SUPPLEMENT DATED JANUARY 24, 2022
TO THE VARIABLE ANNUITY PROSPECTUS AND SUMMARY PROSPECTUS EACH
DATED JANUARY 1, 2022
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AMERICAN GENERAL LIFE INSURANCE COMPANY
VARIABLE ANNUITY ACCOUNT TEN
Advanced Outcomes Annuity
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This supplement updates certain information in the most recent Prospectus and
Summary Prospectus (together, the "Prospectus"). This supplement revises
and, to the extent inconsistent therewith, replaces information contained in
the Prospectus. You should read this information carefully and retain this
supplement for future reference together with the Prospectus for your policy.
This supplement is not valid unless it is read in conjunction with the
Prospectus for your policy. All capitalized terms used but not defined herein
have the same meaning as those included in the Prospectus.
Change to Milliman Money Market Fund ("Fund") Annual Underlying Fund Expense
The annual underlying fund expense for the Fund changed to 0.98% (before fee
waiver and expense limitation).
As a result of the above change, the following changes are made to the
Prospectus:
In the IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT section:
- The Minimum annual underlying fund expense (before fee waiver and
expense limitation) changed from 0.48% to 0.98%.
- The Lowest Annual Cost changed from $1,552 to $1,955.
In the ADDITIONAL INFORMATION ABOUT FEES, FEE TABLE, and EXAMPLES sections:
- The Minimum annual underlying fund expense changed from 0.48% to 0.98%.
- The Minimum Expense Examples changed as follows:
MINIMUM EXPENSE EXAMPLES
(assuming minimum annual contract expenses of 1.25%, no election of
optional features and investment in an Underlying Fund with total
expenses of 0.98%**)
(1) If you surrender your contract at the end of the applicable time period:
1 year 3 years 5 years 10 years
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$9,211 $11,924 $14,903 $25,607
(2) If you do not surrender or if you annuitize your contract at the end of
the applicable time period:
1 year 3 years 5 years 10 years
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$2,211 $6,924 $11,903 $25,607
** The 1-year Minimum Expense Examples reflect the 0.55% Underlying Fund
fee waiver and expense limitation.