The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 06-30-2021
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: TOEWS CORP /ADV
Address: 1750 ZION ROAD
SUITE 201
NORTHFIELD , NJ08225-1844
Form 13F File Number: 028-19545

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Yu Jin Kim
Title: Compliance Director
Phone: 800-258-5650
Signature, Place, and Date of Signing:
Yu Jin Kim Medford , NJ 08-02-2021
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 14
Form 13F Information Table Value Total: 666,087
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name


SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 452 8,318 SH SOLE 0 0 8,318
ISHARES TR CORE US AGGBD ET 464287226 190,759 1,654,027 SH SOLE 1,653,800 0 227
ISHARES TR TIPS BD ETF 464287176 16,784 131,112 SH SOLE 130,300 0 812
VANGUARD INDEX FDS VALUE ETF 922908744 1,106 8,046 SH SOLE 0 0 8,046
VANGUARD INDEX FDS SMALL CP ETF 922908751 370 1,641 SH SOLE 0 0 1,641
VANGUARD INDEX FDS GROWTH ETF 922908736 1,422 4,958 SH SOLE 0 0 4,958
ISHARES TR IBOXX HI YD ETF 464288513 129,208 1,467,600 SH SOLE 1,467,600 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 191,604 2,230,810 SH SOLE 2,229,900 0 910
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,366 26,512 SH SOLE 0 0 26,512
SPDR SER TR BLOOMBERG BRCLYS 78468R622 115,106 1,046,800 SH SOLE 1,046,800 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 11,913 119,200 SH SOLE 119,200 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,655 60,000 SH SOLE 60,000 0 0
DBX ETF TR XTRACK USD HIGH 233051432 3,829 95,000 SH SOLE 95,000 0 0
NORTHERN LIGHTS FD TR TOEWS AGILTY SHS 66538J720 513 16,521 SH SOLE 0 0 16,521