This supplement updates certain information contained in your prospectus. Please read and retain this supplement for future reference. |
• | Roll-up Interest Rates, Roll-up Crediting Periods, and Lifetime Withdrawal Percentages for the Nationwide Lifetime Income Rider Plus Core and Joint Option for the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime Income Rider Plus Accelerated and Joint Option for the Nationwide Lifetime Income Rider Plus Accelerated, and Nationwide Lifetime Income Rider Plus Max and Joint Option for the Nationwide Lifetime Income Rider Plus Max; and |
• | Interest Anniversary Rate for the Combination Enhanced Death Benefit III Option. |
Roll-up Interest Rate | Roll-up Crediting Period |
6% | 10 Years |
Contract
Owner's Age (at the time of the first Lifetime Withdrawal) |
Nationwide
Lifetime Income Rider Plus Core's Lifetime Withdrawal Percentages* |
Joint
Option for the Nationwide Lifetime Income Rider Plus Core's Lifetime Withdrawal Percentages* |
45 up to 59½ | 3.30% | 2.80% |
59½ through 64 | 4.30% | 3.80% |
65 through 69 | 5.50% | 5.00% |
70 through 74 | 5.60% | 5.10% |
75 through 80 | 5.70% | 5.20% |
81 and older | 6.30% | 5.80% |
* | The Lifetime Withdrawal Percentage is determined based on the age of the Contract Owner at the time of the first Lifetime Withdrawal, or if the Joint Option is elected, the age of the younger spouse at the time of the first Lifetime Withdrawal. A Contract Owner will receive the greatest Lifetime Withdrawal Percentage only if he or she does not take a Lifetime Withdrawal prior to age 81. |
Roll-up Interest Rate | Roll-up Crediting Period |
6.00% | 10 Years |
Nationwide Lifetime Income Rider Plus Accelerated's Lifetime Withdrawal Percentages* | Joint Option for the Nationwide Lifetime Income Rider Plus Accelerated's Lifetime Withdrawal Percentages* | |||
Contract Owner's Age (at the time of the first Lifetime Withdrawal) | Contract
Value Greater Than $0 |
Once
Contract Value Reaches $0 |
Contract
Value Greater Than $0 |
Once
Contract Value Reaches $0 |
45 up to 59½ | 4.00% | 3.00% | 3.75% | 3.00% |
59½ through 64 | 5.00% | 3.00% | 4.75% | 3.00% |
65 through 69 | 6.50% | 4.00% | 6.25% | 4.00% |
70 through 74 | 6.75% | 4.00% | 6.50% | 4.00% |
75 through 80 | 7.00% | 4.00% | 6.75% | 4.00% |
81 and older | 7.00% | 4.00% | 6.75% | 4.00% |
* | The Lifetime Withdrawal Percentage is determined based on the age of the Contract Owner at the time of the first Lifetime Withdrawal, or if the Joint Option is elected, the age of the younger spouse at the time of the first Lifetime Withdrawal. A Contract Owner will receive the greatest Lifetime Withdrawal Percentage only if he or she does not take a Lifetime Withdrawal prior to age 81. |
Roll-up Interest Rate | Roll-up Crediting Period |
7.00% | 10 Years |
Nationwide Lifetime Income Rider Plus Max's Lifetime Withdrawal Percentages* | Joint Option for the Nationwide Lifetime Income Rider Plus Max's Lifetime Withdrawal Percentages* | |||
Contract Owner's Age (at the time of the first Lifetime Withdrawal) | Contract
Value Greater Than $0 |
Once
Contract Value Reaches $0 |
Contract
Value Greater Than $0 |
Once
Contract Value Reaches $0 |
45 up to 59½ | 4.00% | 3.00% | 3.75% | 3.00% |
59½ through 64 | 5.00% | 3.00% | 4.75% | 3.00% |
65 through 69 | 7.50% | 3.00% | 7.25% | 3.00% |
70 through 74 | 8.00% | 3.00% | 7.75% | 3.00% |
75 through 80 | 8.00% | 3.00% | 7.75% | 3.00% |
81 and older | 8.00% | 3.00% | 7.75% | 3.00% |
* | The Lifetime Withdrawal Percentage is determined based on the age of the Contract Owner at the time of the first Lifetime Withdrawal, or if the Joint Option is elected, the age of the younger spouse at the time of the first Lifetime Withdrawal. A Contract Owner will receive the greatest Lifetime Withdrawal Percentage only if he or she does not take a Lifetime Withdrawal prior to age 81. |
Interest Anniversary Rate |
3% |