The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 09-30-2021
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: TRUST CO OF VIRGINIA /VA
Address: 9030 STONY POINT PARKWAY
STE 300
RICHMOND , VA23235
Form 13F File Number: 028-06573

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Judy Tucker
Title: Operations Officer
Phone: 804.272.9044
Signature, Place, and Date of Signing:
/s/ Judy Tucker Richmond , VA 10-26-2021
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 363
Form 13F Information Table Value Total: 901,945
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 640 1,999 SH SOLE 1,999 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 561 1,755 SH OTR 1,755 0 0
LINDE PLC SHS G5494J103 161 550 SH SOLE 550 0 0
LINDE PLC SHS G5494J103 214 730 SH OTR 730 0 0
APTIV PLC SHS G6095L109 6,113 41,037 SH SOLE 41,012 0 25
APTIV PLC SHS G6095L109 1,251 8,401 SH OTR 8,288 113 0
CHUBB LIMITED COM H1467J104 8,300 47,845 SH SOLE 47,775 0 70
CHUBB LIMITED COM H1467J104 2,640 15,216 SH OTR 14,891 325 0
AT&T INC COM 00206R102 4,503 166,705 SH SOLE 165,630 0 1,075
AT&T INC COM 00206R102 3,089 114,367 SH OTR 63,452 170 50,745
ABBOTT LABS COM 002824100 9,335 79,024 SH SOLE 78,899 0 125
ABBOTT LABS COM 002824100 3,246 27,482 SH OTR 25,660 1,597 225
ABBVIE INC COM 00287Y109 166 1,540 SH SOLE 1,440 0 100
ABBVIE INC COM 00287Y109 909 8,425 SH OTR 7,225 1,200 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 299 519 SH SOLE 519 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 29 50 SH OTR 50 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,191 5,701 SH OTR 2,376 0 3,325
ALPHABET INC CAP STK CL C 02079K107 291 109 SH SOLE 109 0 0
ALPHABET INC CAP STK CL C 02079K107 368 138 SH OTR 138 0 0
ALPHABET INC CAP STK CL A 02079K305 700 262 SH SOLE 262 0 0
ALPHABET INC CAP STK CL A 02079K305 184 69 SH OTR 69 0 0
ALTRIA GROUP INC COM 02209S103 560 12,293 SH SOLE 12,293 0 0
ALTRIA GROUP INC COM 02209S103 2,305 50,640 SH OTR 2,865 0 47,775
AMAZON COM INC COM 023135106 1,679 511 SH SOLE 511 0 0
AMAZON COM INC COM 023135106 1,084 330 SH OTR 255 0 75
AMERICAN ELEC PWR CO INC COM 025537101 349 4,299 SH SOLE 4,149 0 150
AMERICAN ELEC PWR CO INC COM 025537101 65 800 SH OTR 800 0 0
AMERICAN EXPRESS CO COM 025816109 49 290 SH SOLE 290 0 0
AMERICAN EXPRESS CO COM 025816109 209 1,250 SH OTR 1,250 0 0
AMGEN INC COM 031162100 8,555 40,231 SH SOLE 40,067 0 164
AMGEN INC COM 031162100 3,304 15,536 SH OTR 15,461 75 0
ANTHEM INC COM 036752103 249 667 SH SOLE 667 0 0
ANTHEM INC COM 036752103 46 123 SH OTR 123 0 0
APPLE INC COM 037833100 20,229 142,958 SH SOLE 142,478 0 480
APPLE INC COM 037833100 8,192 57,893 SH OTR 56,903 390 600
APPLIED MATLS INC COM 038222105 526 4,084 SH OTR 4,084 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 11,597 58,006 SH SOLE 57,706 0 300
AUTOMATIC DATA PROCESSING IN COM 053015103 4,398 22,001 SH OTR 21,823 178 0
BK OF AMERICA CORP COM 060505104 604 14,235 SH SOLE 14,235 0 0
BK OF AMERICA CORP COM 060505104 328 7,723 SH OTR 7,723 0 0
BANK NEW YORK MELLON CORP COM 064058100 40 780 SH SOLE 780 0 0
BANK NEW YORK MELLON CORP COM 064058100 410 7,907 SH OTR 7,907 0 0
BAXTER INTL INC COM 071813109 88 1,100 SH SOLE 1,100 0 0
BAXTER INTL INC COM 071813109 113 1,401 SH OTR 1,401 0 0
BECTON DICKINSON & CO COM 075887109 72 293 SH SOLE 293 0 0
BECTON DICKINSON & CO COM 075887109 705 2,868 SH OTR 2,868 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH OTR 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,494 9,139 SH SOLE 9,139 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 361 1,323 SH OTR 1,098 0 225
BLACKROCK INC COM 09247X101 13,101 15,621 SH SOLE 15,588 0 33
BLACKROCK INC COM 09247X101 5,463 6,514 SH OTR 6,364 75 75
BLACKSTONE INC COM 09260D107 352 3,025 SH OTR 3,025 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 644 10,890 SH SOLE 10,790 0 100
BRISTOL-MYERS SQUIBB CO COM 110122108 1,333 22,530 SH OTR 3,950 1,000 17,580
BROADCOM INC COM 11135F101 9,686 19,975 SH SOLE 19,975 0 0
BROADCOM INC COM 11135F101 4,264 8,793 SH OTR 8,661 132 0
BROWN FORMAN CORP CL A 115637100 2,334 37,250 SH SOLE 37,250 0 0
BROWN FORMAN CORP CL B 115637209 1,597 23,837 SH SOLE 23,837 0 0
BROWN FORMAN CORP CL B 115637209 6,023 89,880 SH OTR 89,880 0 0
CIGNA CORP NEW COM 125523100 94 472 SH SOLE 472 0 0
CIGNA CORP NEW COM 125523100 1,066 5,326 SH OTR 5,326 0 0
CSX CORP COM 126408103 7,610 255,897 SH SOLE 255,000 0 897
CSX CORP COM 126408103 3,420 115,006 SH OTR 111,781 975 2,250
CVS HEALTH CORP COM 126650100 174 2,049 SH SOLE 2,049 0 0
CVS HEALTH CORP COM 126650100 96 1,135 SH OTR 1,135 0 0
CAPITAL ONE FINL CORP COM 14040H105 543 3,350 SH SOLE 3,350 0 0
CAPITAL ONE FINL CORP COM 14040H105 20 124 SH OTR 124 0 0
CARMAX INC COM 143130102 243 1,900 SH SOLE 1,900 0 0
CARMAX INC COM 143130102 1,241 9,698 SH OTR 7,148 0 2,550
CARRIER GLOBAL CORPORATION COM 14448C104 186 3,598 SH SOLE 3,598 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 629 12,150 SH OTR 12,150 0 0
CATERPILLAR INC COM 149123101 324 1,687 SH SOLE 1,612 0 75
CATERPILLAR INC COM 149123101 89 462 SH OTR 462 0 0
CHEVRON CORP NEW COM 166764100 5,486 54,078 SH SOLE 53,768 0 310
CHEVRON CORP NEW COM 166764100 4,585 45,198 SH OTR 23,188 550 21,460
CISCO SYS INC COM 17275R102 9,595 176,284 SH SOLE 175,334 0 950
CISCO SYS INC COM 17275R102 3,611 66,341 SH OTR 65,316 775 250
CLOROX CO DEL COM 189054109 112 675 SH SOLE 675 0 0
CLOROX CO DEL COM 189054109 106 640 SH OTR 640 0 0
COCA COLA CO COM 191216100 974 18,561 SH SOLE 18,561 0 0
COCA COLA CO COM 191216100 1,446 27,558 SH OTR 27,033 0 525
COLGATE PALMOLIVE CO COM 194162103 452 5,982 SH SOLE 5,982 0 0
COLGATE PALMOLIVE CO COM 194162103 452 5,985 SH OTR 5,885 100 0
COMMUNITY BANKERS TR CORP COM 203612106 163 14,342 SH SOLE 14,342 0 0
CONAGRA BRANDS INC COM 205887102 5,072 149,738 SH SOLE 149,738 0 0
CONAGRA BRANDS INC COM 205887102 1,781 52,578 SH OTR 51,008 1,570 0
CONOCOPHILLIPS COM 20825C104 59 876 SH SOLE 876 0 0
CONOCOPHILLIPS COM 20825C104 141 2,081 SH OTR 1,512 0 569
COSTCO WHSL CORP NEW COM 22160K105 83 185 SH SOLE 135 0 50
COSTCO WHSL CORP NEW COM 22160K105 160 355 SH OTR 355 0 0
DANAHER CORPORATION COM 235851102 650 2,135 SH SOLE 2,035 0 100
DANAHER CORPORATION COM 235851102 320 1,050 SH OTR 1,050 0 0
DEERE & CO COM 244199105 705 2,104 SH SOLE 2,104 0 0
DEERE & CO COM 244199105 536 1,600 SH OTR 1,600 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 5,492 28,458 SH SOLE 28,408 0 50
DIAGEO PLC SPON ADR NEW 25243Q205 1,441 7,464 SH OTR 7,284 180 0
DISNEY WALT CO COM 254687106 10,413 61,554 SH SOLE 61,264 0 290
DISNEY WALT CO COM 254687106 5,165 30,529 SH OTR 30,422 107 0
DISCOVER FINL SVCS COM 254709108 49 402 SH SOLE 402 0 0
DISCOVER FINL SVCS COM 254709108 178 1,450 SH OTR 1,450 0 0
DOMINION ENERGY INC COM 25746U109 5,716 78,276 SH SOLE 77,981 0 295
DOMINION ENERGY INC COM 25746U109 7,956 108,956 SH OTR 72,389 400 36,167
DOVER CORP COM 260003108 423 2,719 SH OTR 1,519 0 1,200
DUKE ENERGY CORP NEW COM NEW 26441C204 353 3,621 SH SOLE 3,521 0 100
DUKE ENERGY CORP NEW COM NEW 26441C204 389 3,982 SH OTR 3,982 0 0
EMERSON ELEC CO COM 291011104 94 997 SH SOLE 997 0 0
EMERSON ELEC CO COM 291011104 441 4,681 SH OTR 3,881 800 0
EQUIFAX INC COM 294429105 405 1,600 SH OTR 0 0 1,600
EXXON MOBIL CORP COM 30231G102 896 15,225 SH SOLE 15,225 0 0
EXXON MOBIL CORP COM 30231G102 626 10,643 SH OTR 10,193 450 0
FACEBOOK INC CL A 30303M102 823 2,425 SH SOLE 2,425 0 0
FACEBOOK INC CL A 30303M102 62 183 SH OTR 183 0 0
FASTENAL CO COM 311900104 7,253 140,526 SH SOLE 140,276 0 250
FASTENAL CO COM 311900104 3,234 62,670 SH OTR 61,415 1,255 0
FOX CORP CL A COM 35137L105 5,272 131,440 SH SOLE 131,440 0 0
FOX CORP CL A COM 35137L105 1,180 29,428 SH OTR 29,070 358 0
GALLAGHER ARTHUR J & CO COM 363576109 123 825 SH SOLE 825 0 0
GALLAGHER ARTHUR J & CO COM 363576109 611 4,110 SH OTR 4,110 0 0
GLOBAL PMTS INC COM 37940X102 545 3,460 SH SOLE 3,460 0 0
HANESBRANDS INC COM 410345102 39 2,285 SH SOLE 2,285 0 0
HANESBRANDS INC COM 410345102 1,294 75,398 SH OTR 53,165 0 22,233
HERSHEY CO COM 427866108 364 2,150 SH SOLE 2,150 0 0
HERSHEY CO COM 427866108 169 1,000 SH OTR 1,000 0 0
HOME DEPOT INC COM 437076102 11,118 33,868 SH SOLE 33,668 0 200
HOME DEPOT INC COM 437076102 5,780 17,607 SH OTR 16,075 107 1,425
HONEYWELL INTL INC COM 438516106 454 2,138 SH SOLE 2,138 0 0
HONEYWELL INTL INC COM 438516106 240 1,132 SH OTR 1,132 0 0
HORMEL FOODS CORP COM 440452100 66 1,600 SH SOLE 1,600 0 0
HORMEL FOODS CORP COM 440452100 146 3,550 SH OTR 3,550 0 0
IDEXX LABS INC COM 45168D104 435 700 SH OTR 700 0 0
ILLINOIS TOOL WKS INC COM 452308109 497 2,403 SH SOLE 2,403 0 0
ILLINOIS TOOL WKS INC COM 452308109 155 750 SH OTR 750 0 0
INTEL CORP COM 458140100 7,431 139,477 SH SOLE 138,302 0 1,175
INTEL CORP COM 458140100 4,357 81,776 SH OTR 69,801 275 11,700
INTERNATIONAL BUSINESS MACHS COM 459200101 104 750 SH SOLE 750 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 119 854 SH OTR 854 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 900 905 SH SOLE 905 0 0
INTUIT COM 461202103 4,205 7,795 SH SOLE 7,710 0 85
INTUIT COM 461202103 2,424 4,493 SH OTR 4,493 0 0
IRON MTN INC NEW COM 46284V101 4,911 113,021 SH SOLE 112,871 0 150
IRON MTN INC NEW COM 46284V101 2,000 46,037 SH OTR 45,987 50 0
ISHARES TR SELECT DIVID ETF 464287168 203 1,772 SH SOLE 1,772 0 0
ISHARES TR TIPS BD ETF 464287176 234 1,830 SH SOLE 1,830 0 0
ISHARES TR TIPS BD ETF 464287176 20 155 SH OTR 155 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,567 3,637 SH SOLE 3,637 0 0
ISHARES TR CORE US AGGBD ET 464287226 215 1,873 SH SOLE 1,873 0 0
ISHARES TR CORE US AGGBD ET 464287226 22 195 SH OTR 145 50 0
ISHARES TR S&P 500 VAL ETF 464287408 360 2,475 SH SOLE 2,475 0 0
ISHARES TR S&P 500 VAL ETF 464287408 47 325 SH OTR 325 0 0
ISHARES TR MSCI EAFE ETF 464287465 407 5,221 SH SOLE 5,221 0 0
ISHARES TR MSCI EAFE ETF 464287465 945 12,120 SH OTR 12,020 100 0
ISHARES TR RUS MD CP GR ETF 464287481 211 1,880 SH SOLE 1,880 0 0
ISHARES TR RUS MD CP GR ETF 464287481 17 155 SH OTR 155 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,051 39,004 SH SOLE 39,004 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,344 42,757 SH OTR 38,657 200 3,900
ISHARES TR CORE S&P MCP ETF 464287507 191 725 SH SOLE 725 0 0
ISHARES TR CORE S&P MCP ETF 464287507 270 1,026 SH OTR 1,026 0 0
ISHARES TR ISHARES BIOTECH 464287556 424 2,625 SH SOLE 2,625 0 0
ISHARES TR ISHARES BIOTECH 464287556 565 3,496 SH OTR 3,496 0 0
ISHARES TR COHEN STEER REIT 464287564 1,095 16,735 SH SOLE 16,735 0 0
ISHARES TR COHEN STEER REIT 464287564 1,049 16,041 SH OTR 12,215 126 3,700
ISHARES TR RUS 1000 GRW ETF 464287614 1,705 6,223 SH SOLE 6,223 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,170 9,918 SH SOLE 9,918 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,547 16,214 SH OTR 14,419 345 1,450
ISHARES TR CORE S&P SCP ETF 464287804 1,103 10,098 SH SOLE 10,098 0 0
ISHARES TR CORE S&P SCP ETF 464287804 203 1,861 SH OTR 1,262 599 0
ISHARES TR NATIONAL MUN ETF 464288414 684 5,890 SH SOLE 5,890 0 0
ISHARES TR NATIONAL MUN ETF 464288414 53 458 SH OTR 458 0 0
ISHARES TR INTRM GOV CR ETF 464288612 9,905 86,034 SH SOLE 85,509 0 525
ISHARES TR INTRM GOV CR ETF 464288612 1,473 12,795 SH OTR 12,120 675 0
ISHARES TR ISHS 1-5YR INVS 464288646 255 4,670 SH SOLE 4,670 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 39 720 SH OTR 720 0 0
ISHARES TR MICRO-CAP ETF 464288869 167 1,160 SH SOLE 1,160 0 0
ISHARES TR MICRO-CAP ETF 464288869 43 300 SH OTR 300 0 0
ISHARES TR A RATE CP BD ETF 46429B291 7,805 138,560 SH SOLE 137,735 0 825
ISHARES TR A RATE CP BD ETF 46429B291 1,134 20,130 SH OTR 19,040 1,090 0
ISHARES TR MSCI EAFE MIN VL 46429B689 3,260 43,269 SH SOLE 42,714 0 555
ISHARES TR MSCI EAFE MIN VL 46429B689 386 5,123 SH OTR 4,358 765 0
ISHARES TR CORE MSCI TOTAL 46432F834 3,313 46,659 SH SOLE 46,094 0 565
ISHARES TR CORE MSCI TOTAL 46432F834 1,019 14,355 SH OTR 13,525 830 0
ISHARES TR CORE MSCI EAFE 46432F842 4,662 62,793 SH SOLE 62,183 0 610
ISHARES TR CORE MSCI EAFE 46432F842 416 5,601 SH OTR 4,831 770 0
ISHARES INC CORE MSCI EMKT 46434G103 333 5,398 SH SOLE 5,398 0 0
ISHARES INC CORE MSCI EMKT 46434G103 14 230 SH OTR 230 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 200 7,675 SH SOLE 7,675 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 47 1,800 SH OTR 1,800 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 144 5,680 SH SOLE 5,680 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 62 2,430 SH OTR 2,430 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 215 8,025 SH SOLE 8,025 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 70 2,625 SH OTR 2,625 0 0
ISHARES TR IBONDS DEC2022 46435G755 410 15,675 SH SOLE 15,675 0 0
ISHARES TR IBONDS DEC2022 46435G755 5 200 SH OTR 200 0 0
JPMORGAN CHASE & CO COM 46625H100 10,877 66,451 SH SOLE 65,851 0 600
JPMORGAN CHASE & CO COM 46625H100 4,058 24,791 SH OTR 24,173 318 300
JOHNSON & JOHNSON COM 478160104 9,698 60,050 SH SOLE 59,660 0 390
JOHNSON & JOHNSON COM 478160104 4,913 30,422 SH OTR 28,032 1,015 1,375
KIMBERLY-CLARK CORP COM 494368103 449 3,388 SH SOLE 3,388 0 0
KIMBERLY-CLARK CORP COM 494368103 273 2,065 SH OTR 2,065 0 0
LEGGETT & PLATT INC COM 524660107 215 4,800 SH OTR 4,800 0 0
LILLY ELI & CO COM 532457108 784 3,395 SH SOLE 3,395 0 0
LILLY ELI & CO COM 532457108 162 700 SH OTR 700 0 0
LOEWS CORP COM 540424108 654 12,125 SH OTR 12,125 0 0
LOWES COS INC COM 548661107 4,924 24,274 SH SOLE 24,124 0 150
LOWES COS INC COM 548661107 3,817 18,815 SH OTR 3,080 0 15,735
MARATHON PETE CORP COM 56585A102 134 2,162 SH SOLE 2,162 0 0
MARATHON PETE CORP COM 56585A102 187 3,022 SH OTR 3,022 0 0
MARSH & MCLENNAN COS INC COM 571748102 217 1,432 SH SOLE 1,432 0 0
MARRIOTT INTL INC NEW CL A 571903202 135 909 SH SOLE 909 0 0
MARRIOTT INTL INC NEW CL A 571903202 329 2,223 SH OTR 2,223 0 0
MASCO CORP COM 574599106 5,615 101,081 SH SOLE 101,081 0 0
MASCO CORP COM 574599106 1,692 30,464 SH OTR 29,053 1,411 0
MCDONALDS CORP COM 580135101 1,201 4,982 SH SOLE 4,932 0 50
MCDONALDS CORP COM 580135101 2,665 11,051 SH OTR 8,111 0 2,940
MERCK & CO INC COM 58933Y105 1,725 22,966 SH SOLE 22,966 0 0
MERCK & CO INC COM 58933Y105 3,799 50,581 SH OTR 15,791 250 34,540
MICROSOFT CORP COM 594918104 26,152 92,764 SH SOLE 91,934 0 830
MICROSOFT CORP COM 594918104 13,880 49,233 SH OTR 47,563 360 1,310
MICROCHIP TECHNOLOGY INC. COM 595017104 11,731 76,429 SH SOLE 76,179 0 250
MICROCHIP TECHNOLOGY INC. COM 595017104 5,302 34,542 SH OTR 34,380 162 0
MONDELEZ INTL INC CL A 609207105 455 7,812 SH SOLE 6,334 0 1,478
MONDELEZ INTL INC CL A 609207105 2,103 36,139 SH OTR 2,682 100 33,357
NEXTERA ENERGY INC COM 65339F101 62 795 SH SOLE 795 0 0
NEXTERA ENERGY INC COM 65339F101 410 5,218 SH OTR 2,978 2,240 0
NIKE INC CL B 654106103 491 3,383 SH SOLE 3,383 0 0
NIKE INC CL B 654106103 669 4,605 SH OTR 4,605 0 0
NORFOLK SOUTHN CORP COM 655844108 3,109 12,995 SH SOLE 12,920 0 75
NORFOLK SOUTHN CORP COM 655844108 1,555 6,500 SH OTR 3,150 0 3,350
NORTHROP GRUMMAN CORP COM 666807102 5,736 15,926 SH SOLE 15,926 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,886 5,237 SH OTR 5,062 175 0
NOVARTIS AG SPONSORED ADR 66987V109 6,096 74,545 SH SOLE 74,545 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,297 28,090 SH OTR 27,818 272 0
ORACLE CORP COM 68389X105 571 6,550 SH SOLE 6,550 0 0
ORACLE CORP COM 68389X105 303 3,475 SH OTR 3,475 0 0
OTIS WORLDWIDE CORP COM 68902V107 127 1,549 SH SOLE 1,549 0 0
OTIS WORLDWIDE CORP COM 68902V107 488 5,935 SH OTR 5,935 0 0
OWENS & MINOR INC NEW COM 690732102 95 3,045 SH SOLE 3,045 0 0
OWENS & MINOR INC NEW COM 690732102 141 4,493 SH OTR 4,493 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,042 5,328 SH SOLE 5,328 0 0
PNC FINL SVCS GROUP INC COM 693475105 117 600 SH OTR 600 0 0
PAYCHEX INC COM 704326107 197 1,750 SH SOLE 1,750 0 0
PAYCHEX INC COM 704326107 399 3,550 SH OTR 3,550 0 0
PAYPAL HLDGS INC COM 70450Y103 429 1,650 SH SOLE 1,650 0 0
PAYPAL HLDGS INC COM 70450Y103 176 675 SH OTR 675 0 0
PEPSICO INC COM 713448108 7,137 47,452 SH SOLE 47,122 0 330
PEPSICO INC COM 713448108 5,617 37,347 SH OTR 19,402 25 17,920
PFIZER INC COM 717081103 619 14,391 SH SOLE 14,391 0 0
PFIZER INC COM 717081103 1,048 24,365 SH OTR 17,215 0 7,150
PHILIP MORRIS INTL INC COM 718172109 876 9,240 SH SOLE 7,725 0 1,515
PHILIP MORRIS INTL INC COM 718172109 2,993 31,576 SH OTR 3,070 0 28,506
PINNACLE FINL PARTNERS INC COM 72346Q104 76 805 SH SOLE 805 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104 383 4,069 SH OTR 4,069 0 0
PRICE T ROWE GROUP INC COM 74144T108 11,079 56,323 SH SOLE 56,081 0 242
PRICE T ROWE GROUP INC COM 74144T108 4,094 20,814 SH OTR 20,649 165 0
PROCTER AND GAMBLE CO COM 742718109 7,692 55,023 SH SOLE 54,603 0 420
PROCTER AND GAMBLE CO COM 742718109 4,665 33,367 SH OTR 31,852 140 1,375
PRUDENTIAL FINL INC COM 744320102 146 1,386 SH SOLE 1,386 0 0
PRUDENTIAL FINL INC COM 744320102 223 2,118 SH OTR 935 0 1,183
RGC RES INC COM 74955L103 179 7,954 SH SOLE 7,954 0 0
RGC RES INC COM 74955L103 1,003 44,559 SH OTR 0 0 44,559
RAYTHEON TECHNOLOGIES CORP COM 75513E101 478 5,565 SH SOLE 5,565 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,259 14,648 SH OTR 14,648 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 216 10,150 SH SOLE 10,150 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,361 47,447 SH SOLE 46,922 0 525
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,164 7,374 SH OTR 6,911 70 393
SCHWAB CHARLES CORP COM 808513105 235 3,225 SH SOLE 3,225 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 6,987 88,325 SH SOLE 87,775 0 550
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,224 28,112 SH OTR 27,842 270 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,620 36,295 SH SOLE 35,785 0 510
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 766 6,020 SH OTR 5,115 905 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,755 25,488 SH SOLE 25,113 0 375
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 208 3,015 SH OTR 2,310 705 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,286 18,314 SH SOLE 18,074 0 240
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 609 3,395 SH OTR 2,935 460 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,158 22,240 SH SOLE 21,940 0 300
SELECT SECTOR SPDR TR ENERGY 81369Y506 202 3,885 SH OTR 3,540 345 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 4,060 108,178 SH SOLE 107,078 0 1,100
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 685 18,250 SH OTR 15,290 2,960 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,720 27,805 SH SOLE 27,405 0 400
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 441 4,510 SH OTR 3,750 760 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 8,059 53,969 SH SOLE 53,244 0 725
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,255 8,407 SH OTR 6,972 1,360 75
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,694 21,145 SH SOLE 20,855 0 290
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 360 4,495 SH OTR 3,860 635 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,097 17,173 SH SOLE 17,073 0 100
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 633 9,905 SH OTR 9,700 205 0
STANLEY BLACK & DECKER INC COM 854502101 234 1,337 SH SOLE 1,337 0 0
STANLEY BLACK & DECKER INC COM 854502101 88 500 SH OTR 500 0 0
STARBUCKS CORP COM 855244109 7,318 66,337 SH SOLE 66,337 0 0
STARBUCKS CORP COM 855244109 2,197 19,918 SH OTR 19,023 895 0
STRYKER CORPORATION COM 863667101 1,178 4,465 SH OTR 1,595 0 2,870
SYSCO CORP COM 871829107 55 695 SH SOLE 695 0 0
SYSCO CORP COM 871829107 216 2,749 SH OTR 2,249 0 500
TJX COS INC NEW COM 872540109 7,624 115,545 SH SOLE 115,395 0 150
TJX COS INC NEW COM 872540109 2,086 31,609 SH OTR 31,284 325 0
TAPESTRY INC COM 876030107 19 500 SH SOLE 500 0 0
TAPESTRY INC COM 876030107 416 11,246 SH OTR 11,246 0 0
TC ENERGY CORP COM 87807B107 3,709 77,129 SH SOLE 77,129 0 0
TC ENERGY CORP COM 87807B107 1,131 23,520 SH OTR 23,160 360 0
TESLA INC COM 88160R101 213 275 SH SOLE 275 0 0
TEXAS INSTRS INC COM 882508104 231 1,200 SH SOLE 1,200 0 0
TEXAS INSTRS INC COM 882508104 477 2,484 SH OTR 2,484 0 0
3M CO COM 88579Y101 454 2,589 SH SOLE 2,589 0 0
3M CO COM 88579Y101 1,445 8,235 SH OTR 8,105 0 130
TRACTOR SUPPLY CO COM 892356106 115 570 SH SOLE 570 0 0
TRACTOR SUPPLY CO COM 892356106 319 1,575 SH OTR 1,575 0 0
TRUIST FINL CORP COM 89832Q109 1,250 21,309 SH SOLE 21,309 0 0
TRUIST FINL CORP COM 89832Q109 624 10,643 SH OTR 10,368 0 275
US BANCORP DEL COM NEW 902973304 8,677 145,973 SH SOLE 145,166 0 807
US BANCORP DEL COM NEW 902973304 3,273 55,058 SH OTR 54,858 200 0
UNION PAC CORP COM 907818108 1,117 5,700 SH SOLE 5,700 0 0
UNION PAC CORP COM 907818108 143 729 SH OTR 729 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,099 6,034 SH SOLE 6,034 0 0
UNITED PARCEL SERVICE INC CL B 911312106 200 1,100 SH OTR 1,100 0 0
UNITEDHEALTH GROUP INC COM 91324P102 14,005 35,841 SH SOLE 35,746 0 95
UNITEDHEALTH GROUP INC COM 91324P102 5,271 13,489 SH OTR 13,394 95 0
V F CORP COM 918204108 6,315 94,274 SH SOLE 93,724 0 550
V F CORP COM 918204108 2,551 38,079 SH OTR 37,894 135 50
VANGUARD BD INDEX FDS INTERMED TERM 921937819 200 2,240 SH SOLE 2,240 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 165 1,840 SH OTR 1,685 155 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 33 385 SH SOLE 385 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 287 3,355 SH OTR 3,355 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,021 20,217 SH SOLE 20,217 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 66 1,314 SH OTR 1,314 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 325 3,195 SH SOLE 3,195 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 321 3,150 SH OTR 3,150 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,498 69,941 SH SOLE 69,501 0 440
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,174 23,466 SH OTR 22,772 694 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,289 18,295 SH SOLE 18,295 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 21 300 SH OTR 300 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 12,271 230,259 SH SOLE 228,284 0 1,975
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,049 38,455 SH OTR 35,930 2,525 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 3,952 37,434 SH SOLE 37,234 0 200
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 702 6,646 SH OTR 6,250 396 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 16,630 176,144 SH SOLE 175,244 0 900
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,934 31,075 SH OTR 28,675 2,400 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 230 583 SH SOLE 583 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 495 1,256 SH OTR 1,256 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,953 127,265 SH SOLE 126,355 0 910
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,254 41,793 SH OTR 40,353 665 775
VANGUARD INDEX FDS MID CAP ETF 922908629 29,658 125,267 SH SOLE 124,852 0 415
VANGUARD INDEX FDS MID CAP ETF 922908629 8,331 35,187 SH OTR 34,497 690 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 29,561 135,186 SH SOLE 134,736 0 450
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,527 34,424 SH OTR 33,799 625 0
VERIZON COMMUNICATIONS INC COM 92343V104 884 16,361 SH SOLE 16,211 0 150
VERIZON COMMUNICATIONS INC COM 92343V104 2,720 50,363 SH OTR 16,788 0 33,575
VISA INC COM CL A 92826C839 12,503 56,131 SH SOLE 55,876 0 255
VISA INC COM CL A 92826C839 5,674 25,472 SH OTR 25,347 125 0
WALMART INC COM 931142103 365 2,616 SH SOLE 2,616 0 0
WALMART INC COM 931142103 1,696 12,168 SH OTR 5,963 0 6,205
WALGREENS BOOTS ALLIANCE INC COM 931427108 309 6,560 SH SOLE 6,560 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 36 755 SH OTR 650 105 0
WASTE MGMT INC DEL COM 94106L109 8,799 58,914 SH SOLE 58,614 0 300
WASTE MGMT INC DEL COM 94106L109 3,404 22,788 SH OTR 22,703 85 0
WATERS CORP COM 941848103 357 1,000 SH OTR 1,000 0 0
WELLS FARGO CO NEW COM 949746101 236 5,079 SH SOLE 5,079 0 0
WELLS FARGO CO NEW COM 949746101 79 1,709 SH OTR 1,709 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 90 2,533 SH SOLE 2,533 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 189 5,302 SH OTR 5,302 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 394 7,447 SH OTR 7,447 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 844 14,350 SH SOLE 14,350 0 0
ZOETIS INC CL A 98978V103 8,774 45,195 SH SOLE 45,195 0 0
ZOETIS INC CL A 98978V103 3,620 18,647 SH OTR 18,397 250 0