The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 06-30-2022
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Rollins Financial
Address: 3343 PEACHTREE ROAD
SUITE 500
ATLANTA , GA30326
Form 13F File Number: 028-21125

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Jonathan Kasting
Title: Compliance Consultant
Phone: 513-977-8234
Signature, Place, and Date of Signing:
Jonathan Kasting Cincinnati , OH 08-08-2022
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 112
Form 13F Information Table Value Total: 284,465
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 6,336 59,651 SH SOLE 59,651 0 0
INVESCO QQQ TRUST ETF 46090E103 41,141 146,784 SH SOLE 146,783 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 1,184 9,313 SH SOLE 9,313 0 0
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETF 78468R788 650 16,275 SH SOLE 16,275 0 0
JOHNSON & JOHNSON COM Stock 478160104 666 3,749 SH SOLE 3,749 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 413 2,191 SH SOLE 2,190 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 2,596 56,803 SH SOLE 56,803 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 592 1,236 SH SOLE 1,235 0 0
ISHARES U.S. INDUSTRIALS ETF ETF 464287754 1,865 21,159 SH SOLE 21,159 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 315 2,194 SH SOLE 2,194 0 0
COCA COLA CO COM Stock 191216100 3,303 52,501 SH SOLE 52,501 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762 2,029 7,544 SH SOLE 7,543 0 0
TRUIST FINL CORP COM Stock 89832Q109 400 8,429 SH SOLE 8,429 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,149 6,293 SH SOLE 6,293 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 882 10,935 SH SOLE 10,935 0 0
ISHARES U.S. FINANCIALS ETF ETF 464287788 1,240 17,715 SH SOLE 17,715 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304 199 13,000 SH SOLE 13,000 0 0
SPDR S&P 500 ETF ETF 78462F103 2,314 6,135 SH SOLE 6,134 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 232 736 SH SOLE 735 0 0
ISHARES TIPS BOND ETF ETF 464287176 217 1,907 SH SOLE 1,907 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325 392 4,829 SH SOLE 4,829 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 730 14,376 SH SOLE 14,375 0 0
ISHARES COHEN & STEERS REIT ETF ETF 464287564 385 6,338 SH SOLE 6,338 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 461 5,571 SH SOLE 5,571 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 278 2,055 SH SOLE 2,055 0 0
KKR REAL ESTATE FIN TR INC COM REIT 48251K100 414 23,745 SH SOLE 23,745 0 0
XCEL ENERGY INC COM Stock 98389B100 203 2,875 SH SOLE 2,875 0 0
HOME DEPOT INC COM Stock 437076102 2,729 9,952 SH SOLE 9,951 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 636 3,029 SH SOLE 3,029 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 227 1,770 SH SOLE 1,769 0 0
SOUTHERN CO COM Stock 842587107 1,386 19,440 SH SOLE 19,440 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 289 1,324 SH SOLE 1,323 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 371 8,400 SH SOLE 8,400 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 427 13,565 SH SOLE 13,565 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 613 10,569 SH SOLE 10,569 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,358 14,700 SH SOLE 14,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 562 2,058 SH SOLE 2,058 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 265 10,455 SH SOLE 10,455 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 4,093 1,878 SH SOLE 1,878 0 0
FISERV INC COM Stock 337738108 478 5,377 SH SOLE 5,376 0 0
COMCAST CORP NEW CL A Stock 20030N101 555 14,138 SH SOLE 14,137 0 0
MICROSOFT CORP COM Stock 594918104 22,948 89,352 SH SOLE 89,351 0 0
PROSHARES ULTRA S&P 500 ETF 74347R107 21,889 487,514 SH SOLE 487,513 0 0
TESLA INC COM Stock 88160R101 1,048 1,556 SH SOLE 1,556 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 1,153 36,666 SH SOLE 36,665 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 349 3,438 SH SOLE 3,438 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 472 5,868 SH SOLE 5,868 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,241 11,573 SH SOLE 11,573 0 0
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631 323 3,212 SH SOLE 3,212 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 366 3,689 SH SOLE 3,689 0 0
INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464 743 10,451 SH SOLE 10,451 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 253 2,640 SH SOLE 2,640 0 0
INVESCO AEROSPACE & DEFENSE ETF ETF 46137V100 419 5,980 SH SOLE 5,980 0 0
INVESCO NASDAQ NEXT GEN 100 ETF ETF 46138G631 1,490 64,019 SH SOLE 64,019 0 0
INVESCO NASDAQ 100 ETF ETF 46138G649 283 2,458 SH SOLE 2,458 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,482 62,574 SH SOLE 62,573 0 0
NOVAVAX INC COM NEW Stock 670002401 341 6,640 SH SOLE 6,640 0 0
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 3,373 22,760 SH SOLE 22,760 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 420 5,985 SH SOLE 5,985 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775 702 7,372 SH SOLE 7,372 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 1,629 12,352 SH SOLE 12,352 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 398 1,787 SH SOLE 1,787 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 9,896 118,122 SH SOLE 118,121 0 0
META PLATFORMS INC CL A Stock 30303M102 5,468 33,912 SH SOLE 33,912 0 0
COCA-COLA EUROPACIFIC PARTNERS SHS Stock G25839104 205 3,964 SH SOLE 3,964 0 0
FIRST TRUST NASDAQ-100 TECHNOLOGY SECTOR INDEX FUND ETF 337345102 1,340 11,716 SH SOLE 11,716 0 0
BROADCOM INC COM Stock 11135F101 344 708 SH SOLE 708 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 329 5,590 SH SOLE 5,590 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 394 8,917 SH SOLE 8,916 0 0
KINDER MORGAN INC DEL COM Stock 49456B101 419 25,001 SH SOLE 25,000 0 0
NVIDIA CORPORATION COM Stock 67066G104 606 4,000 SH SOLE 4,000 0 0
GENUINE PARTS CO COM Stock 372460105 442 3,322 SH SOLE 3,322 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241 2,161 51,460 SH SOLE 51,460 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 231 1,150 SH SOLE 1,150 0 0
MCDONALDS CORP COM Stock 580135101 991 4,016 SH SOLE 4,015 0 0
WISDOMTREE U.S. LARGECAP DIVIDEND FUND ETF 97717W307 2,876 48,659 SH SOLE 48,659 0 0
AT&T INC COM Stock 00206R102 401 19,133 SH SOLE 19,132 0 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 434 3,688 SH SOLE 3,688 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 4,794 42,908 SH SOLE 42,907 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 358 2,628 SH SOLE 2,628 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 265 1,927 SH SOLE 1,927 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 7,512 93,954 SH SOLE 93,954 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 222 4,515 SH SOLE 4,515 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 281 2,041 SH SOLE 2,040 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 15,685 259,907 SH SOLE 259,906 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 604 1,594 SH SOLE 1,593 0 0
PROSHARES ULTRA QQQ ETF 74347R206 5,966 144,068 SH SOLE 144,068 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 2,020 17,941 SH SOLE 17,940 0 0
BK OF AMERICA CORP COM Stock 060505104 3,477 111,694 SH SOLE 111,693 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 324 2,734 SH SOLE 2,733 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 209 2,171 SH SOLE 2,171 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 2,315 22,760 SH SOLE 22,760 0 0
CATERPILLAR INC COM Stock 149123101 425 2,379 SH SOLE 2,378 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 665 304 SH SOLE 304 0 0
FIRST TR DJ INTERNET INDEX ETF 33733E302 4,245 33,420 SH SOLE 33,420 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 493 3,433 SH SOLE 3,433 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 714 14,979 SH SOLE 14,979 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549 233 793 SH SOLE 793 0 0
DNP SELECT INCOME FD INC COM CEF 23325P104 684 63,133 SH SOLE 63,133 0 0
GABELLI UTIL TR COM CEF 36240A101 95 14,000 SH SOLE 14,000 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 8,456 161,753 SH SOLE 161,752 0 0
REALTY INCOME CORP COM REIT 756109104 614 8,990 SH SOLE 8,990 0 0
DOMINION ENERGY INC COM Stock 25746U109 499 6,254 SH SOLE 6,254 0 0
EXXON MOBIL CORP COM Stock 30231G102 571 6,671 SH SOLE 6,671 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 223 434 SH SOLE 433 0 0
LOWES COS INC COM Stock 548661107 221 1,263 SH SOLE 1,263 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 912 29,499 SH SOLE 29,499 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 328 11,365 SH SOLE 11,365 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 1,809 7,997 SH SOLE 7,997 0 0
APPLE INC COM Stock 037833100 43,255 316,378 SH SOLE 316,377 0 0
FIDELITY NASDAQ COMPOSITE INDEX TRACKING STOCK FUND ETF 315912808 231 5,363 SH SOLE 5,362 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 326 2,250 SH SOLE 2,250 0 0