The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 06-30-2021
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Radnor Financial Advisors, LLC
Address: 485 DEVON PARK DRIVE
SUITE 119
WAYNE , PA19087
Form 13F File Number: 028-19996

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Stephanie Vermillion
Title: Chief Compliance Officer
Phone: 610-975-0143
Signature, Place, and Date of Signing:
Stephanie Vermillion Wayne , PA 08-02-2021
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 26
Form 13F Information Table Value Total: 277,632
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard SC Growth ETF ETF 922908595 41,708 143,926 SH SOLE 143,926 0 0
Schwab International Small-Cap Equity ETF ETF 808524888 35,333 849,346 SH SOLE 849,346 0 0
Vanguard Growth ETF ETF 922908736 26,671 92,993 SH SOLE 92,993 0 0
Vanguard Total Stock Market ETF ETF 922908769 21,291 95,554 SH SOLE 95,554 0 0
Dimensional U.S. Targeted Value ETF ETF 25434V609 18,778 419,111 SH SOLE 419,111 0 0
iShares MSCI EAFE Small Cap Index ETF 464288273 18,751 252,842 SH SOLE 252,842 0 0
Schwab EMG Mkt Equity ETF ETF 808524706 18,439 560,807 SH SOLE 560,807 0 0
Vanguard Emerging Markets Stock ETF ETF 922042858 18,437 339,474 SH SOLE 339,474 0 0
Schwab US SC ETF ETF 808524607 16,586 159,203 SH SOLE 159,203 0 0
Golub Capital BDC, Inc. COM 38173M102 11,662 756,281 SH SOLE 756,281 0 0
Vanguard Small-Cap Value ETF ETF 922908611 9,728 56,017 SH SOLE 56,017 0 0
Vanguard Dividend Appreciation Index fund ETF 921908844 6,501 41,996 SH SOLE 41,996 0 0
Vanguard Total International Stock ETF ETF 921909768 6,277 95,568 SH SOLE 95,568 0 0
iShares S&P 500 Index ETF 464287200 4,282 9,961 SH SOLE 9,961 0 0
Ishares Core MSCI Emerging Markets ETF 46434G103 3,405 50,825 SH SOLE 50,825 0 0
Schwab US LC ETF ETF 808524201 3,088 29,701 SH SOLE 29,701 0 0
Vanguard Large Cap ETF ETF 922908637 2,768 13,791 SH SOLE 13,791 0 0
Vanguard High Dividend Yield Index ETF ETF 921946406 2,188 20,883 SH SOLE 20,883 0 0
iShares Russell 2000 Growth Index ETF 464287648 1,728 5,543 SH SOLE 5,543 0 0
SPDR S&P 500 ETF Trust ETF 78462F103 1,648 3,849 SH SOLE 3,849 0 0
Goldman Sachs BDC, Inc. COM 38147U107 1,629 83,101 SH SOLE 83,101 0 0
Vanguard Small-Cap ETF 922908751 1,471 6,531 SH SOLE 6,531 0 0
Vanguard FTSE All World ex-US Small-Cap ETF 922042718 1,467 10,752 SH SOLE 10,752 0 0
Vanguard ESG U.S. Stock ETF ETF 921910733 1,313 16,417 SH SOLE 16,417 0 0
Vanguard S&P 500 ETF ETF 922908363 1,306 3,318 SH SOLE 3,318 0 0
iShares Russell 1000 Growth ETF ETF 464287614 1,177 4,335 SH SOLE 4,335 0 0