VALUE ETF 464288877 2,586 51,443 SH SOLE 0 0 51,443
ISHARES TR AGGRES ALLOC ETF 464289859 277 4,019 SH SOLE 0 0 4,019
ISHARES TR FLTG RATE NT ETF 46429B655 680 13,461 SH SOLE 0 0 13,461
ISHARES TR CORE HIGH DV ETF 46429B663 740 6,923 SH SOLE 0 0 6,923
ISHARES TR MSCI EAFE MIN VL 46429B689 300 4,160 SH SOLE 0 0 4,160
ISHARES TR MSCI USA MIN VOL 46429B697 7,547 97,289 SH SOLE 0 0 97,289
ISHARES TR MSCI USA QLT FCT 46432F339 18,538 137,693 SH SOLE 0 0 137,693
ISHARES TR MSCI USA MMENTM 46432F396 16,348 97,151 SH SOLE 0 0 97,151
ISHARES TR CORE MSCI TOTAL 46432F834 627 9,416 SH SOLE 0 0 9,416
ISHARES TR CORE MSCI EAFE 46432F842 2,884 41,497 SH SOLE 0 0 41,497
ISHARES TR MSCI INTL QUALTY 46434V456 4,799 130,171 SH SOLE 0 0 130,171
ISHARES TR ESG AWARE MSCI 46435U663 348 9,160 SH SOLE 0 0 9,160
ISHARES TR BROAD USD HIGH 46435U853 1,258 32,385 SH SOLE 0 0 32,385
JPMORGAN CHASE & CO COM 46625H100 611 4,485 SH SOLE 0 0 4,485
JOHNSON & JOHNSON COM 478160104 364 2,053 SH SOLE 0 0 2,053
LAM RESEARCH CORP COM 512807108 319 593 SH SOLE 0 0 593
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 135 16,760 SH SOLE 0 0 16,760
MARATHON PETE CORP COM 56585A102 207 2,417 SH SOLE 0 0 2,417
MCDONALDS CORP COM 580135101 809 3,273 SH SOLE 0 0 3,273
MERCK & CO INC COM 58933Y105 380 4,637 SH SOLE 0 0 4,637
MICROSOFT CORP COM 594918104 5,371 17,420 SH SOLE 0 0 17,420
MICROCHIP TECHNOLOGY INC. COM 595017104 231 3,080 SH SOLE 0 0 3,080
NETFLIX INC COM 64110L106 547 1,461 SH SOLE 0 0 1,461
NEW YORK CMNTY BANCORP INC COM 649445103 339 31,582 SH SOLE 0 0 31,582
NEXTERA ENERGY INC COM 65339F101 389 4,596 SH SOLE 0 0 4,596
NUCOR CORP COM 670346105 253 1,700 SH SOLE 0 0 1,700
NVIDIA CORPORATION COM 67066G104 411 1,505 SH SOLE 0 0 1,505
ORACLE CORP COM 68389X105 277 3,347 SH SOLE 0 0 3,347
PPL CORP COM 69351T106 633 22,153 SH SOLE 0 0 22,153
PACKAGING CORP AMER COM 695156109 242 1,551 SH SOLE 0 0 1,551
PALO ALTO NETWORKS INC COM 697435105 370 594 SH SOLE 0 0 594
PEPSICO INC COM 713448108 614 3,668 SH SOLE 0 0 3,668
PFIZER INC COM 717081103 326 6,307 SH SOLE 0 0 6,307
PHILIP MORRIS INTL INC COM 718172109 640 6,812 SH SOLE 0 0 6,812
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 715 7,142 SH SOLE 0 0 7,142
PROCTER AND GAMBLE CO COM 742718109 674 4,412 SH SOLE 0 0 4,412
PRUDENTIAL FINL INC COM 744320102 309 2,615 SH SOLE 0 0 2,615
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 925 13,216 SH SOLE 0 0 13,216
SHELL PLC SPON ADS 780259305 216 3,924 SH SOLE 0 0 3,924
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,566 18,967 SH SOLE 0 0 18,967
SPDR GOLD TR GOLD SHS 78463V107 335 1,852 SH SOLE 0 0 1,852
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 302 8,842 SH SOLE 0 0 8,842
SPDR SER TR S&P 600 SMCP VAL 78464A300 252 3,028 SH SOLE 0 0 3,028
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 549 1,584 SH SOLE 0 0 1,584
SPDR SER TR PRTFLO S&P500 HI 78468R788 1,053 23,956 SH SOLE 0 0 23,956
SALESFORCE COM INC COM 79466L302 638 3,007 SH SOLE 0 0 3,007
SAMSARA INC COM CL A 79589L106 184 11,508 SH SOLE 0 0 11,508
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 872 12,211 SH SOLE 0 0 12,211
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 258 6,803 SH SOLE 0 0 6,803
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,080 14,134 SH SOLE 0 0 14,134
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 709 18,497 SH SOLE 0 0 18,497
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,834 11,541 SH SOLE 0 0 11,541
SERVICENOW INC COM 81762P102 415 746 SH SOLE 0 0 746
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 221 13,742 SH SOLE 0 0 13,742
SYNOPSYS INC COM 871607107 336 1,009 SH SOLE 0 0 1,009
T-MOBILE US INC COM 872590104 506 3,945 SH SOLE 0 0 3,945
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 359 3,448 SH SOLE 0 0 3,448
TESLA INC COM 88160R101 491 456 SH SOLE 0 0 456
TORONTO DOMINION BK ONT COM NEW 891160509 650 8,190 SH SOLE 0 0 8,190
TRIPLEPOINT VENTURE GROWTH B COM 89677Y100 187 10,683 SH SOLE 0 0 10,683
TWILIO INC CL A 90138F102 291 1,764 SH SOLE 0 0 1,764
UBER TECHNOLOGIES INC COM 90353T100 230 6,442 SH SOLE 0 0 6,442
VBI VACCINES INC CDA COM NEW 91822J103 17 10,000 SH SOLE 0 0 10,000
VALLEY NATL BANCORP COM 919794107 254 19,529 SH SOLE 0 0 19,529
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,268 13,986 SH SOLE 0 0 13,986
VANGUARD WORLD FD MEGA GRWTH IND 921910816 278 1,180 SH SOLE 0 0 1,180
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 222 804 SH SOLE 0 0 804
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 216 1,090 SH SOLE 0 0 1,090
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,048 5,767 SH SOLE 0 0 5,767
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,016 12,407 SH SOLE 0 0 12,407
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,114 65,653 SH SOLE 0 0 65,653
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 264 3,320 SH SOLE 0 0 3,320
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,931 40,208 SH SOLE 0 0 40,208
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 372 3,311 SH SOLE 0 0 3,311
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 695 10,274 SH SOLE 0 0 10,274
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 422 8,538 SH SOLE 0 0 8,538
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 651 6,429 SH SOLE 0 0 6,429
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,689 58,285 SH SOLE 0 0 58,285
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 220 2,976 SH SOLE 0 0 2,976
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 229 3,679 SH SOLE 0 0 3,679
VANGUARD WORLD FDS UTILITIES ETF 92204A876 746 4,610 SH SOLE 0 0 4,610
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,633 84,937 SH SOLE 0 0 84,937
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 958 11,470 SH SOLE 0 0 11,470
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,305 15,171 SH SOLE 0 0 15,171
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,219 5,345 SH SOLE 0 0 5,345
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,520 32,481 SH SOLE 0 0 32,481
VANGUARD INDEX FDS SML CP GRW ETF 922908595 528 2,126 SH SOLE 0 0 2,126
VANGUARD INDEX FDS SM CP VAL ETF 922908611 211 1,199 SH SOLE 0 0 1,199
VANGUARD INDEX FDS MID CAP ETF 922908629 1,698 7,139 SH SOLE 0 0 7,139
VANGUARD INDEX FDS LARGE CAP ETF 922908637 392 1,881 SH SOLE 0 0 1,881
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 214 1,294 SH SOLE 0 0 1,294
VANGUARD INDEX FDS GROWTH ETF 922908736 1,233 4,287 SH SOLE 0 0 4,287
VANGUARD INDEX FDS VALUE ETF 922908744 7,490 50,686 SH SOLE 0 0 50,686
VANGUARD INDEX FDS SMALL CP ETF 922908751 543 2,556 SH SOLE 0 0 2,556
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,039 13,350 SH SOLE 0 0 13,350
VERIZON COMMUNICATIONS INC COM 92343V104 756 14,845 SH SOLE 0 0 14,845
WISDOMTREE TR US AI ENHANCED 97717W406 204 2,057 SH SOLE 0 0 2,057
WORKDAY INC CL A 98138H101 353 1,476 SH SOLE 0 0 1,476
ATLASSIAN CORP PLC CL A G06242104 744 2,532 SH SOLE 0 0 2,532